New Construction Homes in Citrus County, FL

250 new-construction homes are listed for sale in Citrus County right now, across 6 communities and 4 builders. Most list between $250K to $449K; the median new build is $289,990 ($171/sq ft, typically 1,812 sq ft, 4 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-10-15 and refreshes as homes list and sell.

250
New homes listed
6
Communities
$289,990
Median new build
$250K to $449K
Typical range
$2,036
Est. monthly cost to own
4
Builders active

Newest new-construction listings in Citrus County

The most recently listed new homes in Citrus County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.

8951 N MENDOZA WAY, new construction home in Citrus County
$489,000
6 bd · 4 ba · 2,526 sq ft · built 2026
8951 N MENDOZA WAY
Citrus Spgs Unit 20 · I LOVE ORLANDO REALTY INC
4422 W BANNER CIRCLE, new construction home in Citrus County
$700,000
4 bd · 3 ba · 2,352 sq ft · built 2026
4422 W BANNER CIRCLE
Citrus Spgs Unit 20 · BRIJE REAL ESTATE LLC
4750 N CAPISTRANO LOOP, new construction home in Citrus County
$564,900
4 bd · 3 ba · 2,677 sq ft · built 2027
4750 N CAPISTRANO LOOP
Citrus Spgs Unit 20 · NEW HOME STAR FLORIDA LLC
10 ELDER COURT, new construction home in Citrus County
$469,900
4 bd · 3 ba · 3,130 sq ft · built 2026
10 ELDER COURT
Sugarmill Woods Cypress Village · NEW HOME STAR FLORIDA LLC
136 LINDER DRIVE, new construction home in Citrus County
$459,900
4 bd · 3 ba · 2,677 sq ft · built 2026
136 LINDER DRIVE
Sugarmill Woods Cypress Village · NEW HOME STAR FLORIDA LLC
6171 W SETTLER DRIVE, new construction home in Citrus County
$449,900
3 bd · 2 ba · 1,988 sq ft · built 2026
6171 W SETTLER DRIVE
Citrus Spgs Unit 20 · NEW HOME STAR FLORIDA LLC
17 CHERRYPALM COURT, new construction home in Citrus County
$424,900
4 bd · 3 ba · 2,436 sq ft · built 2027
17 CHERRYPALM COURT
Sugarmill Woods Cypress Village · NEW HOME STAR FLORIDA LLC
11 SANDERS CIRCLE, new construction home in Citrus County
$399,900
4 bd · 3 ba · 2,471 sq ft · built 2027
11 SANDERS CIRCLE
Sugarmill Woods Oak Village · NEW HOME STAR FLORIDA LLC
5 THUNBERGIA COURT, new construction home in Citrus County
$386,900
4 bd · 3 ba · 2,179 sq ft · built 2027
5 THUNBERGIA COURT
Citrus Spgs Unit 20 · NEW BUILD SERVICES
9 LAURELCHERRY COURT, new construction home in Citrus County
$385,900
3 bd · 2 ba · 2,044 sq ft · built 2027
9 LAURELCHERRY COURT
Sugarmill Woods Cypress Village · NEW HOME STAR FLORIDA LLC
21 SWEETBAY COURT, new construction home in Citrus County
$383,900
4 bd · 3 ba · 2,154 sq ft · built 2027
21 SWEETBAY COURT
Sugarmill Woods Cypress Village · NEW HOME STAR FLORIDA LLC
3 THUNBERGIA COURT, new construction home in Citrus County
$368,900
4 bd · 3 ba · 2,106 sq ft · built 2027
3 THUNBERGIA COURT
Citrus Spgs Unit 20 · NEW BUILD SERVICES
2039 E NEWHAVEN STREET, new construction home in Citrus County
$365,000
3 bd · 2 ba · 1,615 sq ft · built 2026
2039 E NEWHAVEN STREET
Citrus Spgs Unit 20 · EXP REALTY LLC
940 IBIS CIRCLE, new construction home in Citrus County
$363,600
3 bd · 2 ba · 1,970 sq ft · built 2026
940 IBIS CIRCLE
Citrus Spgs Unit 20 · Adams Homes
16 HEUCHERA COURT, new construction home in Citrus County
$357,650
4 bd · 2 ba · 2,330 sq ft · built 2026
16 HEUCHERA COURT
Sugarmill Woods Oak Village · Adams Homes
6065 N MATTHEW POINT, new construction home in Citrus County
$339,900
4 bd · 2 ba · 1,790 sq ft · built 2026
6065 N MATTHEW POINT
Citrus Spgs Unit 20 · INTEGRITY REALTY SERVICES LLC
1210 TURNSTONE TERRACE, new construction home in Citrus County
$336,250
3 bd · 2 ba · 1,720 sq ft · built 2026
1210 TURNSTONE TERRACE
Citrus Spgs Unit 20 · Adams Homes
1230 TURNSTONE TERRACE, new construction home in Citrus County
$323,400
3 bd · 2 ba · 1,970 sq ft · built 2026
1230 TURNSTONE TERRACE
Citrus Spgs Unit 20 · Adams Homes
Inverness Highlands
photos on the listing
$314,900
3 bd · 2 ba · 1,988 sq ft · built 2027
830 BIRCH AVENUE
Inverness Highlands · NEW HOME STAR FLORIDA LLC
4119 W FIREWOOD LOOP, new construction home in Citrus County
$309,900
4 bd · 2 ba · 1,715 sq ft · built 2026
4119 W FIREWOOD LOOP
Citrus Spgs Unit 20 · INTEGRITY REALTY SERVICES LLC
2501 CLEARWOOD STREET, new construction home in Citrus County
$307,900
3 bd · 2 ba · 1,970 sq ft · built 2026
2501 CLEARWOOD STREET
Citrus Spgs Unit 20 · Adams Homes
1220 TURNSTONE TERRACE, new construction home in Citrus County
$306,350
4 bd · 2 ba · 1,820 sq ft · built 2026
1220 TURNSTONE TERRACE
Citrus Spgs Unit 20 · Adams Homes
1240 TURNSTONE TERRACE, new construction home in Citrus County
$305,650
4 bd · 2 ba · 1,635 sq ft · built 2026
1240 TURNSTONE TERRACE
Citrus Spgs Unit 20 · Adams Homes
10868 N ACADEMY DRIVE, new construction home in Citrus County
$305,000
4 bd · 3 ba · 1,805 sq ft · built 2026
10868 N ACADEMY DRIVE
Citrus Spgs Unit 20 · WRA BUSINESS & REAL ESTATE

