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Nobles Crossing in Palatka

Nobles Crossing
Homes for Sale in Palatka, FL

By , Co-Founder, Momentum Realty · Updated October 24, 2026

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All 130 homes for sale in Palatka, FL · median $249,450 · 140 homes for sale in 32177 · Putnam County homes for sale

Community in Palatka · Putnam County · ZIP 32177
Median sale $328K
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of MODERN REALTY OF FLORIDA · via realMLS

Built fromLive realMLS data10 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-10-23, 14 recorded sales closed at a median of $327,990, $180 per square foot, a median 50 days on market, sellers accepting 102% of original asking. Homes listed or recently sold were built 2026–2026 with 13 new construction; none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 60 ft). At the median price and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $5,540 ($4,870 with the full homestead exemption).

Last 30 days in Nobles Crossing: 1 under contract right now, 4 closed sales (median $330,490). As of October 24, 2026, realMLS.

Live · Nobles Crossing Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$328K
Median sold · 12 mo
$180/sf
Sold $/sqft · 12 mo
peak $223 in 2022
101.6%
Sale vs ask
Putnam median: 93.0%
Tempo
50days
Median DOM · closed
0 days at the 2017 low
100%
Under contract
Putnam: 16% (155 of 994)
0 · 1
For sale · pending
live counts, refreshed twice daily
14
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
40%
Owner-occupied · Nobles Crossing
8 of 20 parcels homesteaded (FL DOR 2025)
60%
Non-owner-occupied · Nobles Crossing
incl. 60% trust or LLC-held · 10% out-of-state
Track record · 10 years of records
1,812sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 15, 2026

Nobles Crossing is a small, newer-construction pocket in Palatka, with homes built between 2016 and 2023 and a median build year of 2021. That consistency in age is what mostly sets price here — the median sale figure of $328,990 works out to $171.08 per square foot on a median living area of 2,360 square feet, a straightforward reflection of recent-build product rather than a mix of renovated and original-condition homes competing on price.

The market posture is currently buyer-leaning, and the numbers explain why: months of supply sits at 24 against a pool of just 8 active listings out of 8 total homes in the community. Recent closings — 3 in the latest window — moved in a median of 7 days, but with a pool this small, a couple of fast sales does not signal broad demand; sellers should price to the comparable set, not to the headline days-on-market number. Homestead share runs about 40%, worth factoring into how you read ownership turnover here.

Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Nobles Crossing market snapshot (as of October 23, 2026): the median sale price is about $328K ($180 per sq ft over the trailing 12 months of closed sales), and a median 50 days on market for closed sales.

In ZIP 32177 (Palatka), 189 homes closed in the last 12 months at a median of $328K ($185/sq ft), down 1.0% year over year, with a median 68 days on market. Right now 15 active and 2 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.

realMLS (Northeast Florida) sales records identify 21 homes in Nobles Crossing that have changed hands since 2016, built between 2017 and 2026 (median 2026), with a median living area of about 1,812 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Nobles Crossing: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.

Nobles Crossing is a newer-built community in Palatka, Putnam County, with every home constructed between 2016 and 2023. Current MLS listings show no identified community amenities, so the value proposition here is the house and lot rather than a shared amenity package.

Quick Match

Who Nobles Crossing is best for.

Best for

  • Buyers prioritizing newer construction (2016-2023) over community amenities
  • Buyers comfortable pricing against a small, 8-home comparable set
  • Buyers targeting a purchase near the $328,990 median in Palatka

Probably not for

  • Buyers who want a wide amenity package as part of the purchase
  • Buyers who need a large active inventory to compare options (only 8 listings)
  • Sellers expecting the 7-day median days-on-market to guarantee a fast sale amid 24 months of supply

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending October 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($328K) IS the median in the snapshot above.

Windows contain 0 to 14 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
051015201620182020202220242026
0 to 14 a year; 14 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,410/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

20% of homes for sale in ZIP 32177 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).

Nobles Crossing Market Scorecard

Balanced

Nobles Crossing is currently a balanced market..

$327,990
Median sold
0/1/14
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Nobles Crossing

Live MLS inventory for Nobles Crossing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

104 FENHAM Court home for sale in Nobles CrossingPending · 3 days
$328,990
4 bd · 2 ba · 1,812 sqft · built 2026
104 FENHAM Court, Palatka, 32177
Listed by WJH BROKERAGE FL LLC

Active and pending Nobles Crossing listings as of 2026-10-21, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Interactive Map

Nobles Crossing on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Nearby & Commute

How far is everything?

