Homes for Sale Under $300K in Ocala, FL
This page tracks every Ocala listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
1756 homes listed under $300,000 are for sale or pending in Ocala, FL today across 689 communities. The median asking price is $240,000, from $25,000 to $299,999. Listings in Ocala without that feature have a median of $399,000. Most listings right now: On Top Of The World (86), Ocala Park Estate (37), Marion Oaks (30). Updated November 11, 2026 from the MLS.
First-time buyers: what Ocala costs at the entry level
1,216 active single-family homes, townhomes and condos at or below $300,000 — median $245,125, about $1,578/mo principal & interest at 7.18% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Ocala
What the payment looks like
| Purchase price | P&I at 7.18%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $965 | $813 | $12,000 |
| $200,000 | $1,287 | $1,084 | $16,000 |
| $250,000 | $1,609 | $1,355 | $20,000 |
| $300,000 | $1,931 | $1,626 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Marion County · First-time buyer guide
Ocala homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| On Top Of The World | 86 | 0 | $188,750 | $99,999 |
| Ocala Park Estate | 37 | 10 | $249,900 | $79,000 |
| Marion Oaks | 30 | 14 | $264,900 | $199,000 |
| Silver Springs Shores | 23 | 12 | $274,000 | $174,000 |
| Summerglen | 19 | 0 | $265,000 | $180,000 |
| Marion Oaks Un 02 | 19 | 0 | $200,000 | $99,900 |
| Marion Oaks Un 04 | 18 | 10 | $277,250 | $228,000 |
| Pine Run Estate | 17 | 0 | $159,500 | $119,000 |
| Marion Oaks Un 01 | 16 | 1 | $254,500 | $220,000 |
| Marion Oaks Un 03 | 15 | 3 | $271,500 | $190,000 |
| The Towns At Laurel Commons | 15 | 14 | $226,070 | $224,990 |
| Silver Spgs Shores | 14 | 2 | $242,495 | $138,000 |
| Cherrywood Estate | 14 | 0 | $223,439 | $165,000 |
| Silver Spgs Shores Un 18 | 13 | 6 | $244,900 | $209,000 |
| Palm Cay | 13 | 0 | $169,000 | $145,000 |
| Cherrywood Preserve | 12 | 11 | $250,449 | $217,499 |
| Marion Oaks Un 05 | 11 | 4 | $284,900 | $160,550 |
| Marion Oaks Un 07 | 11 | 2 | $265,000 | $239,000 |
| Marion Oaks Un Nine | 10 | 4 | $278,900 | $220,000 |
| Mcginley Landing | 10 | 10 | $275,990 | $265,990 |
| Marion Oaks Un 09 | 10 | 4 | $274,495 | $250,000 |
| Silver Spgs Shores Un 09 | 10 | 2 | $252,449 | $179,100 |
| Ocala Preserve | 10 | 9 | $237,490 | $219,990 |
| Marion Landing | 10 | 0 | $217,850 | $175,000 |
| Fairways/Silver Spgs Shores Co | 10 | 0 | $119,900 | $84,900 |
| Marion Oaks Unit 5 | 9 | 7 | $269,900 | $224,900 |
| Silver Spgs Shores Un 20 | 9 | 2 | $249,999 | $229,900 |
| Mockingbird Reserve At Winding Oaks | 9 | 9 | $249,990 | $244,990 |
| Quail Meadow | 9 | 0 | $229,900 | $199,000 |
| Silver Spgs Shores Un 28 | 9 | 0 | $195,900 | $165,000 |
| Emerson Pointe | 8 | 8 | $270,490 | $259,990 |
| Derby Creek | 8 | 8 | $262,475 | $249,990 |
| Rainbow Park | 8 | 5 | $244,400 | $214,999 |
| Silver Springs Shores Unit 34 | 8 | 8 | $241,400 | $219,000 |
| Oak Run | 8 | 0 | $210,000 | $189,900 |
| Wynchase Twnhms | 8 | 0 | $197,000 | $159,000 |
| Marion Oaks Un 06 | 7 | 2 | $289,900 | $239,900 |
| Marion Oaks Un 10 | 7 | 4 | $279,899 | $244,999 |
| Silver Spgs Shores Un 13 | 7 | 2 | $275,000 | $185,000 |
| Marion Ranch | 7 | 7 | $274,990 | $235,000 |
| Ocala Palms | 7 | 0 | $268,000 | $229,900 |
| Indigo East | 7 | 0 | $263,900 | $249,850 |
| Silver Spgs Shores Un 24 | 7 | 0 | $255,000 | $219,900 |
| Marion Oaks Un 2 | 7 | 0 | $255,000 | $189,000 |
| Silver Spgs Shores Un 25 | 7 | 2 | $244,900 | $229,000 |
| Rainbow Park Un 02 | 7 | 4 | $230,000 | $190,000 |
| Paddock Villas | 7 | 0 | $199,000 | $125,000 |
| Circle Square Woods | 7 | 0 | $185,000 | $95,000 |
| Ocala Estate | 7 | 1 | $179,900 | $120,000 |
| Ocala Crossings South | 6 | 5 | $293,670 | $289,350 |
| Summercrest | 6 | 1 | $292,500 | $265,000 |
| Marion Oaks Un Eleven | 6 | 6 | $272,450 | $244,900 |
| Marion Oaks Un Four | 6 | 3 | $267,450 | $206,000 |
| Marion Oaks Un 11 | 6 | 2 | $259,950 | $235,000 |
| Ocala Park Estates | 6 | 3 | $257,450 | $239,000 |
| Ocala Hlnds | 6 | 0 | $242,500 | $182,000 |
| Silver Spgs Shores Un 16 | 6 | 1 | $239,900 | $210,000 |
| Silver Spgs Shores Un 43 | 6 | 0 | $217,450 | $180,000 |
| Twin Lakes Village West Condo | 6 | 0 | $126,250 | $105,000 |
| Marion Oaks Un Twelve | 5 | 5 | $289,900 | $264,000 |
Also with homes under $300K for sale
- Marion Oaks 10 (5)
- Marion Oaks Un 12 (5)
- Jb Ranch (5)
- Stone Creek (5)
- Lake Diamond North (5)
- Rainbow Park Unit 3 (5)
- Oak Run Laurel Oaks (5)
- Silver Spgs Shores Un 17 (5)
- Silver Spgs Shores Un 32 (5)
- Oak Run Hillside (5)
- Ocala Palms Un I (5)
- Rainbow Park Un 03 (5)
- Marion Oaks Unit 2 (5)
- Palm Cay Un 02 (5)
- Smith & Daughertys Add (5)
- Derby Downs (5)
- Bretton Woods (5)
- Marion Oaks Unit 6 (4)
- Jb Ranch Ph 01 (4)
- Silver Spgs Shores Un 07 (4)
- Pioneer Ranch (4)
- Ridge At Heathbrook (4)
- Marion Oaks Un Seven (4)
- Kingsland Country Estate (4)
- Aspire At Glen Aire (4)
- Falls Of Ocala (4)
- Oak Run Crescent Oaks (4)
- Marion Oaks Un 3 (4)
- Marion Oaks Un 4 (4)
- Marion Oaks Unit 7 (4)
- Silver Spgs Shores Un 12 (4)
- Marion Oaks Un Three (4)
- Fountains/Oak Run Ph I (4)
- Silver Spgs Shores Un #33 (4)
- Rainbow Park Un 08 (4)
- Cedar Hills Add (4)
- Silver Spgs Shores Un 19 (4)
- Silver Spgs Shores Un 34 (4)
- Silver Spgs Shores Un 21 (4)
- Westwood Acres South (4)
- Pioneer Ranch Wellton (4)
- Crestwood South Village (4)
- Stone Creek By Del Webb-Pinebrook (4)
- Leighton Estate (4)
- Cala Hills (4)
- Marion Ranch Th (4)
- Silver Spgs Shores Un 23 (4)
- Silver Spgs Shores Un 47 (4)
- Oak Run Nbrhd 02 (4)
- Oakbrook Village (4)
- Fairways/Silver Spgs Shrs Condo (4)
- Live Oak Village Condo (4)
- West Oak (3)
- Heritage Hills Rep (3)
- Tartan Farms At Winding Oaks (3)
- Ocala Thoroughbred Acres (3)
- Marion Oaks Unit 4 (3)
- Meadow Glenn (3)
- Silver Spgs Shores 24 (3)
- Oak Hill Plantation Ph I (3)
- Ocala Palms Un 01 (3)
- Heath Preserve (3)
- Marion Oaks Un 6 (3)
- Fore Acres First Add (3)
- Oak Run Baytree Greens (3)
- Fore Ranch (3)
- Indigo East Ph 01 Un A-A & B-B (3)
- Ocala Palms Un 03 (3)
- Marion Oaks Un One (3)
- Weybourne Landing (3)
- Silver Spgs Shores Un 27 (3)
- Lexington Estate (3)
- Marion Oaks Un 7 (3)
- Candler Hills (3)
- Silver Spgs Shores Un 01 (3)
- Woodland Villages Twnhms (3)
- Ocala Highlands Estate (3)
- Marion Lndg Un 03 (3)
- Silver Spgs Shores Un #32 (3)
- Oak Hammock Preserve (3)
- Hardwood Trls (3)
- Pidgeon Park (3)
- Silver Spgs Shores Un 33 (3)
- Ocala Preserve Ph 18A (3)
- Silver Spgs Shores Un 26 (3)
- Silver Spgs Shores Un 02 (3)
- Marion Ranch Ph 1 (3)
- Rainbow Park Un 04 (3)
- Rainbow Park Un #3 (3)
- Ocala Ridge Unit 10 (3)
- Oak Run Nbrhd 07 (3)
- Wyomina Crest (3)
- Ethans Glen (3)
- Oak Run Woodside (3)
- Wynchase Townhomes (3)
- Sevilla Estate (3)
- Silver Spgs Shores Un #9 (3)
- Sun Country Estate (3)
- Florida Orange Grove Corp (3)
- Oak Run Nbrhd 11 (3)
- Horse Farm Ranchettes 17 (3)
- Circle Square Woods Y (3)
- Bahia Oaks Un 01 (3)
- Ocala Heights (3)
- Silver Spgs Shores Un 68 (3)
- Live Oak Village (3)
- Silver Downs (3)
- Ocala East Villas Un 01 (3)
- Ocala Park Estates Unit 4 (2)
- Marion Oaks 03 (2)
- Stone Creek By Del Webb-Santa Fe (2)
- Saddle Creek Ph 02 (2)
- Oak Hill Plantation Ph 2B Re-P (2)
- Silver Springs Shores Spot Lots (2)
- Marion Oaks 01 (2)
- Stone Creek By Del Webb-Sebastian (2)
- Stone Crk By Del Webb Sundance (2)
- Summerglen Ph 04 (2)
- Leonardo Estate (2)
- Stonewood Villas (2)
- Ocala Waterway (2)
- Marion Oaks Unit 11 (2)
- Stone Creek By Del Webb-Arlington Ph 01 (2)
- St James Park (2)
- Marion Oaks 02 (2)
- Silver Springs Shores Unit 17 (2)
- Marion Oaks Unit 12 (2)
- On Top Of The World Avalon #1 (2)
- Oak Ridge Estate (2)
- Summerglen Ph 05 (2)
- Marion Oaks Unit 3 (2)
- Liberty Village Ph 2 (2)
- Rivendell (2)
- Harvest Meadow (2)
- Marco Polo Village (2)
- Ocala Preserve Ph 5 (2)
- Marion Oaks Un #9 (2)
- Silver Spgs Shores 07 (2)
- Marion Oaks South (2)
- Jb Ranch Sub Ph 2A (2)
- Ocala Preserve Ph 1B & 1C (2)
- South Oak (2)
- Stone Creek By Del Webb (2)
- Silver Spgs Shores 21 (2)
- Bahia Oaks Un 03 (2)
- Non Sub (2)
- Hi-Cliff Heights (2)
- Silver Spg Shores Un 12 (2)
- Silver Spgs Shores Un #25 (2)
- Ocala Palms #X (2)
- Ocala Palms Un 06 (2)
- Ocala Highlands (2)
- Summerglen Ph 03 (2)
- Silver Springs Shores (2)
- Ocala Palms Un Vii (2)
- Ocala Highlands Estates (2)
- Churchill (2)
- Villas At Paddock Park (2)
- Silver Spgs Shores 16 (2)
- Quail Mdw (2)
- Indigo East Un A-A Ph 01 (2)
- Sun Ray Estate (2)
- Woodland Place First Add (2)
- Silver Spgs Shores Un #12 (2)
- Silver Springs Shores Un 34 (2)
- Silver Spgs Shores Un 51 (2)
- Silver Springs Shores Unit 13 (2)
- Silver Springs Shores Unit 51 (2)
- Laurel Commons (2)
- Silver Spgs Shores Un 04 (2)
- Silver Spgs Shores Un 08 (2)
- Silver Spgs Shores Un 22 (2)
- Rainbow Park Un 4 (2)
- Citrus Park (2)
- Oak Run Linkside (2)
- Frst Hills (2)
- Ocala Ridge (2)
- Silver Spgs Shores 09 (2)
- Oak Run Nbrhd 5 (2)
- Silver Spgs Shores Un 65 (2)
- Silver Spgs Shores Un #17 (2)
- Silver Spgs Shores Un 11 (2)
- Oak Run Nbrhd 04 (2)
- Ocala Waterway Estate (2)
- Howard Heights (2)
- Marion Oaks 04 (2)
- The Village (2)
- Emil-Marr (2)
- Ocala Rdg Un 13 (2)
- Country Estate (2)
- Ocala Palms Un 02 (2)
- Spruce Creek I (2)
- Ocala Highlands Citrus Drive Add (2)
- Casa Park Villas (2)
- Oak Run Nbrhd 03 (2)
- Ocala Terrace (2)
- Westwood Acres North (2)
- Oak Run Neighborhood 05 (2)
- Spruce Crk 03 (2)
- Fore Acres (2)
- Circle Square Woods 09 (2)
- Sabal Park (2)
- Spruce Creek (2)
- Marion Reflections (2)
- Paddock Oaks I (2)
- Silver Spgs Manor (2)
- Pleasant Manor (2)
- Slvr Spgs Sh N (2)
- Big Rdg Acres (2)
- West End Add (2)
- Twin Lakes Village East Condo (2)
- Springwood Village (2)
- Ocala East Villas (2)
- Roses Sub (2)
- Marion Spgs Condo (2)
- Live Oak Village Condominium (2)
- Stone Creek By Del Webb Sundance (1)
- College Heights (1)
- Marion Oaks Unit 1 (1)
- Aspire At Marion Oaks (1)
- On Top/The World (1)
- Lake Diamond Golf And Country Club Phase 3 (1)
- Marion Oaks 05 (1)
- Ocala Pk Ests Un #4 (1)
- Magnolia Villas West (1)
- On Top/World Providence Area 1 (1)
- Stonewood Villas 03 (1)
- Millwood Estates (1)
- Marion Oaks Un Ten (1)
- Marion Oaks Un Eleven Sub (1)
- Indigo East Ph 1 (1)
- Stone Creek By Del Webb Nottingham (1)
- Marion Oaks Unit 10 (1)
- Oak Run Timbergate (1)
- Marion Oaks Un Sev (1)
- Indigo East Phase 1 (1)
- Stone Crk By Del Webb Bridlewood (1)
- Lake Diamond (1)
- Wineberry (1)
- On Top Of The World- Crescent Ridge (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Ocala?
What do homes under $300K cost in Ocala?
Which Ocala community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Ocala
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Homes Under $300K in nearby Marion County cities
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Ocala, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.