Derby Creek
Homes for Sale in Ocala, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Derby Creek in Ocala, FL has 7 homes for sale and 3 pending, asking from $250,000 to $265,990 (median $262,990). Over the 12 months ending 2026-08-02, 7 recorded sales closed at a median of $259,990, $167 per square foot, a median 52 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2026 - 2026 with 22 new construction; 22 of 22 report an HOA (median $51/mo); 1 of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 65 ft). At the median price and Marion County's FY2025-26 rate of 12.08 mills, annual property tax runs about $3,140 ($2,700 with the full homestead exemption).
Nearby homes for sale
No active listings inside DERBY CREEK right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Derby Creek market snapshot (as of August 2, 2026): the median sale price is about $260K ($167 per sq ft over the trailing 12 months of closed sales), and a median 52 days on market for closed sales.
In ZIP 34474 (OCALA), 733 homes closed in the last 12 months at a median of $297K ($172/sq ft), down 1.1% year over year, with a median 59 days on market. See the live ZIP 34474 housing market and the Marion County market.
The Derby Creek buying strategy.
If we were buying in Derby Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Derby Creek.
A closer look at the Derby Creek market
At a median of $167 per square foot, Derby Creek prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The location and the amenities are priced into every listing in Derby Creek. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Derby Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Derby Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Derby Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Derby Creek home worth?
Get a no-obligation home value based on real comparable sales in Derby Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Derby Creek on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Marion County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Marion County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Derby Creek Market Scorecard
Derby Creek is currently a buyer's market. About 7.0 months of supply, a median asking price of $262,990, and homes go under contract in about 61 days.
Typical home value in the 34474 ZIP is $311,669, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Derby Creek?
How long do homes in Derby Creek take to sell?
Do cash buyers compete in Derby Creek?
Who is the best real estate agent for Derby Creek?
How do I find a top Ocala real estate agent who knows Derby Creek?
Can Momentum Realty connect me with an agent for Derby Creek?
Nearby Communities
Explore more neighborhoods near Derby Creek with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2026 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Ocala & Ocala & Marion County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Ocala & Marion County or the full Neighborhood Finder.
See how DERBY CREEK fits the bigger picture — live prices, inventory, and Momentum Scores: