Homes for Sale Under $300K in Ocala, FL
This page tracks every Ocala listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
1771 homes listed under $300,000 are for sale or pending in Ocala, FL today across 663 communities. The median asking price is $243,000, from $30,000 to $299,999. Listings in Ocala without that feature have a median of $395,000. Most listings right now: On Top Of The World (94), Ocala Park Estate (38), Marion Oaks (27). Updated October 2, 2026 from the MLS.
First-time buyers: what Ocala costs at the entry level
1,194 active single-family homes, townhomes and condos at or below $300,000 — median $249,900, about $1,571/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Ocala
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Marion County · First-time buyer guide
Ocala homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| On Top Of The World | 94 | 0 | $184,950 | $94,990 |
| Ocala Park Estate | 38 | 9 | $249,900 | $89,000 |
| Marion Oaks | 27 | 11 | $267,900 | $199,000 |
| Pine Run Estate | 24 | 0 | $159,000 | $65,000 |
| Marion Oaks Un 04 | 23 | 10 | $277,000 | $214,900 |
| Marion Oaks Un 02 | 22 | 0 | $204,000 | $99,900 |
| Marion Oaks Un 01 | 18 | 2 | $254,500 | $130,000 |
| Cherrywood Estate | 17 | 0 | $215,000 | $170,000 |
| Summerglen | 16 | 0 | $269,000 | $180,000 |
| Silver Springs Shores | 16 | 7 | $259,900 | $174,000 |
| Cherrywood Preserve | 15 | 14 | $255,900 | $229,999 |
| Marion Oaks Un 05 | 15 | 4 | $250,000 | $160,550 |
| Marion Oaks Un 03 | 14 | 2 | $280,699 | $199,900 |
| Silver Spgs Shores | 14 | 2 | $244,450 | $199,900 |
| Oak Run | 13 | 0 | $199,000 | $162,900 |
| Marion Oaks Un 07 | 12 | 2 | $267,000 | $239,000 |
| Mcginley Landing | 11 | 11 | $276,990 | $269,990 |
| Marion Oaks Un 09 | 11 | 4 | $274,990 | $250,000 |
| Quail Meadow | 11 | 0 | $248,750 | $199,000 |
| Ocala Preserve | 11 | 10 | $247,990 | $224,990 |
| Marion Landing | 11 | 0 | $224,000 | $99,000 |
| Wynchase Twnhms | 11 | 0 | $195,000 | $179,500 |
| Marion Oaks Unit 5 | 10 | 7 | $289,490 | $224,900 |
| Ocala Crossings South | 10 | 8 | $287,670 | $267,990 |
| Marion Oaks Un Nine | 10 | 5 | $279,900 | $230,000 |
| Derby Creek | 10 | 10 | $261,490 | $249,990 |
| Silver Spgs Shores Un 18 | 10 | 6 | $244,900 | $225,000 |
| Silver Spgs Shores Un 17 | 10 | 2 | $240,450 | $220,000 |
| Marion Oaks Un 06 | 9 | 2 | $289,900 | $228,000 |
| Marion Oaks Un 10 | 9 | 7 | $280,000 | $249,900 |
| Silver Spgs Shores Un 24 | 9 | 2 | $255,000 | $224,900 |
| Mockingbird Reserve At Winding Oaks | 9 | 9 | $248,990 | $235,990 |
| Fairways/Silver Spgs Shores Co | 9 | 0 | $114,900 | $84,900 |
| Rainbow Park | 8 | 5 | $270,000 | $215,000 |