The takeaway

Everyday stops around Nobles Crossing are close: the nearest dining is about 13 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Nobles Crossing with Momentum Realty’s local guides.

Silver Lake Terrace0.4 mi awayAzalea Silver Lake0.6 mi awaySilver Lake0.7 mi awayHermitage1.0 mi away · 41 homes, built 1959–22Heritage Oaks1.3 mi away · 27 homes, built 1955–22Pine Lake1.4 mi away · median $300K, 9 sales/12 moOak Tree1.4 mi away · 12 homes, built 1987–05RLRound Lake Park1.5 mi away · 106 homes, built 1900–23

Browse all neighborhood guides →

Schools

In short
  • Putnam County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Kelley Smith Elementary SchoolFLDOE grade C · Public elementary (Putnam County)
  • Palatka Jr.-Sr. High SchoolFLDOE grade C · Public 7-12
  • Q.I. Roberts Jr.-Sr. High School (magnet, Florahome)FLDOE grade A · Public 7-12 magnet

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Putnam County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Nobles Crossing address.

Recent Developments in Nobles Crossing

Development, infrastructure, retail, and school activity affecting Nobles Crossing, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

Dev Momentum28/100 · Moderate
  1. September 2026
    Development

    Putnam Habitat completes fifth and final home in Veterans Village of Palatka

    Putnam Habitat for Humanity finished the fifth home in the Veterans Village off Westover Drive on about 2 acres, a project begun in 2018. Infrastructure cost nearly $500,000, and Habitat plans another home on an adjoining lot.

    What it may mean for the marketSmall-scale affordable infill adds a handful of owner-occupied homes to the Palatka housing supply. The project is about 4 miles east of Nobles Crossing, elsewhere in Putnam County.

    Source: Palatka Daily News

Development alerts for Nobles CrossingGet a short monthly email when something new is approved, funded, or opens near Nobles Crossing.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Nobles Crossing buying strategy.

If we were buying in Nobles Crossing today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Nobles Crossing.

The Quick Decision
Best Buy
Buyers who want a recently built home in Palatka and are comfortable with a very small, tightly comped inventory pool.
Biggest Risk
With only 8 homes in the entire community, the comparable set is thin and any single sale can swing perception of value.
Sweet Spot
A buyer targeting the $328,990 median price point who values build age over amenities.
Avoid If
You're set on a community amenity package — none is identified in current listings here.
The Deep Dive

A small, recent-build pocket

With a median build year of 2021 and a full range of 2016 to 2023, Nobles Crossing skews toward homes that haven't needed major system replacement yet. That shows up in the price-per-square-foot figure of $171.08 on a median 2,360 square feet of living area — pricing here tracks construction age and finish level rather than the wider spread you'd see in an older, more heterogeneous community. No community amenities are identified in current MLS listings, so buyers are paying for the structure itself, not a clubhouse or pool package.

Inventory is thin: 8 active listings against 8 total homes means this is essentially the whole community on the market at once, and a months-of-supply figure of 24 confirms the buyer-leaning posture — there is more available than there is demand to absorb it quickly. Yet the median days on market of 7, based on 3 recent closings, shows that correctly priced listings are not sitting. The takeaway: the overall market favors buyers, but the best individual listings still move fast.

“

The location and the amenities are priced into every listing in Nobles Crossing. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

With only 8 homes in the entire community, there is no substitute for someone tracking every listing and closing here directly. Momentum agents can tell you which of those 8 active listings is priced to the 24-months-of-supply reality and which is priced to compete with the 7-day comps — a distinction that matters when the comparable set is this small and there's no amenity story to fall back on.

The 15-Second Verdict

Nobles Crossing in 15 seconds.

Best forBuyers who want a recently built home in Palatka and are comfortable with a very small, tightly comped inventory pool.
Biggest advantageNewer construction throughout, with every home built between 2016 and 2023.
Biggest riskWith only 8 homes in the entire community, the comparable set is thin and any single sale can swing perception of value.
Sweet spotA buyer targeting the $328,990 median price point who values build age over amenities.
Avoid ifYou're set on a community amenity package — none is identified in current listings here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Nobles Crossing homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Nobles Crossing.
In short
  • No CDD
  • HOA status not on record. Verify any dues before you offer

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

Flood & Insurance Context

Of 13 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-10

Run Your Numbers

Tools for a Nobles Crossing buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPutnam County millage and the homestead picture.Rent vs buyThe breakeven on owning in Nobles Crossing.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Nobles Crossing sales matched to your home.

