Derby Creek
Homes for Sale in Ocala, FL
All 2,822 homes for sale in Ocala, FL · median $298,945 · 135 homes for sale in 34474 · Marion County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-08-02, 7 recorded sales closed at a median of $259,990, $167 per square foot, a median 52 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2026 - 2026 with 21 new construction; 21 of 21 report an HOA (median $51/mo); 1 of the 21 geocoded homes sit in a FEMA special flood hazard zone (median elevation 65 ft). At the median price and Marion County's FY2025-26 rate of 12.08 mills, annual property tax runs about $3,140 ($2,700 with the full homestead exemption).
Nearby homes for sale
No active listings inside DERBY CREEK right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Derby Creek market snapshot (as of August 2, 2026): the median sale price is about $260K ($167 per sq ft over the trailing 12 months of closed sales), and a median 52 days on market for closed sales.
In ZIP 34474 (Ocala), 733 homes closed in the last 12 months at a median of $297K ($172/sq ft), down 1.1% year over year, with a median 59 days on market. See the live ZIP 34474 housing market and the Marion County market.
The Derby Creek buying strategy.
If we were buying in Derby Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Derby Creek.
A closer look at the Derby Creek market
At a median of $167 per square foot, Derby Creek prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The location and the amenities are priced into every listing in Derby Creek. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Derby CreekHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $51/month across 21 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Marion County is $1,263/yr (1,973 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2026 across 21 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Derby CreekHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Derby CreekHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Derby CreekHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $51/month (about $612/yr) · median of 21 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $51 per month ($612 a year) - the median AssociationFee across 21 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Derby Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Derby Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Derby Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Derby Creek home worth?
Get a no-obligation home value based on real comparable sales in Derby Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Derby Creek on the map →
Recently off market in DERBY CREEK
Homes in DERBY CREEK that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 7812 SW 46Th Court · off market
Last 30 days in Derby Creek: 7 under contract right now, 1 closed sale (median $252,990). As of October 20, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Ocala, Marion County, FL · ZIP 34474 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Sale prices, last 12 months | $259,990 median across 7 closed sales · $167 per sq ft |
| Days on market (closed sales) | 52 median |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Derby Creek key facts,” movewithmomentum.com/neighborhoods/derby-creek-ocala, data as of August 2, 2026.
Just listed in Derby Creek
The newest homes for sale in Derby Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 7845 SW 46Th Court $249,990 · 3 bd · 2 ba · 1,223 sq ft · 94 days on market Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
- 7820 SW 46Th Court $259,990 · 4 bd · 2 ba · 1,560 sq ft · 109 days on market Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA
Checked against the MLS Oct 20, 2026. All new listings in this market.
Recently sold in Derby Creek Ocala
- 7812 Sw 46Th Court · sold $252,990
- 7797 Sw 46Th Court · sold $259,990
- 7804 Sw 46Th Court · sold $270,965
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Ocala guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Home insurance cost
- New construction
- ZIP codes
- Rent tracker
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW 46Th Court (22 homes on record)
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Marion County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Marion County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
27% of homes for sale in ZIP 34476 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Derby Creek Market Scorecard
Derby Creek is currently a strong seller's market. About 1.8 months of supply, a median asking price of $254,990, and homes go under contract in about 96 days.
Typical home value in the 34474 ZIP is $309,953, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Derby Creek?
How long do homes in Derby Creek take to sell?
Do cash buyers compete in Derby Creek?
Who is the best real estate agent for Derby Creek?
How do I find a top Ocala real estate agent who knows Derby Creek?
Can Momentum Realty connect me with an agent for Derby Creek?
Where is Derby Creek, and what county is it in?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2026 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Ocala & Ocala & Marion County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Ocala & Marion County or the full Neighborhood Finder.
See how DERBY CREEK fits the bigger picture — live prices, inventory, and Momentum Scores:
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