New Construction Homes in Santa Rosa Beach, FL

Santa Rosa Beach is in Walton County, Florida (ZIP codes 32459). · Homes for sale in Santa Rosa Beach · Walton County

39 new-construction homes are listed for sale in Santa Rosa Beach right now, across 25 communities and 1 builders. Most list between $770K to $4.59M; the median new build is $1,950,000. Everything on this page is from Momentum’s MLS record as of 2026-09-06 and refreshes as homes list and sell.

39
New homes listed
25
Communities
$1,950,000
Median new build
$770K to $4.59M
Typical range
$11,783
Est. monthly cost to own
1
Builders active

Newest new-construction listings in Santa Rosa Beach

The most recently listed new homes in Santa Rosa Beach, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.

224 Canal Street, new construction home in Santa Rosa Beach
$4.99M
6 bd · 6.5 ba · built 2026
224 Canal Street
Seagrove Shores 4Th Add · Berkshire Hathaway HomeServices
64 Marlberry Trace, new construction home in Santa Rosa Beach
$849,000
4 bd · 3.5 ba · built 2026
64 Marlberry Trace
Hidden Grove · The Premier Property Group
24 Woodland Drive, new construction home in Santa Rosa Beach
$2.17M
5 bd · 5.5 ba · built 2026
24 Woodland Drive
Gulfview Heights 1St Addn · Mainsail Realty Company
297 Gulf Shore Drive #A, new construction home in Santa Rosa Beach
$10.25M
5 bd · 6.5 ba · built 2026
297 Gulf Shore Drive #A
Gulf Trace · Berkshire Hathaway Home Services PenFed Realty
105 Eve Circle, new construction home in Santa Rosa Beach
$4.30M
6 bd · 5.5 ba · built 2026
105 Eve Circle
Eden Estates S/D · Scenic Sotheby's International Realty
1979 W Hewett Road, new construction home in Santa Rosa Beach
$900,000
4 bd · 3 ba · built 2026
1979 W Hewett Road
Eagle Bay · Scenic Sotheby's International Realty
41 Brizo Lane #Lot 2, new construction home in Santa Rosa Beach
$729,435
5 bd · 3.5 ba · built 2026
41 Brizo Lane #Lot 2
Brizo · EXP Realty LLC
155 S Heritage Dunes Lane, new construction home in Santa Rosa Beach
$5.50M
5 bd · 5 ba · built 2026
155 S Heritage Dunes Lane
Heritage Dunes · Douglas Elliman
43 Summer Breeze Lane, new construction home in Santa Rosa Beach
$849,900
3 bd · 2.5 ba · built 2026
43 Summer Breeze Lane
Magnolia Beach · EXP Realty LLC
279 E Seahorse, new construction home in Santa Rosa Beach
$2.80M
5 bd · 5.5 ba · built 2026
279 E Seahorse
Dune Allen 1St Addn · Pinnacle Beach Properties
Lot 10 Cypress Drive, new construction home in Santa Rosa Beach
$1.61M
4 bd · 4.5 ba · built 2027
Lot 10 Cypress Drive
Cypress Dunes · The Premier Property Group
91 N Bishop Road, new construction home in Santa Rosa Beach
$2.94M
6 bd · 7.5 ba · built 2026
91 N Bishop Road
Beach Highland 1St Add · Compass
75 Ashwood Drive, new construction home in Santa Rosa Beach
$1.09M
5 bd · 4.5 ba · built 2026
75 Ashwood Drive
Parkside · D.R. Horton
83 Ashwood Drive, new construction home in Santa Rosa Beach
$1.07M
5 bd · 4.5 ba · built 2025
83 Ashwood Drive
Parkside · D.R. Horton
84 N Heritage Dunes Lane, new construction home in Santa Rosa Beach
$4.39M
4 bd · 4.5 ba · built 2026
84 N Heritage Dunes Lane
Heritage Dunes · Corcoran Reverie SRB
53 S Gulf Drive, new construction home in Santa Rosa Beach
$2.65M
5 bd · 6 ba · built 2026
53 S Gulf Drive
Eastern Lake S/D · EXP Realty LLC
26 Hilltop Drive, new construction home in Santa Rosa Beach
$13.95M
6 bd · 7.5 ba · built 2026
26 Hilltop Drive
Beach Highland 1St Add · Somers & Company
128 Forest Street, new construction home in Santa Rosa Beach
$6.00M
6 bd · 7.5 ba · built 2026
128 Forest Street
Seagrove 5Th Addn · Real Broker LLC
53 Bartons Way, new construction home in Santa Rosa Beach
$2.74M
4 bd · 5 ba · built 2026
53 Bartons Way
The Preserve At Grayton Beach · 850 Properties - Santa Rosa Beach
81 Montigo Avenue, new construction home in Santa Rosa Beach
$4.59M
8 bd · 9.5 ba · built 2026
81 Montigo Avenue
Gulf Shore Manor · Compass
102 Mallard Lane, new construction home in Santa Rosa Beach
$1.40M
4 bd · 4.5 ba · built 2026
102 Mallard Lane
Cessna Landing · VPR United Real Estate
70 Santa Clara Street, new construction home in Santa Rosa Beach
$4.47M
6 bd · 7.5 ba · built 2026
70 Santa Clara Street
Gulf Shore Manor · Scenic Sotheby's International Realty
180 Betty Street, new construction home in Santa Rosa Beach
$3.40M
6 bd · 6.5 ba · built 2026
180 Betty Street
Gulfview Heights · Gulf Life Real Estate Inc
1999 W Hewett Road, new construction home in Santa Rosa Beach
$825,000
4 bd · 2.5 ba · built 2026
1999 W Hewett Road
Eagle Bay · Scenic Sotheby's International Realty

