St. Cloud ZIP Code List: All 4 St. Cloud, Florida ZIP Codes

By Jon Brooks, Co-Founder, Momentum Realty · Updated November 6, 2026

St. Cloud, FL (Osceola County) has 4 ZIP codes (postal codes), 34769 to 34773: 34769, 34771, 34772, 34773. Between them, 1,171 homes are for sale as of 2026-11-06; 34771 has the most listings (509), 34769 is the least expensive by asking price (median $290,000) and 34771 the most (median $464,900).

Homes for sale in St. Cloud, FL →

ZIP codes

1,171

Homes for sale

34771 (509)

Busiest ZIP

$412,000

Median sold, middle ZIP

St. Cloud ZIP code map

Where each St. Cloud ZIP sits, north at the top. Every dot is a ZIP code centroid, sized by how many homes are for sale in it right now; click through for that ZIP's live market page.

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Every St. Cloud ZIP code with prices and what is for sale

All 4 ZIP codes for St. Cloud, FL: the neighborhoods each one covers, homes actively listed today with the median asking price, what homes sold for over the last 12 months, and days on market. Rows marked PO/partial are ZIPs whose USPS city is St. Cloud but where current listings sit in a neighboring city.

ZIP	Neighborhoods	For sale	Median list	Median sold (12 mo)	DOM	ZIP pages
34769 USPS: Saint Cloud	St Cloud 2Nd Town Of, HARMONY CENTRAL PH 1, Harmony Central Harmony	153	$290,000	$412,000	58	scorecard · market data
34771 USPS: Saint Cloud	THE CROSSINGS PH 2, Harmony West Ph 1A, HARMONY WEST PH 1A	509	$464,900	$435,990	45	scorecard · market data
34772 USPS: Saint Cloud	THE CROSSINGS PH 2, the crossings, THE CROSSINGS PH 1	395	$425,000	$409,990	43	scorecard · market data
34773 USPS: Harmony	Harmony West Ph 1A, HARMONY WEST PH 1A, Buena Lago Ph 4	114	$393,450	$412,000	54	scorecard · market data

Homes for sale in St. Cloud by ZIP

The live listings behind these counts, with photos, are on the St. Cloud homes for sale page, grouped by price and by ZIP.

Every ZIP with 15 or more active listings has its own live page:

34771 · 478 for sale · median $459,495
34772 · 372 for sale · median $424,495
34769 · 141 for sale · median $290,000
34773 · 102 for sale · median $399,945

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St. Cloud guides & data

Everything we publish about St. Cloud: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

What is the ZIP code for St. Cloud, FL?

St. Cloud does not have a single ZIP code; it has 4, running from 34769 to 34773, all in Osceola County. 34771 has the most homes for sale today (509). The full list with prices is in the table above.

What is the postal code for St. Cloud, FL?

In the United States the postal code is the ZIP code, so St. Cloud's postal codes are its 4 ZIP codes: 34769, 34771, 34772, 34773.

What are the ZIP codes in St. Cloud, FL?

St. Cloud has 4 ZIP codes with homes on the market or in the USPS list for the city: 34769, 34771, 34772, 34773.

Which St. Cloud ZIP code has the most homes for sale?

34771 has the most active listings right now with 509 homes for sale at a median list price of $464,900.

What is the cheapest ZIP code in St. Cloud?

By median asking price today, 34769 is the least expensive St. Cloud ZIP with homes for sale (median $290,000), and 34771 is the most expensive (median $464,900).

What is the median home price in St. Cloud by ZIP?

Across the 4 St. Cloud ZIPs with 12 months of sales data, median sold prices range from $409,990 to $435,990; the middle ZIP is $412,000. Each ZIP row links to its housing scorecard and market page with the full history.

Is there a St. Cloud ZIP code map?

Yes. The map above plots every St. Cloud ZIP code by its centroid, sized by homes for sale today, and the table lists each ZIP with its neighborhoods, listing count and median prices.

How many homes are for sale in St. Cloud right now?

1,171 homes are listed for sale across St. Cloud's ZIP codes as of 2026-11-06. The full list with photos is on the St. Cloud homes for sale page.

What county is St. Cloud in?

St. Cloud is in Osceola County, Florida. Browse St. Cloud homes for sale.

How many ZIP codes does St. Cloud have?

St. Cloud has 4 ZIP codes; every one is listed in the table above with today's homes for sale and prices.

