4 bedroom Single Family Residence at 3581 OGLEBAY Drive, Magnolia Point Golf, Green Cove Springs — photo 1Front elevation
4 bedroom Single Family Residence at 3581 OGLEBAY Drive, Magnolia Point Golf, Green Cove Springs — photo 2Living space
4 bedroom Single Family Residence at 3581 OGLEBAY Drive, Magnolia Point Golf, Green Cove Springs — photo 3Kitchen
4 bedroom Single Family Residence at 3581 OGLEBAY Drive, Magnolia Point Golf, Green Cove Springs — photo 4Owner's suite
New — 4 days on market Single Family Residence
$450,000

3581 OGLEBAY Drive, Green Cove Springs, FL 32043

Single Family Residence in Magnolia Point Golf, Green Cove Springs · No CDD · FEMA Zone X
Magnolia Point Golf · Green Cove Springs, FL 32043 · Clay
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Listing data updated July 1, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
2,182Sq Ft
Acre Lot
2013Year Built
$206Per Sq Ft
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
At a glance
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2013 · 13 yrs
  • $206/sq ft — below the area median of $229
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$450,000
List price
As listed in the MLS
4 / 2
Bed / bath
Per the listing
2,182
Living area
Sq ft (approx.)
$206
Price / sq ft
List ÷ living area

The home

Year built2013
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$4,410/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing description

About this home

Immaculate and well-maintained 4 bedroom, 2 bath home in the highly sought after Magnolia Point Golf and Country Club. A guard-gated community and no CDD fees. Located on a large, beautifully landscaped lot, with a spectacular pond view, this home offers the perfect blend of priv...

Description provided by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY and reproduced from the MLS; not independently verified.

No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$2,924
Principal & interest$2,347
Property tax$368
Insurance$159
CDD assessment$0
HOA$50
PMI$0

Down payment $90,000 · Loan $360,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$4,410/yr

The seller likely pays less due to the homestead cap. At a $450,000 purchase, expect your first full-year Clay bill near $4,410 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$1,909/yr

Estimate for a 2013 build in Clay. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in Magnolia Point Golf

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Magnolia Point Golf neighborhood guide for more.

Comparable sales found
5

Recent nearby closings in the data set.

Median sale price (set)
$545,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$229

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$206

List price divided by living area. Provided as data, not a value judgment.

Go deeper on Magnolia Point Golf

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Price benchmark

Pricing & market trend in Magnolia Point Golf

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales3635 OGLEBAY Drive3635 OGLEBAY Drive: $186/sq ft$1863726 GLYNN COTTAGE C…3726 GLYNN COTTAGE Court: $198/sq ft$198This homeThis home: $206/sq ft$2063672 ST ANDREWS Court3672 ST ANDREWS Court: $229/sq ft$2291909 MEDINAH Lane1909 MEDINAH Lane: $236/sq ft$2361877 MEDINAH Lane1877 MEDINAH Lane: $250/sq ft$250Median $229

Recent sold prices in this community

$375,000$517,500$660,000Apr 2026: $655,000May 2026: $560,000May 2026: $660,000May 2026: $545,000May 2026: $425,000Jun 2026: $569,900Jun 2026: $490,000Jun 2026: $375,000Apr 2026Jun 2026
The Messtimate™

The Messtimate: $405,852 – $545,500

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. That’s the whole point: look how wide it is.

$405,852the mess$545,500

A 34% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or dated interior can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 4 days on market vs. a ~47-day neighborhood median
  • 20 active listings competing in Magnolia Point Golf
  • 3 under contract now
  • 13% of for-sale inventory is already under contract (demand signal)
  • pending-to-active ratio 0.15 (higher = faster-selling demand)
  • 4.9 months of supply (under ~4 favors sellers, over ~6 favors buyers)
  • 1 new-construction home competing
  • 49 closed here in the last 12 months

For reference, this home is listed at $450,000 ($206/sq ft) — a number set with analysis a Messtimate can't do.

Want a number you can actually price or offer on? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,182 sq ft × $186–$250/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 1, 2026.

Assigned schools

Assigned schools

Schools currently assigned to this address in Clay County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Charles E. Bennett Elementary SchoolPublic PreK-6 · Clay County School District
Green Cove Springs Junior High SchoolPublic 7-8 · Clay County School District
Clay High SchoolPublic 9-12 · Clay County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $229/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

The full spec sheet

Property details & features

Interior

  • Bedrooms4
  • Bathrooms2
  • Living area2,182 sq ft

Exterior & lot

  • Lot sizeSee record
  • TypeSingle Family Residence

Systems

  • Year built2013
  • Age13 yrs

Listing

  • MLS #2152530
  • StatusActive
  • Days on market4
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $450,000Momentum Realty · on market 4 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3581 OGLEBAY Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Listing agent

Listed by

BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Information provided via the NEFMLS Internet Data Exchange and deemed reliable but not guaranteed. To tour this home, a licensed Momentum Realty agent can represent you as a buyer.

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.