Selling in Nobles Crossing

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Nobles Crossing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Nobles Crossing home worth?

Get a no-obligation home value based on real comparable sales in Nobles Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palatka →

Real comps, not an automated estimate.

Recently off market in Nobles Crossing

Homes in Nobles Crossing that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Nobles Crossing key facts
LocationPalatka, Putnam County, FL · ZIP 32177
Homes in the community8 (FL DOR 2025 assessment roll)
Years built2016–2023 (median 2021.0)
Typical living area2,360 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersCarbon Monoxide Detector(s)
Sale prices, last 12 months$327,990 median across 14 closed sales · $180 per sq ft
Days on market (closed sales)50 median
For sale right now0 active, 1 pending
Owner-occupied (homestead) share40%
Zoned public schoolsKelley Smith Elementary School (C, FLDOE 2025-26); Palatka Jr.-Sr. High School (C, FLDOE 2025-26); Q.I. Roberts Jr.-Sr. High School (magnet, Florahome) (A, FLDOE 2025-26)

Data as of October 23, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Nobles Crossing key facts,” movewithmomentum.com/neighborhoods/nobles-crossing-palatka, data as of October 23, 2026.

Housing distress & ownership in Nobles Crossing, Palatka

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Median closed sale price — $330,000 (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Every Home for Sale in Nobles Crossing Palatka Right Now (1)

All 1 active and pending Nobles Crossing Palatka listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Nobles Crossing

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Nobles Crossing

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Nobles Crossing will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Nobles Crossing?
The median sale price in Nobles Crossing was $328K over the 12 months ending October 23, 2026 (14 closed sales, realMLS).
How long do homes in Nobles Crossing take to sell?
Homes that closed in the 12 months ending October 23, 2026 took a median 50 days on market (14 sales, realMLS).
What share of Nobles Crossing is owner-occupied?
40% of Nobles Crossing parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
What schools serve Nobles Crossing?
Nobles Crossing is served by Putnam County Public Schools, typically Kelley Smith Elementary School, Palatka Jr.-Sr. High School and Q.I. Roberts Jr.-Sr. High School (magnet, Florahome). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Nobles Crossing?
The best agent for Nobles Crossing is one who actively works Palatka and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Nobles Crossing.
How do I find a top Palatka real estate agent who knows Nobles Crossing?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Nobles Crossing and the wider Palatka area.
Can Momentum Realty connect me with an agent for Nobles Crossing?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Nobles Crossing purchase or sale - no call center and no pressure.
Where is Nobles Crossing, and what county is it in?
Nobles Crossing is in Palatka, Putnam County, FL, ZIP 32177. The community's center is about 6 miles west of the center of Palatka (straight-line).
How far is Nobles Crossing from downtown Jacksonville and the beach?
About 49 miles from downtown Jacksonville and about 31 miles from the Atlantic beach at Crescent Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Nobles Crossing in a flood zone?
No, for the homes we can see: all 13 homes we sampled in Nobles Crossing sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Nobles Crossing a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Nobles Crossing: the median sale price over the last 12 months was $328K (14 sales), 46% above the Palatka median of $225K; homes took a median 50 days to go under contract; the assessment roll counts 8 homes, 40% of them homesteaded (owner-occupied); listings report Kelley Smith Elementary School (C), Palatka Jr.-Sr. High School (C), Q.I. Roberts Jr.-Sr. High School (magnet, Florahome) (A) as the zoned schools, with FLDOE grades for 2025-26. The full numbers, price history and the flood and school sections are above.
The Verdict

Should you buy in Nobles Crossing?

An honest fit check. We will tell you when it is not your community.

Buyers prioritizing newer construction (2016-2023) over community amenitiesExcellent fit
Buyers comfortable pricing against a small, 8-home comparable setExcellent fit
Buyers targeting a purchase near the $328,990 median in PalatkaExcellent fit
Buyers who want a wide amenity package as part of the purchaseProbably not
Buyers who need a large active inventory to compare options (only 8 listings)Probably not
Sellers expecting the 7-day median days-on-market to guarantee a fast sale amid 24 months of supplyProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 21, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 23, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32177))
Under-contract sharesrealMLS records, as of 2026-10-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2016 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Thinking of selling in Nobles Crossing? 14 recorded closings; median 50 days on market (window ending 2026-10-23). See the Putnam County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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