New-home communities in Citrus County

Every Citrus County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.

CommunityBuilderNew homesFrom
Citrus Spgs Unit 20Adams Homes, D.R. Horton, Holiday Builders, K. Hovnanian208$164,900
Sugarmill Woods Oak VillageAdams Homes16$339,050
Sugarmill Woods Cypress Village—13$329,888
Inverness Highlands—9$249,900
Citrus Hills—3$449,000
Hampton Hills—1$849,000

Builders building in Citrus County right now

Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.

New construction in Citrus County by city

New construction in Citrus County by price

What a new build in Citrus County costs to own

Take the median $289,990 new home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,606/month. Citrus County’s typical millage of 14.96 puts property tax near $3,591/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Citrus County is about $1,410/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $13/month. All in, plan on roughly $2,036/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.

How to buy new construction the smart way

The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.

Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.

Explore Citrus County

Common questions

How many new construction homes are for sale in Citrus County?
As of 2026-10-15, Momentum's MLS data shows 250 new-construction homes actively listed across 6 Citrus County communities, most between $250K to $449K.
Who is building new homes in Citrus County?
The most active builders right now are Adams Homes (27), K. Hovnanian (10), D.R. Horton (7), Holiday Builders (2), counted by homes currently listed.
What does a new construction home cost in Citrus County?
The median new-build listing is $289,990, about $171 per square foot for a typical 1,812-sq-ft home. Ten percent of new homes list under $250K and ten percent above $449K.
What is the monthly cost of a $289,990 new build in Citrus County?
Roughly $2,036 a month with 20% down at 7.40%: principal and interest of $1,606, Citrus County property tax of about $299/month after the homestead exemption, insurance near $118/month at the Citizens county average, and a typical HOA of $13. Many new communities also carry a CDD assessment on the tax bill; ask for it on every home.
Should I use my own agent to buy new construction?
Yes. The sales agent in the model home represents the builder. A Momentum buyer's agent costs you nothing — the builder pays the commission — and handles the contract, upgrade pricing, lender comparison, inspections, and the final walkthrough. Register your agent on your first visit.
Do builders negotiate on price?
Rarely on the list price, but they routinely offer closing-cost credits, rate buydowns, and included upgrades, especially on completed inventory homes at quarter-end. That is where a buyer's agent earns their keep.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-10-15). Suggested attribution:
<a href="https://movewithmomentum.com/new-construction-homes-citrus-county">New Homes in Citrus County, FL: 250 New Construction Homes from $250K (October 2026) — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Citrus County communities as of 2026-10-15; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.

Building new in Citrus County?

Get a buyer’s agent for your new build.

The builder’s sales rep works for the builder. A Momentum agent represents you — at no cost to you — through contracts, upgrades, inspections, and closing. Smart on a new build.

Browse builders: new-construction builders.

Tour new construction in Citrus County

A local new-construction specialist will reach out, usually within one business day.

or call (904) 351-6461