Aerial view of 32579, Florida

32579 (Shalimar)
Homes for Sale & Housing Market

ZIP code market report · Okaloosa County

Median sale price $325,250, up 5.2% year over year, with homes going under contract in about 40 days, 32 homes on the market.

19 communities reporting146 sales analyzedRefreshed twice dailyMomentum Score 70
Live Market Pulse
70/100
Momentum
Healthy Market
Prices up 5% over the past year. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 32579 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$325K
Median sold · 12 moConfidence: High
up 5.2% vs the prior 12 months
+5.2%
1-yr price change
n = 146 recent sales
97.0%
Sale vs ask
Okaloosa County: 95.9% · +1.1pp vs prior yr
$357K
Okaloosa County home value
Zillow ZHVI, monthly · +0.4% vs a year ago
Tempo
3.7mo
Supply
3 to 6 months is the balanced band
40days
Median DOM · closed
Okaloosa County: 67 days · +7.0 days vs prior yr
42%
Under contract
Okaloosa County: 30%
32 · 15 ▼8
For sale · pending
live counts, refreshed twice daily
65
Sold · last 12 mo
closed across all tracked communities · +4.3% vs prior yr
Market context
25%
Listings with price cuts
Okaloosa County · Zillow · +0.7pp vs prior month
2,334
County for-sale inventory
Zillow, monthly · +1.4% vs prior month
0%
Cash buyers
share of sales · peak 0%
70/100
Momentum score
Healthy Market
19
Communities reporting
of 57 tracked in 32579
Economy & people · county layer
$79,097
Median household income
U.S. Census ACS, county
214,281
County population
+6.7% since 2018
4.5×
Price to income
county home value vs median income
68%
Owner-occupied
U.S. Census ACS, county
$1,948/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.7 months of supply — balanced by the 3-to-6-month balanced benchmark, and 42% of listed homes are already under contract. Prices are up 5.2% versus the prior year and sellers are still collecting 97.0% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 70
Momentum Score
Buyer leverage30
Seller leverage70

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 42% of inventory sits under contract.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32579 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

$300K–$500K
9.5 mo · buyer-tilted · 23 active
$500K–$750K
4.0 mo · balanced band · 9 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32579 is hot — and where it isn't

Each dot is a community (19 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32579 (Shalimar)

The median sale price across 32579 currently stands at $325,250, up 5.2% from a year ago. The typical home goes under contract in about 40 days. Sellers are capturing 97.0% of their original asking price on average.

There are 32 active listings on the market, with 15 more already under contract. At the current sales pace that works out to 3.7 months of supply — a seller-leaning market by the standard six-month benchmark. 65 homes closed here over the trailing 12 months.

Zillow's home value index for Okaloosa County stands at $356,683. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32579 is 70 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

32579 since 2012 — and where it’s heading

A median home here sold for $149,786 in 2012 and $402,685 over the last recorded year — 169% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (1,824 recorded sales)

$145K$276K$408K$403K2012: $150K2013: $188K2014: $171K2015: $213K2016: $189K2017: $205K2018: $235K2019: $253K2020: $250K2021: $273K2022: $340K2023: $339K2024: $318K2025: $357K2026: $403K20122015201920232026

Days on market by year

5d40d74d40d2012: 56d2013: 73d2014: 61d2015: 71d2016: 36d2017: 32d2018: 25d2019: 31d2020: 8d2021: 9d2022: 7d2023: 22d2024: 19d2025: 33d2026: 40d20122015201920232026

Cash buyers · share of sales

-1%0%1%0%2016: 0%2017: 0%2018: 0%2019: 0%2020: 0%2021: 0%2022: 0%2023: 0%2024: 0%2025: 0%2026: 0%20162018202120242026

Home value trend · Okaloosa County (Zillow ZHVI)

$353K$356K$358K$357KJul '25: $355KAug '25: $354KSep '25: $354KOct '25: $353KNov '25: $353KDec '25: $354KJan '26: $354KFeb '26: $356KMar '26: $357KApr '26: $358KMay '26: $358KJun '26: $357KJul '26: $357KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,9652,2362,5072,334Jul '25: 2,497Aug '25: 2,448Sep '25: 2,394Oct '25: 2,327Nov '25: 2,242Dec '25: 2,118Jan '26: 2,026Feb '26: 1,976Mar '26: 2,065Apr '26: 2,165May '26: 2,265Jun '26: 2,301Jul '26: 2,334Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Okaloosa County (MLS)

4301,1481,866Aug 10 · Active: 1,838Aug 11 · Active: 1,820Aug 12 · Active: 1,814Aug 13 · Active: 1,812Aug 15 · Active: 1,806Aug 17 · Active: 1,797Aug 19 · Active: 1,794Aug 22 · Active: 1,815Aug 23 · Active: 1,811Aug 28 · Active: 1,812Aug 29 · Active: 1,815Aug 30 · Active: 1,807Aug 31 · Active: 1,806Sep 07 · Active: 1,805Sep 09 · Active: 1,802Sep 11 · Active: 1,818Sep 12 · Active: 1,812Sep 13 · Active: 1,804Sep 14 · Active: 1,792Sep 15 · Active: 1,784Aug 10Aug 29Sep 15ActivePending

