Living in Mount Dora, Florida: The 2026 Data Guide

As of 2026-11-14, the median home sold in Mount Dora, Florida over the last 12 months went for $472,000 (112 closings across 215 communities in Momentum’s MLS record), about $198 per square foot for a median 2,380-sq-ft home built around 1993. Homes currently listed have been on the market a median of 37 days, and with 153 active listings against that sales pace the city is carrying roughly 16.4 months of supply. Sellers have been getting about 97% of their original asking price. That median is 17% above the median across Momentum’s Florida and Georgia coverage.

$472,000
Median sale (12 mo)
$198
Price per sq ft
$3,438
Est. monthly cost to own
37 days
Days listed (median)
16.4
Months of supply
32%
New construction share

Mount Dora right now — November 2026

$425,000
Median sale price (12 mo), -2.3% YoY
312
Homes for sale today
50 days
Median days on market
5.6 mo
Months of supply
$2,303
P&I on the median, 20% down at 7.18%

Live pages for your move: 343 homes for sale in Mount Dora · Luxury homes · New construction · Condos (26) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Lake County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Lake County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated November 14, 2026.

What your budget buys in Mount Dora

Three price points from 339 recent Mount Dora closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Mount Dora

Take the median $472,000 home with 20% down at today’s 7.11% 30-year rate: principal and interest run about $2,540/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $7,025/year ($585/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 69% of current Mount Dora listings carry an HOA, with a median of $166/month where one applies. All in, budget on the order of $3,438/month to own the median Mount Dora home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.

Where people are buying: Mount Dora’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Summerbrooke15$479,510117
Lochside12$552,620231
Seasons at Wekiva Ridge12$530,009154
Southloch12$215,00010
Trailside12$471,82522
Sullivan Ranch11$455,00033
Sylvan Shores11$262,50098
Loch Leven9$875,00089

Mount Dora by ZIP code

Sales and medians by ZIP over the same 12 months: 32757 (333 sales, median $389,900).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 86% were single-family homes, 3% townhomes or villas, and 8% condos. New construction accounted for 32% of closings, led by Trailside, Summerbrooke, Oakfield At Mount Dora. The housing stock skews older: 29% of homes sold were built in 2015 or later and 38% before 1980.

Getting around from Mount Dora

Measured from the center of Mount Dora’s recent sales: Downtown Orlando is about 24 miles; Orlando International Airport (MCO) is about 33 miles; Ocala is about 40 miles; Daytona Beach is about 46 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Mount Dora: the case for and against

What works in Mount Dora’s favor

  • homes move quickly (median 37 days listed), so well-priced homes get competition
  • about 16.4 months of supply gives buyers room to negotiate
  • 32% of sales are new construction, so builder incentives and warranties are part of the market
  • insurance is comparatively manageable here (Citizens average $1,756/year)
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • prices run 17% above the statewide median in our coverage
  • 69% of listings carry an HOA (median $166/month)
  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Mount Dora relocation toolkit

Common questions about moving to Mount Dora

How much does a house cost in Mount Dora, FL?
The median sale over the last 12 months was $472,000 (112 closings), about $198 per square foot. Among recent closings in our record a quarter sold under $280,000 and a quarter over $514,950.
What does it cost per month to own a home in Mount Dora?
For the median $472,000 home with 20% down at 7.11%, roughly $3,438 per month including principal, interest, Lake County property tax after the homestead exemption, insurance, and a typical HOA.
What are property taxes like in Mount Dora?
Lake County's typical total millage is 16.65 mills. On the median home that is about $7,025 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Mount Dora a buyer's or seller's market right now?
With about 16.4 months of supply and a median 37 days on market for current listings, conditions favor buyers.
Is there a lot of new construction in Mount Dora?
New construction was 32% of sales in the last 12 months, concentrated in Trailside, Summerbrooke, Oakfield At Mount Dora.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Mount Dora communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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