Homes for Sale in St. Cloud, FL
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1,146 homes are for sale in St. Cloud, FL as of 2026-09-25, with 331 more under contract. The median list price is $433,950 ($214/sq ft), most homes list between $295K to $715K, and the median listing has been on the market 47 days. That is 927 houses, 12 condos and 126 townhouses. 271 homes came on the market this week and 2,213 sold in the last 12 months at a median of $414,990.
| Location | Osceola County, FL |
|---|---|
| ZIP codes with their own page | 4 |
| For sale right now | 1,146 active, 331 under contract |
| Asking prices | $433,950 median · $214 per sq ft · most homes $295K–$715K |
| Median days on market (active listings) | 47 |
| Property types for sale | 927 houses, 12 condos, 126 townhouses |
| New listings this week | 271 |
| Homes sold, last 12 months | 2,213 at a median of $414,990 |
Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Cloud, FL key facts,” movewithmomentum.com/homes-for-sale/st-cloud-fl/, data as of 2026-09-25.
1,146
Homes for sale
$433,950
Median list price
$295K to $715K
Typical range
47
Median days on market
271
New this week
331
Under contract
$2,930
Est. monthly cost at median
6.2
Months of supply
Newest homes for sale in St. Cloud
The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
St. Cloud homes for sale by price
Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $433,950; the busiest band is $400K – $500K.
Under $200K: 23 homes
- $170,000 · 3 bd / 2 ba / 1,196 sq ft · 4424 BRAVE LANE
- $180,000 · 2 bd / 2 ba / 704 sq ft · 1626 GAR STREET (Pine Grove Park)
- $195,000 · 2 bd / 2 ba / 1,141 sq ft · 2486 INDEPENDENCE LANE
- $125,000 · 1 bd / 1 ba / 402 sq ft · 1359 SHIPWRECK LANE (Shelter Cove)
$200K – $300K: 100 homes
- $239,990 · 3 bd / 2 ba / 1,404 sq ft · 821 NAVAJO DRIVE (Narcoossee The Town Of)
- $259,990 · 3 bd / 2 ba / 1,155 sq ft · 1911 BARCO COURT (Villa Homes Village)
- $210,000 · 2 bd / 2 ba / 1,383 sq ft · 913 MICHIGAN AVENUE
- $224,900 · 4 bd / 1 ba / 986 sq ft · 919 COLUMBIA AVENUE (St Cloud 2Nd Town Of)
$300K – $400K: 338 homes
- $315,000 · 3 bd / 2.5 ba / 1,556 sq ft · 5007 PRAIRIE PRESERVE RUN (eden at cross prairie)
- $339,360 · 3 bd / 2.5 ba / 1,730 sq ft · 370 CHESAPEAKE DRIVE (Bridge Pointe)
- $340,000 · 3 bd / 2 ba / 1,392 sq ft · 1176 PERCH DRIVE (New Eden On The Lakes Unit A)
- $360,000 · 3 bd / 2 ba / 1,676 sq ft · 2532 HARMONIA HAMMOCK ROAD (Villages At Harmony)
$400K – $500K: 343 homes
- $407,900 · 4 bd / 2 ba / 1,706 sq ft · 3804 PRONGHORN DRIVE (Deer Run Estates)
- $407,990 · 4 bd / 2 ba / 1,900 sq ft · 1999 EDUCATION STREET (Trinity Place)
