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Homes for Sale in St. Cloud, FL

By , Co-Founder, Momentum Realty · Updated November 5, 2026

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1,171 homes are for sale in St. Cloud, FL as of 2026-11-05, with 289 more under contract. The median list price is $420,000 ($211/sq ft), most homes list between $289K to $675K, and the median listing has been on the market 64 days. That is 965 houses, 14 condos and 116 townhouses. 87 homes came on the market this week and 2,425 sold in the last 12 months at a median of $400,000.

St. Cloud, FL key facts
LocationOsceola County, FL
ZIP codes with their own page4
For sale right now1,171 active, 289 under contract
Asking prices$420,000 median · $211 per sq ft · most homes $289K–$675K
Median days on market (active listings)64
Property types for sale965 houses, 14 condos, 116 townhouses
New listings this week87
Homes sold, last 12 months2,425 at a median of $400,000 (-0.5% year over year) · $206 per sq ft
Sale-to-list price98% · median 46 days to go under contract
Months of supply5.8 (balanced market)
Share of salescash buyers 8%, new construction 62%

Listing counts and prices as of 2026-11-05; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Cloud, FL key facts,” movewithmomentum.com/homes-for-sale/st-cloud-fl/, data as of 2026-11-05.

Browse all 1,465 homes for sale in St. Cloud, FL — the complete list, newest first.

1,171
Homes for sale
$420,000
Median list price
$289K to $675K
Typical range
64
Median days on market
87
New this week
289
Under contract
$2,904
Est. monthly cost at median
5.8
Months of supply

Newest homes for sale in St. Cloud

The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

3656 BRIARLYNNE WAY, home for sale in St. Cloud
$442,900 New
4 bd · 2.5 ba · 2,405 sq ft · built 2026
3656 BRIARLYNNE WAY, 34773
St. Cloud
Listing courtesy of ADAMS HOMES REALTY, INC
3662 BRIARLYNNE WAY, home for sale in St. Cloud
$432,900 New
4 bd · 2.5 ba · 2,405 sq ft · built 2026
3662 BRIARLYNNE WAY, 34773
St. Cloud
Listing courtesy of ADAMS HOMES REALTY, INC
St. Cloud
photos on the listing
$238,000 New
2 bd · 1 ba · 788 sq ft · built 1925
1417 11TH STREET, 34769
St. Cloud
Listing courtesy of MARK SPAIN REAL ESTATE
5088 HARTWELL COURT, home for sale in St. Cloud
$835,000 New
5 bd · 4.5 ba · 4,209 sq ft · built 2015
5088 HARTWELL COURT, 34771
lakeshore at narcoossee
Listing courtesy of COLDWELL BANKER REALTY
5662 SETTLINGSTONE LANE, home for sale in St. Cloud
$714,000 New
5 bd · 3.5 ba · 3,598 sq ft · built 2026
5662 SETTLINGSTONE LANE, 34771
Bridgewalk
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC
St. Cloud
photos on the listing
$685,687 New
4 bd · 3.5 ba · 3,041 sq ft · built 2027
2959 GARDEN TRAIL BEND, 34771
St. Cloud
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC
2201 HICKORY WOOD COURT, home for sale in St. Cloud
$545,000 New
3 bd · 2 ba · 1,876 sq ft · built 1984
2201 HICKORY WOOD COURT, 34772
St. Cloud
Listing courtesy of LPT REALTY, LLC
1285 HILLTOP PLACE, home for sale in St. Cloud
$499,000 New
4 bd · 3.5 ba · 3,068 sq ft · built 2021
1285 HILLTOP PLACE, 34772
St. Cloud
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS
1355 E 10TH STREET, home for sale in St. Cloud
$390,000 New
3 bd · 2 ba · 1,320 sq ft · built 1984
1355 E 10TH STREET, 34771
Arrowhead Country Estates Unrec
Listing courtesy of GODWIN REALTY GROUP
337 NEW YORK AVENUE, home for sale in St. Cloud
$285,000 New
2 bd · 1 ba · 897 sq ft · built 1925
337 NEW YORK AVENUE, 34769
St. Cloud
Listing courtesy of EXP REALTY LLC
1120 N ILLINOIS AVENUE, home for sale in St. Cloud
$279,000 New
3 bd · 2.5 ba · 1,483 sq ft · built 1990
1120 N ILLINOIS AVENUE, 34769
Park Lane Villas
Listing courtesy of HAREONE REALTY GROUP
6390 CARROLL CIRCLE, home for sale in St. Cloud
$260,000 New
2 bd · 1 ba · 732 sq ft · built 1972
6390 CARROLL CIRCLE, 34771
St. Cloud
Listing courtesy of FLORIDA REALTY RESULTS LLC
2000 PALM STREET, home for sale in St. Cloud
$149,900 New
2 bd · 2 ba · 784 sq ft · built 2013
2000 PALM STREET, 34769
St. Cloud
Listing courtesy of DC GLOBAL PARTNERS
5656 FIONA LANE, home for sale in St. Cloud
$580,990 New
5 bd · 3 ba · 3,332 sq ft · built 2026
5656 FIONA LANE, 34771
Springhead Lakes 50S St Cloud
Listing courtesy of LENNAR REALTY
3013 SWEET ACRES PLACE, home for sale in St. Cloud
$369,000 New
4 bd · 2 ba · 1,696 sq ft · built 2021
3013 SWEET ACRES PLACE, 34772
Gramercy Farms
Listing courtesy of PLATINUM HOMES AND LAND REALTY
725 CALIFORNIA AVENUE, home for sale in St. Cloud
$335,000 New
3 bd · 2 ba · 1,272 sq ft · built 1987
725 CALIFORNIA AVENUE, 34769
St Cloud 2Nd Town Of
Listing courtesy of LA ROSA REALTY ORLANDO LLC
4437 ELLIOTTS ASTOR BOULEVARD, home for sale in St. Cloud
$317,000 New
3 bd · 2.5 ba · 1,664 sq ft · built 2026
4437 ELLIOTTS ASTOR BOULEVARD, 34772
CrossPrairie
Listing courtesy of LENNAR REALTY
2939 CIALELLA PASS, home for sale in St. Cloud
$314,900 New
3 bd · 2 ba · 1,134 sq ft · built 1995
2939 CIALELLA PASS, 34772
St. Cloud
Listing courtesy of LARIMAR REALTY
6670 TENTPEG TRAIL, home for sale in St. Cloud
$678,235 New
5 bd · 4 ba · 2,609 sq ft · built 2026
6670 TENTPEG TRAIL, 34771
Weslyn Park
Listing courtesy of ASHTON WOODS FLORIDA REALTY LLC
4190 BULL STREET, home for sale in St. Cloud
$530,000 New
5 bd · 3.5 ba · 3,266 sq ft · built 2022
4190 BULL STREET, 34772
St. Cloud
Listing courtesy of WEICHERT REALTORS HALLMARK PRO
5585 LAKE LIZZIE DRIVE, home for sale in St. Cloud
$490,000 New
3 bd · 3.5 ba · 1,848 sq ft · built 1983
5585 LAKE LIZZIE DRIVE, 34771
Twin Lakes Ranchettes
Listing courtesy of EXP REALTY LLC
5423 DUXFORD CIRCLE, home for sale in St. Cloud
$470,435 New
4 bd · 2.5 ba · 2,029 sq ft · built 2027
5423 DUXFORD CIRCLE, 34771
Gardens At Lancaster Park
Listing courtesy of CAMBRIDGE REALTY OF CENTRAL FL
2338 LILY BLOOM ROAD, home for sale in St. Cloud
$445,000 New
2 bd · 2 ba · 1,655 sq ft · built 2025
2338 LILY BLOOM ROAD, 34771
Del Webb Sunbridge
Listing courtesy of CREEGAN GROUP
2563 TUMBLESON PLACE, home for sale in St. Cloud
$426,290 New
4 bd · 2 ba · 1,801 sq ft · built 2027
2563 TUMBLESON PLACE, 34771
St. Cloud
Listing courtesy of INB REALTY LLC

