Moving to Trinity, Florida: The 2026 Data Guide
As of 2026-09-09, the median home sold in Trinity, Florida over the last 12 months went for $479,000 (114 closings across 15 communities in Momentum’s MLS record), about $211 per square foot for a median 2,326-sq-ft home built around 2006. Homes currently listed have been on the market a median of 24 days, and with 20 active listings against that sales pace the city is carrying roughly 2.1 months of supply. Sellers have been getting about 97% of their original asking price. That median is 19% above the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Trinity
Three price points from 67 recent Trinity closings in our record, each showing what actually closed within 10% of that price:
- Around $430,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,054 sq ft, built around 2004 (17 sales).
- Around $479,000: the typical sale in this band was a 4-bed, 2-bath home of about 2,169 sq ft, built around 2011 (23 sales).
- Around $580,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,512 sq ft, built around 2007 (19 sales).
The real monthly cost of owning in Trinity
Take the median $479,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,475/month. Pasco County’s typical total millage is 16.15 mills, so after the $50,000 homestead exemption the property tax is roughly $6,930/year ($578/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pasco County is about $1,659/year; private-market quotes vary with roof age and wind mitigation. 100% of current Trinity listings carry an HOA, with a median of $84/month where one applies. All in, budget on the order of $3,275/month to own the median Trinity home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pasco County property tax guide and our home insurance by county map.
Where people are buying: Trinity’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Fox Wood | 28 | $478,798 | 24 |
| Trinity East | 14 | $529,500 | 11 |
| Fox Wood | 12 | $418,950 | 27 |
| Trinity West | 9 | $460,000 | 27 |
| Villages at Fox Hollow | 8 | $462,000 | 42 |
| Trinity Preserve | 6 | $504,500 | 7 |
| Villages of Trinity Lakes | 6 | $554,950 | 60 |
| Villages of Trinity Lakes | 6 | $554,950 | 32 |
Trinity by ZIP code
Sales and medians by ZIP over the same 12 months: 34655 (58 sales, median $511,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 99% were single-family homes, 1% townhomes or villas. New construction accounted for 2% of closings. The housing stock skews mixed: 18% of homes sold were built in 2015 or later and 9% before 1980.
Getting around from Trinity
Measured from the center of Trinity’s recent sales: Tampa International Airport (TPA) is about 15 miles; Downtown Tampa is about 19 miles; Lakeland is about 42 miles; Sarasota is about 59 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pasco County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pasco County’s typical millage of 16.15; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pasco County average of $1,659/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Trinity: the case for and against
What works in Trinity’s favor
- homes move quickly (median 24 days listed), so well-priced homes get competition
- insurance is comparatively manageable here (Citizens average $1,659/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 19% above the statewide median in our coverage
- only about 2.1 months of supply, so choice is limited in the most popular price bands
- 100% of listings carry an HOA (median $84/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Trinity relocation toolkit
Common questions about moving to Trinity
How much does a house cost in Trinity, FL?
What does it cost per month to own a home in Trinity?
What are property taxes like in Trinity?
Is Trinity a buyer's or seller's market right now?
Is there a lot of new construction in Trinity?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Trinity communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pasco County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.