- $424,500 · 3 bd / 2 ba / 1,971 sq ft · 1835 HAWKSBILL LANE (Preserve At Turtle Creek)
- $443,396 · 4 bd / 2.5 ba / 2,100 sq ft · 4572 FIREFLY LANE (Waterlin 45's)
$500K – $750K: 241 homes
- $590,990 · 5 bd / 3 ba / 3,332 sq ft · 5656 FIONA LANE (Springhead Lakes 50S St Cloud)
- $619,995 · 5 bd / 4.5 ba / 3,639 sq ft · 4816 STONE ACRES CIRCLE (Blackstone)
- $640,000 · 5 bd / 4 ba / 3,558 sq ft · 2603 BITTERN BEND (Bay Lake Farms At St Cloud St Cloud)
- $500,000 · 4 bd / 3 ba / 2,089 sq ft · 2916 HOODED CRANE COVE (Villages At Harmony Ph 1C-1 & 1D)
$750K – $1M: 61 homes
- $859,000 · 5 bd / 3.5 ba / 3,880 sq ft · 5053 RHEA DRIVE (Hanover Lakes Ph 2)
- $757,670 · 4 bd / 3 ba / 3,367 sq ft · 5279 BUTTONSAGE DRIVE
- $899,900 · 5 bd / 4.5 ba / 3,358 sq ft · 3145 PACKARD AVENUE (S L & I C)
- $975,000 · 6 bd / 4 ba / 3,065 sq ft · 298-300 ORANGE AVENUE
$1M and up: 40 homes
- $1.00M · 3 bd / 2 ba / 1,440 sq ft · 3215 TUCKER AVENUE (St Cloud Manor Estates 01 St Cloud)
- $1.05M · 4 bd / 4 ba / 3,559 sq ft · 6100 SANDY SPRINGS COURT (Del Webb Sunbridge)
- $1.02M · 3 bd / 3.5 ba / 3,778 sq ft · 2722 RIVER CREEK LANE (Del Webb Sunbridge)
- $1.03M · 4 bd / 3.5 ba / 2,529 sq ft · 4810 CALASANS AVENUE
Every home for sale in St. Cloud right now (1146)
All 1146 active St. Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- $1.05M · 4 bd / 4 ba / 3,559 sq ft · 6100 SANDY SPRINGS COURT (Del Webb Sunbridge)
- $1.00M · 3 bd / 2 ba / 1,440 sq ft · 3215 TUCKER AVENUE (St Cloud Manor Estates 01 St Cloud)
- $859,000 · 5 bd / 3.5 ba / 3,880 sq ft · 5053 RHEA DRIVE (Hanover Lakes Ph 2)
- $640,000 · 5 bd / 4 ba / 3,558 sq ft · 2603 BITTERN BEND (Bay Lake Farms At St Cloud St Cloud)
- $619,995 · 5 bd / 4.5 ba / 3,639 sq ft · 4816 STONE ACRES CIRCLE (Blackstone)
- $590,990 · 5 bd / 3 ba / 3,332 sq ft · 5656 FIONA LANE (Springhead Lakes 50S St Cloud)
- $474,990 · 4 bd / 3 ba / 2,462 sq ft · 5590 RONIN DRIVE (Springhead Lakes 40s)
- $463,490 · 4 bd / 3 ba / 2,366 sq ft · 4537 EDGEL PASS (Waterlin 45's)
- $451,850 · 4 bd / 3.5 ba / 2,260 sq ft · 6928 ARACUAN WAY
- $450,000 · 4 bd / 2.5 ba / 2,820 sq ft · 3975 BAJA DRIVE
- $443,396 · 4 bd / 2.5 ba / 2,100 sq ft · 4572 FIREFLY LANE (Waterlin 45's)
- $424,500 · 3 bd / 2 ba / 1,971 sq ft · 1835 HAWKSBILL LANE (Preserve At Turtle Creek)
- $407,990 · 4 bd / 2 ba / 1,900 sq ft · 1999 EDUCATION STREET (Trinity Place)
- $407,900 · 4 bd / 2 ba / 1,706 sq ft · 3804 PRONGHORN DRIVE (Deer Run Estates)
- $394,000 · 3 bd / 2 ba / 1,701 sq ft · 9445 HELENA DRIVE (Canaveral Acres 2)
- $388,490 · 3 bd / 2 ba / 1,538 sq ft · 6922 ARACUAN WAY
- $385,000 · 4 bd / 3 ba / 1,972 sq ft · 5133 CHICKADEE STREET (Live Oak Lake)
- $368,900 · 3 bd / 2 ba / 1,602 sq ft · 3657 BRIARLYNNE WAY
- $360,000 · 3 bd / 2 ba / 1,676 sq ft · 2532 HARMONIA HAMMOCK ROAD (Villages At Harmony)
- $340,000 · 3 bd / 2 ba / 1,392 sq ft · 1176 PERCH DRIVE (New Eden On The Lakes Unit A)
- $339,360 · 3 bd / 2.5 ba / 1,730 sq ft · 370 CHESAPEAKE DRIVE (Bridge Pointe)
- $315,000 · 3 bd / 2.5 ba / 1,556 sq ft · 5007 PRAIRIE PRESERVE RUN (eden at cross prairie)
- $259,990 · 3 bd / 2 ba / 1,155 sq ft · 1911 BARCO COURT (Villa Homes Village)
- $239,990 · 3 bd / 2 ba / 1,404 sq ft · 821 NAVAJO DRIVE (Narcoossee The Town Of)
- $2.00M · 4 bd / 6 ba / 8,407 sq ft · 4241 KISSIMMEE PARK ROAD (Osceola Groves)
- $1.59M · 8 bd / 4 ba / 4,488 sq ft · 6910 RANCHERO COURT (Bay Lake Ranch)
- $1.25M · 3 bd / 2.5 ba / 2,573 sq ft · 4460 RUNWAY LANE (S L & I C)
- $1.05M · 4 bd / 3 ba / 2,567 sq ft · 2493 MCMICHAEL ROAD
- $1.03M · 4 bd / 3.5 ba / 2,529 sq ft · 4810 CALASANS AVENUE
- $1.02M · 3 bd / 3.5 ba / 3,778 sq ft · 2722 RIVER CREEK LANE (Del Webb Sunbridge)
- $975,000 · 6 bd / 4 ba / 3,065 sq ft · 298-300 ORANGE AVENUE
- $899,900 · 5 bd / 4.5 ba / 3,358 sq ft · 3145 PACKARD AVENUE (S L & I C)
- $757,670 · 4 bd / 3 ba / 3,367 sq ft · 5279 BUTTONSAGE DRIVE
- $749,900 · 5 bd / 4 ba / 3,291 sq ft · 5049 SHADY PINES DRIVE
- $729,980 · 3 bd / 2 ba / 1,962 sq ft · 3180 WHISPER WIND DR (Lake Ajay Village)
- $725,000 · 5 bd / 4 ba / 3,798 sq ft · 5672 WOOD BRIDGE PLACE (Bridgewalk)
- $715,000 · 3 bd / 3 ba / 2,500 sq ft · 2701 TIMBERGROVE STREET (Split Oak Reserve)
- $699,990 · 5 bd / 4 ba / 3,158 sq ft · 5409 PARK GUELL STREET (Center Lake on the Park)
- $694,000 · 5 bd / 3.5 ba / 2,882 sq ft · 4891 SHADY PINES DRIVE
- $690,000 · 5 bd / 3.5 ba / 2,693 sq ft · 2988 POLARIS DRIVE (Weslyn Park)
- $677,990 · 5 bd / 3 ba / 2,939 sq ft · 5242 BUTTONSAGE DRIVE
- $659,000 · 5 bd / 3.5 ba / 3,854 sq ft · 5019 DOWN COURT (Hanover Lakes Ph 2)
- $650,000 · 2 bd / 2 ba / 1,134 sq ft · 4465 STORY ROAD (S L & I C)
- $649,990 · 5 bd / 4.5 ba / 3,593 sq ft · 5664 OAK KNOLL DRIVE (Split Oak Reserve)
- $639,900 · 3 bd / 2 ba / 2,077 sq ft · 2511 PINE PRESERVE COURT (Del Webb Sunbridge)
- $625,000 · 3 bd / 2 ba / 2,400 sq ft · 4870 CITRUS OAK LANE (Runnymede Oaks Unrec)
- $620,000 · 4 bd / 3 ba / 3,189 sq ft · 4830 STONE ACRES CIRCLE (Blackstone)
- $619,900 · 5 bd / 4 ba / 3,082 sq ft · 1270 FOX HEDGE LANE (Prairie Oaks)
- $609,900 · 4 bd / 3 ba / 2,317 sq ft · 5232 HAMMOCK CIRCLE (Hammock Pointe)
- $595,900 · 3 bd / 2 ba / 1,456 sq ft · 3980 DOE DRIVE (S L & I C)
- $593,753 · 4 bd / 2 ba / 1,903 sq ft · 3173 SAILHOUSE DRIVE (Weslyn Park)
- $589,000 · 4 bd / 3.5 ba / 3,063 sq ft · 5416 CARRARA COURT
