Waterfront Homes for Sale in Lakemont, GA
This page tracks every Lakemont listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
17 waterfront homes are for sale or pending in Lakemont, GA today across 3 communities. The median asking price is $2,200,000, from $150,000 to $5,500,000. Listings in Lakemont without that feature have a median of $484,000. Most listings right now: Lake Rabun (8), Seed Lake (2), Lake Rabun Estates (1). Updated October 17, 2026 from the MLS.
Live waterfront homes in Lakemont: the listings
14 active listings carry the flag today (41% of Lakemont inventory), median asking $2,199,500, $754/sq ft, median 63 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Lakemont
The most expensive waterfront homes in Lakemont
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 4616 & 4237 Crow Creek Road | $5,500,000 | 5,000 | Seed Lake |
| 493 Kings Row Road | $3,995,000 | 5,300 | Lake Rabun |
| 120 Pinto Lane | $3,700,000 | 5,036 | — |
| 2632 Shady Lane | $2,750,000 | 1,870 | Lake Rabun |
| 1233 Tame Turkey Road | $2,400,000 | 2,204 | Lake Rabun |
| 63 + 84 Loudermilk Lane | $2,395,000 | 3,104 | Lake Rabun |
| 91 Dragway Lane | $2,200,000 | 2,656 | Lake Rabun |
| 3250 Brandon Mill Road | $2,199,000 | 1,768 | Lake Rabun |
| 1799 Seed Lake Road | $1,299,000 | 2,994 | Seed Lake |
| 7118 Old 441 | $1,200,000 | — | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 1 | 7% |
| $500K–$750K | 1 | 7% |
| $750K–$1M | 1 | 7% |
| $1M+ | 11 | 79% |
Lakemont waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Lake Rabun | 8 | 1 | $2,525,000 | $2,199,000 |
| Seed Lake | 2 | 0 | $3,399,500 | $1,299,000 |
| Lake Rabun Estates | 1 | 0 | $875,000 | $875,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Lakemont?
What do waterfront homes cost in Lakemont?
Which Lakemont community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Lakemont
- All homes for sale in Lakemont
- Lakemont 4-bedroom homes
- Lakemont homes $300K–$500K
- Waterfront Homes in every city
Waterfront Homes in nearby Rabun County cities
- Clayton waterfront homes (28 for sale)
Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Lakemont, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.