Homes for Sale in Palatka, FL
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106 homes are for sale in Palatka, FL as of 2026-09-25, with 19 more under contract. The median list price is $249,450 ($182/sq ft), most homes list between $145K to $560K, and the median listing has been on the market 70 days. That is 87 houses, 0 condos and 0 townhouses. 2 homes came on the market this week and 43 sold in the last 12 months at a median of $291,720.
| Location | Putnam County, FL |
|---|---|
| ZIP codes with their own page | 1 |
| For sale right now | 106 active, 19 under contract |
| Asking prices | $249,450 median · $182 per sq ft · most homes $145K–$560K |
| Median days on market (active listings) | 70 |
| Property types for sale | 87 houses, 0 condos, 0 townhouses |
| New listings this week | 2 |
| Homes sold, last 12 months | 43 at a median of $291,720 |
| Momentum Realty closings here, last 12 months | 29 |
Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palatka, FL key facts,” movewithmomentum.com/homes-for-sale/palatka-fl/, data as of 2026-09-25.
106
Homes for sale
$249,450
Median list price
$145K to $560K
Typical range
70
Median days on market
2
New this week
19
Under contract
$1,714
Est. monthly cost at median
29.6
Months of supply
Newest homes for sale in Palatka
The most recently listed homes in Palatka, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Palatka homes for sale by price
Every active listing in Palatka grouped by price, with the newest listings in each band. The median is $249,450; the busiest band is $200K – $300K.
Under $200K: 27 homes
- $195,000 · 2 bd / 1 ba / 1,046 sq ft · 915 S 13TH Street
- $50,000 · 2 bd / 1 ba / 1,130 sq ft · 111 CEDAR Avenue (Glisson Wells)
- $180,000 · 3 bd / 1 ba / 850 sq ft · 1508 ROSELLE Avenue (5 Points)
- $38,000 · 3 bd / 1 ba / 860 sq ft · 1511 BRONSON Street
$200K – $300K: 38 homes
- $259,000 · 3 bd / 2 ba / 1,425 sq ft · 302 S 14TH Street
- $229,900 · 4 bd / 2 ba / 1,260 sq ft · 509 BRONSON Street
- $284,900 · 3 bd / 2.5 ba / 1,581 sq ft · 1415 CLEVELAND Avenue
- $249,000 · 3 bd / 2 ba / 1,329 sq ft · 140 KELLEY SMITH SCHOOL Road
$300K – $400K: 23 homes
- $399,500 · 3 bd / 2 ba / 1,892 sq ft · 1709 CARR Street (Fearnside Terrace)
- $315,000 · 3 bd / 2.5 ba / 1,796 sq ft · 6110 W 4TH MANOR (Webbs Viking Manor)
- $307,990 · 4 bd / 2 ba / 1,684 sq ft · 701 NEWCASTLE Road
- $313,990 · 4 bd / 2 ba / 1,684 sq ft · 106 FENHAM Court
$400K – $500K: 6 homes
- $499,900 · 3 bd / 2 ba / 1,736 sq ft · 133 MOORES Trail
- $414,900 · 4 bd / 2 ba / 2,500 sq ft · 148 LATESHA Terrace (Colonial Pines)
- $489,900 · 4 bd / 3 ba / 3,380 sq ft · 109 OAK TREE Lane
- $497,000 · 3 bd / 2.5 ba / 2,540 sq ft · 134 BOWFIN Drive (St. Johns Harbor)
$500K – $750K: 6 homes
- $729,900 · 3 bd / 2 ba / 2,048 sq ft · 106 KRANTZ Road
- $724,900 · 3 bd / 2 ba / 1,916 sq ft · 277 W RIVER Road
- $679,000 · 4 bd / 3 ba / 2,994 sq ft · 241 PIONEER Trail (Cedar Creek Country)
- $629,000 · 3 bd / 2 ba / 1,456 sq ft · 118 DARBY Drive
$750K – $1M: 4 homes
- $825,000 · 5 bd / 2 ba / 2,509 sq ft · 125 KEY Road
- $950,000 · 4 bd / 3 ba / 5,073 sq ft · 118 HERJA ACRE Lane
- $995,000 · 8 bd / 6.5 ba / 6,425 sq ft · 603 EMMETT Street
- $799,900 · 4 bd / 3.5 ba / 3,132 sq ft · 520 RIVER Street
$1M and up: 2 homes
- $1.50M · 8 bd / 7 ba / 8,048 sq ft · 122 MACON Road
- $1.30M · 3 bd / 2 ba / 2,328 sq ft · 140 PIONEER Trail (Cedar Creek Estates)
Every home for sale in Palatka right now (106)
All 106 active Palatka listings with a detail page, newest first, refreshed twice a day from the MLS.
- $259,000 · 3 bd / 2 ba / 1,425 sq ft · 302 S 14TH Street
- $195,000 · 2 bd / 1 ba / 1,046 sq ft · 915 S 13TH Street
- $499,900 · 3 bd / 2 ba / 1,736 sq ft · 133 MOORES Trail
- $229,900 · 4 bd / 2 ba / 1,260 sq ft · 509 BRONSON Street
- $284,900 · 3 bd / 2.5 ba / 1,581 sq ft · 1415 CLEVELAND Avenue
- $259,500 · 3 bd / 2 ba / 1,379 sq ft · 302 WESTOVER Circle (Westover Manor)
- $249,000 · 3 bd / 2 ba / 1,329 sq ft · 140 KELLEY SMITH SCHOOL Road
- $50,000 · 2 bd / 1 ba / 1,130 sq ft · 111 CEDAR Avenue (Glisson Wells)
- $399,500 · 3 bd / 2 ba / 1,892 sq ft · 1709 CARR Street (Fearnside Terrace)
- $315,000 · 3 bd / 2.5 ba / 1,796 sq ft · 6110 W 4TH MANOR (Webbs Viking Manor)
- $338,990 · 4 bd / 2 ba / 2,023 sq ft · 383 NEWCASTLE Road
- $326,990 · 4 bd / 2 ba / 1,812 sq ft · 326 NEWCASTLE Road
- $313,990 · 4 bd / 2 ba / 1,684 sq ft · 106 FENHAM Court
- $307,990 · 4 bd / 2 ba / 1,684 sq ft · 701 NEWCASTLE Road
- $180,000 · 3 bd / 1 ba / 850 sq ft · 1508 ROSELLE Avenue (5 Points)
- $247,900 · 3 bd / 2 ba / 1,321 sq ft · 117 MACKEREL Avenue
- $245,000 · 3 bd / 2 ba / 1,839 sq ft · 219 PALMETTO BLUFF Road
- $300,000 · 4 bd / 2 ba / 1,742 sq ft · 201 COMER Road
- $239,900 · 11 bd / 4.5 ba / 4,603 sq ft · 2111 ST JOHNS Avenue (Conway Of Rogeros)
- $350,000 · 5 bd / 3 ba / 2,001 sq ft · 162 JANICE Drive
- $350,000 · 5 bd / 3 ba / 2,001 sq ft · 170 JANICE Drive
- $235,000 · 3 bd / 2 ba / 1,138 sq ft · 3325 S PALM Avenue
- $414,900 · 4 bd / 2 ba / 2,500 sq ft · 148 LATESHA Terrace (Colonial Pines)
- $38,000 · 3 bd / 1 ba / 860 sq ft · 1511 BRONSON Street
- $222,000 · 3 bd / 1 ba / 960 sq ft · 128 CANNON Court
- $145,000 · 2 bd / 2 ba / 830 sq ft · 114 BARRACUDA Drive
- $391,000 · 3 bd / 2 ba / 1,545 sq ft · 114 W CAMELOT Drive
- $320,000 · 4 bd / 2 ba / 2,280 sq ft · 155 HOMESTEAD Road
- $239,900 · 3 bd / 2 ba / 1,528 sq ft · 1407 ST JOHNS Avenue
- $65,000 · 2 bd / 1 ba / 783 sq ft · 114 E HICKS Street
- $319,900 · 2 bd / 1.5 ba / 1,040 sq ft · 102 RIVER ROAD Drive (River Road Estates)
- $248,900 · 3 bd / 2 ba / 1,519 sq ft · 2211 ST JOHNS Avenue (Rogeros Add Palatka)
- $57,200 · 3 bd / 2 ba / 1,399 sq ft · 200 BENHAM Street (Mcgregors)
- $239,000 · 4 bd / 2 ba / 1,521 sq ft · 401 HUSSON Avenue
- $324,000 · 3 bd / 2 ba / 1,658 sq ft · 1202 KIRBY Street
- $192,000 · 3 bd / 1.5 ba / 1,020 sq ft · 105 E RELLIM Drive
- $729,900 · 3 bd / 2 ba / 2,048 sq ft · 106 KRANTZ Road
