Living in Astor, Florida: The 2026 Data Guide
As of 2026-09-13, the median home sold in Astor, Florida over the last 12 months went for $227,000 (30 closings across 10 communities in Momentum’s MLS record), about $159 per square foot for a median 1,304-sq-ft home built around 1988. Homes currently listed have been on the market a median of 69 days, and with 18 active listings against that sales pace the city is carrying roughly 7.2 months of supply. Sellers have been getting about 84% of their original asking price. That median is 44% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Astor
Three price points from 24 recent Astor closings in our record, each showing what actually closed within 10% of that price:
The real monthly cost of owning in Astor
Take the median $227,000 home with 20% down at today’s 6.76% 30-year rate: principal and interest run about $1,179/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $2,946/year ($246/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 6% of current Astor listings carry an HOA, with a median of $3/month where one applies. All in, budget on the order of $1,571/month to own the median Astor home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.
Where people are buying: Astor’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Astor Forest Campsites Unrec | 20 | $227,000 | 69 |
Astor by ZIP code
Sales and medians by ZIP over the same 12 months: 32102 (23 sales, median $193,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 25% were single-family homes. New construction accounted for 8% of closings. The housing stock skews older: 21% of homes sold were built in 2015 or later and 38% before 1980.
Getting around from Astor
Measured from the center of Astor’s recent sales: Daytona Beach is about 31 miles; Ocala is about 36 miles; Downtown Orlando is about 44 miles; St. Augustine is about 52 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Astor: the case for and against
What works in Astor’s favor
- prices run 44% below the statewide median in our coverage
- about 7.2 months of supply gives buyers room to negotiate
- insurance is comparatively manageable here (Citizens average $1,756/year)
- most listings (94%) have no HOA
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Astor relocation toolkit
Common questions about moving to Astor
How much does a house cost in Astor, FL?
What does it cost per month to own a home in Astor?
What are property taxes like in Astor?
Is Astor a buyer's or seller's market right now?
Is there a lot of new construction in Astor?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Astor communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.