Stock Island
Housing Market
Median sale price $501,500, down 12.8% year over year, with homes going under contract in about 46 days.
Momentum
Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.
Selling instead? See what your home is worth today →
Housing Market Analyst
Prices are down 12.8% versus the prior year, but sellers are still collecting 94.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 11.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Stock Island data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on Stock Island
The median sale price across Stock Island currently stands at $501,500, down 12.8% from a year ago. The typical home goes under contract in about 46 days. Sellers are capturing 94.0% of their original asking price on average.
Stock Island prices sit below the Monroe County median by roughly 45%. Zillow's home value index for Monroe County stands at $959,843. About 19% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Stock Island is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 3, 2026.
Stock Island since 2012 — and where it’s heading
A median home here sold for $184,304 in 2012 and $680,973 over the last recorded year — 269% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (319 recorded sales)
Days on market by year
Home value trend · Monroe County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Monroe County (MLS)
Median price · daily recalculation
What’s driving Stock Island
Top inbound states: CA, IL, MD. Movers arriving report ~$170,384 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,542 Citizens policies in force in Monroe County — the state-backed insurer of last resort. Budget insurance into any Monroe purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
239 single-family · 40 multi-family · 3.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Monroe County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Stock Island ← this page | $502K | — | 47 | |
| Forsyth | $505K | 18 | 47 | Open → |
Stock Island ZIP codes
Most active communities
More on Stock Island
Put this data to work
The questions people actually ask
Should I buy a house in Stock Island right now?
The data says conditions currently favor neither side decisively in Stock Island — the Momentum Score reads 47/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Stock Island becoming more affordable?
Yes, modestly — the median sale price in Stock Island is $501,500, down 12.8% versus the prior year, while sellers still capture 94.0% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
How does Stock Island compare to the rest of Monroe County?
Stock Island's median of $501,500 runs 45% below the county-wide median of $907,500, and homes here take 46 days to go under contract versus 86 county-wide.
Stock Island housing market FAQ
Is it a good time to sell a house in Stock Island?
By the numbers, sellers in Stock Island are getting 94.0% of asking price and going under contract in about 46 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Stock Island housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Stock Island median sale prices are down 12.8% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Stock Island?
The median sale price in Stock Island is currently $501,500, down 12.8% from a year ago, based on MLS sales data updated October 3, 2026.
Is Stock Island a buyer's or seller's market right now?
The data currently is roughly balanced. Stock Island scores 47 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Stock Island?
The typical home in Stock Island goes under contract in about 46 days, per current MLS data.
Are home prices in Stock Island rising or falling?
Median sale prices are down 12.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Stock Island. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 3, 2026 at 11:31 AM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.