Homes for Sale in Palatka, FL
119 homes are for sale in Palatka, FL as of 2026-11-05, with 13 more under contract. The median list price is $246,990 ($180/sq ft), most homes list between $148K to $679K, and the median listing has been on the market 83 days. That is 102 houses, 0 condos and 0 townhouses. 5 homes came on the market this week and 264 sold in the last 12 months at a median of $246,325.
| Location | Putnam County, FL |
|---|---|
| ZIP codes with their own page | 1 |
| For sale right now | 119 active, 13 under contract |
| Asking prices | $246,990 median · $180 per sq ft · most homes $148K–$679K |
| Median days on market (active listings) | 83 |
| Property types for sale | 102 houses, 0 condos, 0 townhouses |
| New listings this week | 5 |
| Homes sold, last 12 months | 264 at a median of $246,325 (++7.1% year over year) · $156 per sq ft |
| Sale-to-list price | 95% · median 72 days to go under contract |
| Months of supply | 5.4 (balanced market) |
| Share of sales | new construction 31% |
| Momentum Realty closings here, last 12 months | 28 |
Listing counts and prices as of 2026-11-05; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palatka, FL key facts,” movewithmomentum.com/homes-for-sale/palatka-fl/, data as of 2026-11-05.
Browse all 137 homes for sale in Palatka, FL — the complete list, newest first.
Newest homes for sale in Palatka
The most recently listed homes in Palatka, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Palatka homes for sale by price
Every active listing in Palatka grouped by price, with the newest listings in each band. The median is $246,990; the busiest band is $200K – $300K.
Under $200K: 30 homes
- $125,000 · 1 bd / 1 ba / 645 sq ft · 717 N 11TH Street
- $119,900 · 3 bd / 2 ba / 1,496 sq ft · 120 DANA Lane
- $159,900 · 6 bd / 3 ba / 2,045 sq ft · 1800 MADISON Street
- $159,900 · 3 bd / 2 ba / 984 sq ft · 305 E LAKE Street
$200K – $300K: 50 homes
- $219,900 · 3 bd / 2 ba / 1,760 sq ft · 202 AZALEA Circle
- $214,900 · 3 bd / 2 ba / 1,032 sq ft · 2601 W MAIN Street (Mcgregors)
- $235,000 · 3 bd / 2 ba / 1,561 sq ft · 506 E BAY Street
- $225,000 · 5 bd / 2 ba / 2,079 sq ft · 4107 SILVER LAKE Drive
$300K – $400K: 15 homes
- $345,000 · 3 bd / 2 ba / 1,618 sq ft · 110 CEDAR Lane
- $300,000 · 3 bd / 2 ba / 2,968 sq ft · 126 SAINT JOHNS Drive
- $309,900 · 3 bd / 2 ba / 1,480 sq ft · 106 RED FOX Trail
- $385,000 · 3 bd / 2 ba / 1,500 sq ft · 4117 SILVER LAKE Drive (Baughmans)
$400K – $500K: 8 homes
- $425,000 · 4 bd / 3 ba / 2,930 sq ft · 2101 CARR Street
- $499,900 · 4 bd / 4 ba / 3,119 sq ft · 100 SHERRI Lane (Colonial Pines)
- $475,000 · 3 bd / 2 ba / 2,146 sq ft · 117 OAK Lane
- $499,900 · 3 bd / 2 ba / 1,736 sq ft · 133 MOORES Trail
$500K – $750K: 7 homes
- $595,000 · 3 bd / 2 ba / 1,456 sq ft · 118 DARBY Drive
- $722,900 · 3 bd / 2 ba / 1,916 sq ft · 277 W RIVER Road
- $729,900 · 3 bd / 2 ba / 2,048 sq ft · 106 KRANTZ Road
- $679,000 · 4 bd / 3 ba / 2,994 sq ft · 241 PIONEER Trail (Cedar Creek Country)
$750K – $1M: 5 homes
- $899,000 · 3 bd / 3 ba / 2,323 sq ft · 424 CEDAR CREEK ROAD
- $800,000 · 5 bd / 2 ba / 2,509 sq ft · 125 KEY Road
- $950,000 · 4 bd / 3 ba / 5,073 sq ft · 118 HERJA ACRE Lane
- $995,000 · 8 bd / 6.5 ba / 6,425 sq ft · 603 EMMETT Street
$1M and up: 4 homes
- $1.10M · 2 bd / 1.5 ba / 564 sq ft · 375 BUCK SPRINGS ROAD
- $1.50M · 3 bd / 3 ba / 2,191 sq ft · 122 MACON Road
- $1.30M · 3 bd / 2 ba / 2,328 sq ft · 140 PIONEER Trail (Cedar Creek Estates)
- $1.40M · 3 bd / 2 ba / 1,920 sq ft · 1360 S STATE ROAD 19
Every home for sale in Palatka right now (119)
All 119 active Palatka listings with a detail page, newest first, refreshed twice a day from the MLS.