Listing counts and asking prices are active residential listings in Momentum Realty’s MLS record as of 2026-11-06; sold medians and days on market are 12-month figures from the same record. ZIP-to-city assignment follows USPS for Florida and listing addresses for Georgia. Deemed reliable but not guaranteed. Equal Housing Opportunity.

Homes for sale now in St Cloud ZIP codes

1,567 live listings across 5 ZIP codes on this page, 110 listed in the last 7 days. A selection, newest first:

1285 Hilltop Place, St Cloud · $499,000 · 4 bd · 3,068 sq ft · Courtesy of KELLER WILLIAMS REALTY AT THE PARKS
2493 Datura Loop, St Cloud · $330,000 · 2 bd · 1,464 sq ft · Courtesy of KELLER WILLIAMS CLASSIC
6390 Carroll Circle, St Cloud · $260,000 · 2 bd · 732 sq ft · Courtesy of FLORIDA REALTY RESULTS LLC
2959 Garden Trail Bend, St Cloud · $685,687 · 4 bd · 3,041 sq ft · Courtesy of OLYMPUS EXECUTIVE REALTY INC
357 Dijon Drive, Jacksonville · $424,500 · Courtesy of FLORIDA HOMES REALTY & MTG LLC
12966 Palmetto Bluff Drive, Jacksonville · $495,000 · Courtesy of REDFIN CORPORATION
2201 Hickory Wood Court, St Cloud · $545,000 · 3 bd · 1,876 sq ft · Courtesy of LPT REALTY, LLC
2870 Sonata Court, St Cloud · $355,000 · 3 bd · 1,515 sq ft · Courtesy of REALTY ONE GROUP MAGIC CITY
3013 Sweet Acres Place, St Cloud · $369,000 · 4 bd · 1,696 sq ft · Courtesy of PLATINUM HOMES AND LAND REALTY
5088 Hartwell Court, St Cloud · $835,000 · 5 bd · 4,209 sq ft · Courtesy of COLDWELL BANKER REALTY
5662 Settlingstone Lane, St Cloud · $714,000 · 5 bd · 3,598 sq ft · Courtesy of PULTE REALTY OF NORTH FLORIDA LLC
11294 Kingsley Manor Way, Jacksonville · $739,900 · Courtesy of FLORIDA HOMES REALTY & MTG LLC
12481 Turnberry Drive, Jacksonville · $675,000 · Courtesy of RE/MAX SPECIALISTS
1623 12TH Street, St Cloud · $285,000 · 4 bd · 1,558 sq ft · Courtesy of OPENDOOR BROKERAGE LLC
1417 11TH Street, St Cloud · $238,000 · 2 bd · 788 sq ft · Courtesy of MARK SPAIN REAL ESTATE
725 California Avenue, St Cloud · $335,000 · 3 bd · 1,272 sq ft · Courtesy of LA ROSA REALTY ORLANDO LLC
2000 Palm Street, St Cloud · $149,900 · 2 bd · 784 sq ft · Courtesy of DC GLOBAL PARTNERS
4620 Forge Road, St Cloud · $424,990 · 5 bd · 2,546 sq ft · Courtesy of LENNAR REALTY
4190 Bull Street, St Cloud · $530,000 · 5 bd · 3,266 sq ft · Courtesy of WEICHERT REALTORS HALLMARK PRO
5585 Lake Lizzie Drive, St Cloud · $490,000 · 3 bd · 1,848 sq ft · Courtesy of EXP REALTY LLC
6670 Tentpeg Trail, St Cloud · $678,235 · 5 bd · 2,609 sq ft · Courtesy of ASHTON WOODS FLORIDA REALTY LLC
4812 Riverwalk Drive, St Cloud · $295,000 · 3 bd · 1,695 sq ft · Courtesy of KELLER WILLIAMS LEGACY REALTY
5423 Duxford Circle, St Cloud · $470,435 · 4 bd · 2,029 sq ft · Courtesy of CAMBRIDGE REALTY OF CENTRAL FL
2563 Tumbleson Place, St Cloud · $426,290 · 4 bd · 1,801 sq ft · Courtesy of INB REALTY LLC

Just listed, updated hourly: New in Central & West Florida · New in Northeast Florida

Live MLS listings, refreshed hourly; listings held by other brokerages are marked with the listing broker. Information deemed reliable but not guaranteed. Equal Housing Opportunity.