New-home communities in Santa Rosa Beach

Every Santa Rosa Beach community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.

CommunityBuilderNew homesFrom
ParksideD.R. Horton8$929,907
Eden Estates S/D2$3.90M
Beach Highland 1St Add2$2.94M
Gulf Shore Manor2$4.47M
Eagle Bay2$825,000
Dune Allen 1St Addn2$2.80M
Brizo2$715,930
Heritage Dunes2$4.39M
Seagrove Shores 4Th Add1$4.99M
Cessna Landing1$1.40M
Gulfview Heights1$3.40M
Eastern Lake S/D1$2.65M
Magnolia Beach1$849,900
Eden'S Landing1$770,000
Hawk's Landing TownhomesD.R. Horton1$321,835
The Shoal1$773,000
Sea Croft Cottages1$2.29M
Gulfview Heights 1St Addn1$2.17M
Cypress Dunes1$1.61M
Woodland Bayou Estates1$1.95M
The Preserve At Grayton Beach1$2.74M
Beach Highlands1$4.85M
Seagrove 5Th Addn1$6.00M
Hidden Grove1$849,000
Gulf Trace1$10.25M

Builders building in Santa Rosa Beach right now

Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.

New construction in Santa Rosa Beach by price

What a new build in Santa Rosa Beach costs to own

Take the median $1,950,000 new home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $10,077/month. Walton County’s typical millage of 9.76 puts property tax near $18,539/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Walton County is about $1,942/year; a new roof and current code usually earn a better private quote than that average. All in, plan on roughly $11,783/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.

How to buy new construction the smart way

The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.

Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.

Explore Santa Rosa Beach

Common questions

How many new construction homes are for sale in Santa Rosa Beach?
As of 2026-09-06, Momentum's MLS data shows 39 new-construction homes actively listed across 25 Santa Rosa Beach communities, most between $770K to $4.59M.
Who is building new homes in Santa Rosa Beach?
The most active builders right now are D.R. Horton (9), counted by homes currently listed.
What does a new construction home cost in Santa Rosa Beach?
The median new-build listing is $1,950,000. Ten percent of new homes list under $770K and ten percent above $4.59M.
What is the monthly cost of a $1,950,000 new build in Santa Rosa Beach?
Roughly $11,783 a month with 20% down at 6.71%: principal and interest of $10,077, Walton County property tax of about $1,545/month after the homestead exemption, insurance near $162/month at the Citizens county average. Many new communities also carry a CDD assessment on the tax bill; ask for it on every home.
Should I use my own agent to buy new construction?
Yes. The sales agent in the model home represents the builder. A Momentum buyer's agent costs you nothing — the builder pays the commission — and handles the contract, upgrade pricing, lender comparison, inspections, and the final walkthrough. Register your agent on your first visit.
Do builders negotiate on price?
Rarely on the list price, but they routinely offer closing-cost credits, rate buydowns, and included upgrades, especially on completed inventory homes at quarter-end. That is where a buyer's agent earns their keep.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-09-06). Suggested attribution:
<a href="https://movewithmomentum.com/new-construction-homes-santa-rosa-beach">New Construction Homes in Santa Rosa Beach, FL: 39 New Homes from $770K (September 2026) — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Santa Rosa Beach communities as of 2026-09-06; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.

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Building new in Santa Rosa Beach?

Get a buyer’s agent for your new build.

The builder’s sales rep works for the builder. A Momentum agent represents you — at no cost to you — through contracts, upgrades, inspections, and closing. Smart on a new build.

Browse builders: new-construction builders.

Tour new construction in Santa Rosa Beach

A local new-construction specialist will reach out, usually within one business day.

or call (904) 351-6461