Moving to Largo, Florida: The 2026 Data Guide
As of 2026-10-02, the median home sold in Largo, Florida over the last 12 months went for $325,000 (1,074 closings across 359 communities in Momentum’s MLS record), about $249 per square foot for a median 1,219-sq-ft home built around 1973. Homes currently listed have been on the market a median of 45 days, and with 351 active listings against that sales pace the city is carrying roughly 3.9 months of supply. Sellers have been getting about 94% of their original asking price. That median is 19% below the median across Momentum’s Florida and Georgia coverage.
Largo right now — October 2026
Live pages for your move: 494 homes for sale in Largo · Luxury homes · Condos (121) · Townhomes (31) · Homes by ZIP (5 ZIPs) · New listings this week · Price reductions · What your budget buys in Pinellas County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Pinellas County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.
What your budget buys in Largo
Three price points from 1,021 recent Largo closings in our record, each showing what actually closed within 10% of that price:
- Around $200,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,108 sq ft, built around 1976 (72 sales).
- Around $325,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,198 sq ft, built around 1966 (132 sales).
- Around $450,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,512 sq ft, built around 1974 (151 sales).
The real monthly cost of owning in Largo
Take the median $325,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $1,779/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $5,331/year ($444/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 45% of current Largo listings carry an HOA, with a median of $300/month where one applies. All in, budget on the order of $2,382/month to own the median Largo home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.
Where people are buying: Largo’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Palm Hill | 71 | $95,000 | 113 |
| Harbor Bluffs | 30 | $845,000 | 21 |
| Orange Lake Village | 26 | $250,000 | 43 |
| Bayou Club Estates | 21 | $1,025,000 | 74 |
| Lakeview of Largo | 21 | $144,600 | 62 |
| Villas De Golf Condo | 18 | $167,500 | 70 |
| Del Prado Imperial | 17 | $540,000 | 20 |
| Glenwood Estates | 17 | $166,000 | 36 |
Largo by ZIP code
Sales and medians by ZIP over the same 12 months: 33774 (241 sales, median $395,000), 33771 (234 sales, median $275,000), 33770 (219 sales, median $394,900), 33778 (157 sales, median $274,500), 33773 (139 sales, median $310,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 60% were single-family homes, 12% townhomes or villas, and 18% condos. New construction accounted for 2% of closings, led by Azalea Shores, Village Oaks. The housing stock skews older: 3% of homes sold were built in 2015 or later and 66% before 1980.
Getting around from Largo
Measured from the center of Largo’s recent sales: Tampa International Airport (TPA) is about 17 miles; Downtown Tampa is about 21 miles; Sarasota is about 42 miles; Lakeland is about 52 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Largo: the case for and against
What works in Largo’s favor
- prices run 19% below the statewide median in our coverage
- homes move quickly (median 45 days listed), so well-priced homes get competition
- insurance is comparatively manageable here (Citizens average $1,911/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- only about 3.9 months of supply, so choice is limited in the most popular price bands
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Largo relocation toolkit
- Homes for sale in Largo right now
- Cost of living in Largo
- Best neighborhoods in Largo
- Find an agent in Largo
- Largo ZIP codes with prices
- Search every Largo community
Common questions about moving to Largo
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Sales figures are Momentum Realty’s MLS record of closings in Largo communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.