Homes for Sale Under $300K in Ocala, FL
This page tracks every Ocala listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
1785 homes listed under $300,000 are for sale or pending in Ocala, FL today across 697 communities. The median asking price is $240,000, from $28,000 to $299,999. Listings in Ocala without that feature have a median of $399,000. Most listings right now: On Top Of The World (91), Ocala Park Estate (36), Marion Oaks (28). Updated October 20, 2026 from the MLS.
First-time buyers: what Ocala costs at the entry level
1,227 active single-family homes, townhomes and condos at or below $300,000 — median $245,400, about $1,614/mo principal & interest at 7.40% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Ocala
What the payment looks like
| Purchase price | P&I at 7.40%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $987 | $831 | $12,000 |
| $200,000 | $1,316 | $1,108 | $16,000 |
| $250,000 | $1,644 | $1,385 | $20,000 |
| $300,000 | $1,973 | $1,662 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Marion County · First-time buyer guide
Ocala homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| On Top Of The World | 91 | 0 | $185,900 | $99,999 |
| Ocala Park Estate | 36 | 9 | $249,900 | $79,000 |
| Marion Oaks | 28 | 10 | $266,449 | $199,000 |
| Pine Run Estate | 21 | 0 | $159,500 | $119,000 |
| Marion Oaks Un 04 | 20 | 9 | $272,450 | $214,900 |
| Silver Springs Shores | 18 | 8 | $264,900 | $174,000 |
| Marion Oaks Un 02 | 18 | 0 | $204,000 | $99,900 |
| Summerglen | 17 | 0 | $274,900 | $180,000 |
| Marion Oaks Un 01 | 16 | 2 | $254,500 | $175,000 |
| Cherrywood Estate | 15 | 0 | $215,000 | $165,000 |
| Marion Oaks Un 03 | 14 | 2 | $274,899 | $199,900 |
| Cherrywood Preserve | 12 | 11 | $257,949 | $217,499 |
| Silver Spgs Shores Un 18 | 12 | 6 | $244,450 | $209,000 |
| Silver Spgs Shores | 12 | 2 | $241,950 | $220,000 |
| Marion Landing | 12 | 0 | $217,500 | $99,000 |
| Palm Cay | 12 | 0 | $169,000 | $159,995 |
| Ocala Crossings South | 11 | 9 | $289,350 | $267,990 |
| Marion Oaks Un Nine | 11 | 5 | $279,900 | $220,000 |
| Marion Oaks Un 05 | 11 | 3 | $277,000 | $160,550 |
| Marion Oaks Un 07 | 11 | 2 | $274,900 | $245,000 |
| Marion Oaks Un 09 | 11 | 4 | $269,990 | $250,000 |
| Mcginley Landing | 10 | 10 | $275,977 | $265,990 |
| Ocala Preserve | 10 | 9 | $247,990 | $219,990 |
| Wynchase Twnhms | 10 | 0 | $197,000 | $174,500 |
| Marion Oaks Unit 5 | 9 | 7 | $283,990 | $224,900 |
| Emerson Pointe | 9 | 9 | $275,070 | $259,990 |
| Derby Creek | 9 | 9 | $259,990 | $249,990 |
| Mockingbird Reserve At Winding Oaks | 9 | 9 | $248,990 | $235,990 |
| Silver Spgs Shores Un 09 | 9 | 0 | $244,900 | $179,100 |
| Fairways/Silver Spgs Shores Co | 9 | 0 | $119,900 | $84,900 |
| Marion Ranch | 8 | 8 | $269,990 | $260,090 |
| Marion Oaks Un 11 | 8 | 4 | $254,900 | $235,000 |
| Silver Spgs Shores Un 25 | 8 | 2 | $244,900 | $224,500 |
| Rainbow Park Un 02 | 8 | 5 | $232,450 | $194,000 |
| The Towns At Laurel Commons | 8 | 8 | $226,490 | $224,990 |
| Oak Run | 8 | 0 | $197,000 | $169,900 |
| Silver Spgs Shores Un 28 | 8 | 0 | $193,450 | $165,000 |
| Ocala Estate | 8 | 1 | $179,450 | $120,000 |
| Marion Oaks Un Twelve | 7 | 6 | $289,900 | $244,900 |
| Silver Spgs Shores Un 20 | 7 | 2 | $279,900 | $229,900 |
| Marion Oaks Un 10 | 7 | 5 | $279,899 | $230,000 |
| Silver Spgs Shores Un 13 | 7 | 2 | $274,900 | $225,000 |
| Rainbow Park | 7 | 4 | $270,000 | $215,000 |
| Lake Diamond North | 7 | 0 | $269,900 | $250,000 |
| Ocala Palms | 7 | 0 | $268,000 | $239,000 |
| Indigo East | 7 | 0 | $263,900 | $249,900 |
| Silver Spgs Shores Un 24 | 7 | 2 | $255,000 | $219,900 |
| Silver Spgs Shores Un 21 | 7 | 2 | $245,999 | $190,000 |
| Marion Oaks Un 12 | 7 | 3 | $244,900 | $224,900 |
| Silver Springs Shores Unit 34 | 7 | 7 | $239,900 | $219,000 |
| Rainbow Park Un 03 | 7 | 7 | $217,900 | $199,999 |
| Rainbow Park Un 04 | 7 | 4 | $215,900 | $114,783 |
| Silver Spgs Shores Un 43 | 7 | 0 | $204,900 | $180,000 |
| Paddock Villas | 7 | 0 | $199,000 | $135,000 |
| Twin Lakes Village West Condo | 7 | 0 | $135,000 | $105,000 |
| Marion Oaks Un 06 | 6 | 1 | $292,500 | $264,990 |
| Pioneer Ranch | 6 | 6 | $290,490 | $263,990 |
| Stone Creek | 6 | 0 | $287,000 | $248,500 |
| Marion Oaks Unit 6 | 6 | 6 | $282,495 | $243,888 |
| Marion Oaks Un Eleven | 6 | 6 | $272,450 | $244,900 |
Also with homes under $300K for sale
- Silver Spgs Shores Un 12 (6)
- Silver Spgs Shores Un 17 (6)
- Silver Spgs Shores Un 16 (6)
- Leighton Estate (6)
- Marion Oaks Un 2 (6)
- Ocala Palms Un I (6)
- Silver Spgs Shores Un 47 (6)
- Bretton Woods (6)
- Derby Downs (6)
- Jb Ranch Ph 01 (5)
- Millwood Estates (5)
- Kingsland Country Estate (5)
- Ocala Highlands Estate (5)
- Marion Oaks Un Three (5)
- Heath Preserve (5)
- Oak Run Laurel Oaks (5)
- Ocala Park Estates (5)
- Rainbow Park Un 08 (5)
- Westwood Acres South (5)
- Ocala Hlnds (5)
- Marion Oaks Unit 2 (5)
- Silver Spgs Shores Un 23 (5)
- Palm Cay Un 02 (5)
- Circle Square Woods (5)
- Smith & Daughertys Add (5)
- Live Oak Village Condo (5)
- Live Oak Village (5)
- Marion Oaks Unit 4 (4)
- West Oak (4)
- Summercrest (4)
- Silver Spgs Shores Un 07 (4)
- Ridge At Heathbrook (4)
- Meadow Glenn (4)
- Marion Oaks Un Seven (4)
- Jb Ranch Sub Ph 2A (4)
- Jb Ranch (4)
- Ocala Waterway Estate (4)
- Marion Oaks Unit 12 (4)
- Oak Run Crescent Oaks (4)
- Marion Oaks Unit 7 (4)
- Marion Oaks Un One (4)
- Candler Hills (4)
- Rainbow Park Unit 3 (4)
- Marion Oaks Un Four (4)
- Ocala Palms Un 03 (4)
- Marion Oaks Un 7 (4)
