Homes for Sale in Palatka, FL

119 homes are for sale in Palatka, FL as of 2026-11-05, with 13 more under contract. The median list price is $246,990 ($180/sq ft), most homes list between $148K to $679K, and the median listing has been on the market 83 days. That is 102 houses, 0 condos and 0 townhouses. 5 homes came on the market this week and 264 sold in the last 12 months at a median of $246,325.

Palatka, FL key facts
LocationPutnam County, FL
ZIP codes with their own page1
For sale right now119 active, 13 under contract
Asking prices$246,990 median · $180 per sq ft · most homes $148K–$679K
Median days on market (active listings)83
Property types for sale102 houses, 0 condos, 0 townhouses
New listings this week5
Homes sold, last 12 months264 at a median of $246,325 (++7.1% year over year) · $156 per sq ft
Sale-to-list price95% · median 72 days to go under contract
Months of supply5.4 (balanced market)
Share of salesnew construction 31%
Momentum Realty closings here, last 12 months28

Listing counts and prices as of 2026-11-05; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palatka, FL key facts,” movewithmomentum.com/homes-for-sale/palatka-fl/, data as of 2026-11-05.

Browse all 137 homes for sale in Palatka, FL — the complete list, newest first.

119
Homes for sale
$246,990
Median list price
$148K to $679K
Typical range
83
Median days on market
5
New this week
13
Under contract
$1,736
Est. monthly cost at median
5.4
Months of supply

Newest homes for sale in Palatka

The most recently listed homes in Palatka, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

202 AZALEA Circle, home for sale in Palatka
$219,900 New
3 bd · 2 ba · 1,760 sq ft · built 1955
202 AZALEA Circle, 32177
Palatka
Listing courtesy of MAXREV, LLC
110 CEDAR Lane, home for sale in Palatka
$345,000 New
3 bd · 2 ba · 1,618 sq ft · built 2000
110 CEDAR Lane, 32177
Palatka
Listing courtesy of MAXREV, LLC
2601 W MAIN Street, home for sale in Palatka
$214,900 New
3 bd · 2 ba · 1,032 sq ft · built 2023
2601 W MAIN Street, 32177
Mcgregors
Listing courtesy of TIMBER TO TIDES REALTY LLC
717 N 11TH Street, home for sale in Palatka
$125,000 New
1 bd · 1 ba · 645 sq ft · built 1959
717 N 11TH Street, 32177
Palatka
Listing courtesy of TIMBER TO TIDES REALTY LLC
2101 CARR Street, home for sale in Palatka
$425,000 New
4 bd · 3 ba · 2,930 sq ft · built 1951
2101 CARR Street, 32177
Palatka
Listing courtesy of TIMBER TO TIDES REALTY LLC
506 E BAY Street, home for sale in Palatka
$235,000
3 bd · 2 ba · 1,561 sq ft · built 2024
506 E BAY Street, 32177
Palatka
Listing courtesy of MARK SPAIN REAL ESTATE
126 SAINT JOHNS Drive, home for sale in Palatka
$300,000
3 bd · 2 ba · 2,968 sq ft · built 1958
126 SAINT JOHNS Drive, 32177
Palatka
Listing courtesy of DUCK REALTY INC
4117 SILVER LAKE Drive, home for sale in Palatka
$385,000
3 bd · 2 ba · 1,500 sq ft · built 2026
4117 SILVER LAKE Drive, 32177
Baughmans
Listing courtesy of REAL BROKER LLC
106 RED FOX Trail, home for sale in Palatka
$309,900
3 bd · 2 ba · 1,480 sq ft · built 2000
106 RED FOX Trail, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
120 DANA Lane, home for sale in Palatka
$119,900
3 bd · 2 ba · 1,496 sq ft · built 1987
120 DANA Lane, 32177
Palatka
Listing courtesy of SOUTHERN HOMES REALTY AND PROPERTY MANAGEMENT
100 SHERRI Lane, home for sale in Palatka
$499,900
4 bd · 4 ba · 3,119 sq ft · built 1990
100 SHERRI Lane, 32177
Colonial Pines
Listing courtesy of COLDWELL BANKER BEN BATES INC
4107 SILVER LAKE Drive, home for sale in Palatka
$225,000
5 bd · 2 ba · 2,079 sq ft · built 2003
4107 SILVER LAKE Drive, 32177
Palatka
Listing courtesy of RIVER LIFE REALTY LLC
367 HORSEMAN CLUB Road, home for sale in Palatka
$219,000
3 bd · 2 ba · 1,440 sq ft
367 HORSEMAN CLUB Road
Palatka
Listing courtesy of MOMENTUM REALTY
2028 KATE Street, home for sale in Palatka
$229,900
3 bd · 1 ba · 1,075 sq ft · built 1962
2028 KATE Street, 32177
Palatka
Listing courtesy of JIM PARKS AND ASSOCIATES REALTY LLC
1800 MADISON Street, home for sale in Palatka
$159,900
6 bd · 3 ba · 2,045 sq ft · built 1943
1800 MADISON Street, 32177
Palatka
Listing courtesy of IHEART REALTY INC
424 CEDAR CREEK ROAD, home for sale in Palatka
$899,000
3 bd · 3 ba · 2,323 sq ft · built 2021
424 CEDAR CREEK ROAD, 32177
Palatka
Listing courtesy of DOGWOOD REALTY
1709 CARR Street, home for sale in Palatka
$399,500
3 bd · 2 ba · 1,892 sq ft · built 1940
1709 CARR Street, 32177
Fearnside Terrace
Listing courtesy of WE SELL HOMES LLC
211 FERN Street, home for sale in Palatka
$255,000
3 bd · 1 ba · 1,014 sq ft · built 1955
211 FERN Street, 32177
Palatka
Listing courtesy of BEACH STATE REALTY
138 BLACKJACK Circle, home for sale in Palatka
$264,900
3 bd · 2 ba · 1,200 sq ft · built 2004
138 BLACKJACK Circle, 32177
Palatka
Listing courtesy of NICOSIA REALTY INC.
305 E LAKE Street, home for sale in Palatka
$159,900
3 bd · 2 ba · 984 sq ft · built 1994
305 E LAKE Street, 32177
Palatka
Listing courtesy of HERRON REAL ESTATE LLC
1415 CARR Street, home for sale in Palatka
$174,900
3 bd · 2 ba · 1,068 sq ft · built 1980
1415 CARR Street, 32177
Palatka
Listing courtesy of HERRON REAL ESTATE LLC
197 WILKINSON Road, home for sale in Palatka
$100,000
2 bd · 1 ba · 930 sq ft · built 1964
197 WILKINSON Road, 32177
Palatka
Listing courtesy of MARK SPAIN REAL ESTATE
1800 LAUREL Street, home for sale in Palatka
$269,900
3 bd · 3 ba · 1,615 sq ft · built 1973
1800 LAUREL Street, 32177
Palatka
Listing courtesy of COLDWELL BANKER BEN BATES INC
2005 ST JOHNS Avenue, home for sale in Palatka
$249,900
3 bd · 2 ba · 1,112 sq ft · built 2001
2005 ST JOHNS Avenue, 32177
Moseley Oaks
Listing courtesy of WATSON REALTY CORP

Palatka homes for sale by price

Every active listing in Palatka grouped by price, with the newest listings in each band. The median is $246,990; the busiest band is $200K – $300K.

Under $200K: 30 homes

$200K – $300K: 50 homes

$300K – $400K: 15 homes

$400K – $500K: 8 homes

$500K – $750K: 7 homes

$750K – $1M: 5 homes

$1M and up: 4 homes

Every home for sale in Palatka right now (119)

All 119 active Palatka listings with a detail page, newest first, refreshed twice a day from the MLS.

Pending and under contract in Palatka (13)

Palatka homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Homes for sale in Palatka by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32177114$244,950
320433$679,000
321471$339,000

Palatka communities with the most homes for sale

The Palatka neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Webbs Viking Manor3$299,000——
Colonial Pines2$457,400——
Conway Of Rogeros2$232,450——
Mcgregors2$134,450——
River Road Estates2$232,450——
St. Johns Harbor2$293,450——
5 Points1$177,900——
Bardin Estates1$215,000——
Baughmans1$385,000——
Burts Addition1$289,900——
Burts1$214,900——
Cedar Creek Country1$679,000——
Cedar Creek Estates1$1.30M——
Fearnside Terrace1$399,500——
Glisson Wells1$50,000——
Harts Plat1$199,900——
Lemon Street Heights1$235,000——
Moccasin Creek1$169,999——
Moseley Oaks1$249,900——
Rogeros Add Palatka1$239,900——
Ross Green1$124,500——
Rudds1$166,850——
Underwood Estates1$299,900——
Westover Manor1$249,000——
Whippletree Narrows1$379,000——
St Johns Harbor 11$290,000——

What is for sale in Palatka: property types

Another 5 listings in Palatka are land, commercial or other non-residential property and are not counted above.

Browse by type: Manufactured and Mobile Homes for sale in Palatka (17).

The Palatka real estate market right now

Over the last 12 months 264 homes sold in Palatka at a median of $246,325 (+7.1% year over year), $156 per square foot. Sellers received 95% of list price and homes took a median 72 days to go under contract. With 119 homes for sale against that sales pace, months of supply is 5.4, a balanced market by the six-month rule. New construction was 31% of sales.

