Middleburg
Housing Market
Median sale price $294,500, up 0.6% year over year, with homes going under contract in about 47 days, 323 homes on the market.
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Housing Market Analyst
Inventory sits at 6.6 months of supply — heavy by the 3-to-6-month balanced benchmark, and 29% of listed homes are already under contract. Prices are up 0.6% versus the prior year and sellers are still collecting 95.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 29% of inventory sits under contract.
- Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current Middleburg data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Middleburg is hot — and where it isn't
Each dot is a community (80 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Middleburg
The median sale price across Middleburg currently stands at $294,500, up 0.6% from a year ago. Buyers are paying a median of $179 per square foot. The typical home goes under contract in about 47 days. Sellers are capturing 95.5% of their original asking price on average.
There are 323 active listings on the market, with 110 more already under contract. At the current sales pace that works out to 6.6 months of supply — a buyer-leaning market by the standard six-month benchmark. 526 homes closed here over the trailing 12 months.
Middleburg prices sit below the Clay County median by roughly 10%. Zillow's home value index for Clay County stands at $335,274. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Middleburg is 51 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 26, 2026.
Middleburg since 2012 — and where it’s heading
A median home here sold for $145,696 in 2012 and $318,212 over the last recorded year — 118% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (3,719 recorded sales)
Days on market by year
Home value trend · Clay County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Clay County (MLS)
Median price · daily recalculation
What’s driving Middleburg
Top inbound states: CA, VA, NY, NC. Movers arriving report ~$65,179 average income. Source: IRS SOI county-to-county migration, 2022-2023
606 Citizens policies in force in Clay County — the state-backed insurer of last resort. Budget insurance into any Clay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,240 single-family · 282 multi-family · 6.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Middleburg right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Clay County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Middleburg ← this page | $294K | 218 | 51 | |
| Green Cove Springs | $345K | 227 | 50 | Open → |
| Orange Park | $315K | 164 | 53 | Open → |
| Fleming Island | $470K | 57 | 62 | Open → |
| Keystone Heights | $270K | 45 | 29 | Open → |
Neighborhoods on the move
| CorsairMiddleburg | $265K | ▲ 3% |
| The Landing at Branan FieldMiddleburg | $249K | ▲ -4% |
| Long BayMiddleburg | $240K | ▲ -4% |
| GreyhawkMiddleburg | $375K | ▲ -5% |
| Whisper CreekMiddleburg | $333K | ▲ -20% |
| Whisper CreekMiddleburg | $333K | ▼ 20% |
| GreyhawkMiddleburg | $375K | ▼ 5% |
| The Landing at Branan FieldMiddleburg | $249K | ▼ 4% |
| Long BayMiddleburg | $240K | ▼ 4% |
| CorsairMiddleburg | $265K | ▼ 3% |
| Jennings FarmMiddleburg | $427K | 28 |
| Black Creek ParkMiddleburg | $447K | 16 |
| Orange Park SouthMiddleburg | $380K | 16 |
| RavinesMiddleburg | $408K | 16 |
| CorsairMiddleburg | $265K | 12 |
| Westwood ParkMiddleburg | $113K | 11 days |
| Baxley VillasMiddleburg | $276K | 14 days |
| Black Creek ParkMiddleburg | $447K | 18 days |
| Jacksonville SouthMiddleburg | $310K | 18 days |
| District at Oakleaf VillageMiddleburg | $272K | 24 days |
Middleburg ZIP codes
Most active communities
More on Middleburg
Put this data to work
The questions people actually ask
Should I buy a house in Middleburg right now?
The data says conditions currently favor neither side decisively in Middleburg — the Momentum Score reads 51/100 with 6.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Middleburg becoming more affordable?
No — the median sale price in Middleburg is $294,500, up 0.6% versus the prior year, while sellers still capture 95.5% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Middleburg?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Whisper Creek (-20%); Greyhawk (-5%); The Landing at Branan Field (-4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Middleburg neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Westwood Park (11 days); Baxley Villas (14 days); Black Creek Park (18 days) — homes there go under contract well ahead of the market-wide pace of 47 days.
How does Middleburg compare to the rest of Clay County?
Middleburg's median of $294,500 runs 10% below the county-wide median of $326,000, and homes here take 47 days to go under contract versus 49 county-wide.
Middleburg housing market FAQ
How is the housing market in Middleburg right now?
As of October 26, 2026, the Middleburg housing market is roughly balanced: the median sale price is $294,500 (up 0.6% year over year), 323 homes are for sale against 526 sales in the last 12 months, which is 6.6 months of supply, and the typical home goes under contract in about 47 days.
How much is a house in Middleburg?
The median home sold for $294,500 in Middleburg over the last 12 months, about $179 per square foot; asking prices on the 323 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Middleburg?
By the numbers, sellers in Middleburg are getting 95.5% of asking price and going under contract in about 47 days with 6.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Middleburg housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Middleburg median sale prices are up 0.6% year over year, inventory stands at 6.6 months of supply, and 29% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Middleburg?
The median sale price in Middleburg is currently $294,500, up 0.6% from a year ago, based on MLS sales data updated October 26, 2026.
Is Middleburg a buyer's or seller's market right now?
The data currently is roughly balanced. Middleburg scores 51 of 100 on the Momentum Score, with 6.6 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Middleburg?
The typical home in Middleburg goes under contract in about 47 days, per current MLS data.
How many homes are for sale in Middleburg?
There are approximately 323 active listings in Middleburg as of October 26, 2026.
Are home prices in Middleburg rising or falling?
Median sale prices are up 0.6% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Middleburg. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 26, 2026 at 10:07 AM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
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