- $219,900 · 3 bd / 2 ba / 1,760 sq ft · 202 AZALEA Circle
- $345,000 · 3 bd / 2 ba / 1,618 sq ft · 110 CEDAR Lane
- $214,900 · 3 bd / 2 ba / 1,032 sq ft · 2601 W MAIN Street (Mcgregors)
- $125,000 · 1 bd / 1 ba / 645 sq ft · 717 N 11TH Street
- $425,000 · 4 bd / 3 ba / 2,930 sq ft · 2101 CARR Street
- $235,000 · 3 bd / 2 ba / 1,561 sq ft · 506 E BAY Street
- $300,000 · 3 bd / 2 ba / 2,968 sq ft · 126 SAINT JOHNS Drive
- $385,000 · 3 bd / 2 ba / 1,500 sq ft · 4117 SILVER LAKE Drive (Baughmans)
- $309,900 · 3 bd / 2 ba / 1,480 sq ft · 106 RED FOX Trail
- $119,900 · 3 bd / 2 ba / 1,496 sq ft · 120 DANA Lane
- $499,900 · 4 bd / 4 ba / 3,119 sq ft · 100 SHERRI Lane (Colonial Pines)
- $225,000 · 5 bd / 2 ba / 2,079 sq ft · 4107 SILVER LAKE Drive
- $219,000 · 3 bd / 2 ba / 1,440 sq ft · 367 HORSEMAN CLUB Road
- $229,900 · 3 bd / 1 ba / 1,075 sq ft · 2028 KATE Street
- $159,900 · 6 bd / 3 ba / 2,045 sq ft · 1800 MADISON Street
- $899,000 · 3 bd / 3 ba / 2,323 sq ft · 424 CEDAR CREEK ROAD
- $399,500 · 3 bd / 2 ba / 1,892 sq ft · 1709 CARR Street (Fearnside Terrace)
- $255,000 · 3 bd / 1 ba / 1,014 sq ft · 211 FERN Street
- $264,900 · 3 bd / 2 ba / 1,200 sq ft · 138 BLACKJACK Circle
- $159,900 · 3 bd / 2 ba / 984 sq ft · 305 E LAKE Street
- $174,900 · 3 bd / 2 ba / 1,068 sq ft · 1415 CARR Street
- $100,000 · 2 bd / 1 ba / 930 sq ft · 197 WILKINSON Road
- $269,900 · 3 bd / 3 ba / 1,615 sq ft · 1800 LAUREL Street
- $249,900 · 3 bd / 2 ba / 1,112 sq ft · 2005 ST JOHNS Avenue (Moseley Oaks)
- $389,900 · 3 bd / 2 ba / 2,073 sq ft · 375 HORSEMAN CLUB Road
- $475,000 · 3 bd / 2 ba / 2,146 sq ft · 117 OAK Lane
- $89,900 · 3 bd / 2 ba / 924 sq ft · 251 TARPON Boulevard (St. Johns Harbor)
- $595,000 · 3 bd / 2 ba / 1,456 sq ft · 118 DARBY Drive
- $199,500 · 3 bd / 1 ba / 960 sq ft · 2601 STATE Street
- $259,000 · 5 bd / 3 ba / 2,001 sq ft · 127 EAST Street
- $235,000 · 4 bd / 2 ba / 1,299 sq ft · 103 WILLIAMS Street (Lemon Street Heights)
- $329,900 · 3 bd / 2 ba / 1,008 sq ft · 7320 OLD WOLF BAY Road
- $324,999 · 3 bd / 2 ba / 1,472 sq ft · 6107 W 1ST Manor (Webbs Viking Manor)
- $188,900 · 3 bd / 1 ba / 1,050 sq ft · 302 BELMONT Drive
- $259,900 · 2 ba / 862 sq ft · 601 HOOVER Road
- $259,000 · 3 bd / 2 ba / 1,425 sq ft · 302 S 14TH Street
- $195,000 · 2 bd / 1 ba / 1,046 sq ft · 915 S 13TH Street
- $499,900 · 3 bd / 2 ba / 1,736 sq ft · 133 MOORES Trail
- $229,900 · 4 bd / 2 ba / 1,260 sq ft · 509 BRONSON Street
- $284,900 · 3 bd / 2.5 ba / 1,581 sq ft · 1415 CLEVELAND Avenue