- Summerglen Ph 03 (4)
- Pioneer Ranch Wellton (4)
- Crestwood South Village (4)
- Stone Creek By Del Webb-Pinebrook (4)
- Oak Hammock Preserve (4)
- Cala Hills (4)
- Marion Ranch Th (4)
- Oak Run Nbrhd 02 (4)
- Ocala Heights (4)
- Oakbrook Village (4)
- Springwood Village (4)
- Marion Spgs Condo (4)
- Silver Downs (4)
- Marion Oaks 10 (3)
- Heritage Hills Rep (3)
- Ocala Thoroughbred Acres (3)
- Tartan Farms At Winding Oaks (3)
- Aspire At Glen Aire (3)
- Marion Oaks Un #9 (3)
- Ocala Palms Un 01 (3)
- Silver Springs Shores Unit 21 (3)
- Marion Oaks Un 3 (3)
- Oak Run Baytree Greens (3)
- Silver Spgs Shores Un 34 (3)
- Silver Spgs Shores Un 27 (3)
- Red Hawk (3)
- Indigo East Ph 01 Un A-A & B-B (3)
- Marion Oaks Un 4 (3)
- Lexington Estate (3)
- Wright Heights (3)
- Marion Oaks 02 (3)
- Silver Spgs Shores Un #33 (3)
- Ocala Highlands (3)
- Silver Spgs Shores Un 22 (3)
- Cedar Hills Add (3)
- South Oak (3)
- Silver Spgs Shores Un 26 (3)
- Silver Spgs Shores Un 19 (3)
- Silver Spgs Shores Un #32 (3)
- Hardwood Trls (3)
- Pidgeon Park (3)
- Oak Run Hillside (3)
- Silver Spgs Shores Un 32 (3)
- Oak Run Nbrhd 07 (3)
- Ocala Ridge (3)
- Silver Spgs Shores Un 02 (3)
- Marion Ranch Ph 1 (3)
- Oak Run Timbergate (3)
- Rainbow Pk Un #3 (3)
- Sun Ray Estate (3)
- Rainbow Park Un #3 (3)
- Ocala Ridge Unit 10 (3)
- Wyomina Crest (3)
- Ethans Glen (3)
- Cherrywood Estates (3)
- Sun Country Estate (3)
- Silver Spgs Shores Un 04 (3)
- Florida Orange Grove Corp (3)
- Slvr Spgs Sh N (3)
- Marimere (3)
- Circle Square Woods Y (3)
- Silver Spgs Shores Un 68 (3)
- Twin Lakes Village East Condo (3)
- Ocala East Villas Un 01 (3)
- Silver Spgs Shores 24 (2)
- Marion Oaks 03 (2)
- Stone Creek By Del Webb-Santa Fe (2)
- Saddle Creek Ph 02 (2)
- Stone Creek By Del Webb-Sebastian (2)
- Stone Crk/Del Webb Arlington P (2)
- Stone Crk By Del Webb Sundance (2)
- Leonardo Estate (2)
- Stonewood Villas (2)
- Indigo East South Ph 1 (2)
- St James Park (2)
- Oak Hill Plantation Ph I (2)
- Silver Springs Shores Unit 17 (2)
- On Top Of The World Avalon #1 (2)
- Oak Ridge Estate (2)
- Marion Oaks Unit 3 (2)
- Falls Of Ocala (2)
- Rivendell (2)
- Liberty Village (2)
- Ocala Xings South Ph One (2)
- Ocala Preserve Ph 5 (2)
- Ocala Palms Un 06 (2)
- Hi-Cliff Heights (2)
- Silver Spring Shores (2)
- Non Sub (2)
- Fore Acres First Add (2)
- Silver Spgs Shores Un 33 (2)
- Ocala Preserve Ph 1B & 1C (2)
- Fore Ranch (2)
- Bahia Oaks Un 03 (2)
- Marion Oaks Un 6 (2)
- Silver Spg Shores Un 12 (2)
- Ocala Palms #X (2)
- Weybourne Landing (2)
- Churchill (2)
- Woodland Village (2)
- Silver Spgs Forest (2)
- Villas At Paddock Park (2)
- Ocala Palms Un Vii (2)
- Southwood Park (2)
- Indigo East Un A-A Ph 01 (2)
- Silver Spgs Shores 16 (2)
- Marion Lndg Un 03 (2)