- $724,900 · 3 bd / 2 ba / 1,916 sq ft · 277 W RIVER Road
- $127,500 · 3 bd / 1 ba / 1,248 sq ft · 116 HIBISCUS Street (Ross Green)
- $64,900 · 2 bd / 1 ba / 892 sq ft · 4178 REID Street
- $825,000 · 5 bd / 2 ba / 2,509 sq ft · 125 KEY Road
- $215,000 · 3 bd / 2 ba / 1,620 sq ft · 134 BARDIN ESTATES Circle (Bardin Estates)
- $1.50M · 8 bd / 7 ba / 8,048 sq ft · 122 MACON Road
- $950,000 · 4 bd / 3 ba / 5,073 sq ft · 118 HERJA ACRE Lane
- $489,900 · 4 bd / 3 ba / 3,380 sq ft · 109 OAK TREE Lane
- $189,500 · 3 bd / 1 ba / 975 sq ft · 108 RIVER ROAD Drive (River Road Estates)
- $369,900 · 4 bd / 2 ba / 2,182 sq ft · 101 LISA Lane
- $246,990 · 3 bd / 2 ba / 1,290 sq ft · 2706 CECILLE Avenue
- $239,900 · 3 bd / 2 ba / 1,032 sq ft · 219 HALSEY Street
- $219,990 · 3 bd / 2 ba / 1,114 sq ft · 2704 CECILLE Avenue
- $259,900 · 1 bd / 1 ba / 1,088 sq ft · 6100 CRILL Avenue
- $164,900 · 3 bd / 1 ba / 957 sq ft · 1310 CLEVELAND Avenue (Rudds)
- $236,000 · 3 bd / 1 ba / 1,673 sq ft · 322 S 17TH Street
- $214,900 · 3 bd / 2.5 ba / 1,776 sq ft · 1811 KATE Street (Burts)
- $165,000 · 2 bd / 1 ba / 916 sq ft · 1510 CLEVELAND Avenue
- $195,000 · 2 bd / 2 ba / 1,188 sq ft · 312 TARPON Boulevard
- $224,900 · 3 bd / 2 ba / 1,260 sq ft · 161 BASIN Drive (St. Johns Harbor)
- $497,000 · 3 bd / 2.5 ba / 2,540 sq ft · 134 BOWFIN Drive (St. Johns Harbor)
- $174,900 · 4 bd / 1 ba / 1,270 sq ft · 111 ELM Avenue
- $679,000 · 4 bd / 3 ba / 2,994 sq ft · 241 PIONEER Trail (Cedar Creek Country)
- $385,000 · 3 bd / 2 ba / 1,488 sq ft · 4117 SILVER LAKE Drive (Baughmans)
- $224,999 · 3 bd / 2 ba / 1,210 sq ft · 116 MOSELEY Avenue (Conway Of Rogeros)
- $1.30M · 3 bd / 2 ba / 2,328 sq ft · 140 PIONEER Trail (Cedar Creek Estates)
- $285,000 · 4 bd / 2 ba / 2,280 sq ft · 116 EARL Avenue (Interlachen Lakes Estates)
- $369,900 · 4 bd / 2 ba / 2,816 sq ft · 392 BARDIN Road
- $279,000 · 3 bd / 2 ba / 1,992 sq ft · 305 PALMETTO BLUFF Road (Bostwick Meadows)
- $65,500 · 2 bd / 1 ba / 540 sq ft · 113 DEANS CREEK Trail
- $304,900 · 4 bd / 3 ba / 2,070 sq ft · 802 S 15TH Street
- $75,000 · 2 bd / 1 ba / 720 sq ft · 115 E HICKS Street
- $374,900 · 3 bd / 2 ba / 1,692 sq ft · 121 DAREN Drive (Interlachen Lakes Estates)
- $399,999 · 4 bd / 2 ba / 1,984 sq ft · 130 WIPPLETREE Court (Whippletree Narrows)
- $995,000 · 8 bd / 6.5 ba / 6,425 sq ft · 603 EMMETT Street