Momentum Realty in Palatka: our agents closed 28 homes here for buyers and sellers in the last 12 months (12 as the listing brokerage, 12 representing the buyer, 4 on both sides), median sale $204,000 (brokerage closed records through November 2026). Find a Momentum agent near Palatka →

Data through August 2026. In August 2026, 69 single-family homes closed in Putnam County at a median of $230,000, down 3.3% from a year earlier, a median 50 days on market, sellers receiving 96.4% of list price, 7.2% of sales closing above asking, 41% cash and 10% newly built. Across the six-county Northeast Florida region the single-family median was $395,000, flat from a year earlier, on 1,711 closings, down 5.4% from a year earlier.

Source: Data provided by realMLS; every figure computed by Momentum from the closed records. Full county tables, price bands and the 13-month history are in the Northeast Florida housing market report for August 2026.

Palatka home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$148,264826893%
2021$173,7261284396%
2022$193,3471554295%
2023$182,1131116094%
2024$194,4221103793%
2025$232,564955594%
2026$218,4831027294%

What a home in Palatka costs to own

Take the median $246,990 listing with 20% down at today’s 7.24% 30-year rate: principal and interest run about $1,347/month. Putnam County’s typical millage of 16.89 puts property tax near $3,326/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Putnam County is about $1,345/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,736/month plus any HOA or CDD assessment.

What it really costs to own a home in Palatka

As of 2026-11-06, 107 homes are listed for sale in Palatka at a median asking price of $243,900. The median current property tax bill on those listings is $2,112 a year (the seller's bill, 97 listings reporting). About 4% are in an HOA. The median home was built in 1980.

Property taxMedian current bill $2,112/yr across 97 listings (the seller's bill, often lowered by homestead and the Save Our Homes cap). At the median asking price of $243,900, a buyer's first-year bill with homestead is about $3,400/yr (Putnam County total millage 16.8861 mills, FY2025-26, Putnam County Property Appraiser, FY2025-26 adopted budget).
HOA4% of 107 listings that report it are in a homeowners association. Many master-planned communities in Northeast Florida also carry a CDD assessment on the tax bill; check each listing.
Home insuranceCitizens Property Insurance average premium in Putnam County: $1,345/yr (550 policies, Citizens county detail, April 2026). Private quotes depend on roof age, wind mitigation and flood zone.
Roof and ageMedian build year 1980 (107 listings); 78% were built in 2011 or earlier. Under Florida's 2022 reform (SB 2-D) carriers may require a roof inspection once a roof passes 15 years, so ask for the roof permit date on older homes.
New construction15 of the 107 active listings (14%) are marked new construction.
Time on marketMedian 83 days on market for the active listings.

Estimated carrying cost at the median asking price, before the mortgage: about $395/month. An estimate from the sources above, not a quote; flood insurance and CDD assessments are extra where they apply.

Source: Momentum Realty analysis of 107 active MLS listings (Northeast Florida MLS), 2026-11-06; county millage FY2025-26; Citizens Property Insurance, April 2026. Medians of listing records; individual homes vary.

Cost questions about Palatka

What are property taxes on a home for sale in Palatka?

The median current tax bill on Palatka listings is $2,112 a year (97 listings, MLS, 2026-11-06). A buyer at the median asking price of $243,900 should budget about $3,400 for the first full year with homestead, because the assessed value resets toward the purchase price (Putnam County millage 16.8861, FY2025-26).

Do most homes for sale in Palatka have an HOA?

About 4% of the Palatka listings that report it are in an HOA (MLS, 2026-11-06).

How old are the homes for sale in Palatka?

The median active listing in Palatka was built in 1980, and 78% were built in 2011 or earlier, so roof age matters for insurance on many of them (MLS, 2026-11-06).

What does it cost each month to own a home in Palatka before the mortgage?

About $395 a month at the median asking price of $243,900: first-year tax about $283, insurance about $112. This is an estimate from MLS, county millage and Citizens data (2026-11-06), not a quote; flood insurance and any CDD are extra where they apply.

