New Construction Homes in Laurel Hill, FL

Laurel Hill is in Okaloosa County, Florida (ZIP codes 32567). · Homes for sale in Laurel Hill · Okaloosa County

6 new-construction homes are listed for sale in Laurel Hill right now, across 2 communities and 2 builders. Most list between $289K to $335K; the median new build is $303,945. Everything on this page is from Momentum’s MLS record as of 2026-09-12 and refreshes as homes list and sell.

6
New homes listed
2
Communities
$303,945
Median new build
$289K to $335K
Typical range
$2,072
Est. monthly cost to own
2
Builders active

Newest new-construction listings in Laurel Hill

The most recently listed new homes in Laurel Hill, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.

6283 Buccaneer Way #HS 4F, new construction home in Laurel Hill
$334,990
4 bd · 3 ba · built 2026
6283 Buccaneer Way #HS 4F
Yellow River Plantation · Lennar
6295 Buccaneer Way #HS 41D, new construction home in Laurel Hill
$316,990
4 bd · 3 ba · built 2026
6295 Buccaneer Way #HS 41D
Yellow River Plantation · Lennar
6332 Buccaneer Way #HS 21D, new construction home in Laurel Hill
$288,990
3 bd · 2 ba · built 2026
6332 Buccaneer Way #HS 21D
Yellow River Plantation · Lennar
6291 Buccaneer Way #Homesite 43D, new construction home in Laurel Hill
$307,990
4 bd · 2 ba · built 2026
6291 Buccaneer Way #Homesite 43D
Yellow River Plantation · Lennar
6202 Captain Morgan Way #Homesite 47D, new construction home in Laurel Hill
$296,990
4 bd · 2 ba · built 2026
6202 Captain Morgan Way #Homesite 47D
Yellow River Plantation · Lennar
3025 Heritage Plantation Boulevard, new construction home in Laurel Hill
$299,900
4 bd · 2 ba · built 2026
3025 Heritage Plantation Boulevard
Heritage Plantation · D.R. Horton

New-home communities in Laurel Hill

Every Laurel Hill community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.

CommunityBuilderNew homesFrom
Yellow River PlantationLennar5$288,990
Heritage PlantationD.R. Horton1$299,900

Builders building in Laurel Hill right now

Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.

New construction in Laurel Hill by price

What a new build in Laurel Hill costs to own

Take the median $303,945 new home with 20% down at today’s 6.76% 30-year rate: principal and interest run about $1,579/month. Okaloosa County’s typical millage of 12.89 puts property tax near $3,275/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Okaloosa County is about $2,644/year; a new roof and current code usually earn a better private quote than that average. All in, plan on roughly $2,072/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.

How to buy new construction the smart way

The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.

Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.

Explore Laurel Hill

Common questions

How many new construction homes are for sale in Laurel Hill?
As of 2026-09-12, Momentum's MLS data shows 6 new-construction homes actively listed across 2 Laurel Hill communities, most between $289K to $335K.
Who is building new homes in Laurel Hill?
The most active builders right now are Lennar (5), D.R. Horton (1), counted by homes currently listed.
What does a new construction home cost in Laurel Hill?
The median new-build listing is $303,945. Ten percent of new homes list under $289K and ten percent above $335K.
What is the monthly cost of a $303,945 new build in Laurel Hill?
Roughly $2,072 a month with 20% down at 6.76%: principal and interest of $1,579, Okaloosa County property tax of about $273/month after the homestead exemption, insurance near $220/month at the Citizens county average. Many new communities also carry a CDD assessment on the tax bill; ask for it on every home.
Should I use my own agent to buy new construction?
Yes. The sales agent in the model home represents the builder. A Momentum buyer's agent costs you nothing — the builder pays the commission — and handles the contract, upgrade pricing, lender comparison, inspections, and the final walkthrough. Register your agent on your first visit.
Do builders negotiate on price?
Rarely on the list price, but they routinely offer closing-cost credits, rate buydowns, and included upgrades, especially on completed inventory homes at quarter-end. That is where a buyer's agent earns their keep.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-09-12). Suggested attribution:
<a href="https://movewithmomentum.com/new-construction-homes-laurel-hill">New Construction Homes in Laurel Hill, FL: Builders, Communities & Prices from $289K (September 2026) — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Laurel Hill communities as of 2026-09-12; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.

Everything we publish about Laurel Hill

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Building new in Laurel Hill?

Get a buyer’s agent for your new build.

The builder’s sales rep works for the builder. A Momentum agent represents you — at no cost to you — through contracts, upgrades, inspections, and closing. Smart on a new build.

Browse builders: new-construction builders.

Tour new construction in Laurel Hill

A local new-construction specialist will reach out, usually within one business day.

or call (904) 351-6461