Waterfront Homes for Sale in Cartersville, GA
This page tracks every Cartersville listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
14 waterfront homes are for sale or pending in Cartersville, GA today across 10 communities. The median asking price is $672,500, from $189,000 to $2,675,000. Listings in Cartersville without that feature have a median of $365,000. Most listings right now: The Retreat At Pumpkin Vine (1), Waterside Estate (1), River Shoals (1). Updated September 27, 2026 from the MLS.
Live waterfront homes in Cartersville: the listings
12 active listings carry the flag today (4% of Cartersville inventory), median asking $672,500, $213/sq ft, median 27 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Cartersville
The most expensive waterfront homes in Cartersville
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 37 Retreat Ridge | $2,675,000 | 12,279 | The Retreat at Pumpkin Vine |
| 528 Old Alabama Road | $1,999,000 | 6,618 | — |
| 23 Waterside Drive | $1,650,000 | — | Waterside Estate |
| 11 Laurel Trace | $965,000 | 3,954 | River Shoals |
| 23 Vista Woods Lane | $950,000 | 5,584 | Mountain View Estates |
| 140 J R Road | $785,000 | 3,720 | — |
| 15 Lakeside Way | $560,000 | 2,570 | Mountainbrook |
| 38 Grove Park Circle | $540,000 | 2,676 | — |
| 22 Knollwood Way | $535,000 | 2,515 | Mountainbrook |
| 28 Priory Club Drive | $445,000 | 2,574 | The Planters |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 1 | 8% |
| $300K–$500K | 2 | 17% |
| $500K–$750K | 3 | 25% |
| $750K–$1M | 3 | 25% |
| $1M+ | 3 | 25% |
Cartersville waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| The Retreat At Pumpkin Vine | 1 | 0 | $2,675,000 | $2,675,000 |
| Waterside Estate | 1 | 0 | $1,650,000 | $1,650,000 |
| River Shoals | 1 | 0 | $965,000 | $965,000 |
| Mountain View Estates | 1 | 0 | $950,000 | $950,000 |
| Mountainbrook | 1 | 0 | $560,000 | $560,000 |
| Grove Park | 1 | 0 | $540,000 | $540,000 |
| Mountainbrook | 1 | 0 | $535,000 | $535,000 |
| The Planters | 1 | 0 | $445,000 | $445,000 |
| Milam Shores | 1 | 0 | $375,000 | $375,000 |
| Allatoona Landing | 1 | 0 | $189,000 | $189,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Cartersville?
What do waterfront homes cost in Cartersville?
Which Cartersville community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Cartersville
- All homes for sale in Cartersville
- Cartersville ZIP codes with prices
- Cartersville gated community homes
- Cartersville 4-bedroom homes
- Cartersville homes under $300K
- Cartersville homes $300K–$500K
- Waterfront Homes in every city
Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Cartersville, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.