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67 days on market
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62 days on market
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Single Family Residence
$330,000
4-Bedroom Home in Two Creeks
3971 WHITE PELICAN Way, Middleburg, FL 32068
Single Family Residence in Two Creeks, Middleburg · No CDD
Two Creeks · Middleburg, FL 32068 · Clay
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Listing data updated July 15, 2026 · refreshed twice daily
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Listing data updated July 10, 2026 · refreshed twice daily
>>>>>>> origin/main
4Bedrooms
2Bathrooms
1,822Sq Ft
2013Year Built
$181Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
8% above
$/sq ft vs community
$181 here vs $167 median sold (12 mo)
Buyer leverage
Seller-leaning
67 days on market
1.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~69 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $330,000 — recent neighborhood median sale price ~$440,000 (nearby sales; deemed reliable, not an appraisal)
67 days on market
HOA ~$50/mo (estimate; confirm)
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No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 2013 · 13 yrs
1,822 sq ft of living area
2-car garage
$181/sq ft — compared with the displayed median of $153 from recent nearby sales
Listed at $330,000 — recent neighborhood median sale price ~$360,000 (nearby sales; deemed reliable, not an appraisal)
62 days on market
HOA ~$50/mo (estimate; confirm)
>>>>>>> origin/main
School district: Clay County SchoolCommunity built 2008–2025Foxmeadow Recreational Park · 2 min driveKroger · 8 min driveVerde Vida Healthy Kitchen · 8 min drive
Momentum Research · Two Creeks
Pricing & the Two Creeks market
How this home is priced against recent nearby sales, and where Two Creeks has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Two Creeks
Each dot is a closed sale since 2008 (792 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $181/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 45 (normal).
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Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms2
Living area1,822 sq ft
Year built2013
Property typeSingle Family Residence
Financial
Est. monthly payment$2,157
Est. taxes / yr~$3,234
Est. insurance / yr~$1,400
HOA$50/mo
CDDNone on record
Price / sq ft$181
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~69 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,400/yr
Market
Days on market62
Neighborhood median DOM62
Active listings (area)7
Months of supply2.5
Comparable-sales median$360,000
This home62d
Area median62d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,400/yr
Estimated homeowners premium; get a real quote.
Months of supply
2.5 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
43/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$2,157/mo
Principal & interest $1,721/mo80%
Taxes $270/mo12%
Insurance $117/mo5%
HOA $50/mo2%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
52/100
Strongest on: Flood safety (95), Insurance cost (78)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area4
This home $181/sq ft vs area median $153/sq ft from recent nearby sales.
Affordability64
List price $330,000 vs area median $360,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~69 ft elevation. Verify the parcel with FEMA.
Insurance cost78
From FEMA Zone X and a 2013 build. Obtain a property-specific quote.
Market liquidity60
Area median 62 days on market, ~2.5 months of supply.
Investment metrics46
Objective supply and demand metrics for the area - not investment advice.
Renovation upside14
From a 2013 build and $181/sq ft vs area $153/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$330,000
List price
As listed in the MLS
4 / 2
Bed / bath
Per the listing
1,822
Living area
Sq ft (approx.)
$181
Price / sq ft
List ÷ living area
The home
Year built2013
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$3,234/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~69 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $278,766 – $304,274
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$278,766the mess$304,274
Actual list price: $330,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 9% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 62 days on market vs. a ~62-day neighborhood median
7 active listings competing in Two Creeks
2 under contract now
22% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈2.5 months of supply (one market-context metric; should not be used alone)
Median sale price is up 101% over the last 140 months
Homes here sell at about 98.3% of list price
33 closed here in the last 12 months
For reference, this home is listed at $330,000 ($181/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,822 sq ft × $153–$167/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Two Creeks market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
7Active listings
2Under contract
0New this month
2.5Months of supply
62Median days on market
22%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
>>>>>>> origin/main
Property timeline
This home’s history
2013BuiltPer public record
Jul 2, 2026First trackedObserved at $330,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,108/mo
Principal & interest $1,672/mo79%
Taxes $270/mo13%
Insurance $117/mo6%
HOA $50/mo2%
$2,108/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Flood safety (95), Buyer competition (95)
0 limited50100 exceptional
66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area29
This home $181/sq ft vs the community 12-month median $167/sq ft.
