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47 NOBLE OAK Drive, St. Johns, FL 32259 — 3 Bed / 2.5 Bath Home for Sale | $814,000
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47 NOBLE OAK Drive, St. Johns, FL 32259 — 3 Bed / 2.5 Bath Home for Sale | $839,000
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164 days on market
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159 days on market
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Single Family Residence▼ Price cut: $10,000 (7/10)
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$814,000
3-Bedroom Pool Home in Rivertown Shores
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$839,000
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47 NOBLE OAK Drive, St. Johns, FL 32259
Single Family Residence in Rivertown Shores, St. Johns · Built 2023
Rivertown Shores · St. Johns, FL 32259 · St. Johns
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Listing data updated July 15, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
2,324Sq Ft
2023Year Built
$350Per Sq Ft
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Listing data updated July 10, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
2,324Sq Ft
2023Year Built
$361Per Sq Ft
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Private pool2-car garageNew constructionFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
45% above
$/sq ft vs community
$350 here vs $242 median sold (12 mo)
Buyer leverage
Seller-leaning
164 days on market
1.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~15 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
School district: Sizes Townhomes to riverfront Amenities Riverfront amenity centers HOA HOA plus a CDD County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2013–20266 Mile Outpost · 7 min driveAntonio's Pizza and Grill · 9 min driveTrout Creek Memorial Park and Marina · 13 min drive
Momentum Research · Riverside At Rivertown
Pricing & the Riverside At Rivertown market
How this home is priced against recent nearby sales, and where Riverside At Rivertown has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Riverside At Rivertown
Each dot is a closed sale since 2021 (750 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2021–2026. This home lists at $350/sq ft.
Median sale price by year
12-month median closed price, 2021–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2021–2026. Now 32 (cold).
Property timeline
This home’s history
2023BuiltPer public record
Jul 2, 2026First trackedObserved at $849,000
Jul 10, 2026Price cut$839,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$5,147/mo
Principal & interest $4,125/mo80%
Taxes $583/mo11%
Insurance $231/mo4%
HOA $50/mo1%
CDD $158/mo3%
$5,147/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $350/sq ft vs the community 12-month median $242/sq ft.
Affordability0
List price $814,000 vs the community median $549,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~15 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2023 build. Obtain a property-specific quote.
Market liquidity68
Community median 54 days on market, ~1.7 months of supply (12-month record).
Renovation upside10
From a 2023 build and $350/sq ft vs the community median $242/sq ft. Not a condition assessment.
Buyer competition60
40% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power62
Recent sales closed at about 95.7% of original asking (~4.3% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 1.7 months of supply in the surrounding market and 164 days on market for this home, against a 54-day area median.Days on market:this home 164Area median: 54 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.
🟡 Asking $350 per square foot, about 45% above the community’s $242 median. Riverside At Rivertown’s 12-month median sold price per square foot is $242. Median sold price per square foot is down 6.7% year over year. Confidence: Very High · 184 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Riverside At Rivertown sales closed near 95.7% of original asking. Cash paid for about 40% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 55 active listings in Riverside At Rivertown.
Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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CDD assessment ~$1,900/yr
FEMA Zone X — flood insurance generally not federally required
New construction — built 2023
2,324 sq ft of living area
2-car garage
$361/sq ft — compared with the displayed median of $278 from recent nearby sales
Listed at $839,000 — recent neighborhood median sale price ~$725,000 (nearby sales; deemed reliable, not an appraisal)
159 days on market
HOA ~$50/mo (estimate; confirm)
School district: Sizes Townhomes to riverfront Amenities Riverfront amenity centers HOA HOA plus a CDD County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2013–20266 Mile Outpost · 7 min driveAntonio's Pizza and Grill · 9 min driveTrout Creek Memorial Park and Marina · 13 min drive
This listing is shown at $839,000, with 3 bedrooms and 2.5 bathrooms, and 2,324 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms3
Bathrooms2.5
Living area2,324 sq ft
Year built2023
Property typeSingle Family Residence
Financial
Est. monthly payment$5,423
Est. taxes / yr~$7,215
Est. insurance / yr~$2,854
HOA$50/mo
CDD~$1,900/yr
Price / sq ft$361
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~15 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$2,854/yr
Market
Days on market159
Neighborhood median DOM72
Active listings (area)58
Months of supply1.8
Comparable-sales median$725,000
This home159d
Area median72d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$2,854/yr
Estimated homeowners premium; get a real quote.
Months of supply
1.8 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
50/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$5,423/mo
Principal & interest $4,376/mo81%
Taxes $601/mo11%
Insurance $238/mo4%
HOA $50/mo1%
CDD $158/mo3%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
47/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area0
This home $361/sq ft vs area median $278/sq ft from recent nearby sales.
Affordability24
List price $839,000 vs area median $725,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~15 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2023 build. Obtain a property-specific quote.
Market liquidity60
Area median 72 days on market, ~1.8 months of supply.