- $249,000 · 3 bd / 2 ba / 1,379 sq ft · 302 WESTOVER Circle (Westover Manor)
- $249,000 · 3 bd / 2 ba / 1,329 sq ft · 140 KELLEY SMITH SCHOOL Road
- $245,000 · 3 bd / 2 ba / 1,570 sq ft · 2412 HUSSON Avenue
- $50,000 · 2 bd / 1 ba / 1,130 sq ft · 111 CEDAR Avenue (Glisson Wells)
- $244,500 · 3 bd / 2 ba / 1,839 sq ft · 219 PALMETTO BLUFF Road
- $299,000 · 3 bd / 2.5 ba / 1,796 sq ft · 6110 W 4TH MANOR (Webbs Viking Manor)
- $177,900 · 3 bd / 1 ba / 850 sq ft · 1508 ROSELLE Avenue (5 Points)
- $297,500 · 4 bd / 2 ba / 1,742 sq ft · 201 COMER Road
- $239,900 · 11 bd / 4.5 ba / 4,603 sq ft · 2111 ST JOHNS Avenue (Conway Of Rogeros)
- $228,000 · 3 bd / 2 ba / 1,452 sq ft · 2003 LAUREL Street
- $339,000 · 5 bd / 3 ba / 2,001 sq ft · 162 JANICE Drive
- $225,000 · 3 bd / 2 ba / 1,138 sq ft · 3325 S PALM Avenue
- $414,900 · 4 bd / 2 ba / 2,500 sq ft · 148 LATESHA Terrace (Colonial Pines)
- $217,000 · 3 bd / 1 ba / 960 sq ft · 128 CANNON Court
- $140,000 · 2 bd / 2 ba / 830 sq ft · 114 BARRACUDA Drive
- $320,000 · 4 bd / 2 ba / 2,280 sq ft · 155 HOMESTEAD Road
- $147,990 · 3 bd / 2 ba / 1,232 sq ft · 411 E LAKE Street
- $424,900 · 4 bd / 2 ba / 2,076 sq ft · 245 CRYSTAL COVE Drive
- $239,900 · 3 bd / 2 ba / 1,528 sq ft · 1407 ST JOHNS Avenue
- $299,900 · 2 bd / 1.5 ba / 1,040 sq ft · 102 RIVER ROAD Drive (River Road Estates)
- $239,900 · 3 bd / 2 ba / 1,519 sq ft · 2211 ST JOHNS Avenue (Rogeros Add Palatka)
- $54,000 · 3 bd / 2 ba / 1,399 sq ft · 200 BENHAM Street (Mcgregors)
- $239,000 · 4 bd / 2 ba / 1,521 sq ft · 401 HUSSON Avenue
- $324,000 · 3 bd / 2 ba / 1,658 sq ft · 1202 KIRBY Street
- $189,500 · 3 bd / 1.5 ba / 1,020 sq ft · 105 E RELLIM Drive
- $729,900 · 3 bd / 2 ba / 2,048 sq ft · 106 KRANTZ Road
- $722,900 · 3 bd / 2 ba / 1,916 sq ft · 277 W RIVER Road
- $800,000 · 5 bd / 2 ba / 2,509 sq ft · 125 KEY Road
- $124,500 · 3 bd / 1 ba / 1,248 sq ft · 116 HIBISCUS Street (Ross Green)
- $1.10M · 2 bd / 1.5 ba / 564 sq ft · 375 BUCK SPRINGS ROAD
- $1.50M · 3 bd / 3 ba / 2,191 sq ft · 122 MACON Road
- $950,000 · 4 bd / 3 ba / 5,073 sq ft · 118 HERJA ACRE Lane
- $215,000 · 3 bd / 2 ba / 1,620 sq ft · 134 BARDIN ESTATES Circle (Bardin Estates)
- $165,000 · 3 bd / 1 ba / 975 sq ft · 108 RIVER ROAD Drive (River Road Estates)
- $246,990 · 3 bd / 2 ba / 1,290 sq ft · 2706 CECILLE Avenue
- $219,990 · 3 bd / 2 ba / 1,114 sq ft · 2704 CECILLE Avenue
- $259,900 · 1 bd / 1 ba / 1,088 sq ft · 6100 CRILL Avenue
- $214,900 · 3 bd / 2.5 ba / 1,776 sq ft · 1811 KATE Street (Burts)
- $166,850 · 3 bd / 1 ba / 957 sq ft · 1310 CLEVELAND Avenue (Rudds)