St. Cloud homes for sale by price

Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $420,000; the busiest band is $300K – $400K.

Under $200K: 29 homes

$200K – $300K: 111 homes

$300K – $400K: 372 homes

$400K – $500K: 342 homes

$500K – $750K: 239 homes

$750K – $1M: 47 homes

$1M and up: 31 homes

Every home for sale in St. Cloud right now (1171)

All 1171 active St. Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 400 of 1171; the price bands above, the ZIP pages and the map cover the rest.

Pending and under contract in St. Cloud (289)

St. Cloud homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Homes for sale in St. Cloud by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
34771509$464,900
34772395$425,000
34769153$290,000
34773114$393,450

St. Cloud communities with the most homes for sale

The St. Cloud neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
St Cloud 2Nd Town Of31$300,000——
Weslyn Park31$550,000——
S L & I C30$837,500——
Harmony West23$408,990——
Del Webb Sunbridge20$559,873——
Buena Lago19$399,990——
Lakeside at Satilla18$509,990——
Waterlin 45's18$504,990——
Brack Ranch15$450,000——
Center Lake on the Park15$474,990——
Wiregrass14$533,750——
Gramercy Farms14$347,495——
Esprit13$380,000——
Harmony Central13$361,900——
Prairie Oaks11$444,900——
Bay Lake Ranch11$750,000——
Amelia Groves10$447,495——
Northwest Lakeside Groves10$302,000——
Palmeras At Crossprairie9$439,990——
Sunbrooke9$369,990——
Turtle Creek9$398,500——
Villages At Harmony9$399,900——
The Waters at Center Lake Ranch9$600,000——
Preston Cove Ph 1 & 28$338,990——
Split Oak Reserve8$594,945——
Pine Glen8$409,500——
Southern Pines8$383,500——
Pine Grove Reserve7$427,990——
The Reserve At Twin Lakes7$450,000——
The Meadow at Crossprairie7$420,000——

What is for sale in St. Cloud: property types

Another 5 listings in St. Cloud are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in St. Cloud (14) · Townhomes for sale in St. Cloud (116) · Manufactured and Mobile Homes for sale in St. Cloud (61).

