Duck Key, Florida

Duck Key
Housing Market

City market report · Monroe County, FL

Median sale price $1,250,000, with homes going under contract in about 171 days, 45 homes on the market.

3 communities reporting11 sales analyzedData as of Nov 12, 2026
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Live · Duck Key Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.25M
Median sold · 12 moConfidence: Low
87.2%
Sale vs ask
Monroe County: 93.0%
Tempo
171days
Median DOM · closed
Monroe County: 82 days
45 · 3
For sale · pending
MLS counts as of Nov 12, 2026
11
Sold · last 12 mo
closed in the 3 tracked communities with data
Market context
3
Communities reporting
of 10 tracked in Duck Key
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Data as of Nov 12, 2026
Today's Take · November 12, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

sellers are still collecting 87.2% of asking.

Analysis

The read on Duck Key

The median sale price across Duck Key currently stands at $1,250,000. The typical home goes under contract in about 171 days. Homes are selling for about 87.2% of their original asking price.

There are 45 active listings on the market, with 3 more already under contract. 11 homes closed here over the trailing 12 months.

Duck Key prices sit above the Monroe County median by roughly 39%.

Trends & History

Where the market is heading

Median price · daily recalculation

$1.04M$1.15M$1.25M$1.25MSep 12: $1.04MSep 13: $1.04MSep 14: $1.04MSep 15: $1.04MSep 16: $1.04MSep 17: $1.04MSep 19: $1.04MSep 20: $1.05MSep 21: $1.05MSep 22: $1.05MSep 23: $1.05MSep 24: $1.05MSep 25: $1.05MSep 26: $1.05MSep 28: $1.05MSep 29: $1.05MSep 30: $1.05MOct 01: $1.05MOct 03: $1.05MOct 04: $1.05MOct 05: $1.05MOct 06: $1.05MOct 07: $1.05MOct 09: $1.05MOct 10: $1.05MOct 11: $1.05MOct 12: $1.05MOct 14: $1.05MOct 17: $1.05MOct 18: $1.05MOct 19: $1.05MOct 20: $1.05MOct 23: $1.05MOct 26: $1.05MOct 27: $1.05MOct 28: $1.05MOct 29: $1.05MOct 30: $1.05MOct 31: $1.05MNov 01: $1.05MNov 02: $1.05MNov 05: $1.05MNov 06: $1.05MNov 08: $1.05MNov 09: $1.05MNov 10: $1.25MNov 11: $1.25MNov 12: $1.25MSep 12Sep 25Oct 10Oct 29Nov 12
Local Economics · county layer

What’s driving Duck Key

Who’s moving here
-713 net residents/yr

Top inbound states: CA, IL, MD. Movers arriving report ~$170,384 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$6,463/yr avg Citizens premium

16,693 Citizens personal-lines policies in Monroe County; average premium $6,671 before the 2026 change, $6,463 after (-3.1%). Citizens is the state-backed insurer of last resort; budget insurance into any Monroe purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).

Building pipeline
279 units permitted -16% YoY

239 single-family · 40 multi-family · 3.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Explore Deeper

Duck Key ZIP codes

Most active communities

More on Duck Key

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Put this data to work

Duck Key guides & data

Everything we publish about Duck Key: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Plain Answers

The questions people actually ask

How does Duck Key compare to the rest of Monroe County?

Duck Key's median of $1,250,000 runs 39% above the county-wide median of $900,000, and homes here take 171 days to go under contract versus 82 county-wide.

Questions

Duck Key housing market FAQ

How is the housing market in Duck Key right now?

As of November 12, 2026, the median sale price in Duck Key is $1,250,000, 45 homes are for sale against 11 sales in the last 12 months, and the typical home goes under contract in about 171 days.

How much is a house in Duck Key?

The median home sold for $1,250,000 in Duck Key over the last 12 months; asking prices on the 45 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Duck Key?

By the numbers, sellers in Duck Key are getting 87.2% of asking price and going under contract in about 171 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the median home price in Duck Key?

The median sale price in Duck Key is currently $1,250,000, based on MLS sales data updated November 12, 2026.

How long do homes take to sell in Duck Key?

The typical home in Duck Key goes under contract in about 171 days, per current MLS data.

How many homes are for sale in Duck Key?

There are approximately 45 active listings in Duck Key as of November 12, 2026.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Duck Key. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 12, 2026 at 5:37 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-11-12). Suggested attribution:
<a href="https://movewithmomentum.com/market/duck-key">Duck Key Housing Market: Median $1.25M — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence
Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.