34431 (Dunnellon)
Housing Market
Median sale price $263,990, up 2.7% year over year, with homes going under contract in about 56 days.
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Housing Market Analyst
Prices are up 2.7% versus the prior year and sellers are still collecting 96.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 34431 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 34431 (Dunnellon)
The median sale price across 34431 currently stands at $263,990, up 2.7% from a year ago. Buyers are paying a median of $176 per square foot. The typical home goes under contract in about 56 days. Sellers are capturing 96.2% of their original asking price on average.
Zillow's home value index for Marion County stands at $273,513. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34431 is 62 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
34431 since 2012 — and where it’s heading
A median home here sold for $150,808 in 2012 and $269,803 over the last recorded year — 79% appreciation across 14 years of recorded sales. Cash buyers took 32% of recent sales, down from a 50% peak.
Median sale price · 2012–2026 (3,198 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Marion County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Marion County (MLS)
What’s driving 34431
Top inbound states: NY, PA, NJ, MA. Movers arriving report ~$65,711 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,973 Citizens policies in force in Marion County — the state-backed insurer of last resort. Budget insurance into any Marion purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
5,420 single-family · 565 multi-family · 15.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Marion
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 34431 ← this page | $264K | — | 62 | |
| 34470 | $297K | 311 | 64 | Open → |
| 34471 | $218K | 12 | 60 | Open → |
| 32179 | $247K | 8 | 57 | Open → |
| 34474 | $297K | 8 | 65 | Open → |
| 32113 | $369K | 6 | 49 | Open → |
Neighborhoods on the move
| Lake Tropicana RanchettesDunnellon | $230K | ▲ 15% |
| RAINBOW ACRESDunnellon | $252K | ▲ 8% |
| RAINBOW LAKES ESTATEDunnellon | $250K | ▲ 3% |
| CITRUS SPRINGSCitrus Springs | $264K | ▲ 2% |
| STONECRESTSummerfield | $345K | ▲ 2% |
| RAINBOW LAKE ESTATES SEC ODunnellon | $249K | ▼ 17% |
| STONECRESTSummerfield | $345K | ▼ 2% |
| CITRUS SPRINGSCitrus Springs | $264K | ▼ 2% |
| RAINBOW LAKES ESTATEDunnellon | $250K | ▼ 3% |
| RAINBOW ACRESDunnellon | $252K | ▼ 8% |
| RAINBOW LAKE ESTATES SEC ODunnellon | $249K | 2 days |
| RAINBOW ACRESDunnellon | $252K | 4 days |
| Lake Tropicana RanchettesDunnellon | $230K | 30 days |
| RAINBOW LAKES ESTATEDunnellon | $250K | 49 days |
| CITRUS SPRINGSCitrus Springs | $264K | 64 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 34431 right now?
The data says conditions currently favor neither side decisively in 34431 — the Momentum Score reads 62/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 34431 becoming more affordable?
No — the median sale price in 34431 is $263,990, up 2.7% versus the prior year, while sellers still capture 96.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 34431?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are RAINBOW LAKE ESTATES SEC O (-17%); STONECREST (2%); CITRUS SPRINGS (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 34431 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are RAINBOW LAKE ESTATES SEC O (2 days); RAINBOW ACRES (4 days); Lake Tropicana Ranchettes (30 days) — homes there go under contract well ahead of the market-wide pace of 56 days.
34431 (Dunnellon) housing market FAQ
What is the median home price in 34431?
The median sale price in 34431 is currently $263,990, up 2.7% from a year ago, based on MLS sales data updated August 6, 2026.
Is 34431 a buyer's or seller's market right now?
The data currently favors sellers. 34431 scores 62 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 34431?
The typical home in 34431 goes under contract in about 56 days, per current MLS data.
Are home prices in 34431 rising or falling?
Median sale prices are up 2.7% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 34431 (Dunnellon). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.