Moving to Edgewater, Florida: The 2026 Data Guide

By Jon Brooks, Co-Founder, Momentum Realty · Updated September 28, 2026

As of 2026-09-28, the median home sold in Edgewater, Florida over the last 12 months went for $220,000 (7 closings across 17 communities in Momentum’s MLS record), about $148 per square foot for a median 1,100-sq-ft home built around 1989. Homes currently listed have been on the market a median of 45 days, and with 28 active listings against that sales pace the city is carrying roughly 48.0 months of supply. Sellers have been getting about 100% of their original asking price. That median is 45% below the median across Momentum’s Florida and Georgia coverage.

$220,000

Median sale (12 mo)

$148

Price per sq ft

$1,597

Est. monthly cost to own

45 days

Days listed (median)

48.0

Months of supply

What your budget buys in Edgewater

Three price points from 49 recent Edgewater closings in our record, each showing what actually closed within 10% of that price:

Around $375,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,795 sq ft, built around 2004 (10 sales).

The real monthly cost of owning in Edgewater

Take the median $220,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $1,174/month. Volusia County’s typical total millage is 19.21 mills, so after the $50,000 homestead exemption the property tax is roughly $3,266/year ($272/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Volusia County is about $1,807/year; private-market quotes vary with roof age and wind mitigation. 11% of current Edgewater listings carry an HOA, with a median of $255/month where one applies. All in, budget on the order of $1,597/month to own the median Edgewater home.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Volusia County property tax guide and our home insurance by county map.

Where people are buying: Edgewater’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
South Waterfront Park	6	$343,000	221

Edgewater by ZIP code

Sales and medians by ZIP over the same 12 months: 32141 (32 sales, median $307,450), 32132 (14 sales, median $268,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 73% were single-family homes, 4% townhomes or villas, and 4% condos. The housing stock skews mixed: 15% of homes sold were built in 2015 or later and 15% before 1980.

Getting around from Edgewater

Measured from the center of Edgewater’s recent sales: Daytona Beach is about 19 miles; Downtown Orlando is about 41 miles; Orlando International Airport (MCO) is about 44 miles; Melbourne is about 63 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Volusia County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Volusia County’s typical millage of 19.21; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Volusia County average of $1,807/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Edgewater: the case for and against

What works in Edgewater’s favor

prices run 45% below the statewide median in our coverage
homes move quickly (median 45 days listed), so well-priced homes get competition
about 48.0 months of supply gives buyers room to negotiate
insurance is comparatively manageable here (Citizens average $1,807/year)
most listings (89%) have no HOA
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

property taxes reset to your purchase price, so never budget off the seller’s bill

Your Edgewater relocation toolkit

Common questions about moving to Edgewater

How much does a house cost in Edgewater, FL?

The median sale over the last 12 months was $220,000 (7 closings), about $148 per square foot. Among recent closings in our record a quarter sold under $210,900 and a quarter over $375,000.

What does it cost per month to own a home in Edgewater?

For the median $220,000 home with 20% down at 7.03%, roughly $1,597 per month including principal, interest, Volusia County property tax after the homestead exemption, insurance.

What are property taxes like in Edgewater?

Volusia County's typical total millage is 19.21 mills. On the median home that is about $3,266 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Edgewater a buyer's or seller's market right now?

With about 48.0 months of supply and a median 45 days on market for current listings, conditions favor buyers.

Is there a lot of new construction in Edgewater?

New construction is a small share of Edgewater sales; most of the market is resale.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Edgewater communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Volusia County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.