St. Cloud ZIP Code List: All 4 St. Cloud, Florida ZIP Codes

By Jon Brooks, Co-Founder, Momentum Realty · Updated October 16, 2026

St. Cloud, FL (Osceola County) has 4 ZIP codes (postal codes), 34769 to 34773: 34769, 34771, 34772, 34773. Between them, 1,151 homes are for sale as of 2026-10-16; 34771 has the most listings (498), 34769 is the least expensive by asking price (median $289,900) and 34771 the most (median $469,990).

ZIP codes

1,151

Homes for sale

34771 (498)

Busiest ZIP

$412,000

Median sold, middle ZIP

St. Cloud ZIP code map

Where each St. Cloud ZIP sits, north at the top. Every dot is a ZIP code centroid, sized by how many homes are for sale in it right now; click through for that ZIP's live market page.

Every St. Cloud ZIP code with prices and what is for sale

All 4 ZIP codes for St. Cloud, FL: the neighborhoods each one covers, homes actively listed today with the median asking price, what homes sold for over the last 12 months, and days on market. Rows marked PO/partial are ZIPs whose USPS city is St. Cloud but where current listings sit in a neighboring city.

ZIP	Neighborhoods	For sale	Median list	Median sold (12 mo)	DOM	ZIP pages
34769 USPS: Saint Cloud	St Cloud 2Nd Town Of, HARMONY CENTRAL PH 1, Harmony Central Harmony	148	$289,900	$412,000	58	scorecard · market data
34771 USPS: Saint Cloud	THE CROSSINGS PH 2, Harmony West Ph 1A, HARMONY WEST PH 1A	498	$469,990	$435,990	45	scorecard · market data
34772 USPS: Saint Cloud	THE CROSSINGS PH 2, the crossings, THE CROSSINGS PH 1	407	$430,000	$409,990	43	scorecard · market data
34773 USPS: Harmony	Harmony West Ph 1A, HARMONY WEST PH 1A, Buena Lago Ph 4	98	$388,945	$412,000	54	scorecard · market data

Homes for sale in St. Cloud by ZIP

The live listings behind these counts, with photos, are on the St. Cloud homes for sale page, grouped by price and by ZIP.

Every ZIP with 15 or more active listings has its own live page:

34771 · 484 for sale · median $469,450
34772 · 397 for sale · median $429,000
34769 · 136 for sale · median $290,000
34773 · 92 for sale · median $387,900

Explore St. Cloud

Common questions

What is the ZIP code for St. Cloud, FL?

St. Cloud does not have a single ZIP code; it has 4, running from 34769 to 34773, all in Osceola County. 34771 has the most homes for sale today (498). The full list with prices is in the table above.

What is the postal code for St. Cloud, FL?

In the United States the postal code is the ZIP code, so St. Cloud's postal codes are its 4 ZIP codes: 34769, 34771, 34772, 34773.

What are the ZIP codes in St. Cloud, FL?

St. Cloud has 4 ZIP codes with homes on the market or in the USPS list for the city: 34769, 34771, 34772, 34773.

Which St. Cloud ZIP code has the most homes for sale?

34771 has the most active listings right now with 498 homes for sale at a median list price of $469,990.

What is the cheapest ZIP code in St. Cloud?

By median asking price today, 34769 is the least expensive St. Cloud ZIP with homes for sale (median $289,900), and 34771 is the most expensive (median $469,990).

What is the median home price in St. Cloud by ZIP?

Across the 4 St. Cloud ZIPs with 12 months of sales data, median sold prices range from $409,990 to $435,990; the middle ZIP is $412,000. Each ZIP row links to its housing scorecard and market page with the full history.

Is there a St. Cloud ZIP code map?

Yes. The map above plots every St. Cloud ZIP code by its centroid, sized by homes for sale today, and the table lists each ZIP with its neighborhoods, listing count and median prices.

How many homes are for sale in St. Cloud right now?

1,151 homes are listed for sale across St. Cloud's ZIP codes as of 2026-10-16. The full list with photos is on the St. Cloud homes for sale page.