Keep comparing: Cost to own in Interlachen · Cost to own in Hawthorne · Cost to own in Satsuma · Cost to own in Crescent City · Home insurance cost in Palatka · Florida property tax reset calculator · Mortgage payment calculator

Explore Palatka

Homes for sale near Palatka

Recently off market in Palatka

Homes in Palatka that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Palatka guides & data

Everything we publish about Palatka: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in Palatka, FL?
As of 2026-11-05, Momentum's MLS record shows 119 residential homes actively listed for sale in Palatka and 13 under contract. 5 of them came on the market in the last 7 days.
What is the median home price in Palatka?
The median list price of homes for sale in Palatka is $246,990, about $180 per square foot for a typical 1,512-square-foot home. Ten percent of listings are under $148K and ten percent are above $679K. Over the last 12 months the median SOLD price was $246,325, +7.1% year over year.
How long do homes take to sell in Palatka?
Homes currently listed have been on the market a median of 83 days. Homes that sold in the last 12 months took a median of 72 days and sold at 95% of list price. At today's inventory that is 5.4 months of supply, a balanced market by the usual six-month rule.
What does a $246,990 home in Palatka cost per month?
Roughly $1,736 a month with 20% down at 7.24%: principal and interest of $1,347, Putnam County property tax of about $277/month after the $50,000 homestead exemption, and insurance near $112/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Palatka neighborhoods have the most homes for sale?
The communities with the most active listings right now are Webbs Viking Manor (3), Colonial Pines (2), Conway Of Rogeros (2), Mcgregors (2), River Road Estates (2). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Palatka?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Palatka can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Palatka, FL, and what county is it in?
Palatka is in Putnam County, Florida. Homes for sale there today carry the ZIP codes 32177, 32043, 32147. Nearby cities in the same county with homes for sale: Eatonton, Interlachen, Satsuma, Hawthorne, Melrose.
What ZIP codes are in Palatka, FL?
Listings in Palatka are currently in 3 ZIP codes: 32177, 32043, 32147. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Palatka, FL?
102 single-family houses are for sale in Palatka today, out of 119 total listings. The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Palatka, FL?
Start with the numbers: 119 homes are for sale in Palatka today at a median asking price of $246,990, so a 20% down payment on the median home is about $49,398 and principal and interest run near $1,347/month at today's 7.24% 30-year rate. Connect with an agent first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
How many homes has Momentum Realty sold in Palatka?
Momentum Realty's agents closed 28 homes in Palatka for buyers and sellers in the last 12 months (12 as the listing brokerage, 12 representing the buyer, 4 on both sides), median sale $204,000 (brokerage closed records through November 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
What county is Palatka in?
Palatka is in Putnam County, Florida. Putnam County's 12-month median sale price is $190K on 805 closings. Property tax, school zoning and permitting for Palatka run through Putnam County.
Is Palatka a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Palatka: the median sale price over the last 12 months was $246K across 264 closings (+7.1% year over year), 30% above the Putnam County median of $190K; homes took a median 72 days to go under contract; 128 homes are for sale today, 5.8 months of supply at the current pace, which is balanced; new construction was 31% of sales; the communities with the most sales are Palatka, Nobles Crossing, Dicks Map, St Johns Harbor 3. The market tracker, price bands and community pages on this site carry the full numbers.
Does Palatka get hurricanes, and is it safe from them?
Yes, like all of coastal Florida, although direct hurricane landfalls on this stretch of coast are historically rare. NOAA's Storm Events database records 9 tropical-system events in Putnam County from 1957 to 2025; the most recent named storms to leave a record were Irma (2017), Hermine (2016), Colin (2016). Hurricane season runs June 1 to November 30, and the practical questions for a buyer are the flood zone, the roof age and the building-code year of the specific house. The Palatka hurricane and flood risk page on this site has the storm history, FEMA flood shares and Citizens premium data.
How far is Palatka from downtown Jacksonville and the beach?
Palatka is about 47 miles south of downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more), and about 25 miles from the Atlantic beach at Crescent Beach.
Is Palatka part of Jacksonville?
No. Palatka is in Putnam County; the City of Jacksonville is consolidated with Duval County and stops at the county line. Palatka is part of the Jacksonville metro area, about 47 miles from downtown, with its own county government, property-tax rates and school district.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Palatka as of 2026-11-05 and refresh as homes list and sell. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Free monthly report

Get the Northeast Florida Market Pulse every month

One email when the new edition is out: median price and the same-home change, days on market, months of supply, price cuts and what failed to sell, computed from MLS closed records. See the current edition. Unsubscribe any time.

By subscribing, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may email you about the report and the local market. You do not need to consent as a condition of buying any property, goods, or services. See our Privacy Policy.

More communities in Palatka

16 Flat · Crystal Cove · Handy Place · Merwin Park C · Old Airport Farms · Palatka Square · Rio De St Johns · Wilson Cypress Co

Just listed in Palatka

New on the market in the last 48 hours, newest first. Updated every hour (as of 2026-11-07 02:03 UTC).

all new listings in this MLS

Buying in Palatka?

See any home on this page with a local agent.

A Momentum agent who works Palatka every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Palatka

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461