- $244,900 · 5 bd / 2 ba / 2,372 sq ft · 4065 SILVER LAKE Drive
- $35,000 · 2 bd / 1 ba / 606 sq ft · 705 OLIVE Street
- $179,900 · 3 bd / 2 ba / 1,424 sq ft · 3429 BALSAM Street
- $257,000 · 3 bd / 2 ba / 1,265 sq ft · 6109 W 1ST Manor
- $499,900 · 2 bd / 2 ba / 1,258 sq ft · 751 N HIGHWAY 17
- $239,000 · 3 bd / 2 ba / 1,285 sq ft · 6102 W 1ST Manor (Webbs Viking Manor)
- $119,000 · 2 bd / 1 ba / 576 sq ft · 110 PLANTATION Circle (P & B Ranchettes)
- $199,900 · 2 bd / 2 ba / 699 sq ft · 1210 S 12TH Street (Harts Plat)
- $165,000 · 3 bd / 1 ba / 1,234 sq ft · 146 KELLEY SMITH SCHOOL Road
- $179,500 · 2 bd / 2 ba / 991 sq ft · 100 VIVIAN Drive
- $249,900 · 3 bd / 2 ba / 1,512 sq ft · 121 JANET Drive
- $229,000 · 3 bd / 2 ba / 1,537 sq ft · 104 HEIDT Lane
- $799,900 · 4 bd / 3.5 ba / 3,132 sq ft · 520 RIVER Street
- $200,000 · 3 bd / 2 ba / 1,085 sq ft · 1414 ROSELLE Avenue
- $435,000 · 3 bd / 2 ba / 1,170 sq ft · 461 OLD STARKE Road
- $397,900 · 3 bd / 2 ba / 1,288 sq ft · 239 LYNNE Drive
- $290,000 · 2 bd / 2 ba / 1,700 sq ft · 272 HARBOR Drive (St Johns Harbor 1)
- $210,990 · 3 bd / 2 ba / 1,155 sq ft · 1406 CARR Street
- $209,990 · 3 bd / 2 ba / 1,155 sq ft · 1408 CARR Street
- $179,900 · 2 bd / 1 ba / 2,213 sq ft · 435 W RIVER Road
- $239,000 · 3 bd / 2 ba / 1,296 sq ft · 203 SW 5TH Avenue
- $629,000 · 3 bd / 2 ba / 1,456 sq ft · 118 DARBY Drive
- $299,900 · 3 bd / 2 ba / 1,512 sq ft · 117 UNDERWOOD Drive (Underwood Estates)
- $223,000 · 3 bd / 2 ba / 1,512 sq ft · 133 CRESTWOOD Avenue
- $525,000 · 3 bd / 2.5 ba / 2,598 sq ft · 218 SLAUGHTER Road
- $152,000 · 2 bd / 2 ba / 1,342 sq ft · 118 SW 3RD Terrace
- $285,000 · 4 bd / 2 ba / 1,543 sq ft · 138 KELLEY SMITH SCHOOL Road
- $300,000 · 3 bd / 2 ba / 1,596 sq ft · 165 FULTON Road
- $560,000 · 4 bd / 3 ba / 3,841 sq ft · 121 HERJA ACRE Lane
- $172,999 · 3 bd / 2 ba / 1,056 sq ft · 136 E MOCCASIN CREEK Lane (Moccasin Creek)
- $385,000 · 3 bd / 2 ba / 1,545 sq ft · 267 PENIEL CHURCH Road
- $385,000 · 3 bd / 2 ba / 1,545 sq ft · 263 PENIEL CHURCH Road
- $279,900 · 3 bd / 2 ba / 1,500 sq ft · 3615 WEAVER Road
- $150,000 · 3 bd / 2.5 ba / 1,448 sq ft · 127 MELLON Road
Homes for sale in Palatka by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
Palatka communities with the most homes for sale
The Palatka neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Conway Of Rogeros | 2 | $232,450 | — | — |
