Waterfront Homes for Sale in Frostproof, FL

This page tracks every Frostproof listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

12 waterfront homes are for sale or pending in Frostproof, FL today across 6 communities. The median asking price is $541,250, from $254,900 to $1,200,000. Listings in Frostproof without that feature have a median of $237,500. Most listings right now: Lake Side Terrace (2), Lake Reedy Hills (1), Bear Bay Hill Estates (1). Updated October 30, 2026 from the MLS.

Live waterfront homes in Frostproof: the listings

12 active listings carry the flag today (19% of Frostproof inventory), median asking $541,250, $306/sq ft, median 113 days on market. Photo cards link to the listing; refreshed nightly.

Newest waterfront homes in Frostproof

733 N Lake Reedy Boulevard, waterfront for sale in Frostproof
$464,900
3 bd · 2 ba · 1,680 sq ft · built 1981
733 N Lake Reedy Boulevard, 33843
Listing courtesy of WESTLAKE REAL ESTATE CO., INC.
2391 S Lake Reedy Boulevard, waterfront for sale in Frostproof
$749,000
4 bd · 2.5 ba · 2,375 sq ft · built 2002
2391 S Lake Reedy Boulevard, 33843
Listing courtesy of KEYSTONE REALTY
1001 Mcclellan Road, waterfront for sale in Frostproof
$650,000
3 bd · 2 ba · 1,560 sq ft · built 2006
1001 Mcclellan Road, 33843
Listing courtesy of FROSTPROOF REALTY
214 N Lake Reedy Boulevard, waterfront for sale in Frostproof
$425,000
3 bd · 2 ba · 1,957 sq ft · built 1973
214 N Lake Reedy Boulevard, 33843
Listing courtesy of ESTELLE SULLIVAN REALTY, LLC
44 Kelly Ridge Road, waterfront for sale in Frostproof
$254,900
3 bd · 2 ba · 1,088 sq ft · built 2018
44 Kelly Ridge Road, 33843
Listing courtesy of KEYSTONE REALTY
1973 N Lake Reedy Boulevard, waterfront for sale in Frostproof
$497,500
3 bd · 2 ba · 1,240 sq ft · built 1920
1973 N Lake Reedy Boulevard, 33843
Listing courtesy of ESTELLE SULLIVAN REALTY, LLC
2500 Arbuckle Shores Road, waterfront for sale in Frostproof
$679,000
2 bd · 2 ba · 960 sq ft · built 2007
2500 Arbuckle Shores Road, 33843
Listing courtesy of KELLER WILLIAMS REALTY FT MYER
607 W State Road 630, waterfront for sale in Frostproof
$719,999
3 bd · 2.5 ba · 3,185 sq ft · built 1978
607 W State Road 630, 33843
Listing courtesy of KEYSTONE REALTY
148 N Lake Reedy Boulevard, waterfront for sale in Frostproof
$464,000
3 bd · 2.5 ba · 1,858 sq ft · built 1976
148 N Lake Reedy Boulevard, 33843
Listing courtesy of HARPER REALTY FL, LLC
1173 S Lake Reedy Boulevard, waterfront for sale in Frostproof
$585,000
3 bd · 2 ba · 1,740 sq ft · built 1928
1173 S Lake Reedy Boulevard, 33843
Listing courtesy of ESTELLE SULLIVAN REALTY, LLC
105 Maxcy Lane, waterfront for sale in Frostproof
$309,999
3 bd · 1 ba · 1,048 sq ft · built 1959
105 Maxcy Lane, 33843
Listing courtesy of KEYSTONE REALTY

The most expensive waterfront homes in Frostproof

ListingAskingSq ftCommunity
334 W F Street #Fl$1,200,0002,838polk county
2391 S Lake Reedy Boulevard$749,0002,375—
607 W State Road 630$719,9993,185—
2500 Arbuckle Shores Road$679,000960—
1001 Mcclellan Road$650,0001,560—
1173 S Lake Reedy Boulevard$585,0001,740—
1973 N Lake Reedy Boulevard$497,5001,240—
733 N Lake Reedy Boulevard$464,9001,680—
148 N Lake Reedy Boulevard$464,0001,858—
214 N Lake Reedy Boulevard$425,0001,957—

Waterfront Homes by price

BandFor saleShare
Under $300K18%
$300K–$500K542%
$500K–$750K542%
$1M+18%

Frostproof waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Lake Side Terrace20$444,500$425,000
Lake Reedy Hills10$749,000$749,000
Bear Bay Hill Estates10$650,000$650,000
North Reedy Shore Sub10$497,500$497,500
Sunrise Manor10$309,999$309,999
Oakridge Estates10$254,900$254,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Frostproof?
As of October 30, 2026, 12 Frostproof, FL listings whose MLS record reports waterfront are active or pending, across 6 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Frostproof?
The median asking price today is $541,250, with listings from $254,900 to $1,200,000. Frostproof listings without that feature have a median of $237,500.
Which Frostproof community has the most waterfront homes for sale?
Lake Side Terrace has the most right now (2), followed by Lake Reedy Hills (1), Bear Bay Hill Estates (1), North Reedy Shore Sub (1).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Frostproof

Waterfront Homes in nearby Polk County cities

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Frostproof, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

Hiring an agent in Frostproof, FL?

Get matched with the right local expert.

Tell us your goal in Frostproof, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Frostproof, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461