Derby Creek
Homes for Sale in Ocala, FL
All 2,780 homes for sale in Ocala, FL · median $299,900 · 130 homes for sale in 34474 · Marion County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, Derby Creek in Ocala, FL has 7 homes for sale and 4 pending, asking from $252,990 to $265,990 (median $261,990). Over the 12 months ending 2026-08-02, 7 recorded sales closed at a median of $259,990, $167 per square foot, a median 52 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2026–2026 with 23 new construction; 23 of 23 report an HOA (median $51/mo); 1 of the 23 geocoded homes sit in a FEMA special flood hazard zone (median elevation 67 ft). At the median price and Marion County's FY2025-26 rate of 12.08 mills, annual property tax runs about $3,140 ($2,700 with the full homestead exemption).
Last 30 days in Derby Creek: 7 new listings (median asking $261,990), 4 under contract right now, 6 closed sales (median $256,490). As of November 13, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Derby Creek
Live MLS inventory for Derby Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 0 daysTop listing
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Pending · 113 days
Pending · 136 days
Pending · 111 days
Pending · 106 daysActive and pending Derby Creek listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.
Every Home for Sale in Derby Creek Ocala Right Now (11)
All 11 active and pending Derby Creek Ocala listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7885 SW 46th Court · $255,990 · 3 bd / 2 ba · listed Nov 12, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7869 SW 46th Court · $261,990 · 4 bd / 2 ba · listed Nov 12, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7893 SW 46th Court · $265,990 · 4 bd / 2 ba · listed Nov 12, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7877 SW 46th Court · $261,990 · 4 bd / 2 ba · listed Nov 11, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7861 SW 46th Court · $252,990 · 3 bd / 2 ba · listed Nov 6, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7837 SW 46th Court · $261,990 · 4 bd / 2 ba · listed Oct 23, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7853 SW 46th Court · $261,990 · 4 bd / 2 ba · listed Oct 23, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7845 SW 46th Court · $249,990 · 3 bd / 2 ba · pending · listed Aug 24, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7796 SW 46th Court · $269,990 · 4 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7805 SW 46th Court · $262,990 · 4 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Dr Horton Realty Of West Central Florida
- 7820 SW 46th Court · $259,990 · 4 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Dr Horton Realty Of West Central Florida
Nearby homes for sale
No active listings inside DERBY CREEK right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Derby Creek market snapshot (as of August 2, 2026): the median sale price is about $260K ($167 per sq ft over the trailing 12 months of closed sales), and a median 52 days on market for closed sales.
In ZIP 34474 (Ocala), 650 homes closed in the last 12 months at a median of $297K ($172/sq ft), down 1.1% year over year, with a median 57 days on market. See the live ZIP 34474 housing market and the Marion County market.
Flood zones in Derby Creek: of 9 listing addresses checked against the FEMA National Flood Hazard Layer, 89% sit outside the FEMA Special Flood Hazard Area (Zone X); 11% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Ocala.
The setting & the homes.
Aerial and on-site photos of Derby Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Derby CreekPhotos from Stellar MLS listings in Derby Creek; content deemed reliable but not guaranteed.
Derby Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Marion County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Liberty Middle School · Middle
- West Port High School · High
Zoned schools reflect the assignments reported on recent Derby Creek listings and can change; always confirm with Marion County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Derby Creek address.
Shop the zone: Homes zoned for West Port High School
The Derby Creek buying strategy.
If we were buying in Derby Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Derby Creek.
A closer look at the Derby Creek market
At a median of $167 per square foot, Derby Creek prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The location and the amenities are priced into every listing in Derby Creek. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Derby Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Derby Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Derby Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Derby Creek home worth?
Get a no-obligation home value based on real comparable sales in Derby Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Ocala →
Recently off market in DERBY CREEK
Homes in DERBY CREEK that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 7812 SW 46Th Court · off market
- 7813 SW 46Th Court · off market
- 7821 SW 46Th Court · off market
- 7828 SW 46Th Court · off market
- 7829 SW 46Th Court · off market
- 7836 SW 46Th Court · off market
| Location | Ocala, Marion County, FL · ZIP 34474 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Sale prices, last 12 months | $259,990 median across 7 closed sales · $167 per sq ft |
| Days on market (closed sales) | 52 median |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Derby Creek key facts,” movewithmomentum.com/neighborhoods/derby-creek-ocala, data as of August 2, 2026.
Housing distress & ownership in DERBY CREEK, Ocala
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Derby Creek
The newest homes for sale in Derby Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 7861 SW 46Th Court $252,990 · 3 bd · 2 ba · 1,223 sq ft · listed Nov 5, 2026 Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 7837 SW 46Th Court $261,990 · 4 bd · 2 ba · 1,560 sq ft · listed Oct 23, 2026 Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 7853 SW 46Th Court $261,990 · 4 bd · 2 ba · 1,560 sq ft · listed Oct 23, 2026 Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
Checked against the MLS nightly. All new listings in this market.
Recently sold in Derby Creek Ocala
- 7821 Sw 46Th Court · sold $259,990
- 7813 Sw 46Th Court · sold $249,990
- 7829 Sw 46Th Court · sold $250,000
- 7836 Sw 46Th Court · sold $265,990
- 7828 Sw 46Th Court · sold $262,990
- 7812 Sw 46Th Court · sold $252,990
- 7797 Sw 46Th Court · sold $259,990
- 7804 Sw 46Th Court · sold $270,965
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Ocala guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
- Rent tracker
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW 46Th Court (29 homes on record)
What it really costs to own in Derby Creek
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $261,990, the first-year bill with homestead is about $2,700/yr (Marion County total millage 12.08 mills, FY2025-26, Marion County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA dues | Median $51/month across 24 MLS listings (most billed monthly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Marion County is $1,263/yr (1,973 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 88% sit outside the high-risk zone and 12% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 19 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $381/month (tax $225, HOA $51, insurance $105). An estimate from the sources above, not a quote.
Email me new listings in Derby Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Derby Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Derby Creek will answer, and the answer is published on this page for the next buyer.
Derby Creek Market Scorecard
Derby Creek is currently a balanced market. About 4.7 months of supply, a median asking price of $261,990, and homes go under contract in about 14 days.
Typical home value in the 34476 ZIP is $292,749, about 6.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Derby Creek?
How long do homes in Derby Creek take to sell?
Do cash buyers compete in Derby Creek?
Who is the best real estate agent for Derby Creek?
How do I find a top Ocala real estate agent who knows Derby Creek?
Can Momentum Realty connect me with an agent for Derby Creek?
Where is Derby Creek, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2026 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how DERBY CREEK fits the bigger picture — live prices, inventory, and Momentum Scores: