Homes for Sale Under $300K in Ocala, FL

This page tracks every Ocala listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

1779 homes listed under $300,000 are for sale or pending in Ocala, FL today across 648 communities. The median asking price is $242,490, from $35,000 to $299,999. Listings in Ocala without that feature have a median of $395,000. Most listings right now: On Top Of The World (101), Marion Oaks (33), Ocala Park Estate (29). Updated September 11, 2026 from the MLS.

Ocala homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.

Community	Homes Under $300K	New build	Median list	From
	101	0	$189,000	$94,990
	33	11	$268,000	$195,000
Ocala Park Estate	29	9	$250,000	$184,900
	23	0	$154,900	$65,000
	22	11	$275,000	$214,900
Silver Springs Shores	19	8	$254,990	$166,000
	19	3	$249,900	$150,000
	18	17	$252,949	$232,499
	17	0	$201,500	$170,000
	16	0	$269,950	$180,000
Silver Spgs Shores	16	2	$243,949	$179,985
Marion Oaks Un 02	16	0	$205,450	$99,900
Marion Oaks Un Nine	15	7	$270,000	$230,000
Marion Oaks Un 05	15	4	$249,900	$160,550
	15	15	$227,990	$217,990
Ocala Preserve	13	10	$248,990	$219,990
	12	10	$289,670	$269,990
	12	12	$279,977	$269,990
	12	9	$276,950	$185,000
	12	0	$199,000	$149,500
	12	0	$177,450	$145,000
	11	11	$259,990	$235,990
Silver Spgs Shores Un 17	11	4	$244,900	$225,900
	11	0	$224,600	$109,000
	11	0	$199,900	$162,900
	11	0	$115,000	$84,999
Marion Oaks Un 03	10	1	$280,500	$247,500
	10	5	$276,995	$250,000
Marion Oaks Un 07	10	2	$271,950	$239,000
	10	10	$267,490	$242,490
	10	10	$261,977	$249,990
	10	0	$237,445	$179,100
	9	3	$289,900	$228,000
	9	0	$249,000	$199,000
	9	2	$238,000	$168,700
	9	1	$179,900	$65,000
	9	0	$145,000	$126,000
Summercrest	8	0	$292,450	$250,000
	8	6	$289,949	$244,900
	8	8	$273,659	$258,888
	8	5	$260,950	$230,000
	8	2	$257,500	$230,000
	8	4	$254,900	$237,000
	8	7	$252,400	$238,000
	8	0	$242,400	$192,900
	8	7	$235,000	$200,000
	7	6	$294,990	$273,900
Marion Oaks Un 12	7	3	$289,000	$230,000
	7	2	$279,000	$225,000
	7	0	$279,000	$250,000
Ocala Waterway Estate	7	0	$269,990	$225,000
	7	0	$263,900	$229,900
Silver Spgs Shores Un 21	7	2	$254,900	$190,000
Rainbow Park Un 02	7	5	$230,000	$209,000
	7	1	$220,000	$204,900
Rainbow Park Un 03	7	6	$217,900	$199,999
	7	0	$199,000	$101,000
	7	0	$189,900	$179,000
	7	0	$134,900	$95,000
	6	0	$274,950	$190,000

Also with homes under $300K for sale

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Heath Preserve (5)
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Ocala Park Estates (5)
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Oak Hammock Preserve (4)
Rainbow Park Un #3 (4)
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Marion Oaks Un 5 (3)
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Weybourne Landing (3)
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Ocala Preserve Ph 13 (3)
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Silver Springs Shores Unit 21 (2)
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Ocala Preserve Phase 18B (2)
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Rainbow Park Un #2 (2)
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Silver Spgs Shores Un #51 (2)
Silver Springs Shores Unit 13 (2)
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Ocala Preserve Ph 5 (2)
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Silver Springs Shores Unit 51 (2)
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Silver Springs Shores Unit 24 (2)
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Ocala Preserve Ph 18A (2)
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Oak Hill Plantation Ph I (1)
Marion Oaks 03 (1)
Marion Oaks Un #5 (1)
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What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Ocala?

As of September 11, 2026, 1779 Ocala, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 648 communities. The count updates with every MLS refresh.

What do homes under $300K cost in Ocala?

The median asking price today is $242,490, with listings from $35,000 to $299,999. Ocala listings without that feature have a median of $395,000.

Which Ocala community has the most homes under $300K for sale?

On Top Of The World has the most right now (101), followed by Marion Oaks (33), Ocala Park Estate (29), Pine Run Estate (23).

What is the monthly payment on a home under $300,000?

At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Ocala

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Ocala, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.