- $579,900 · 4 bd / 4 ba / 2,870 sq ft · 2709 GREENLANDS STREET
- $557,000 · 5 bd / 3 ba / 2,188 sq ft · 1910 LEE WOOD COURT
- $550,000 · 5 bd / 3 ba / 3,166 sq ft · 4932 OLIVIA COURT (Hanover Lakes Ph 2)
- $549,900 · 3 bd / 2 ba / 1,248 sq ft · 4450 QUAIL ROOST RD (S L & I C)
- $545,000 · 3 bd / 2 ba / 1,980 sq ft · 5381 ALLIGATOR LAKE ROAD (S L & I C)
- $540,132 · 4 bd / 3 ba / 2,174 sq ft · 5123 BUTTONSAGE DRIVE
- $540,000 · 5 bd / 2.5 ba / 3,324 sq ft · 5051 PLYMOUTH TURTLE CIRCLE (Southern Pines)
- $529,990 · 4 bd / 3.5 ba / 2,736 sq ft · 224 CYPRESS FORK TRAIL (Waterlin 45's)
- $529,900 · 3 bd / 3 ba / 2,365 sq ft · 2606 MEADOWEDGE LOOP
- $524,900 · 5 bd / 4 ba / 3,519 sq ft · 6812 GOLDFLOWER AVENUE (Harmony Nbhd G H F)
- $510,000 · 4 bd / 3.5 ba / 2,904 sq ft · 5616 ARBORVISTA DRIVE (Split Oak Reserve)
- $509,956 · 4 bd / 2 ba / 1,893 sq ft · 5119 BUTTONSAGE DRIVE
- $504,013 · 3 bd / 2 ba / 1,742 sq ft · 5127 BUTTONSAGE DRIVE
- $500,000 · 4 bd / 3 ba / 2,089 sq ft · 2916 HOODED CRANE COVE (Villages At Harmony Ph 1C-1 & 1D)
- $499,000 · 3 bd / 2 ba / 2,022 sq ft · 1924 COLUMBUS PATH (Brack Ranch)
- $495,900 · 4 bd / 2.5 ba / 2,204 sq ft · 1833 CAYMAN COVE CIRCLE (Eagle Meadow)
- $495,490 · 4 bd / 3 ba / 2,210 sq ft · 2230 LINK LOOP (Brack Ranch)
- $493,990 · 5 bd / 3 ba / 2,490 sq ft · 5795 FINE SAND LANE
- $493,990 · 4 bd / 3 ba / 2,105 sq ft · 1816 LINK LOOP (Brack Ranch)
- $490,000 · 4 bd / 2.5 ba / 2,585 sq ft · 3636 BRISTOL COVE LANE
- $487,990 · 5 bd / 3 ba / 2,490 sq ft · 5793 SPRINGER STREET
- $484,490 · 5 bd / 3 ba / 2,683 sq ft · 5566 RONIN DRIVE (Springhead Lakes 40s)
- $480,000 · 4 bd / 3 ba / 2,174 sq ft · 4885 RAIN SHADOW DRIVE (Havenfield At Cross Prairie)
- $479,990 · 5 bd / 3 ba / 2,601 sq ft · 5762 SPRINGER STREET
- $475,990 · 4 bd / 3 ba / 2,020 sq ft · 847 SEAGROVE TRAIL
- $474,490 · 4 bd / 3 ba / 2,366 sq ft · 5125 FLAXLEAF STREET (Crossprairie 50s)
- $470,000 · 4 bd / 3 ba / 2,631 sq ft · 5181 SPRINGRISE DRIVE (The Reserve At Twin Lakes)
- $465,000 · 3 bd / 3.5 ba / 1,989 sq ft · 1014 TOP MINNOW ROAD
- $463,490 · 4 bd / 3 ba / 2,004 sq ft · 1991 HORSETAIL DRIVE
- $462,990 · 4 bd / 3 ba / 2,336 sq ft · 2837 ELIO HAMMOCK DRIVE (Harmony West)
- $462,000 · 4 bd / 3 ba / 3,029 sq ft · 3207 SLATE ROAD
- $459,990 · 4 bd / 3 ba / 2,077 sq ft · 5738 SPRINGER STREET
- $459,990 · 4 bd / 3 ba / 2,077 sq ft · 5774 SPRINGER STREET
- $459,000 · 3 bd / 2 ba / 1,533 sq ft · 240 CROSSINGS AVENUE
- $454,990 · 5 bd / 3 ba / 2,077 sq ft · 842 PRESTON COVE DRIVE
- $453,350 · 3 bd / 2 ba / 1,662 sq ft · 2189 MOSSY VINE AVENUE (The Landing's at Live Oak)
