Aerial view of 34448, Florida

34448 (Homosassa)
Housing Market

ZIP code market report · Citrus County

Median sale price $355,000, up 0.5% year over year, with homes going under contract in about 85 days.

3 communities reporting121 sales analyzedRefreshed twice dailyMomentum Score 41
Live Market Pulse
41/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 8% off asking. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 34448 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$355K
Median sold · 12 moConfidence: High
up 0.5% vs the prior 12 months
+0.5%
1-yr price change
n = 121 recent sales
$164/sf
Sold $/sqft · 12 mo
Citrus County: $163 · -8.4% vs prior yr
91.7%
Sale vs ask
Citrus County: 94.5% · -1.3pp vs prior yr
$274K
Citrus County home value
Zillow ZHVI, monthly · -2.2% vs a year ago
Tempo
85days
Median DOM · closed
Citrus County: 66 days · +36.0 days vs prior yr
Market context
28%
Listings with price cuts
Citrus County · Zillow · -1.2pp vs prior month
1,727
County for-sale inventory
Zillow, monthly · -2.2% vs prior month
37%
New construction
share of recent sales · +7.6pp vs prior yr
38%
Cash buyers
share of sales · peak 51% · -12.0pp vs prior yr
41/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$55,355
Median household income
U.S. Census ACS, county
158,693
County population
+10.9% since 2018
5.0×
Price to income
county home value vs median income
85%
Owner-occupied
U.S. Census ACS, county
$1,320/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are up 0.5% versus the prior year and sellers are still collecting 91.7% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 41
Momentum Score
Buyer leverage59
Seller leverage41

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 5.0× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34448 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 34448 (Homosassa)

The median sale price across 34448 currently stands at $355,000, up 0.5% from a year ago. Buyers are paying a median of $164 per square foot. The typical home goes under contract in about 85 days. Sellers are capturing 91.7% of their original asking price on average.

Zillow's home value index for Citrus County stands at $273,928. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34448 is 41 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Where the market is heading

Home value trend · Citrus County (Zillow ZHVI)

$274K$277K$280K$274KJun '25: $280KJul '25: $278KAug '25: $276KSep '25: $275KOct '25: $275KNov '25: $275KDec '25: $275KJan '26: $276KFeb '26: $276KMar '26: $276KApr '26: $276KMay '26: $275KJun '26: $274KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,6871,7571,8271,727Jun '25: 1,825Jul '25: 1,796Aug '25: 1,763Sep '25: 1,732Oct '25: 1,730Nov '25: 1,719Dec '25: 1,694Jan '26: 1,690Feb '26: 1,699Mar '26: 1,745Apr '26: 1,769May '26: 1,765Jun '26: 1,727Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Citrus County (MLS)

2767631,249Aug 03 · Active: 1,230Aug 04 · Active: 1,072Aug 05 · Active: 1,219Aug 03Aug 04Aug 05ActivePending
Local Economics · county layer

What’s driving 34448

Who’s moving here
+4,216 net residents/yr

Top inbound states: NY, IL, AZ, TX. Movers arriving report ~$70,449 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,410/yr avg premium

2,306 Citizens policies in force in Citrus County — the state-backed insurer of last resort. Budget insurance into any Citrus purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,102 units permitted -14% YoY

2,082 single-family · 20 multi-family · 13.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
HOMOSASSA ▲ 24%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Citrus

MarketMedianActiveScore
34448 ← this page$355K41
34446$330K1439Open →
34461$425K553Open →
34428$334K252Open →
34452$250K145Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
HOMOSASSAHomosassa$185K▲ 24%
RIVERHAVEN VILLAGEHomosassa$490K▲ 1%
SUGARMILL WOODS OAK VILLAGEHomosassa$355K▲ -5%
Prices cooling fastest
SUGARMILL WOODS OAK VILLAGEHomosassa$355K▼ 5%
RIVERHAVEN VILLAGEHomosassa$490K▼ 1%
HOMOSASSAHomosassa$185K▼ 24%
Selling fastest
HOMOSASSAHomosassa$185K57 days
SUGARMILL WOODS OAK VILLAGEHomosassa$355K88 days
RIVERHAVEN VILLAGEHomosassa$490K125 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34448 right now?

The data says conditions currently favor buyers in 34448 — the Momentum Score reads 41/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34448 becoming more affordable?

No — the median sale price in 34448 is $355,000, up 0.5% versus the prior year, while sellers still capture 91.7% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34448?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SUGARMILL WOODS OAK VILLAGE (-5%); RIVERHAVEN VILLAGE (1%); HOMOSASSA (24%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34448 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are HOMOSASSA (57 days); SUGARMILL WOODS OAK VILLAGE (88 days); RIVERHAVEN VILLAGE (125 days) — homes there go under contract well ahead of the market-wide pace of 85 days.

Questions

34448 (Homosassa) housing market FAQ

What is the median home price in 34448?

The median sale price in 34448 is currently $355,000, up 0.5% from a year ago, based on MLS sales data updated August 6, 2026.

Is 34448 a buyer's or seller's market right now?

The data currently favors buyers. 34448 scores 41 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34448?

The typical home in 34448 goes under contract in about 85 days, per current MLS data.

Are home prices in 34448 rising or falling?

Median sale prices are up 0.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34448 (Homosassa). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.