Cartecay Lakes in Ellijay

Cartecay Lakes
Homes for Sale in Ellijay, GA

All 132 homes for sale in Ellijay, GA · median $524,950 · 111 homes for sale in 30536

Community in Ellijay · Gilmer County · ZIP 30536
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Photo via Georgia MLS

Built fromLive Georgia MLS data2 years of closingsUpdated twice daily

As of September 2026, Cartecay Lakes in Ellijay, GA has 1 home for sale. As of September 2026, the MLS records 2 closed sales in Cartecay Lakes in Ellijay, GA since 2024, the most recent in August 2026. Across Ellijay as a whole, 253 homes closed in the last 12 months at a median of $425,000, 54 median days on market, with 170 homes for sale today. At that median and Gilmer County's 2025 rate of 14.95 mills, annual property tax runs about $2,540.

Last 30 days in Cartecay Lakes: 1 new listing (median asking $449,000), 1 closed sale (median $920,000). As of September 21, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

Live · Cartecay Lakes Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Gilmer: 12% (60 of 503)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cartecay Lakes sits in Ellijay, in Gilmer County, north Georgia mountain country. With no community amenities surfacing from current MLS listings, price here is driven by the individual property — lot, setting, condition, and how the home is built — rather than by shared facilities or an amenity package. That tends to produce a wide spread between listings, so comps have to be read carefully rather than averaged.

For buyers, that means the work is in evaluating each home on its own merits; two listings in the same community can justify very different numbers. For sellers, condition and presentation carry the argument, since there is no amenity story doing the selling for you. Both sides benefit from recent, apples-to-apples comparisons rather than a headline community figure.

Cartecay Lakes Housing Pulse · Momentum Research · as of September 20, 2026

Cartecay Lakes right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 22, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cartecay Lakes is a small mountain-area community outside Ellijay in Gilmer County, where the property itself — not a shared amenity set — anchors value.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buying a north Georgia mountain-area home and willing to evaluate each property on its own lot and condition
  • Buyers who want a quiet Gilmer County setting near Ellijay rather than an amenity-packed subdivision
  • Buying with patience to wait for the right home and to underwrite it against close, recent comps

Probably not for

  • Wanting a community pool, clubhouse, or other shared amenities on site
  • Needing a large, active market with a deep pool of comparable sales
  • Wanting a fixed price band without doing property-level homework

The market around Cartecay Lakes

Cartecay Lakes is too small for its own price trend, so here is the market around it.

In ZIP 30536, 124 homes are on the market and 10% are under contract — a slower corner of Ellijay.

Across Gilmer County, 443 homes are active and 60 pending (12% under contract).

In ZIP 30536 (Ellijay), 176 homes closed in the last 12 months at a median of $415K ($241/sq ft), down 1.5% year over year, with a median 50 days on market. Right now 118 active and 19 pending listings put supply at about 8.0 months — a buyer's market. See the live ZIP 30536 housing market.

ZIP and county figures describe the wider market, not Cartecay Lakes specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Cartecay Lakes

Live MLS inventory for Cartecay Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cartecay Lakes listings as of 2026-09-21, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Every Home for Sale in Cartecay Lakes Right Now (1)

All 1 active and pending Cartecay Lakes listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Gilmer County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Gilmer County School System posted a 96.6% four-year graduation rate and 3,985 students across 5 schools in 2024-25 (Governor’s Office of Student Achievement).

  • Other · Elementary
  • Other · Middle
  • Gilmer · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Cartecay Lakes listings and can change; always confirm with the Gilmer County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cartecay Lakes address.

If we were buying in Cartecay Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cartecay Lakes.

Best Buy
Buyers who want a mountain-area home in Gilmer County and will judge it on lot and condition.
Biggest Risk
A thin comp pool and no amenity baseline make pricing harder to read.
Sweet Spot
A well-maintained home on a strong lot that a careful comp check backs up.
Avoid If
You want shared amenities like a pool, clubhouse, or gated entry.

Reading a property-driven market

With no amenities identified from current listings, there is no clubhouse, pool, or gated infrastructure to standardize value across the community. That puts the emphasis on the fundamentals of each home: its lot, its orientation to the surrounding terrain, its condition, and how it has been maintained. In north Georgia mountain settings, those variables move price more than any single community-wide feature.

Practically, this rewards patience and homework. Because pricing is condition-driven and the sample of comparable sales in a small community is thin, both buyers and sellers should lean on the closest, most recent transactions and adjust honestly for differences. A number that looks high or low in isolation often makes sense once you account for what a specific property offers.

The location and the amenities are priced into every listing in Cartecay Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, amenity-light community, generic pricing rules fall apart — you need someone who will walk the specific lot and read the specific home. We work Georgia MLS coverage across the north Georgia mountains and will tell you plainly when a listing's number is justified by condition and setting and when it is not.

Cartecay Lakes in 15 seconds.

Best forBuyers who want a mountain-area home in Gilmer County and will judge it on lot and condition.
Biggest advantageValue is tied to the property itself, so a well-chosen home stands on its own merits.
Biggest riskA thin comp pool and no amenity baseline make pricing harder to read.
Sweet spotA well-maintained home on a strong lot that a careful comp check backs up.
Avoid ifYou want shared amenities like a pool, clubhouse, or gated entry.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cartecay Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cartecay Lakes.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cartecay Lakes sales matched to your home.

What is your Cartecay Lakes home worth?

Get a no-obligation home value based on real comparable sales in Cartecay Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Ellijay →

Real comps, not an automated estimate.
How much local inventory is already under contract

10% of homes for sale in ZIP 30536 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

Frequently Asked Questions

Is Cartecay Lakes a buyer's or seller's market right now?
As of September 20, 2026, Cartecay Lakes leans toward buyers: 12.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Cartecay Lakes?
The best agent for Cartecay Lakes is one who actively works Ellijay and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cartecay Lakes.
How do I find a top Ellijay real estate agent who knows Cartecay Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cartecay Lakes and the wider Ellijay area.
Can Momentum Realty connect me with an agent for Cartecay Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cartecay Lakes purchase or sale - no call center and no pressure.
Where is Cartecay Lakes, and what county is it in?
Cartecay Lakes is in Ellijay, Gilmer County, GA, ZIP 30536.
Buying a north Georgia mountain-area home and willing to evaluate each property on its own lot and conditionExcellent fit
Buyers who want a quiet Gilmer County setting near Ellijay rather than an amenity-packed subdivisionExcellent fit
Buying with patience to wait for the right home and to underwrite it against close, recent compsExcellent fit
Wanting a community pool, clubhouse, or other shared amenities on siteProbably not
Needing a large, active market with a deep pool of comparable salesProbably not
Wanting a fixed price band without doing property-level homeworkProbably not

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 21, 2026)
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (2 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Cartecay Lakes with Momentum Realty’s local guides.

Garret Cove0.6 mi away · 1 for saleTMTwin Mountain Lakes0.8 mi awayBCBig Creek Mountain0.9 mi away · 2 for saleGarrett Cove1.0 mi away · 1 for saleWMWalnut Mountain1.9 mi away · median $480K, 27 sales/12 moLucky 82.0 mi away · 2 for saleCartecay River Estates2.2 mi away · 3 for saleTHThe Hemlocks2.3 mi away · 1 for sale

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