| Marion Oaks Un 12 | 8 | 4 | $264,950 | $224,900 |
| Marion Ranch | 8 | 8 | $263,590 | $230,490 |
| Silver Spgs Shores Un 12 | 8 | 5 | $260,950 | $230,000 |
| Marion Oaks Un 11 | 8 | 4 | $254,900 | $235,000 |
| Silver Spgs Shores Un 21 | 8 | 2 | $253,950 | $190,000 |
| Silver Spgs Shores Un 25 | 8 | 2 | $244,900 | $224,500 |
| Silver Spgs Shores Un 09 | 8 | 0 | $238,250 | $179,100 |
| The Towns At Laurel Commons | 8 | 8 | $233,030 | $224,990 |
| Palm Cay | 8 | 0 | $179,450 | $159,995 |
| Ocala Estate | 8 | 1 | $164,900 | $65,000 |
| Circle Square Woods | 8 | 0 | $152,400 | $126,000 |
| Marion Oaks Un Twelve | 7 | 6 | $289,900 | $244,900 |
| Silver Spgs Shores Un 20 | 7 | 2 | $280,000 | $166,000 |
| Silver Spgs Shores Un 13 | 7 | 2 | $274,900 | $229,900 |
| Lake Diamond North | 7 | 0 | $269,900 | $250,000 |
| Ocala Hlnds | 7 | 0 | $239,900 | $182,000 |
| Rainbow Park Un 02 | 7 | 5 | $230,000 | $194,000 |
| Rainbow Park Un 03 | 7 | 7 | $217,900 | $199,999 |
| Paddock Villas | 7 | 0 | $199,000 | $145,000 |
| Marion Oaks Un 2 | 7 | 0 | $193,000 | $189,000 |
| Silver Spgs Shores Un 43 | 7 | 0 | $190,000 | $174,000 |
| Silver Spgs Shores Un 28 | 7 | 0 | $190,000 | $185,000 |
| Twin Lakes Village West Condo | 7 | 0 | $119,000 | $95,000 |
| Summercrest | 6 | 0 | $290,000 | $250,000 |
| Marion Oaks Unit 6 | 6 | 6 | $282,495 | $261,990 |
| Ocala Palms | 6 | 0 | $282,000 | $239,000 |
Also with homes under $300K for sale
- Ocala Highlands Estate (6)
- Ocala Waterway Estate (6)
- Stone Creek (6)
- Indigo East (6)
- Rainbow Park Un 04 (6)
- Ocala Palms Un I (6)
- Palm Cay Un 02 (6)
- Bretton Woods (6)
- Derby Downs (6)
- Pioneer Ranch (5)
- Millwood Estates (5)
- Jb Ranch Sub Ph 2A (5)
- Jb Ranch (5)
- Marion Oaks Un Three (5)
- Candler Hills (5)
- Marion Oaks Un Four (5)
- Marion Oaks Unit 7 (5)
- Marion Oaks Un Eleven (5)
- Oak Run Laurel Oaks (5)
- Ocala Park Estates (5)
- Rainbow Park Un 08 (5)
- Leighton Estate (5)
- Marion Oaks Unit 2 (5)
- Silver Spgs Shores Un 23 (5)
- Silver Spgs Shores Un 47 (5)
- Oak Run Nbrhd 02 (5)
- Ocala Heights (5)
- Oakbrook Village (5)
- Live Oak Village Condo (5)
- Marion Spgs Condo (5)
- Live Oak Village (5)
- Ridge At Heathbrook (4)
- Jb Ranch Ph 01 (4)
- West Oak (4)
- Kingsland Country Estate (4)
- Oak Run Crescent Oaks (4)
- Marion Oaks Un One (4)
- Heath Preserve (4)
- Red Hawk (4)
- Marion Oaks Un 4 (4)
- Ocala Palms Un 01 (4)
- Weybourne Landing (4)
- Summerglen Ph 03 (4)
- Ocala Preserve Ph 18A (4)
- Westwood Acres South (4)
- Stone Creek By Del Webb-Pinebrook (4)
- Oak Run Hillside (4)
- Oak Hammock Preserve (4)
- Rainbow Park Un #3 (4)
- Silver Spgs Shores Un 02 (4)
- Slvr Spgs Sh N (4)
- Ocala East Villas Un 01 (4)
- Marion Oaks 10 (3)