- $236,000 · 3 bd / 1 ba / 1,673 sq ft · 322 S 17TH Street
- $192,500 · 3 bd / 2 ba / 1,613 sq ft · 408 MAGNOLIA DR Drive
- $165,000 · 2 bd / 1 ba / 916 sq ft · 1510 CLEVELAND Avenue
- $497,000 · 3 bd / 2.5 ba / 2,540 sq ft · 134 BOWFIN Drive (St. Johns Harbor)
- $165,000 · 3 bd / 1.5 ba / 1,398 sq ft · 212 MIMOSA Drive
- $679,000 · 4 bd / 3 ba / 2,994 sq ft · 241 PIONEER Trail (Cedar Creek Country)
- $229,900 · 4 bd / 3 ba / 1,826 sq ft · 104 OAKDALE Drive
- $224,999 · 3 bd / 2 ba / 1,210 sq ft · 116 MOSELEY Avenue (Conway Of Rogeros)
- $1.30M · 3 bd / 2 ba / 2,328 sq ft · 140 PIONEER Trail (Cedar Creek Estates)
- $369,900 · 4 bd / 2 ba / 2,816 sq ft · 392 BARDIN Road
- $269,000 · 3 bd / 2 ba / 1,992 sq ft · 305 PALMETTO BLUFF Road
- $65,500 · 2 bd / 1 ba / 540 sq ft · 113 DEANS CREEK Trail
- $289,900 · 4 bd / 3 ba / 2,070 sq ft · 802 S 15TH Street (Burts Addition)
- $585,000 · 4 bd / 2.5 ba / 2,587 sq ft · 321 EAGLE CREEK Road
- $995,000 · 8 bd / 6.5 ba / 6,425 sq ft · 603 EMMETT Street
- $379,000 · 4 bd / 2 ba / 1,984 sq ft · 130 WIPPLETREE Court (Whippletree Narrows)
- $244,900 · 5 bd / 2 ba / 2,372 sq ft · 4065 SILVER LAKE Drive
- $35,000 · 2 bd / 1 ba / 606 sq ft · 705 OLIVE Street
- $179,900 · 3 bd / 2 ba / 1,424 sq ft · 3429 BALSAM Street
- $290,900 · 4 bd / 2 ba / 1,587 sq ft · 200 MANGO Drive
- $254,900 · 3 bd / 2 ba / 1,265 sq ft · 6109 W 1ST Manor (Webbs Viking Manor)
- $239,000 · 3 bd / 2 ba / 1,285 sq ft · 6102 W 1ST Manor
- $99,900 · 2 bd / 1 ba / 576 sq ft · 110 PLANTATION Circle
- $290,000 · 2 bd / 2 ba / 1,700 sq ft · 272 HARBOR Drive (St Johns Harbor 1)
- $199,900 · 2 bd / 2 ba / 699 sq ft · 1210 S 12TH Street (Harts Plat)
- $411,500 · 4 bd / 3 ba / 2,272 sq ft · 183 CRESTVIEW Drive
- $243,900 · 3 bd / 2 ba / 1,512 sq ft · 121 JANET Drive
- $789,000 · 4 bd / 3.5 ba / 3,132 sq ft · 520 RIVER Street
- $190,000 · 3 bd / 2 ba / 1,085 sq ft · 1414 ROSELLE Avenue
- $199,888 · 3 bd / 2 ba / 1,155 sq ft · 1408 CARR Street
- $229,000 · 3 bd / 2 ba / 1,296 sq ft · 203 SW 5TH Avenue
- $299,900 · 3 bd / 2 ba / 1,512 sq ft · 117 UNDERWOOD Drive (Underwood Estates)
- $234,900 · 4 bd / 2 ba / 1,788 sq ft · 2127 DIANA Drive
- $223,000 · 3 bd / 2 ba / 1,512 sq ft · 133 CRESTWOOD Avenue
- $525,000 · 3 bd / 2.5 ba / 2,598 sq ft · 218 SLAUGHTER Road
- $169,999 · 3 bd / 2 ba / 1,056 sq ft · 136 E MOCCASIN CREEK Lane (Moccasin Creek)
- $385,000 · 3 bd / 2 ba / 1,545 sq ft · 267 PENIEL CHURCH Road
- $385,000 · 3 bd / 2 ba / 1,545 sq ft · 263 PENIEL CHURCH Road
