Starlight Homes Communities in Putnam County, FL
Looking for Starlight Homes communities in Putnam County, FL? Putnam County shows 3 Starlight Homes communities in our MLS data, with 8 recorded new-construction closings since 2024 at a median of $325,990. Below: each community with its own market data, and the checklist that protects you in any builder purchase.
Starlight Homes in Putnam County at a glance
Where Starlight Homes builds in Putnam County
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Nobles Crossing | Palatka | $332,000 | – | 48 d |
Before you sign a builder contract in Putnam County
Builder contracts are written by the builder’s attorneys and differ from the standard Florida resale contract on deposits, timelines, and remedies — read before you sign, and bring your own agent (the builder typically pays the commission, so representation costs you nothing). Compare incentives properly: a rate buydown and an equal-dollar price cut produce different payments — run both through our builder incentive calculator. Then model the year-two tax bill with the property tax after purchase calculator (new construction often shows a lot-only bill in year one), ask for any CDD assessment and its remaining term in writing, and hire your own inspector for the pre-drywall and final walks.
What it costs to own here
At Putnam County’s typical combined millage of 16.89 mills, a purchase at $325,990 (the median recorded Starlight Homes price here) generates roughly $5,505 a year in property tax before exemptions — about $459 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Putnam County average about $1,345 a year ($112 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Putnam County near $1,324 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Putnam County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Putnam County right now
In the most recent IRS migration data (2022-2023), Putnam County gained a net 1,111 people to relocation. Households moving IN reported average incomes of $55,107 versus $47,626 for those leaving — the income mix of demand, straight from tax filings. Population is up about 2.0% over the recent multi-year window. On the supply side, builders pulled 127 residential permits in Putnam County in 2025 (91 single-family), up 15.5% year over year — against 198 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 5.7% versus its income-and-rent fundamentals.
Run the numbers in Putnam County
- Find the best agent in Putnam County
- Get a cash offer in Putnam County
- Putnam County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
Where does Starlight Homes build in Putnam County, FL?
What do Starlight Homes homes cost in Putnam County?
Should I use my own agent to buy a Starlight Homes home?
How much is home insurance in Putnam County?
What are property taxes like in Putnam County?
Momentum Realty is an independent licensed Florida brokerage and is not affiliated with, sponsored by, or endorsed by any home builder named on this page. Builder names are used only to identify the communities in which each builds, based on builder-affiliated sales offices in contributing MLS feeds; builders selling outside the MLS may be undercounted. Figures are aggregates as of 2026-06-16, deemed reliable but not guaranteed. Equal Housing Opportunity.