Affordability92
List price $330,000 vs the community median $440,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~69 ft elevation. Verify the parcel with FEMA.
Insurance cost78
From FEMA Zone X and a 2013 build. Obtain a property-specific quote.
Market liquidity72
Community median 41 days on market, ~1.9 months of supply (12-month record).
Renovation upside14
From a 2013 build and $181/sq ft vs the community median $167/sq ft. Not a condition assessment.
Buyer competition95
5% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power61
Recent sales closed at about 95.7% of original asking (~4.3% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
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Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$330,000
Bed / bath4 / 2
Living area1,822 sq ft
Year built2013
Property typeSingle Family Residence
MLS #2142071
Listing status62 days on market
Days on market62
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~69 ft
CountyClay
Estimated first-year tax~$3,234/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$181
Estimated monthly payment$2,157
Estimated insurance~$1,400/yr
Messtimate range$278,766 – $304,274
Comparable-sales median$360,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
>>>>>>> origin/main
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 1.9 months of supply in the surrounding market and 67 days on market for this home, against a 41-day area median.Days on market:this home 67Area median: 41 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.
🟡 Asking $181 per square foot, about 8% above the community’s $167 median. Two Creeks’s 12-month median sold price per square foot is $167. Median sold price per square foot is up 7.3% year over year. Confidence: Very High · 33 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
64% of homes in Two Creeks are owner-occupied. An estimated 36% are non-owner-occupied, including 7% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 658 homes matched. Community-level context.
Recent Two Creeks sales closed near 95.7% of original asking. Cash paid for about 5% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 5 active listings in Two Creeks, no CDD assessment.
Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
A listing description for this property is being reviewed for fair-housing and advertising compliance and is not shown.
Listing descriptions are screened for fair-housing and accuracy compliance before display.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$330,000
Bed / bath4 / 2
Living area1,822 sq ft
Year built2013
Property typeSingle Family Residence
Garage2-car
MLS #2142071
Listing status67 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~69 ft
Windstorm exposureLow
CountyClay
Area listings5 active · 3 under contract
Estimated first-year tax~$3,234/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$181
Estimated monthly payment$2,108
Insurance (illustrative)$1k–$2k/yr
Messtimate range$278,766 – $304,274
Comparable-sales median$440,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$278,766the mess$304,274
Actual list price: $330,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 9% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 67 days on market vs. a 41-day community median
5 active listings competing, 3 under contract
≈1.9 months of supply
32 closed here in the last 12 months
For reference, this home is listed at $330,000 ($181/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,822 sq ft × $153–$167/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.
Keep looking
Similar homes for sale near Two Creeks
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $330,000Momentum Realty · on market 67 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,234/yr
A rough first-year estimate only, applying a typical Clay rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~69 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Two Creeks
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Two Creeks neighborhood guide for more.
Comparable sales found
5
Recent nearby closings in the data set.
Community median sale price
$440,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$167
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Two Creeks
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Kroger 8 min
Dining
Verde Vida Healthy Kitchen 8 min
Shopping
Discovery Landing 13 min
Parks
Foxmeadow Recreational Park 2 min
>>>>>>> origin/main
In the area
Recent Two Creeks news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Development
Hyland Trail breaks ground on Lodge Amenity Center in southern Clay County
GreenPointe Holdings held a groundbreaking for the Lodge Amenity Center at Hyland Trail, a community near the newly opened stretch of the First Coast Expressway in the Lake Asbury area of Clay County. The center is planned with a beach-entry pool and splash zone, an exercise facility, pickleball courts, and multi-use pathways, with completion slated for 2026. Hyland Trail and adjacent GreenPointe neighborhoods are set to add more than 3,000 homes, with Dream Finders and Pulte offering single-family homes from the $300s and a Lennar active-adult section called Edenbrooke.