Median price · daily recalculation

$324K$348K$372K$325KAug 06: $371KAug 08: $371KAug 09: $371KAug 10: $371KAug 11: $371KAug 12: $371KAug 13: $371KAug 15: $371KAug 17: $371KAug 18: $371KAug 19: $371KAug 20: $371KAug 21: $371KAug 22: $371KAug 23: $371KAug 24: $371KAug 26: $371KAug 28: $371KAug 29: $371KAug 30: $371KAug 31: $371KSep 01: $371KSep 04: $371KSep 05: $371KSep 06: $371KSep 07: $371KSep 08: $371KSep 09: $371KSep 10: $371KSep 11: $371KSep 12: $325KSep 13: $325KSep 14: $325KSep 15: $325KAug 06Aug 17Aug 28Sep 07Sep 15
Detached Single Family 78%Townhome 22%
Local Economics · county layer

What’s driving 32579

Who’s moving here
-352 net residents/yr

Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,644/yr avg premium

1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,057 units permitted -17% YoY

987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
PORT DIXIE ▲ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 9.5 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32579 right now.

Biggest opportunity
$500K–$750K: 4.0 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Okaloosa

MarketMedianActiveScore
32579 ← this page$325K3270
32541$745K49230Open →
32539$322K14163Open →
32536$322K12363Open →
32548$325K11364Open →
32547$338K10471Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
PORT DIXIEShalimar$325K▲ 10%
PORT DIXIE (232201.01)Shalimar$320K▲ 8%
LAKE POINTEShalimar$535K▲ 7%
BAYOU POQUITOShalimar$420K▲ -8%
LAKE LORRAINE ESTATES AMENDEDShalimar$494K▲ -8%
Prices cooling fastest
LAKE LORRAINE ESTATES AMENDEDShalimar$494K▼ 8%
BAYOU POQUITOShalimar$420K▼ 8%
LAKE POINTEShalimar$535K▼ 7%
PORT DIXIE (232201.01)Shalimar$320K▼ 8%
PORT DIXIEShalimar$325K▼ 10%
Most homes for sale
PORT DIXIEShalimar$325K15
BAYOU POQUITOShalimar$420K4
LAKE POINTEShalimar$535K3
POQUITO BAYOUShalimar$522K3
QUAIL RUNMary Esther$316K2
Selling fastest
LAKE LORRAINE ESTATES AMENDEDShalimar$494K7 days
BAYOU POQUITOShalimar$420K8 days
PORT DIXIEShalimar$325K26 days
POQUITO BAYOUShalimar$522K27 days
PORT DIXIE (232201.01)Shalimar$320K40 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32579 right now?

The data says conditions currently favor sellers in 32579 — the Momentum Score reads 70/100 with 3.7 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32579 becoming more affordable?

No — the median sale price in 32579 is $325,250, up 5.2% versus the prior year, while sellers still capture 97.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32579?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are LAKE LORRAINE ESTATES AMENDED (-8%); BAYOU POQUITO (-8%); LAKE POINTE (7%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32579 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are LAKE LORRAINE ESTATES AMENDED (7 days); BAYOU POQUITO (8 days); PORT DIXIE (26 days) — homes there go under contract well ahead of the market-wide pace of 40 days.

Questions

32579 (Shalimar) housing market FAQ

How is the housing market in 32579 right now?

As of September 15, 2026, the 32579 housing market favors sellers: the median sale price is $325,250 (up 5.2% year over year), 32 homes are for sale against 65 sales in the last 12 months, which is 3.7 months of supply, and the typical home goes under contract in about 40 days.

How much is a house in 32579?

The median home sold for $325,250 in 32579 over the last 12 months; asking prices on the 32 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32579?

By the numbers, sellers in 32579 are getting 97.0% of asking price and going under contract in about 40 days with 3.7 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32579 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32579 median sale prices are up 5.2% year over year, inventory stands at 3.7 months of supply, and 42% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32579?

The median sale price in 32579 is currently $325,250, up 5.2% from a year ago, based on MLS sales data updated September 15, 2026.

Is 32579 a buyer's or seller's market right now?

The data currently favors sellers. 32579 scores 70 of 100 on the Momentum Score, with 3.7 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32579?

The typical home in 32579 goes under contract in about 40 days, per current MLS data.

How many homes are for sale in 32579?

There are approximately 32 active listings in 32579 as of September 15, 2026.

Are home prices in 32579 rising or falling?

Median sale prices are up 5.2% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32579 (Shalimar). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.