- $530,000 · 3 bd / 2 ba / 2,356 sq ft · 117 S 3RD Street
- $1.40M · 3 bd / 2 ba / 1,920 sq ft · 1360 S STATE ROAD 19
Pending and under contract in Palatka (13)
Palatka homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.
- $328,990 · 4 bd / 2 ba / 1,812 sq ft · 104 FENHAM Court
- $229,000 · 4 bd / 2 ba / 1,976 sq ft · 5206 SILVER LAKE Drive #UNIT 2
- $391,000 · 3 bd / 2 ba / 1,545 sq ft · 114 W CAMELOT Drive
- $255,000 · 5 bd / 3 ba / 2,001 sq ft · 119 EAST STREET Street
- $409,000 · 3 bd / 2 ba / 1,359 sq ft · 100 JACK Road
- $75,000 · 2 bd / 1 ba / 720 sq ft · 115 E HICKS Street
- $374,899 · 3 bd / 2 ba / 1,692 sq ft · 121 DAREN Drive
- $229,000 · 3 bd / 2 ba / 1,537 sq ft · 104 HEIDT Lane
- $165,000 · 3 bd / 1 ba / 1,234 sq ft · 146 KELLEY SMITH SCHOOL Road
- $195,888 · 3 bd / 2 ba / 1,155 sq ft · 1406 CARR Street
- $179,900 · 2 bd / 1 ba / 2,213 sq ft · 435 W RIVER Road
- $259,900 · 3 bd / 2.5 ba · 1307 OCEAN Street
- $350,000 · 3 bd / 2 ba / 1,596 sq ft · 165 FULTON Road
Browse every listing on Momentum Realty.
Homes for sale in Palatka by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
Palatka communities with the most homes for sale
The Palatka neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Webbs Viking Manor | 3 | $299,000 | — | — |
| Colonial Pines | 2 | $457,400 | — | — |
| Conway Of Rogeros | 2 | $232,450 | — | — |
| Mcgregors | 2 | $134,450 | — | — |
| River Road Estates | 2 | $232,450 | — | — |
| St. Johns Harbor | 2 | $293,450 | — | — |
| 5 Points | 1 | $177,900 | — | — |
| Bardin Estates | 1 | $215,000 | — | — |
| Baughmans | 1 | $385,000 | — | — |
| Burts Addition | 1 | $289,900 | — | — |
| Burts | 1 | $214,900 | — | — |
| Cedar Creek Country | 1 | $679,000 | — | — |
| Cedar Creek Estates | 1 | $1.30M | — | — |
| Fearnside Terrace | 1 | $399,500 | — | — |
| Glisson Wells | 1 | $50,000 | — | — |
| Harts Plat | 1 | $199,900 | — | — |
| Lemon Street Heights | 1 | $235,000 | — | — |
| Moccasin Creek | 1 | $169,999 | — | — |
| Moseley Oaks | 1 | $249,900 | — | — |
| Rogeros Add Palatka | 1 | $239,900 | — | — |
| Ross Green | 1 | $124,500 | — | — |
| Rudds | 1 | $166,850 | — | — |
| Underwood Estates | 1 | $299,900 | — | — |
| Westover Manor | 1 | $249,000 | — | — |
| Whippletree Narrows | 1 | $379,000 | — | — |
| St Johns Harbor 1 | 1 | $290,000 | — | — |
What is for sale in Palatka: property types
- Single-family houses: 102
- Manufactured homes: 17
Another 5 listings in Palatka are land, commercial or other non-residential property and are not counted above.