Why it matters: A large amenity-anchored buildout opening nearby may broaden the range of new-construction options buyers compare against an established community like Two Creeks.
Planned 4,000-home Agricola master-planned community seeks permits in Clay County
Fort Lauderdale-based BTI Partners is advancing a master-planned community on the roughly 3,145-acre Agricola property in Green Cove Springs off U.S. 17, which it bought for $93 million. The plan calls for about 4,000 residential units, including 2,170 single-family homes, 370 townhomes, and 1,460 multifamily units, plus schools and trails. The St. Johns River Water Management District began reviewing an environmental resource permit after the county approved rezoning in October.
Why it matters: A development of this scale could add substantial housing supply and supporting infrastructure to the broader Clay County corridor over time.
Clay Town Center in Middleburg signs and opens eight new tenants
Paradigm Partners reported leasing progress at Clay Town Center, an 18,500 square foot mixed-use retail and restaurant development in Middleburg. Mattress Warehouse, MedPlus Pharmacy, Domino's Pizza, and Wingstop opened earlier in the year, while Anejo Cocina Mexicana and Verde Vida Healthy Kitchen debuted that month, with Sizzling Nails and Firehouse Subs expected to follow. The center is projected to create more than 100 local jobs.
Why it matters: A maturing retail and dining cluster in Middleburg may add everyday conveniences within reach of area neighborhoods like Two Creeks.
Century Communities buys land for 170-home Asbury Creek near Middleburg
Century Communities closed on a land deal off Henley Road in Green Cove Springs for a new single-family community called Asbury Creek, planned for 170 homesites. Sales are anticipated to begin in mid-2026, and the community is planned with no CDD fees along with amenities including a pavilion, playground, and multi-use field. The builder cited access to downtown Jacksonville via the completed First Coast Expressway.
Why it matters: A no-CDD builder community nearby may give buyers an additional comparison point on monthly carrying costs.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Kroger 8 min
Dining
Verde Vida Healthy Kitchen 8 min
Shopping
Discovery Landing 13 min
Parks
Foxmeadow Recreational Park 2 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Clay County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
Tynes Elementary (Clay)Public PreK-6 · Clay County School District · Grade B (Florida DOE 2025-26)
GRADEA
Wilkinson Junior High (Clay)Public 7-8 · Clay County School District · Grade A (Florida DOE 2025-26)
GRADEA
Middleburg High School (Clay)Public 9-12 · Clay County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$249,555
4259 SANDHILL CRANE Terrace, Middleburg
3 / 2 bd/ba · 1,739 sq ft · $144/sq ft
Courtesy of TRINITY REAL ESTATE III LLC · View details →
Sold May 2026
$380,000
3908 PIPIT Point, Middleburg
4 / 2 bd/ba · 1,997 sq ft · $190/sq ft
Courtesy of WATSON REALTY CORP · View details →
Sold May 2026
$224,500
4075 SANDHILL CRANE Terrace, Middleburg
3 / 2 bd/ba · 1,466 sq ft · $153/sq ft
Courtesy of TRINITY REAL ESTATE III LLC · View details →
Sold Apr 2026
$365,000
4042 TRAIL RIDGE Road, Middleburg
4 / 2 bd/ba · 2,182 sq ft · $167/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Sold May 2026
$360,000
4053 TRAIL RIDGE Road, Middleburg
4 / 3 bd/ba · 2,347 sq ft · $153/sq ft
Courtesy of OFFERPAD BROKERAGE FL LLC · View details →
Community 12-month median: $167/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
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If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,512 – $2,200/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$643 – −$24At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
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Keep looking
Similar homes for sale near Two Creeks
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
realMLS, refreshed twice daily (last: July 15, 2026)
Community market stats
realMLS closed sales, as of July 14, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
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Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $330,000Momentum Realty · on market 62 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
>>>>>>> origin/main
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