Investment metrics61
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2023 build and $361/sq ft vs area $278/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$839,000
List price
As listed in the MLS
3 / 2.5
Bed / bath
Per the listing
2,324
Living area
Sq ft (approx.)
$361
Price / sq ft
List ÷ living area
The home
Year built2023
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessment~$1,900/yr
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$7,215/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~15 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
The Messtimate™
The Messtimate: $569,380 – $722,764
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$569,380the mess$722,764
Actual list price: $839,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 159 days on market vs. a ~72-day neighborhood median
58 active listings competing in Rivertown Shores
44 under contract now
43% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈1.8 months of supply (one market-context metric; should not be used alone)
30 new-construction homes competing
Median sale price is up 95% over the last 135 months
Homes here sell at about 100.0% of list price
389 closed here in the last 12 months
For reference, this home is listed at $839,000 ($361/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,324 sq ft × $245–$311/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Rivertown Shores market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
58Active listings
44Under contract
30New this month
1.8Months of supply
72Median days on market
43%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2023BuiltPer public record
Jul 2, 2026First trackedObserved at $849,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,845 – $5,593/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,689 – −$116At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$839,000
Bed / bath3 / 2.5
Living area2,324 sq ft
Year built2023
Property typeSingle Family Residence
MLS #2127069
Listing status159 days on market
Days on market159
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~15 ft
CountySt. Johns
Estimated first-year tax~$7,215/yr
CDD assessment~$1,900/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$361
Estimated monthly payment$5,423
Estimated insurance~$2,854/yr
Messtimate rangeNot available on this page
Comparable-sales median$725,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$5,423
Principal & interest$4,376
Property tax$601
Insurance$238
CDD assessment$158
HOA$50
PMI$0
Down payment $167,800 · Loan $671,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$7,215/yr
The seller likely pays less due to the homestead cap. At a $839,000 purchase, expect your first full-year St. Johns bill near $7,215 before exemptions.
CDD assessment
~$1,900/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance
~$2,854/yr
Estimate for a 2023 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~15 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Rivertown Shores
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Rivertown Shores neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Median sale price (set)
$725,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$278
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$361
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Rivertown Shores
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Weedman's Grocery 16 min
Dining
Antonio's Pizza and Grill 9 min
Shopping
6 Mile Outpost 7 min
Parks
Trout Creek Memorial Park and Marina 13 min
In the area
Recent RiverTown news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Mar 2026 · Parks Amenities
County breaks ground on $23.8 million Greenbriar Park and Library
St. Johns County held a March 10, 2026 groundbreaking for Greenbriar Park and Library at 505 Rally Road, a $23.8 million project that is the third of four sites in the county's regional park initiative. Plans include two softball fields, two baseball fields, pickleball courts, a playground, and a full-service library and community center.
Why it matters: A county-funded park and library within a short drive of RiverTown could add public amenity depth that the community itself does not have to fund, a factor that may support the broader Greenbriar corridor's appeal.
Fifth Third Bank branch advances at Shoppes at RiverTown
A sign permit was issued February 13, 2026 for the Fifth Third Bank branch under construction at the Shoppes at RiverTown off Greenbriar Road and Longleaf Pine Parkway, following a roughly $2.5 million building permit issued in October 2025. The branch adds a national bank presence to the Publix-anchored center serving the community.
Why it matters: Financial services tenants typically follow proven rooftop counts, so this commitment may be read as a vote of confidence in RiverTown's maturing commercial node.
The Jacksonville Daily Record's 2025 regional development update noted that RiverTown, one of the few Developments of Regional Impact in St. Johns County, has been adding commercial uses including a gas station, retail, office space, and a Publix as the residential program advances. County growth management staff have separately described the community as moving closer to completion.
Why it matters: As a DRI approaches buildout, new-home competition from the developer gradually winds down, which could shift more activity toward the resale market over time.
Harris Teeter-size grocery project under review in nearby Greenbriar community
St. Johns County began reviewing plans for a 61,000 square foot grocery store matching the Harris Teeter footprint at Veterans Parkway and County Road 210 West, on land owned by the developer of the master-planned Greenbriar community east of RiverTown. Plans show adjacent retail space, four outparcels, and a fueling station totaling about 77,000 square feet of shopping center space.
Why it matters: A second full-size grocer competing in the northwest county trade area could shorten errand trips for RiverTown households and may signal that retailers expect continued rooftop growth along the Greenbriar corridor.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Freedom Crossing Academy (onsite)Public PreK-8 · St. Johns County School District
Bartram Trail High SchoolPublic 9-12 · St. Johns County School District
Liberty Pines AcademyPublic K-8 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$725,000
20 OAKMOSS Drive, St. Johns
4 / 3 bd/ba · 2,605 sq ft · $278/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Median of the set: $278/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Rivertown Shores
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
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Listing description
About this home
MODEL HOME FOR SALE | TOLL BROTHERS | READY NOW! Experience luxury living at its finest in this professionally decorated Toll Brothers model home, featuring the builder's top‑selling Osprey floor plan. Designed to impress, this home blends elevated style with everyday comfort.
