Homes for Sale in Palatka, FL

123 homes are for sale in Palatka, FL as of 2026-10-15, with 15 more under contract. The median list price is $256,000 ($182/sq ft), most homes list between $165K to $560K, and the median listing has been on the market 78 days. That is 105 houses, 0 condos and 0 townhouses. 5 homes came on the market this week and 45 sold in the last 12 months at a median of $225,000.

Palatka, FL key facts
LocationPutnam County, FL
ZIP codes with their own page1
For sale right now123 active, 15 under contract
Asking prices$256,000 median · $182 per sq ft · most homes $165K–$560K
Median days on market (active listings)78
Property types for sale105 houses, 0 condos, 0 townhouses
New listings this week5
Homes sold, last 12 months45 at a median of $225,000
Momentum Realty closings here, last 12 months28

Listing counts and prices as of 2026-10-15; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palatka, FL key facts,” movewithmomentum.com/homes-for-sale/palatka-fl/, data as of 2026-10-15.

123
Homes for sale
$256,000
Median list price
$165K to $560K
Typical range
78
Median days on market
5
New this week
15
Under contract
$1,820
Est. monthly cost at median
32.8
Months of supply

Newest homes for sale in Palatka

The most recently listed homes in Palatka, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

197 WILKINSON Road, home for sale in Palatka
$100,000 New
2 bd · 1 ba · 930 sq ft · built 1964
197 WILKINSON Road, 32177
Palatka
Listing courtesy of MARK SPAIN REAL ESTATE
1800 LAUREL Street, home for sale in Palatka
$269,900 New
3 bd · 3 ba · 1,615 sq ft · built 1973
1800 LAUREL Street, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
2005 ST JOHNS Avenue, home for sale in Palatka
$249,900 New
3 bd · 2 ba · 1,112 sq ft · built 2001
2005 ST JOHNS Avenue, 32177
Moseley Oaks
Listing courtesy of WATSON REALTY CORP
375 HORSEMAN CLUB Road, home for sale in Palatka
$389,900 New
3 bd · 2 ba · 2,073 sq ft · built 2005
375 HORSEMAN CLUB Road, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
117 OAK Lane, home for sale in Palatka
$475,000 New
3 bd · 2 ba · 2,146 sq ft · built 1900
117 OAK Lane, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
2601 STATE Street, home for sale in Palatka
$199,500
3 bd · 1 ba · 960 sq ft · built 1964
2601 STATE Street, 32177
Palatka
Listing courtesy of ENDLESS SUMMER REALTY
127 EAST Street, home for sale in Palatka
$259,000
5 bd · 3 ba · 2,001 sq ft · built 2026
127 EAST Street, 32177
Palatka
Listing courtesy of IHEART REALTY INC
103 WILLIAMS Street, home for sale in Palatka
$235,000
4 bd · 2 ba · 1,299 sq ft · built 1961
103 WILLIAMS Street, 32177
Lemon Street Heights
Listing courtesy of RE/MAX SIGNATURE
307 TARPON Boulevard, home for sale in Palatka
$150,000
2 bd · 2 ba · 1,324 sq ft · built 1964
307 TARPON Boulevard, 32177
Palatka
Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY
7320 OLD WOLF BAY Road, home for sale in Palatka
$329,900
3 bd · 2 ba · 1,008 sq ft · built 1943
7320 OLD WOLF BAY Road, 32177
Palatka
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC
6107 W 1ST Manor, home for sale in Palatka
$324,999
3 bd · 2 ba · 1,472 sq ft · built 2023
6107 W 1ST Manor, 32177
Webbs Viking Manor
Listing courtesy of COLDWELL BANKER BEN BATES INC
248 NEWCASTLE Road, home for sale in Palatka
$335,990
4 bd · 2 ba · 2,023 sq ft · built 2026
248 NEWCASTLE Road, 32177
Palatka
Listing courtesy of WJH BROKERAGE FL LLC
423 NEWCASTLE Road, home for sale in Palatka
$328,990
4 bd · 2 ba · 1,812 sq ft · built 2026
423 NEWCASTLE Road, 32177
Palatka
Listing courtesy of WJH BROKERAGE FL LLC
1709 CARR Street, home for sale in Palatka
$399,500
3 bd · 2 ba · 1,892 sq ft · built 1940
1709 CARR Street, 32177
Fearnside Terrace
Listing courtesy of WE SELL HOMES LLC
302 BELMONT Drive, home for sale in Palatka
$188,900
3 bd · 1 ba · 1,050 sq ft · built 1965
302 BELMONT Drive, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
601 HOOVER Road, home for sale in Palatka
$259,900
2 ba · 862 sq ft · built 1990
601 HOOVER Road, 32177
Palatka
Listing courtesy of NICOSIA REALTY INC.
302 S 14TH Street, home for sale in Palatka
$259,000
3 bd · 2 ba · 1,425 sq ft · built 2025
302 S 14TH Street, 32177
Palatka
Listing courtesy of IHEART REALTY INC
383 NEWCASTLE Road, home for sale in Palatka
$338,990
4 bd · 2 ba · 2,023 sq ft · built 2026
383 NEWCASTLE Road, 32177
Palatka
Listing courtesy of WJH BROKERAGE FL LLC
326 NEWCASTLE Road, home for sale in Palatka
$326,990
4 bd · 2 ba · 1,812 sq ft · built 2026
326 NEWCASTLE Road, 32177
Palatka
Listing courtesy of WJH BROKERAGE FL LLC
106 FENHAM Court, home for sale in Palatka
$313,990
4 bd · 2 ba · 1,684 sq ft · built 2026
106 FENHAM Court, 32177
Palatka
Listing courtesy of WJH BROKERAGE FL LLC
701 NEWCASTLE Road, home for sale in Palatka
$307,990
4 bd · 2 ba · 1,684 sq ft · built 2026
701 NEWCASTLE Road, 32177
Palatka
Listing courtesy of WJH BROKERAGE FL LLC
117 MACKEREL Avenue, home for sale in Palatka
$247,900
3 bd · 2 ba · 1,321 sq ft · built 2026
117 MACKEREL Avenue, 32177
Palatka
Listing courtesy of MAXREV, LLC
915 S 13TH Street, home for sale in Palatka
$195,000
2 bd · 1 ba · 1,046 sq ft · built 1950
915 S 13TH Street, 32177
Palatka
Listing courtesy of IHEART REALTY INC
133 MOORES Trail, home for sale in Palatka
$499,900
3 bd · 2 ba · 1,736 sq ft · built 1976
133 MOORES Trail, 32177
Palatka
Listing courtesy of SELLSTATE NEXT GENERATION REALTY