- Stone Creek By Del Webb-Santa Fe (3)
- Tartan Farms At Winding Oaks (3)
- Meadow Glenn (3)
- Ocala Thoroughbred Acres (3)
- Aspire At Glen Aire (3)
- Leonardo Estate (3)
- Ocala Palms Un 06 (3)
- Marion Oaks Un #9 (3)
- Silver Spgs Shores Un 33 (3)
- Ocala Palms Un 03 (3)
- Marion Oaks 05 (3)
- Indigo East Ph 01 Un A-A & B-B (3)
- Stone Crk By Del Webb Sundance (3)
- Silver Spgs Shores Un 34 (3)
- Oak Run Baytree Greens (3)
- Silver Spgs Shores Un 27 (3)
- Marion Oaks Unit 12 (3)
- South Oak (3)
- Rainbow Park Unit 3 (3)
- Lexington Estate (3)
- Wright Heights (3)
- Silver Spgs Shores Un 01 (3)
- Ocala Highlands (3)
- Silver Spgs Shores Un 22 (3)
- Cedar Hills Add (3)
- Ocala Preserve Ph 13 (3)
- Silver Spgs Shores Un 16 (3)
- Crestwood South Village (3)
- Hardwood Trls (3)
- Silver Spring Shores (3)
- Pioneer Ranch Wellton (3)
- Oak Run Timbergate (3)
- Marion Oaks Un 7 (3)
- Quail Mdw (3)
- Turning Pointe Estate (3)
- Emil Marr (3)
- Marion Ranch Th (3)
- Sun Ray Estate (3)
- Marion Ranch Ph 1 (3)
- Rainbow Pk Un #3 (3)
- Marion Oaks 04 (3)
- Ocala Palms Un 02 (3)
- Ethans Glen (3)
- Cherrywood Estates (3)
- Cala Hills (3)
- Sun Country Estate (3)
- Silver Spgs Shores Un 04 (3)
- Florida Orange Grove Corp (3)
- Palm Cay Un 02 & Replat/Tracts (3)
- Oak Run Nbrhd 03 (3)
- Marimere (3)
- Silver Spgs Shores Un 68 (3)
- Howard Heights (3)
- Twin Lakes Village East Condo (3)
- Silver Downs (3)
- Marion Oaks Unit 4 (2)
- Silver Spgs Shores 24 (2)
- Marion Oaks 03 (2)
- Silver Spgs Shores Un 07 (2)
- Stonewood Villas (2)
- Stone Creek By Del Webb-Sebastian (2)
- Silver Spgs Shores Un 19 (2)
- Marion Oaks Un 3 (2)
- Marion Oaks Un #7 (2)
- Oak Hill Plantation Ph I (2)
- Indigo East South Ph 1 (2)
- Marion Oaks Un 1 (2)
- Oak Ridge Estate (2)
- Silver Springs Shores Unit 17 (2)
- On Top Of The World Avalon #1 (2)
- Silver Spgs Forest (2)
- Silver Springs Shores Unit 32 (2)
- Silver Spgs Shores Un 08 (2)
- Ocala Preserve Ph 1B & 1C (2)
- Silver Spgs Shores Un 10 (2)
- Ocala Xings South Ph One (2)
- Bahia Oaks Un 03 (2)
- Churchill (2)
- Rainbow Park Un #2 (2)
- Fore Acres First Add (2)
- Silver Spgs Shores Un 15 (2)
- Heritage Hills Rep (2)
- Ocala Palms #X (2)
- Silver Springs Shores Unit 13 (2)
- Marion Oaks Un 6 (2)
- Silver Spg Shores Un 12 (2)
- Silver Spgs Shores Un 11 (2)
- Silver Spgs Shores Un 32 (2)
- Woodland Village (2)
- Villas At Paddock Park (2)
- Indigo East Un A-A Ph 01 (2)
- Marion Lndg Un 03 (2)
- Woodland Place First Add (2)
- Silver Spgs Shores Un #33 (2)
- Pidgeon Park (2)
- Silver Spgs Shores 16 (2)
- Ocala Highlands Citrus Drive Add (2)
- Silver Spgs Shores 25 (2)
- Carol Estate (2)
- Silver Springs Shores Unit 34 (2)