Browse by type: Manufactured and Mobile Homes for sale in Palatka (17).
The Palatka real estate market right now
Over the last 12 months 264 homes sold in Palatka at a median of $246,325 (+7.1% year over year), $156 per square foot. Sellers received 95% of list price and homes took a median 72 days to go under contract. With 119 homes for sale against that sales pace, months of supply is 5.4, a balanced market by the six-month rule. New construction was 31% of sales.
Momentum Realty in Palatka: our agents closed 28 homes here for buyers and sellers in the last 12 months (12 as the listing brokerage, 12 representing the buyer, 4 on both sides), median sale $204,000 (brokerage closed records through November 2026). Find a Momentum agent near Palatka →
Data through August 2026. In August 2026, 69 single-family homes closed in Putnam County at a median of $230,000, down 3.3% from a year earlier, a median 50 days on market, sellers receiving 96.4% of list price, 7.2% of sales closing above asking, 41% cash and 10% newly built. Across the six-county Northeast Florida region the single-family median was $395,000, flat from a year earlier, on 1,711 closings, down 5.4% from a year earlier.
Source: Data provided by realMLS; every figure computed by Momentum from the closed records. Full county tables, price bands and the 13-month history are in the Northeast Florida housing market report for August 2026.
Palatka home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2020 | $148,264 | 82 | 68 | 93% |
| 2021 | $173,726 | 128 | 43 | 96% |
| 2022 | $193,347 | 155 | 42 | 95% |
| 2023 | $182,113 | 111 | 60 | 94% |
| 2024 | $194,422 | 110 | 37 | 93% |
| 2025 | $232,564 | 95 | 55 | 94% |
| 2026 | $218,483 | 102 | 72 | 94% |
What a home in Palatka costs to own
Take the median $246,990 listing with 20% down at today’s 7.24% 30-year rate: principal and interest run about $1,347/month. Putnam County’s typical millage of 16.89 puts property tax near $3,326/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Putnam County is about $1,345/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,736/month plus any HOA or CDD assessment.
What it really costs to own a home in Palatka
As of 2026-11-06, 107 homes are listed for sale in Palatka at a median asking price of $243,900. The median current property tax bill on those listings is $2,112 a year (the seller's bill, 97 listings reporting). About 4% are in an HOA. The median home was built in 1980.
| Property tax | Median current bill $2,112/yr across 97 listings (the seller's bill, often lowered by homestead and the Save Our Homes cap). At the median asking price of $243,900, a buyer's first-year bill with homestead is about $3,400/yr (Putnam County total millage 16.8861 mills, FY2025-26, Putnam County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA | 4% of 107 listings that report it are in a homeowners association. Many master-planned communities in Northeast Florida also carry a CDD assessment on the tax bill; check each listing. |
| Home insurance | Citizens Property Insurance average premium in Putnam County: $1,345/yr (550 policies, Citizens county detail, April 2026). Private quotes depend on roof age, wind mitigation and flood zone. |
| Roof and age | Median build year 1980 (107 listings); 78% were built in 2011 or earlier. Under Florida's 2022 reform (SB 2-D) carriers may require a roof inspection once a roof passes 15 years, so ask for the roof permit date on older homes. |
| New construction | 15 of the 107 active listings (14%) are marked new construction. |
| Time on market | Median 83 days on market for the active listings. |
Estimated carrying cost at the median asking price, before the mortgage: about $395/month. An estimate from the sources above, not a quote; flood insurance and CDD assessments are extra where they apply.
Source: Momentum Realty analysis of 107 active MLS listings (Northeast Florida MLS), 2026-11-06; county millage FY2025-26; Citizens Property Insurance, April 2026. Medians of listing records; individual homes vary.
