Moving to Shalimar, Florida: The 2026 Data Guide

As of 2026-10-02, the median home sold in Shalimar, Florida over the last 12 months went for $407,000 (118 closings across 44 communities in Momentum’s MLS record), about None per square foot for a median None-sq-ft home built around 1980. Homes currently listed have been on the market a median of 26 days, and with 51 active listings against that sales pace the city is carrying roughly 5.2 months of supply. Sellers have been getting about 97% of their original asking price. That is right in line with the median across Momentum’s Florida and Georgia coverage.

$407,000
Median sale (12 mo)
$2,832
Est. monthly cost to own
26 days
Days listed (median)
5.2
Months of supply

Shalimar right now — October 2026

$395,000
Median sale price (12 mo), +16.7% YoY
34
Homes for sale today
38 days
Median days on market
3.6 mo
Months of supply
$2,092
P&I on the median, 20% down at 6.95%

Live pages for your move: 61 homes for sale in Shalimar · Luxury homes · New construction · Townhomes (13) · Homes by ZIP (1 ZIPs) · Property tax · Okaloosa County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.

What your budget buys in Shalimar

Three price points from 90 recent Shalimar closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Shalimar

Take the median $407,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $2,228/month. Okaloosa County’s typical total millage is 12.89 mills, so after the $50,000 homestead exemption the property tax is roughly $4,603/year ($384/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Okaloosa County is about $2,644/year; private-market quotes vary with roof age and wind mitigation. All in, budget on the order of $2,832/month to own the median Shalimar home.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Okaloosa County property tax guide and our home insurance by county map.

Where people are buying: Shalimar’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Port Dixie26$325,25026
Nonesuch Way15$395,00054
Poquito Bayou12$521,50027
Bayou Poquito10$419,9208
Lake Pointe8$535,00094
Woodland Shores7$484,5006
Lake Lorraine Estates 35$530,00090

Shalimar by ZIP code

Sales and medians by ZIP over the same 12 months: 32579 (90 sales, median $449,750).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 84% were single-family homes, 16% townhomes or villas. The housing stock skews older: 10% of homes sold were built in 2015 or later and 44% before 1980.

Getting around from Shalimar

Measured from the center of Shalimar’s recent sales: Pensacola is about 38 miles; Panama City is about 58 miles; Tallahassee is about 137 miles; Columbus, GA is about 168 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Okaloosa County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Okaloosa County’s typical millage of 12.89; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Okaloosa County average of $2,644/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Shalimar: the case for and against

What works in Shalimar’s favor

  • homes move quickly (median 26 days listed), so well-priced homes get competition
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Shalimar relocation toolkit

Common questions about moving to Shalimar

How much does a house cost in Shalimar, FL?
The median sale over the last 12 months was $407,000 (118 closings), about None per square foot. Among recent closings in our record a quarter sold under $345,000 and a quarter over $575,000.
What does it cost per month to own a home in Shalimar?
For the median $407,000 home with 20% down at 7.28%, roughly $2,832 per month including principal, interest, Okaloosa County property tax after the homestead exemption, insurance.
What are property taxes like in Shalimar?
Okaloosa County's typical total millage is 12.89 mills. On the median home that is about $4,603 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Shalimar a buyer's or seller's market right now?
With about 5.2 months of supply and a median 26 days on market for current listings, conditions are roughly balanced.
Is there a lot of new construction in Shalimar?
New construction is a small share of Shalimar sales; most of the market is resale.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Shalimar communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Okaloosa County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

Moving to Shalimar?

Get a local relocation expert in your corner.

Tell us about your move and a Momentum agent who knows Shalimar will help you find the right neighborhood for your budget, schools, and commute — whether you’re buying now or just planning. No pressure, no obligation.

Plan ahead: homes for sale right now · new construction.

Get your Shalimar relocation plan

A local specialist will reach out, usually within one business day.

or call (904) 351-6461