New Construction Homes in Okaloosa County, FL
142 new-construction homes are listed for sale in Okaloosa County right now, across 34 communities and 3 builders. Most list between $287K to $555K; the median new build is $368,032. Everything on this page is from Momentum’s MLS record as of 2026-09-06 and refreshes as homes list and sell.
Newest new-construction listings in Okaloosa County
The most recently listed new homes in Okaloosa County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Okaloosa County
Every Okaloosa County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Patriot Ridge | D.R. Horton | 22 | $336,900 |
| Forest Shore Villas Townhomes | D.R. Horton | 22 | $297,900 |
| Deer Moss Creek | — | 11 | $581,000 |
| Houston Place | — | 9 | $327,505 |
| Palm Street Townhomes | D.R. Horton | 9 | $374,900 |
| Brookwood | Adams Homes | 9 | $353,391 |
| Garden Villa Townhomes | D.R. Horton | 7 | $234,900 |
| Ridgeway Landing | Adams Homes | 5 | $317,307 |
| Barton'S Bend | — | 5 | $282,000 |
| Ashton View | Adams Homes | 4 | $302,200 |
| Southern Charm | — | 4 | $279,000 |
| Regatta Bay | — | 4 | $2.29M |
| Holley Grove | — | 3 | $189,900 |
| Yellow River Plantation | Lennar | 3 | $286,990 |
| The Pines | — | 2 | $319,000 |
| Donlabrook Gardyns | — | 2 | $549,999 |
| Young Oaks | — | 2 | $374,574 |
| Windmeadows | — | 2 | $399,950 |
| Mossy Oak S/D | — | 2 | $339,900 |
| Bayou Poquito | — | 1 | $799,900 |
| Pinecrest | — | 1 | $554,900 |
| Juniper Creek Estates | — | 1 | $509,926 |
| Camille Cove | — | 1 | $419,926 |
| Seminole | — | 1 | $554,900 |
| Longwood | — | 1 | $699,900 |
Builders building in Okaloosa County right now
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
- D.R. Horton — 60 new homes in Forest Shore Villas Townhomes, Garden Villa Townhomes, Palm Street Townhomes, Patriot Ridge
- Adams Homes — 18 new homes in Ashton View, Brookwood, Ridgeway Landing
- Lennar — 3 new homes in Yellow River Plantation
New construction in Okaloosa County by city
- Crestview — 80 new homes
- Mary Esther — 23 new homes
- Niceville — 15 new homes
- Destin — 13 new homes
- Shalimar — 3 new homes
- Fort Walton Beach — 3 new homes
- Laurel Hill — 3 new homes
- Baker — 2 new homes
New construction in Okaloosa County by price
- Under $300K: 25 homes
- $300K – $400K: 69 homes
- $400K – $500K: 23 homes
- $500K – $750K: 14 homes
- $750K – $1M: 3 homes
- $1M and up: 8 homes
What a new build in Okaloosa County costs to own
Take the median $368,032 new home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,902/month. Okaloosa County’s typical millage of 12.89 puts property tax near $4,101/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Okaloosa County is about $2,644/year; a new roof and current code usually earn a better private quote than that average. All in, plan on roughly $2,464/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Okaloosa County
- Okaloosa County real estate: homes, market data and communities
- Okaloosa County property tax guide
- Moving to Okaloosa County: the data guide
- All new-construction builders in Florida
- Search every Okaloosa County community
Common questions
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What does a new construction home cost in Okaloosa County?
What is the monthly cost of a $368,032 new build in Okaloosa County?
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<a href="https://movewithmomentum.com/new-construction-homes-okaloosa-county">New Construction Homes in Okaloosa County, FL: 142 New Homes from $287K (September 2026) — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Okaloosa County communities as of 2026-09-06; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.