Waterfront Homes for Sale in Midway, GA

This page tracks every Midway listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

13 waterfront homes are for sale or pending in Midway, GA today across 11 communities. The median asking price is $354,900, from $199,900 to $749,900. Most listings right now: Isle of Wight (2), Iow Jericho River (1), Hattie/Youmans (1). Updated September 8, 2026 from the MLS.

Midway waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Isle of Wight20$352,450$350,000
Iow Jericho River10$749,900$749,900
Hattie/Youmans10$599,900$599,900
The Pointe at Sunbury10$589,000$589,000
Isle Of Wight10$535,500$535,500
The Pointe11$520,000$520,000
Colonies at Hambersham Plantation10$399,900$399,900
Planting Hammock10$329,000$329,000
Pleasure Lake10$324,900$324,900
Colonies Habersham Ph 310$299,000$299,000
Half Moon Condos10$239,900$239,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Midway?
As of September 8, 2026, 13 Midway, GA listings whose MLS record reports waterfront are active or pending, across 11 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Midway?
The median asking price today is $354,900, with listings from $199,900 to $749,900.
Which Midway community has the most waterfront homes for sale?
Isle of Wight has the most right now (2), followed by Iow Jericho River (1), Hattie/Youmans (1), The Pointe at Sunbury (1).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Midway

Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Midway, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

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