A bright, open‑concept layout welcomes you inside, while the show‑stopping gourmet kitchen shines with premium appliances, stacked cabinetry, designer finishes, and an oversized island perfect for entertaining. Spacious living and dining areas flow seamlessly for effortless gatherings and relaxed daily living. The private primary suite offers a serene retreat, complemented by beautifully appointed secondary bedrooms.
Loaded with high‑end upgrades and designer furnishings, this move‑in‑ready model is a rare opportunity to own a true showcase home—available NOW! Entertain like a pro in your outdoor kitchen complete with a Big Green Egg, then cool off in your resort-style private pool. Whether hosting weekend gatherings or enjoying quiet evenings under the stars, this backyard is built for unforgettable moments.
This home isn't just move-in readyit's model-perfect. A rare opportunity to own a luxury showcase home where every detail has been thoughtfully designed, beautifully executed, and ready to impress.
Description provided by JACKSONVILLE TBI REALTY, LLC and reproduced from the MLS; not independently verified.
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Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$814,000
Bed / bath3 / 2.5
Living area2,324 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2127069
Listing status164 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~15 ft
Windstorm exposureModerate
CountySt. Johns
Area listings55 active · 45 under contract
Estimated first-year tax~$7,000/yr
CDD assessment~$1,900/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$350
Estimated monthly payment$5,147
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$549,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$495,012the mess$629,804
Actual list price: $814,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 164 days on market vs. a 54-day community median
55 active listings competing, 45 under contract
≈1.7 months of supply
389 closed here in the last 12 months
For reference, this home is listed at $814,000 ($350/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,324 sq ft × $213–$271/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.
Keep looking
Similar homes for sale near Rivertown Shores
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $814,000Momentum Realty · on market 164 days
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Listed for $839,000Momentum Realty · on market 159 days
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Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$7,000/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$1,900/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~15 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Rivertown Shores
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Rivertown Shores neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Community median sale price
$549,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$242
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Rivertown Shores
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Mar 2026 · Parks Amenities
County breaks ground on $23.8 million Greenbriar Park and Library
St. Johns County held a March 10, 2026 groundbreaking for Greenbriar Park and Library at 505 Rally Road, a $23.8 million project that is the third of four sites in the county's regional park initiative. Plans include two softball fields, two baseball fields, pickleball courts, a playground, and a full-service library and community center.
Why it matters: A county-funded park and library within a short drive of RiverTown could add public amenity depth that the community itself does not have to fund, a factor that may support the broader Greenbriar corridor's appeal.
Fifth Third Bank branch advances at Shoppes at RiverTown
A sign permit was issued February 13, 2026 for the Fifth Third Bank branch under construction at the Shoppes at RiverTown off Greenbriar Road and Longleaf Pine Parkway, following a roughly $2.5 million building permit issued in October 2025. The branch adds a national bank presence to the Publix-anchored center serving the community.
Why it matters: Financial services tenants typically follow proven rooftop counts, so this commitment may be read as a vote of confidence in RiverTown's maturing commercial node.
The Jacksonville Daily Record's 2025 regional development update noted that RiverTown, one of the few Developments of Regional Impact in St. Johns County, has been adding commercial uses including a gas station, retail, office space, and a Publix as the residential program advances. County growth management staff have separately described the community as moving closer to completion.
Why it matters: As a DRI approaches buildout, new-home competition from the developer gradually winds down, which could shift more activity toward the resale market over time.
Harris Teeter-size grocery project under review in nearby Greenbriar community
St. Johns County began reviewing plans for a 61,000 square foot grocery store matching the Harris Teeter footprint at Veterans Parkway and County Road 210 West, on land owned by the developer of the master-planned Greenbriar community east of RiverTown. Plans show adjacent retail space, four outparcels, and a fueling station totaling about 77,000 square feet of shopping center space.
Why it matters: A second full-size grocer competing in the northwest county trade area could shorten errand trips for RiverTown households and may signal that retailers expect continued rooftop growth along the Greenbriar corridor.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Weedman's Grocery 16 min
Dining
Antonio's Pizza and Grill 9 min
Shopping
6 Mile Outpost 7 min
Parks
Trout Creek Memorial Park and Marina 13 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Hallowes Cove AcademyAssigned elementary school · St. Johns County School District
Hallowes Cove AcademyAssigned middle school · St. Johns County School District
GRADEA
Bartram TrailAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,731 – $5,427/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,531 – −$5At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
St. Johns
Groceries, dining, and parks for this city — see the city guide.
realMLS, refreshed twice daily (last: July 15, 2026)
Community market stats
realMLS closed sales, as of July 14, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 47 NOBLE OAK Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
