Waterfront Homes for Sale in Ocala, FL
This page tracks every Ocala listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
18 waterfront homes are for sale or pending in Ocala, FL today across 14 communities. The median asking price is $254,500, from $105,000 to $8,800,000. Listings in Ocala without that feature have a median of $299,000. Most listings right now: Twin Lakes Village West Condo (3), Live Oak Village Condo (2), Golden Ocal Un #1 (1). Updated October 17, 2026 from the MLS.
Live waterfront homes in Ocala: the listings
16 active listings carry the flag today (1% of Ocala inventory), median asking $404,450, $182/sq ft, median 61 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Ocala
The most expensive waterfront homes in Ocala
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 8570 NW 31St Lane Road | $8,800,000 | 7,760 | — |
| 12870 W Highway 40 | $8,000,000 | 8,276 | — |
| 16250 SW 20Th Avenue Road | $1,000,000 | 2,550 | — |
| 2015 NW 35Th Street | $724,999 | 2,204 | — |
| 6443 SW 97Th Terrace Road | $649,000 | 2,529 | — |
| 1623 SE 29Th Terrace | $625,900 | 3,152 | — |
| 9518 SW 70Th Loop | $539,000 | 2,595 | — |
| 77 Hickory Loop | $479,900 | 2,571 | — |
| 9238 SW 60Th Terrace Road | $329,000 | 1,854 | Jb Ranch |
| 519 Midway Drive #A | $139,000 | 1,054 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 7 | 44% |
| $300K–$500K | 2 | 12% |
| $500K–$750K | 4 | 25% |
| $1M+ | 3 | 19% |
Ocala waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Twin Lakes Village West Condo | 3 | 0 | $119,000 | $105,000 |
| Live Oak Village Condo | 2 | 0 | $159,500 | $139,000 |
| Golden Ocal Un #1 | 1 | 1 | $8,800,000 | $8,800,000 |
| Non-Sub | 1 | 0 | $1,000,000 | $1,000,000 |
| Home Acres Sub | 1 | 0 | $724,999 | $724,999 |
| Stone Crk/Del Webb Longleaf Replat2 | 1 | 0 | $649,000 | $649,000 |
| Woodwind | 1 | 0 | $625,900 | $625,900 |
| Stone Creek | 1 | 0 | $539,000 | $539,000 |
| Silver Spgs Shores Un 27 | 1 | 0 | $479,900 | $479,900 |
| Jb Ranch Ph 01 | 1 | 0 | $329,000 | $329,000 |
| Twin Lakes Village East | 1 | 0 | $124,900 | $124,900 |
| Lakes Village West | 1 | 0 | $112,000 | $112,000 |
| Lakes Vilage West | 1 | 0 | $110,000 | $110,000 |
| Twin Lakes Village West | 1 | 0 | $109,900 | $109,900 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Ocala?
What do waterfront homes cost in Ocala?
Which Ocala community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Ocala
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- Ocala homes under $300K
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- Waterfront Homes in every city
Waterfront Homes in nearby Marion County cities
- Ocklawaha waterfront homes (25 for sale)
- Dunnellon waterfront homes (21 for sale)
- Summerfield waterfront homes (19 for sale)
- Fort Mc Coy waterfront homes (12 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Ocala, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.