| Interlachen Lakes Estates | 2 | $329,950 | — | — |
| River Road Estates | 2 | $254,700 | — | — |
| St. Johns Harbor | 2 | $360,950 | — | — |
| Webbs Viking Manor | 2 | $277,000 | — | — |
| 5 Points | 1 | $180,000 | — | — |
| Bardin Estates | 1 | $215,000 | — | — |
| Baughmans | 1 | $385,000 | — | — |
| Bostwick Meadows | 1 | $279,000 | — | — |
| Burts | 1 | $214,900 | — | — |
| Cedar Creek Country | 1 | $679,000 | — | — |
| Cedar Creek Estates | 1 | $1.30M | — | — |
| Colonial Pines | 1 | $414,900 | — | — |
| Fearnside Terrace | 1 | $399,500 | — | — |
| Glisson Wells | 1 | $50,000 | — | — |
| Harts Plat | 1 | $199,900 | — | — |
| Mcgregors | 1 | $57,200 | — | — |
| Moccasin Creek | 1 | $172,999 | — | — |
| P & B Ranchettes | 1 | $119,000 | — | — |
| Rogeros Add Palatka | 1 | $248,900 | — | — |
| Ross Green | 1 | $127,500 | — | — |
| Rudds | 1 | $164,900 | — | — |
| Underwood Estates | 1 | $299,900 | — | — |
| Westover Manor | 1 | $259,500 | — | — |
| Whippletree Narrows | 1 | $399,999 | — | — |
| St Johns Harbor 1 | 1 | $290,000 | — | — |
What is for sale in Palatka: property types
- Single-family houses: 87
- Manufactured homes: 19
Browse by type: Manufactured and Mobile Homes for sale in Palatka (19).
The Palatka real estate market right now
Over the last 12 months 43 homes sold in Palatka at a median of $291,720 (+8.6% year over year), $176 per square foot. Sellers received 93% of list price and homes took a median 57 days to go under contract. With 106 homes for sale against that sales pace, months of supply is 29.6, a buyer’s market by the six-month rule. New construction was 16% of sales.
Momentum Realty in Palatka: our agents closed 29 homes here for buyers and sellers in the last 12 months (12 as the listing brokerage, 13 representing the buyer, 4 on both sides), median sale $210,000 (brokerage closed records through September 2026). Find a Momentum agent near Palatka →
Data through August 2026. In August 2026, 69 single-family homes closed in Putnam County at a median of $230,000, down 3.3% from a year earlier, a median 50 days on market, sellers receiving 96.4% of list price, 7.2% of sales closing above asking, 41% cash and 10% newly built. Across the six-county Northeast Florida region the single-family median was $395,000, flat from a year earlier, on 1,711 closings, down 5.4% from a year earlier.