Listing counts and asking prices are active residential listings in Momentum Realty’s MLS record as of 2026-10-16; sold medians and days on market are 12-month figures from the same record. ZIP-to-city assignment follows USPS for Florida and listing addresses for Georgia. Deemed reliable but not guaranteed. Equal Housing Opportunity.

Homes for sale now in St Cloud ZIP codes

1,733 live listings across 5 ZIP codes on this page, 142 listed in the last 7 days. A selection, newest first:

6647 Jillian Drive, St Cloud · $362,490 · 4 bd · 1,679 sq ft · Courtesy of DRB GROUP REALTY, LLC
2728 Meadow Crest Drive, St Cloud · $319,990 · 3 bd · 1,409 sq ft · Courtesy of DRB GROUP REALTY, LLC
6861 Yellow Warbler Bend, St Cloud · $529,990 · 4 bd · 3,138 sq ft · Courtesy of KELLER WILLIAMS ADVANTAGE REALTY
3120 Crispin Circle, St Cloud · $498,990 · 4 bd · 2,732 sq ft · Courtesy of NONA LEGACY POWERED BY LA ROSA
2699 Nottel Drive, St Cloud · $486,000 · 4 bd · 1,910 sq ft · Courtesy of ELITE REALTY ENTERPRISES LLC
2521 Yellow Brick Road, St Cloud · $275,000 · 2 bd · 1,261 sq ft · Courtesy of WEICHERT REALTORS HALLMARK PRO
761 Chamberlin Trail, St Cloud · $459,999 · 4 bd · 2,109 sq ft · Courtesy of WEICHERT REALTORS HALLMARK PRO
2919 Parkfield Road, St Cloud · $359,900 · 3 bd · 1,712 sq ft · Courtesy of EG ORLANDO LLC
2975 Parkfield Road, St Cloud · $399,990 · 4 bd · 2,098 sq ft · Courtesy of AROD PARTNERS REALTY
3235 Lorimar LN, St Cloud · $435,000 · 4 bd · 2,326 sq ft · Courtesy of DREAM BUILDERS REALTY
2811 Parkfield Road, St Cloud · $373,490 · 5 bd · 2,289 sq ft · Courtesy of ROAD HOUSE REALTY INC.
2791 Parkfield Road, St Cloud · $490,000 · 6 bd · 3,160 sq ft · Courtesy of LPT REALTY, LLC
3811 Friars Cove Lane, St Cloud · $449,900 · 4 bd · 1,677 sq ft · Courtesy of WEICHERT REALTORS HALLMARK PRO
11649 Brush Ridge Circle, Jacksonville · $374,900 · Courtesy of OFFERPAD BROKERAGE FL LLC
12062 Saverio Lane, Jacksonville · $379,795 · Courtesy of ALPHA REAL ESTATE
12737 Serenade Circle, Jacksonville · $310,000 · Courtesy of DJ & LINDSEY REAL ESTATE
1725 Forest Lake Circle #3, Jacksonville · $219,900 · Courtesy of UNITED REAL ESTATE GALLERY
558 Roserush Lane, Jacksonville · $429,000 · Courtesy of FLORIDA HOMES REALTY & MTG LLC
616 Candlebark Drive, Jacksonville · $499,000 · Courtesy of GODOY REALTY LLC
1076 Candlebark Drive, Jacksonville · $634,000 · Courtesy of FLORIDA HOMES REALTY & MTG LLC
2923 Safeshelter Drive, Jacksonville · $369,900 · Courtesy of RE/MAX SPECIALISTS
13309 Santorini Drive, Jacksonville · $450,000 · Courtesy of RELAX REALTY LLC
1664 Swimming Salmon Place, Jacksonville · $438,500 · Courtesy of NORTH FLORIDA REALTY ADVISORS
12188 Nettlecreek Drive, Jacksonville · $536,000 · Courtesy of YOUNG REALTY LLC

Just listed, updated hourly: New in Central & West Florida · New in Northeast Florida

Live MLS listings, refreshed hourly; listings held by other brokerages are marked with the listing broker. Information deemed reliable but not guaranteed. Equal Housing Opportunity.