- Silver Springs Shores Unit 51 (2)
- Silver Spgs Shores Un 51 (2)
- Silver Spgs Shores Un #32 (2)
- O L Andrews (2)
- Marion Oaks Un 5 (2)
- Silver Spgs Shores Un #20 (2)
- Silver Spgs Shores 21 (2)
- Oakhurst 01 (2)
- Cedar Hills (2)
- Magnolia Garden Villas Or 1412/521 (2)
- Silver Spgs Shores Un 26 (2)
- Silver Spgs Shores Un 65 (2)
- Oak Run Nbrhd 07 (2)
- Fellowship Acres (2)
- Rainbow Park Unit 2 (2)
- Mitchells Add (2)
- Indigo East Ph 1 Uns A-A & B-B (2)
- Rainbow Park Unit 4 (2)
- Concordia Park Un 01 (2)
- Mira Mar (2)
- Ocala Rdg Un 07 (2)
- Summerglen Ph I (2)
- Sevilla Estate (2)
- Ocala Rdg Un 13 (2)
- Wyomina Crest (2)
- Ocala Oaks (2)
- Oak Run Nbrhd 04 (2)
- Fore Acres (2)
- Ocala Estates (2)
- Spruce Creek I (2)
- Casa Park Villas (2)
- Spruce Crk 03 (2)
- Westwood Acres North (2)
- Silver Spgs Shores Un #9 (2)
- Oak Run Neighborhood 05 (2)
- Landfair Un 01 (2)
- Spruce Creek (2)
- Sabal Park (2)
- Oak Trace Villas (2)
- Glenayre (2)
- Marion Reflections (2)
- Paddock Oaks I (2)
- Pleasant Manor (2)
- Dunns Nw Add (2)
- Lakes Village West (2)
- Big Rdg Acres (2)
- Twin Lakes Village East (2)
- Circle Square Woods Y (2)
- Pine Run Estates (2)
- Fairways/Silver Spgs Shrs Condo (2)
- Bahia Oaks Un 01 (2)
- Country Club Village (2)
- Stone Creek By Del Webb Sundance (1)
- Ocala (1)
- Raven Hill (1)
- Aspire At Marion Oaks (1)
- On Top/The World (1)
- Meadow Glenn Un 5 (1)
- Ocala Highlands Add (1)
- Hidden Lake Un Iv (1)
- Lake Diamond (1)
- Magnolia Villas West (1)
- Ocala Pk Ests Un #4 (1)
- St James Park (1)
- Marion Oaks Un Eleven Sub (1)
- Oak Hill Plantation Ph I (1)
- Marion Oaks Un #5 (1)
- Ocala Waterway (1)
- Chazal Dale (1)
- Indigo East South Ph Ii & Iii (1)
- Stone Crk By Del Webb Bridlewo (1)
- Oak Park (1)
- Marion Oaks Unit 10 (1)
- Marion Oaks Un Sev (1)
- On Top Of The World/Candler Hills East Ph I Un B (1)
- Indigo East Phase 1 (1)
- Stone Crk By Del Webb Bridlewood (1)
- Indigo East Ph I Un Gg (1)
- Meadows/Heath Brook Ph 2 (1)
- Wineberry (1)
- Stone Crk By Del Webb Saratoga (1)
- Marion Oaks Un #6 (1)
- Palmetto Park Rev (1)
- Marion Oaks Twelve (1)
- Marion Oaks Un Five (1)
- Marion Oaks 06 (1)
- Marion Oaks 7 (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Ocala?
What do homes under $300K cost in Ocala?
Which Ocala community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Ocala
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Homes Under $300K in nearby Marion County cities
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- Citra homes under $300K (31 for sale)
- Salt Springs homes under $300K (15 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Ocala, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.