Campbells
Homes for Sale in Palatka, FL
All 108 homes for sale in Palatka, FL · median $255,500 · 114 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-10-01, 5 recorded sales closed at a median of $225,000, $125 per square foot, a median 69 days on market. At the median price and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,800 ($3,130 with the full homestead exemption).
Campbells sits in Palatka, in Putnam County, and it trades on location and condition rather than any single template. With no median price to anchor to in this snapshot, the honest read is that value here is driven property by property — lot, structure, and how much work a home does or doesn't need. Expect a wide spread and price each listing on its own merits.
For a buyer, that means underwriting the house in front of you, not a neighborhood average. For a seller, it means condition and presentation carry more weight than a comfortable comp cushion. This is a market where diligence beats assumptions on both sides of the table.
Nearby homes for sale
No active listings inside Campbells right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Campbells market snapshot (as of September 30, 2026): the median sale price is about $225K ($125 per sq ft over the trailing 12 months of closed sales), and a median 69 days on market for closed sales.
In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.
Campbells is a Palatka pocket in Putnam County, a smaller inland market where individual property condition tends to set the terms more than broad neighborhood momentum.
Who Campbells is best for.
Best for
- Buyers who will do property-level diligence and price a home on its actual condition
- Purchasers open to an inland Palatka location over a larger, more standardized market
- Investors or renovators comfortable underwriting deferred maintenance and utility questions
Probably not for
- Buyers who want a tight, comp-supported price with little variance between homes
- Anyone seeking a large, uniform subdivision inventory to choose from
- Purchasers who prefer a low-diligence, turnkey transaction
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 30 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($225K) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32177 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
Housing distress & ownership in Campbells, Palatka
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Campbells buying strategy.
If we were buying in Campbells today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Campbells.
Reading Campbells honestly
In a market this size, the useful work is at the property level. Two homes a block apart can justify very different numbers depending on age, systems, and how much deferred maintenance is baked in. Treat every listing as its own negotiation rather than a variation on a fixed price.
Because this is Putnam County and inland Palatka, buyers should factor in the usual Northeast Florida realities — flood zone status, well versus municipal utilities, and roof and system age — before falling for a floor plan. Those items often matter more to the final number than curb appeal does.
The location and the amenities are priced into every listing in Campbells. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market that trades property by property rewards a broker who does the parcel-level homework — pulling flood and utility status, reading condition against price, and telling you plainly when a listing is overpriced for what it is. That is the work we do here, and we will talk you out of the wrong house as readily as into the right one.
Campbells in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Campbells buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Campbells sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Campbells, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Campbells home worth?
Get a no-obligation home value based on real comparable sales in Campbells, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
Frequently Asked Questions
What is the median home price in Campbells?
How long do homes in Campbells take to sell?
Who is the best real estate agent for Campbells?
How do I find a top Palatka real estate agent who knows Campbells?
Can Momentum Realty connect me with an agent for Campbells?
Where is Campbells, and what county is it in?
How far is Campbells from downtown Jacksonville and the beach?
Should you buy in Campbells?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 30, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-30 |
| Historical depth | Closed-sale records back to 2015 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Campbells fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Campbells. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.
- Palatka High School · High (assigned to 7 nearby communities)
- Robert H. Jenkins Junior Middle School or C. L. Overturf Jr. 6th Grade Center · Middle (assigned to 7 nearby communities)
- James A. Long Elementary School · PreK-5 (Putnam, Palatka area) · FLDOE grade B (assigned to 5 nearby communities)
- Palatka Jr.-Sr. High School · 7-12 (assigned to 4 nearby communities)
- William D. Moseley Elementary School · Elementary · FLDOE grade C (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Campbells with Momentum Realty’s local guides.