The St. Cloud real estate market right now

Over the last 12 months 2,425 homes sold in St. Cloud at a median of $400,000 (-0.5% year over year), $206 per square foot. Sellers received 98% of list price and homes took a median 46 days to go under contract. With 1,171 homes for sale against that sales pace, months of supply is 5.8, a balanced market by the six-month rule. Cash buyers accounted for 8% of sales. New construction was 62% of sales.

St. Cloud supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K721974.450
$300K–$500K4321,7413.054
$500K–$750K832673.775

St. Cloud home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2019$255,5481126997%
2021$345,98830210100%
2022$402,5302,0698100%
2023$434,4261,0802698%
2024$423,7472,5374498%
2025$424,5913,0925597%
2026$422,6673,3934797%

What a home in St. Cloud costs to own

Take the median $420,000 listing with 20% down at today’s 7.24% 30-year rate: principal and interest run about $2,290/month. Osceola County’s typical millage of 15.23 puts property tax near $5,636/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,904/month plus any HOA or CDD assessment.

Communities buyers are searching in St. Cloud. The St. Cloud community pages people are opening from Google right now: Kissimmee Park Lagoon (Coming Soon) in St. Cloud, FL · Wiregrass · The Landing S At Live Oak.

Explore St. Cloud

Homes for sale near St. Cloud

Recently off market in St. Cloud

Homes in St. Cloud that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

St. Cloud guides & data

Everything we publish about St. Cloud: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in St. Cloud, FL?
As of 2026-11-05, Momentum's MLS record shows 1,171 residential homes actively listed for sale in St. Cloud and 289 under contract. 87 of them came on the market in the last 7 days.
What is the median home price in St. Cloud?
The median list price of homes for sale in St. Cloud is $420,000, about $211 per square foot for a typical 1,980-square-foot home. Ten percent of listings are under $289K and ten percent are above $675K. Over the last 12 months the median SOLD price was $400,000, -0.5% year over year.
How long do homes take to sell in St. Cloud?
Homes currently listed have been on the market a median of 64 days. Homes that sold in the last 12 months took a median of 46 days and sold at 98% of list price. At today's inventory that is 5.8 months of supply, a balanced market by the usual six-month rule.
What does a $420,000 home in St. Cloud cost per month?
Roughly $2,904 a month with 20% down at 7.24%: principal and interest of $2,290, Osceola County property tax of about $470/month after the $50,000 homestead exemption, and insurance near $145/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which St. Cloud neighborhoods have the most homes for sale?
The communities with the most active listings right now are St Cloud 2Nd Town Of (31), Weslyn Park (31), S L & I C (30), Harmony West (23), Del Webb Sunbridge (20). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in St. Cloud?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works St. Cloud can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is St. Cloud, FL, and what county is it in?
St. Cloud is in Osceola County, Florida. Homes for sale there today carry the ZIP codes 34771, 34772, 34769, 34773. Nearby cities in the same county with homes for sale: Kissimmee, Reunion, Celebration, Harmony, Champions Gate.
What ZIP codes are in St. Cloud, FL?
Listings in St. Cloud are currently in 4 ZIP codes: 34771, 34772, 34769, 34773. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in St. Cloud, FL?
965 single-family houses are for sale in St. Cloud today, out of 1,171 total listings (14 condos, 116 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in St. Cloud, FL?
Start with the numbers: 1,171 homes are for sale in St. Cloud today at a median asking price of $420,000, so a 20% down payment on the median home is about $84,000 and principal and interest run near $2,290/month at today's 7.24% 30-year rate. Connect with an agent first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is St. Cloud in?
St. Cloud is in Osceola County, Florida. Osceola County's 12-month median sale price is $410K on 7,043 closings. Property tax, school zoning and permitting for St. Cloud run through Osceola County.
Is St. Cloud a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about St. Cloud: the median sale price over the last 12 months was $400K across 2,425 closings (-0.5% year over year), about the same as the Osceola County median of $410K; homes took a median 46 days to go under contract; 1,067 homes are for sale today, 5.3 months of supply at the current pace, which is balanced; new construction was 62% of sales; the communities with the most sales are THE CROSSINGS PH 2, HARMONY WEST PH 1A, the crossings, THE CROSSINGS PH 1. The market tracker, price bands and community pages on this site carry the full numbers.
Is St. Cloud in a flood zone?
Partly. Across 229 homes sampled in St. Cloud's largest communities, about 87% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 13% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-11-05 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

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More communities in St Cloud

Southern Pine

Just listed in St Cloud

New on the market in the last 48 hours, newest first. Updated every hour (as of 2026-11-07 02:03 UTC).

all new listings in this MLS

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