Palatka homes for sale by price

Every active listing in Palatka grouped by price, with the newest listings in each band. The median is $256,000; the busiest band is $200K – $300K.

Under $200K: 29 homes

$200K – $300K: 45 homes

$300K – $400K: 24 homes

$400K – $500K: 10 homes

$500K – $750K: 9 homes

$750K – $1M: 4 homes

$1M and up: 2 homes

Every home for sale in Palatka right now (123)

All 123 active Palatka listings with a detail page, newest first, refreshed twice a day from the MLS.

Homes for sale in Palatka by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32177118$251,950
320433$679,000
321472$298,950

Palatka communities with the most homes for sale

The Palatka neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Webbs Viking Manor4$277,500——
Interlachen Lakes Estates2$326,450——
River Road Estates2$247,450——
St. Johns Harbor2$360,950——
5 Points1$180,000——
Bardin Estates1$215,000——
Baughmans1$385,000——
Bostwick Meadows1$269,000——
Burts Addition1$304,900——
Burts1$214,900——
Cedar Creek Country1$679,000——
Cedar Creek Estates1$1.30M——
Colonial Pines1$414,900——
Conway Of Rogeros1$224,999——
Fearnside Terrace1$399,500——
Glisson Wells1$50,000——
Harts Plat1$199,900——
Lemon Street Heights1$235,000——
Mcgregors1$57,200——
Moccasin Creek1$169,999——
Moseley Oaks1$249,900——
Rogeros Add Palatka1$240,000——
Ross Green1$126,500——
Rudds1$166,900——
Underwood Estates1$299,900——
Westover Manor1$254,000——
Whippletree Narrows1$389,000——
St Johns Harbor 11$290,000——

What is for sale in Palatka: property types

Another 5 listings in Palatka are land, commercial or other non-residential property and are not counted above.

Browse by type: Manufactured and Mobile Homes for sale in Palatka (18).

The Palatka real estate market right now

Over the last 12 months 45 homes sold in Palatka at a median of $225,000 (-0.6% year over year), $185 per square foot. Sellers received 93% of list price and homes took a median 67 days to go under contract. With 123 homes for sale against that sales pace, months of supply is 32.8, a buyer’s market by the six-month rule. New construction was 20% of sales.

Momentum Realty in Palatka: our agents closed 28 homes here for buyers and sellers in the last 12 months (13 as the listing brokerage, 12 representing the buyer, 3 on both sides), median sale $204,000 (brokerage closed records through October 2026). Find a Momentum agent near Palatka →

Data through August 2026. In August 2026, 69 single-family homes closed in Putnam County at a median of $230,000, down 3.3% from a year earlier, a median 50 days on market, sellers receiving 96.4% of list price, 7.2% of sales closing above asking, 41% cash and 10% newly built. Across the six-county Northeast Florida region the single-family median was $395,000, flat from a year earlier, on 1,711 closings, down 5.4% from a year earlier.

