St. Cloud ZIP Code List: All 4 St. Cloud, Florida ZIP Codes

St. Cloud, FL (Osceola County) has 4 ZIP codes (postal codes), 34769 to 34773: 34769, 34771, 34772, 34773. Between them, 1,146 homes are for sale as of 2026-09-27; 34771 has the most listings (512), 34769 is the least expensive by asking price (median $298,450) and 34771 the most (median $474,990).

ZIP codes

1,146

Homes for sale

34771 (512)

Busiest ZIP

$412,000

Median sold, middle ZIP

St. Cloud ZIP code map

Where each St. Cloud ZIP sits, north at the top. Every dot is a ZIP code centroid, sized by how many homes are for sale in it right now; click through for that ZIP's live market page.

Every St. Cloud ZIP code with prices and what is for sale

All 4 ZIP codes for St. Cloud, FL: the neighborhoods each one covers, homes actively listed today with the median asking price, what homes sold for over the last 12 months, and days on market. Rows marked PO/partial are ZIPs whose USPS city is St. Cloud but where current listings sit in a neighboring city.

ZIP	Neighborhoods	For sale	Median list	Median sold (12 mo)	DOM	ZIP pages
34769 USPS: Saint Cloud	St Cloud 2Nd Town Of, HARMONY CENTRAL PH 1, Harmony Central Harmony	146	$298,450	$412,000	58	scorecard · market data
34771 USPS: Saint Cloud	THE CROSSINGS PH 2, Harmony West Ph 1A, HARMONY WEST PH 1A	512	$474,990	$435,990	45	scorecard · market data
34772 USPS: Saint Cloud	THE CROSSINGS PH 2, the crossings, THE CROSSINGS PH 1	387	$435,000	$409,990	43	scorecard · market data
34773 USPS: Harmony	Harmony West Ph 1A, HARMONY WEST PH 1A, Buena Lago Ph 4	101	$394,000	$412,000	54	scorecard · market data

Homes for sale in St. Cloud by ZIP

The live listings behind these counts, with photos, are on the St. Cloud homes for sale page, grouped by price and by ZIP.

Every ZIP with 15 or more active listings has its own live page:

34771 · 497 for sale · median $469,990
34772 · 374 for sale · median $433,993
34769 · 127 for sale · median $285,800
34773 · 94 for sale · median $397,450

Explore St. Cloud

Common questions

What is the ZIP code for St. Cloud, FL?

St. Cloud does not have a single ZIP code; it has 4, running from 34769 to 34773, all in Osceola County. 34771 has the most homes for sale today (512). The full list with prices is in the table above.

What is the postal code for St. Cloud, FL?

In the United States the postal code is the ZIP code, so St. Cloud's postal codes are its 4 ZIP codes: 34769, 34771, 34772, 34773.

What are the ZIP codes in St. Cloud, FL?

St. Cloud has 4 ZIP codes with homes on the market or in the USPS list for the city: 34769, 34771, 34772, 34773.

Which St. Cloud ZIP code has the most homes for sale?

34771 has the most active listings right now with 512 homes for sale at a median list price of $474,990.

What is the cheapest ZIP code in St. Cloud?

By median asking price today, 34769 is the least expensive St. Cloud ZIP with homes for sale (median $298,450), and 34771 is the most expensive (median $474,990).

What is the median home price in St. Cloud by ZIP?

Across the 4 St. Cloud ZIPs with 12 months of sales data, median sold prices range from $409,990 to $435,990; the middle ZIP is $412,000. Each ZIP row links to its housing scorecard and market page with the full history.

Is there a St. Cloud ZIP code map?

Yes. The map above plots every St. Cloud ZIP code by its centroid, sized by homes for sale today, and the table lists each ZIP with its neighborhoods, listing count and median prices.

How many homes are for sale in St. Cloud right now?

1,146 homes are listed for sale across St. Cloud's ZIP codes as of 2026-09-27. The full list with photos is on the St. Cloud homes for sale page.

Listing counts and asking prices are active residential listings in Momentum Realty’s MLS record as of 2026-09-27; sold medians and days on market are 12-month figures from the same record. ZIP-to-city assignment follows USPS for Florida and listing addresses for Georgia. Deemed reliable but not guaranteed. Equal Housing Opportunity.