Moving to Dunnellon, Florida: The 2026 Data Guide
As of 2026-09-13, the median home sold in Dunnellon, Florida over the last 12 months went for $250,000 (409 closings across 10 communities in Momentum’s MLS record), about $176 per square foot for a median 1,394-sq-ft home built around 2011. Homes currently listed have been on the market a median of 49 days, and with 125 active listings against that sales pace the city is carrying roughly 3.7 months of supply. Sellers have been getting about 99% of their original asking price. That median is 38% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Dunnellon
Three price points from 84 recent Dunnellon closings in our record, each showing what actually closed within 10% of that price:
- Around $214,900: the typical sale in this band was a 3-bed, 2-bath home of about 1,291 sq ft, built around 2002 (24 sales).
- Around $250,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,512 sq ft, built around 2024 (23 sales).
- Around $306,250: the typical sale in this band was a 3-bed, 2-bath home of about 1,760 sq ft, built around 2025 (22 sales).
The real monthly cost of owning in Dunnellon
Take the median $250,000 home with 20% down at today’s 6.76% 30-year rate: principal and interest run about $1,299/month. Marion County’s typical total millage is 12.08 mills, so after the $50,000 homestead exemption the property tax is roughly $2,416/year ($201/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Marion County is about $1,263/year; private-market quotes vary with roof age and wind mitigation. 22% of current Dunnellon listings carry an HOA, with a median of $110/month where one applies. All in, budget on the order of $1,605/month to own the median Dunnellon home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Marion County property tax guide and our home insurance by county map.
Where people are buying: Dunnellon’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Rainbow Lakes Estates | 213 | $249,900 | 49 |
| Rolling Ranch Estates | 57 | $232,000 | 112 |
| Lake Tropicana Ranchettes | 28 | $230,000 | 29 |
| Juliette Falls | 28 | $360,925 | 113 |
| Rainbow Acres | 27 | $248,900 | 3 |
| Spruce Creek Preserve | 20 | $222,500 | 124 |
| Grand Park | 16 | $314,238 | 40 |
| Florida Highlands | 14 | $185,500 | 33 |
Dunnellon by ZIP code
Sales and medians by ZIP over the same 12 months: 34432 (65 sales, median $245,000), 34431 (19 sales, median $258,900).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 76% were single-family homes. New construction accounted for 64% of closings, led by Rainbow Lakes Estates, Rolling Ranch Estates, Juliette Falls, Rainbow Acres, Grand Park. The housing stock skews newer: 50% of homes sold were built in 2015 or later and 6% before 1980.
Getting around from Dunnellon
Measured from the center of Dunnellon’s recent sales: Ocala is about 18 miles; Gainesville is about 38 miles; Downtown Orlando is about 74 miles; Tampa International Airport (TPA) is about 78 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Marion County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Marion County’s typical millage of 12.08; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Marion County average of $1,263/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Dunnellon: the case for and against
What works in Dunnellon’s favor
- prices run 38% below the statewide median in our coverage
- 64% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,263/year)
- most listings (78%) have no HOA
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- only about 3.7 months of supply, so choice is limited in the most popular price bands
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Dunnellon relocation toolkit
- Homes for sale in Dunnellon right now
- New construction in Dunnellon
- Dunnellon ZIP codes with prices
- Search every Dunnellon community
Common questions about moving to Dunnellon
How much does a house cost in Dunnellon, FL?
What does it cost per month to own a home in Dunnellon?
What are property taxes like in Dunnellon?
Is Dunnellon a buyer's or seller's market right now?
Is there a lot of new construction in Dunnellon?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Dunnellon communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Marion County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.