Source: Data provided by realMLS; every figure computed by Momentum from the closed records. Full county tables, price bands and the 13-month history are in the Northeast Florida housing market report for August 2026.

Palatka home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$148,625786293%
2021$172,0971274595%
2022$194,0481644095%
2023$178,4791195994%
2024$194,2041063793%
2025$219,250886093%
2026$274,7631686793%

What a home in Palatka costs to own

Take the median $256,000 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,418/month. Putnam County’s typical millage of 16.89 puts property tax near $3,479/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Putnam County is about $1,345/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,820/month plus any HOA or CDD assessment.

Explore Palatka

Homes for sale near Palatka

Recently off market in Palatka

Homes in Palatka that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Palatka, FL?
As of 2026-10-15, Momentum's MLS record shows 123 residential homes actively listed for sale in Palatka and 15 under contract. 5 of them came on the market in the last 7 days.
What is the median home price in Palatka?
The median list price of homes for sale in Palatka is $256,000, about $182 per square foot for a typical 1,528-square-foot home. Ten percent of listings are under $165K and ten percent are above $560K. Over the last 12 months the median SOLD price was $225,000, -0.6% year over year.
How long do homes take to sell in Palatka?
Homes currently listed have been on the market a median of 78 days. Homes that sold in the last 12 months took a median of 67 days and sold at 93% of list price. At today's inventory that is 32.8 months of supply, a buyer's market by the usual six-month rule.
What does a $256,000 home in Palatka cost per month?
Roughly $1,820 a month with 20% down at 7.40%: principal and interest of $1,418, Putnam County property tax of about $290/month after the $50,000 homestead exemption, and insurance near $112/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Palatka neighborhoods have the most homes for sale?
The communities with the most active listings right now are Webbs Viking Manor (4), Interlachen Lakes Estates (2), River Road Estates (2), St. Johns Harbor (2), 5 Points (1). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Palatka?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Palatka can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Palatka, FL, and what county is it in?
Palatka is in Putnam County, Florida. Homes for sale there today carry the ZIP codes 32177, 32043, 32147. Nearby cities in the same county with homes for sale: Interlachen, Satsuma, Crescent City, Hawthorne, Melrose.
What ZIP codes are in Palatka, FL?
Listings in Palatka are currently in 3 ZIP codes: 32177, 32043, 32147. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Palatka, FL?
105 single-family houses are for sale in Palatka today, out of 123 total listings. The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Palatka, FL?
Start with the numbers: 123 homes are for sale in Palatka today at a median asking price of $256,000, so a 20% down payment on the median home is about $51,200 and principal and interest run near $1,418/month at today's 7.40% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
How many homes has Momentum Realty sold in Palatka?
Momentum Realty's agents closed 28 homes in Palatka for buyers and sellers in the last 12 months (13 as the listing brokerage, 12 representing the buyer, 3 on both sides), median sale $204,000 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
What county is Palatka in?
Palatka is in Putnam County, Florida. Putnam County's 12-month median sale price is $220K on 814 closings. Property tax, school zoning and permitting for Palatka run through Putnam County.
Is Palatka a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Palatka: the median sale price over the last 12 months was $225K across 45 closings (-0.6% year over year), about the same as the Putnam County median of $220K; homes took a median 67 days to go under contract; 124 homes are for sale today, 3.6 months of supply at the current pace, which is balanced; new construction was 20% of sales; the communities with the most sales are Springfield, Palatka, Nobles Crossing, Dicks Map. The market tracker, price bands and community pages on this site carry the full numbers.
Does Palatka get hurricanes, and is it safe from them?
Yes, like all of coastal Florida, although direct hurricane landfalls on this stretch of coast are historically rare. NOAA's Storm Events database records 9 tropical-system events in Putnam County from 1957 to 2025; the most recent named storms to leave a record were Irma (2017), Hermine (2016), Colin (2016). Hurricane season runs June 1 to November 30, and the practical questions for a buyer are the flood zone, the roof age and the building-code year of the specific house. The Palatka hurricane and flood risk page on this site has the storm history, FEMA flood shares and Citizens premium data.
How far is Palatka from downtown Jacksonville and the beach?
Palatka is about 47 miles south of downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more), and about 25 miles from the Atlantic beach at Crescent Beach.
Is Palatka part of Jacksonville?
No. Palatka is in Putnam County; the City of Jacksonville is consolidated with Duval County and stops at the county line. Palatka is part of the Jacksonville metro area, about 47 miles from downtown, with its own county government, property-tax rates and school district.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Palatka as of 2026-10-15 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Palatka

Grant · Handy Place · Merwin Park C · Old Airport Farms · Palatka Square · Wilson Cypress Co

Buying in Palatka?

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Selling instead? See what your home would list for.

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