Union County
Housing Market
Median sale price $557,500, up 11.8% year over year, with homes going under contract in about 53 days, 246 homes on the market.
Momentum ▲3
Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.
Selling instead? See what your home is worth today →
Housing Market Analyst
Inventory sits at 13.6 months of supply — heavy by the 3-to-6-month balanced benchmark. Prices are up 11.8% versus the prior year and sellers are still collecting 90.4% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 4.1× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Union County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
The read on Union County
The median sale price across Union County currently stands at $557,500, up 11.8% from a year ago. Buyers are paying a median of $227 per square foot. The typical home goes under contract in about 53 days. Sellers are capturing 90.4% of their original asking price on average.
There are 246 active listings on the market, with 36 more already under contract. At the current sales pace that works out to 13.6 months of supply — a buyer-leaning market by the standard six-month benchmark. 34 homes closed here over the trailing 12 months.
Zillow's home value index for Union County stands at $266,671. About 40% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Union County is 40 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 16, 2026.
Where the market is heading
Home value trend · Union County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Union County (MLS)
Median price · daily recalculation
What’s driving Union County
Movers arriving report ~$43,628 average income. Source: IRS SOI county-to-county migration, 2022-2023
63 Citizens policies in force in Union County — the state-backed insurer of last resort. Budget insurance into any Union purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
45 single-family · 0 multi-family · 2.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up against neighboring counties
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Union County ← this page | $558K | 246 | 40 | |
| Bradford County | $332K | 98 | 71 | Open → |
| Alachua County | $321K | 1,204 | 56 | Open → |
| Baker County | $311K | 101 | 56 | Open → |
| Columbia County | $322K | 45 | 27 | Open → |
Neighborhoods on the move
| CreeksideLake Butler | $558K | 31 days |
Cities in Union County
ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Union County right now?
The data says conditions currently favor buyers in Union County — the Momentum Score reads 40/100 with 13.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Union County becoming more affordable?
No — the median sale price in Union County is $557,500, up 11.8% versus the prior year, while sellers still capture 90.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Which Union County neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Creekside (31 days) — homes there go under contract well ahead of the market-wide pace of 53 days.
Union County housing market FAQ
How is the housing market in Union County right now?
As of September 16, 2026, the Union County housing market favors buyers: the median sale price is $557,500 (up 11.8% year over year), 246 homes are for sale against 34 sales in the last 12 months, which is 13.6 months of supply, and the typical home goes under contract in about 53 days.
How much is a house in Union County?
The median home sold for $557,500 in Union County over the last 12 months, about $227 per square foot; asking prices on the 246 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Union County?
By the numbers, sellers in Union County are getting 90.4% of asking price and going under contract in about 53 days with 13.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Union County housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Union County median sale prices are up 11.8% year over year, inventory stands at 13.6 months of supply. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Union County?
The median sale price in Union County is currently $557,500, up 11.8% from a year ago, based on MLS sales data updated September 16, 2026.
Is Union County a buyer's or seller's market right now?
The data currently favors buyers. Union County scores 40 of 100 on the Momentum Score, with 13.6 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Union County?
The typical home in Union County goes under contract in about 53 days, per current MLS data.
How many homes are for sale in Union County?
There are approximately 246 active listings in Union County as of September 16, 2026.
Are home prices in Union County rising or falling?
Median sale prices are up 11.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Union County. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 16, 2026 at 7:48 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.