Cost questions about Palatka
What are property taxes on a home for sale in Palatka?
The median current tax bill on Palatka listings is $2,112 a year (97 listings, MLS, 2026-11-06). A buyer at the median asking price of $243,900 should budget about $3,400 for the first full year with homestead, because the assessed value resets toward the purchase price (Putnam County millage 16.8861, FY2025-26).
Do most homes for sale in Palatka have an HOA?
About 4% of the Palatka listings that report it are in an HOA (MLS, 2026-11-06).
How old are the homes for sale in Palatka?
The median active listing in Palatka was built in 1980, and 78% were built in 2011 or earlier, so roof age matters for insurance on many of them (MLS, 2026-11-06).
What does it cost each month to own a home in Palatka before the mortgage?
About $395 a month at the median asking price of $243,900: first-year tax about $283, insurance about $112. This is an estimate from MLS, county millage and Citizens data (2026-11-06), not a quote; flood insurance and any CDD are extra where they apply.
Keep comparing: Cost to own in Interlachen · Cost to own in Hawthorne · Cost to own in Satsuma · Cost to own in Crescent City · Home insurance cost in Palatka · Florida property tax reset calculator · Mortgage payment calculator
Explore Palatka
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Recently off market in Palatka
Homes in Palatka that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.
- 656 State Road 20 · last listed $249,900 · off market Nov 4, 2026
- 170 Janice Drive · last listed $350,000 · off market Nov 4, 2026
- 161 Crestview Drive · last listed $430,000 · off market Nov 1, 2026
- 121 Herja Acre Lane · last listed $560,000 · off market Nov 1, 2026
- 219 Halsey Street · last listed $239,900 · off market Oct 30, 2026
- 621 Bardin Road · last listed $180,000 · off market Oct 28, 2026
- 1511 Bronson Street · last listed $27,500 · off market Oct 28, 2026
- 701 Newcastle Road · last listed $307,990 · off market Oct 27, 2026
- 457 Newcastle Road · last listed $325,990 · off market Oct 27, 2026
- 423 Newcastle Road · last listed $328,990 · off market Oct 27, 2026
- 383 Newcastle Road · last listed $338,990 · off market Oct 27, 2026
- 326 Newcastle Road · last listed $326,990 · off market Oct 27, 2026
Palatka guides & data
Everything we publish about Palatka: live listings by type, prices and market data, taxes, insurance and what it costs to live here.
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- Waterfront homes
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- Market data
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- HOA database
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- Property taxes (Putnam County)
- Homestead exemption (Putnam County)
- New construction (Putnam County)
Common questions
How many homes are for sale in Palatka, FL?
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Palatka as of 2026-11-05 and refresh as homes list and sell. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.
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More communities in Palatka
16 Flat · Crystal Cove · Handy Place · Merwin Park C · Old Airport Farms · Palatka Square · Rio De St Johns · Wilson Cypress Co
Just listed in Palatka
New on the market in the last 48 hours, newest first. Updated every hour (as of 2026-11-07 02:03 UTC).
- 113 W Oak Hill Drive, Palatka 32177 $169,900 · 2 bd · 1 ba · 849 sq ft
Listing courtesy of MAXREV, LLC - 2417 Carr Street, Palatka 32177 $126,000 · 2 bd · 1 ba · 1,020 sq ft
Listing courtesy of THE FIELDS GROUP REALTY - 104 W Oak Hill Drive, Palatka 32177 $113,300 · 2 bd · 1 ba · 1,122 sq ft
Listing courtesy of THE FIELDS GROUP REALTY - 216 Mimosa Drive, Palatka 32177 $213,900 · 4 bd · 2 ba · 1,686 sq ft
Listing courtesy of THE FIELDS GROUP REALTY - 2004 Golf Drive, Palatka 32177 $164,900 · 2 bd · 1 ba · 1,357 sq ft
Listing courtesy of THE FIELDS GROUP REALTY - 133 Crestwood Avenue, Palatka 32177 $223,000 · 3 bd · 2 ba · 1,512 sq ft
Listing courtesy of BEACH STATE REALTY
