- Woodland Place First Add (2)
- Woodland Villages Twnhms (2)
- Silver Spgs Shores 25 (2)
- Carol Estate (2)
- Silver Spgs Shores Un #12 (2)
- Silver Springs Shores Unit 51 (2)
- Silver Spgs Shores Un 51 (2)
- O L Andrews (2)
- Ocala Highlands Citrus Drive Add (2)
- Ocala Preserve Ph 18A (2)
- Silver Spgs Shores Un 08 (2)
- Citrus Park (2)
- Silver Spgs Shores 21 (2)
- Oakhurst 01 (2)
- Silver Spgs Shores 09 (2)
- Laurel Commons (2)
- Magnolia Garden Villas Or 1412/521 (2)
- Silver Spgs Shores Un #17 (2)
- Fellowship Acres (2)
- Indigo East Ph 1 Uns A-A & B-B (2)
- Frst Hills (2)
- Rainbow Park Unit 4 (2)
- Concordia Park Un 01 (2)
- Suncrest (2)
- Silver Spgs Shores Un 65 (2)
- Rainbow Park Un 3 (2)
- Ocala Rdg Un 07 (2)
- Sevilla Estate (2)
- Marion Oaks 04 (2)
- Howard Heights (2)
- Emil Marr (2)
- Oak Run Nbrhd 04 (2)
- Ocala Rdg Un 13 (2)
- Oak Run Nbrhd 11 (2)
- Ocala Estates (2)
- Leighton Estates (2)
- Classic Hills Un 01 (2)
- Ocala Palms Un 02 (2)
- Fore Acres (2)
- Spruce Creek I (2)
- Turning Pointe Estate (2)
- Wynchase Townhomes (2)
- Casa Park Villas (2)
- Spruce Crk 03 (2)
- Westwood Acres North (2)
- Silver Spgs Shores Un #9 (2)
- Oak Run Neighborhood 05 (2)
- Sabal Park (2)
- Palm Cay Un 02 & Replat/Tracts (2)
- Spruce Creek (2)
- Silver Spgs Shores Un 01 (2)
- Pine Run Estates (2)
- Oak Run Nbrhd 03 (2)
- Marion Reflections (2)
- Poinciana Heights (2)
- Paddock Oaks I (2)
- Pleasant Manor (2)
- Roses Sub (2)
- West End Add (2)
- Big Rdg Acres (2)
- Twin Lakes Village East (2)
- Park East Condo (2)
- Ocala East Villas (2)
- Fairways/Silver Spgs Shrs Condo (2)
- Bahia Oaks Un 01 (2)
- Country Club Village (2)
- Live Oak Village Condominium (2)
- Shady Hills Estate (2)
- Stone Creek By Del Webb Sundance (1)
- Ocala (1)
- Raven Hill (1)
- Marion Oaks Unit 1 (1)
- On Top/The World (1)
- Ocala Highlands Add (1)
- Marion Oaks 05 (1)
- Ocala Pk Ests Un #4 (1)
- Magnolia Villas West (1)
- Marion Oaks Un Eleven Sub (1)
- Oak Hill Plantation Ph I (1)
- Marion Oaks Un #5 (1)
- Ocala Waterway (1)
- Stone Crk By Del Webb Bridlewo (1)
- Stone Creek By Del Webb Nottingham (1)
- Marion Oaks Unit 10 (1)
- Marion Oaks Un Sev (1)
- Marion Oaks South (1)
- On Top Of The World/Candler Hills East Ph I Un B (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Ocala?
What do homes under $300K cost in Ocala?
Which Ocala community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Ocala
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Homes Under $300K in nearby Marion County cities
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- Citra homes under $300K (30 for sale)
- Salt Springs homes under $300K (18 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Ocala, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.