Source: Data provided by realMLS; every figure computed by Momentum from the closed records. Full county tables, price bands and the 13-month history are in the Northeast Florida housing market report for August 2026.
Palatka home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2020 | $155,569 | 96 | 61 | 94% |
| 2021 | $174,058 | 150 | 45 | 96% |
| 2022 | $187,418 | 195 | 38 | 96% |
| 2023 | $179,833 | 143 | 52 | 93% |
| 2024 | $198,082 | 118 | 39 | 94% |
| 2025 | $228,532 | 106 | 67 | 92% |
| 2026 | $301,099 | 223 | 57 | 93% |
What a home in Palatka costs to own
Take the median $249,450 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $1,321/month. Putnam County’s typical millage of 16.89 puts property tax near $3,368/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Putnam County is about $1,345/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,714/month plus any HOA or CDD assessment.
Explore Palatka
- All homes for sale in Putnam County, FL
- What is my house worth in Palatka? Home values, $/sq ft and days to contract
- 4-bedroom homes for sale in Palatka
- Homes under $300K in Palatka
- Homes from $300K to $500K in Palatka
- Palatka inventory tracker: active listings by week
- Palatka price reductions tracker
- Palatka affordability tracker
- Palatka new construction tracker
- Palatka builder incentive tracker
- Palatka rent tracker
- Palatka HOA fee database
- Palatka property tax map
- Palatka pool homes for sale
- Palatka waterfront homes for sale
- Recently sold homes in Palatka: what buyers actually paid
- Price reductions this week in Palatka
- Palatka market intelligence: prices, supply and trends
- Palatka ZIP codes: every ZIP, map and home prices
- Moving to Palatka: the data guide
- Putnam County property tax guide
- Putnam County down payment assistance limits
- First-time home buyer guide for Florida
- Search every Palatka community
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Homes for sale near Palatka
- Homes for sale in Interlachen, FL — 75 listings
- Homes for sale in Satsuma, FL — 51 listings
- Homes for sale in Crescent City, FL — 42 listings
- Homes for sale in Welaka, FL — 24 listings
- Homes for sale in Pomona Park, FL — 17 listings
- Homes for sale in East Palatka, FL — 14 listings
- Homes for sale in Florahome, FL — 11 listings
- Homes for sale in San Mateo, FL — 8 listings
- Homes for sale in Georgetown, FL — 6 listings
Recently off market in Palatka
Homes in Palatka that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.
- 2027 Kate Street · last listed $210,000 · off market Sep 25, 2026
- 1820 Carr Street · last listed $243,990 · off market Sep 25, 2026
- 1107 S 10th Street · last listed $110,000 · off market Sep 25, 2026
- 2312 Silver Lake Drive · last listed $190,000 · off market Sep 23, 2026
- 919 N 14th Street · last listed $324,900 · off market Sep 21, 2026
- 911 N 14th Street · last listed $304,900 · off market Sep 21, 2026
- 500 N 9th Street · last listed $20,000 · off market Sep 21, 2026
- 380 Stokes Landing Road · last listed $299,900 · off market Sep 21, 2026
- 314 Madison Street · last listed $239,000 · off market Sep 21, 2026
- 306 S 14th Street · last listed $286,400 · off market Sep 21, 2026
- 271 Heidt Rd Road · last listed $70,000 · off market Sep 21, 2026
- 265 Crestview Drive · last listed $455,000 · off market Sep 21, 2026
Common questions
How many homes are for sale in Palatka, FL?
As of 2026-09-25, Momentum's MLS record shows 106 residential homes actively listed for sale in Palatka and 19 under contract. 2 of them came on the market in the last 7 days.
What is the median home price in Palatka?
The median list price of homes for sale in Palatka is $249,450, about $182 per square foot for a typical 1,512-square-foot home. Ten percent of listings are under $145K and ten percent are above $560K. Over the last 12 months the median SOLD price was $291,720, +8.6% year over year.
How long do homes take to sell in Palatka?
Homes currently listed have been on the market a median of 70 days. Homes that sold in the last 12 months took a median of 57 days and sold at 93% of list price. At today's inventory that is 29.6 months of supply, a buyer's market by the usual six-month rule.
What does a $249,450 home in Palatka cost per month?
Roughly $1,714 a month with 20% down at 6.95%: principal and interest of $1,321, Putnam County property tax of about $281/month after the $50,000 homestead exemption, and insurance near $112/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Palatka neighborhoods have the most homes for sale?
The communities with the most active listings right now are Conway Of Rogeros (2), Interlachen Lakes Estates (2), River Road Estates (2), St. Johns Harbor (2), Webbs Viking Manor (2). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Palatka?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Palatka can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Palatka, FL, and what county is it in?
Palatka is in Putnam County, Florida. Homes for sale there today carry the ZIP codes 32177, 32147, 32043. Nearby cities in the same county with homes for sale: Interlachen, Satsuma, Crescent City, Welaka, Pomona Park.
What ZIP codes are in Palatka, FL?
Listings in Palatka are currently in 3 ZIP codes: 32177, 32147, 32043. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Palatka, FL?
87 single-family houses are for sale in Palatka today, out of 106 total listings. The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Palatka, FL?
Start with the numbers: 106 homes are for sale in Palatka today at a median asking price of $249,450, so a 20% down payment on the median home is about $49,890 and principal and interest run near $1,321/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
How many homes has Momentum Realty sold in Palatka?
Momentum Realty's agents closed 29 homes in Palatka for buyers and sellers in the last 12 months (12 as the listing brokerage, 13 representing the buyer, 4 on both sides), median sale $210,000 (brokerage closed records through September 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
What county is Palatka in?
Palatka is in Putnam County, Florida. Putnam County's 12-month median sale price is $223K on 154 closings. Property tax, school zoning and permitting for Palatka run through Putnam County.
Is Palatka a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Palatka: the median sale price over the last 12 months was $292K across 42 closings (+3.5% year over year), 31% above the Putnam County median of $223K; homes took a median 58 days to go under contract; 7 homes are for sale today, 4.2 months of supply at the current pace, which is balanced; new construction was 16% of sales; the communities with the most sales are Springfield, Palatka, Glen St Johns, Dicks Map. The market tracker, price bands and community pages on this site carry the full numbers.
Does Palatka get hurricanes, and is it safe from them?
Yes, like all of coastal Florida, although direct hurricane landfalls on this stretch of coast are historically rare. NOAA's Storm Events database records 9 tropical-system events in Putnam County from 1957 to 2025; the most recent named storms to leave a record were Irma (2017), Hermine (2016), Colin (2016). Hurricane season runs June 1 to November 30, and the practical questions for a buyer are the flood zone, the roof age and the building-code year of the specific house. The Palatka hurricane and flood risk page on this site has the storm history, FEMA flood shares and Citizens premium data.
How far is Palatka from downtown Jacksonville and the beach?
Palatka is about 47 miles south of downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more), and about 25 miles from the Atlantic beach at Crescent Beach.
Is Palatka part of Jacksonville?
No. Palatka is in Putnam County; the City of Jacksonville is consolidated with Duval County and stops at the county line. Palatka is part of the Jacksonville metro area, about 47 miles from downtown, with its own county government, property-tax rates and school district.
Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Palatka as of 2026-09-25 and refresh as homes list and sell. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.
More communities in Palatka
Handy Place · Merwin Park C · Palatka Square · Wilson Cypress Co