- $452,000 · 4 bd / 3 ba / 2,631 sq ft · 2876 WILD OLIVE DRIVE (The Reserve At Twin Lakes)
- $451,990 · 4 bd / 3 ba / 2,336 sq ft · 2825 ELIO HAMMOCK DRIVE (Harmony West)
- $451,990 · 5 bd / 3 ba / 2,601 sq ft · 3801 MALAWI TRAIL (Buena Lago)
- $451,990 · 5 bd / 3 ba / 2,601 sq ft · 3785 MALAWI TRAIL (Buena Lago)
- $450,000 · 4 bd / 3 ba / 2,631 sq ft · 2888 WILD OLIVE DRIVE (The Reserve At Twin Lakes)
- $450,000 · 4 bd / 3 ba / 2,625 sq ft · 2429 DEER CREEK BOULEVARD
- $449,000 · 3 bd / 2 ba / 1,863 sq ft · 2720 GREENLANDS STREET
- $446,990 · 5 bd / 3 ba / 2,077 sq ft · 5726 SPRINGER STREET
- $445,990 · 5 bd / 3 ba / 2,601 sq ft · 3797 MALAWI TRAIL (Buena Lago)
- $445,990 · 5 bd / 3 ba / 2,601 sq ft · 3503 MALAWI TRAIL (Buena Lago)
- $445,000 · 4 bd / 2.5 ba / 2,838 sq ft · 1921 BETSY ROSS LANE
- $445,000 · 5 bd / 3 ba / 2,601 sq ft · 3483 MALAWI TRAIL (Buena Lago)
- $444,490 · 5 bd / 3 ba / 2,077 sq ft · 5750 SPRINGER STREET
- $444,245 · 5 bd / 3 ba / 2,601 sq ft · 3229 HOUSE FINCH ROAD (Harmony West)
- $440,000 · 5 bd / 3 ba / 2,601 sq ft · 3487 MALAWI TRAIL (Buena Lago)
- $439,990 · 3 bd / 2 ba / 1,766 sq ft · 3403 GATOR BAY CREEK BOULEVARD
- $439,900 · 4 bd / 2 ba / 1,764 sq ft · 9505 LUNA DRIVE (Canaveral Acres 2)
- $438,990 · 4 bd / 2.5 ba / 2,432 sq ft · 3781 MALAWI TRAIL (Buena Lago)
- $438,490 · 4 bd / 2 ba / 1,828 sq ft · 5768 SPRINGER STREET
- $435,000 · 4 bd / 3 ba / 2,284 sq ft · 3638 DOE RUN DRIVE (Doe Run At Deer Creek)
- $430,890 · 4 bd / 2 ba / 2,175 sq ft · 5149 FLAXLEAF STREET (Crossprairie 50s)
- $430,000 · 4 bd / 3 ba / 1,854 sq ft · 2938 SCARLETT DRIVE (Oakley Place)
- $425,000 · 4 bd / 3 ba / 2,274 sq ft · 3389 CORDGRASS PLACE (Harmony Nbhd H-2)
- $424,990 · 5 bd / 3 ba / 2,077 sq ft · 3163 HOUSE FINCH ROAD (Harmony West)
- $423,000 · 3 bd / 2 ba / 1,380 sq ft · 6360 JESS COURT (New Eden On The Lakes Units 11 & 14 Rep)
- $419,900 · 5 bd / 2.5 ba / 2,518 sq ft · 3540 SAXONY LANE
- $419,900 · 4 bd / 2.5 ba / 2,219 sq ft · 2124 CONTINENTAL STREET
- $415,890 · 4 bd / 2 ba / 2,175 sq ft · 4571 FORGE ROAD (Waterlin 50'S)
- $410,990 · 4 bd / 2 ba / 1,828 sq ft · 3169 HOUSE FINCH ROAD (Harmony West)
- $410,000 · 4 bd / 2 ba / 1,840 sq ft · 2919 SUNSTAR DRIVE (The Reserve At Twin Lakes)
- $401,990 · 4 bd / 2 ba / 1,828 sq ft · 3507 MALAWI TRAIL (Buena Lago)
- $400,000 · 4 bd / 2 ba / 1,828 sq ft · 3516 MALAWI TRAIL (Buena Lago)
- $399,990 · 4 bd / 2 ba / 1,846 sq ft · 3608 SCARLET OAK DRIVE (Savanna)
- $399,990 · 4 bd / 2 ba / 1,828 sq ft · 3777 MALAWI TRAIL (Buena Lago)
- $399,900 · 4 bd / 2 ba / 1,830 sq ft · 6766 GRACE HAMMOCK ROAD (Villages At Harmony Ph 1C-1 & 1D)
- $399,890 · 4 bd / 2.5 ba / 1,913 sq ft · 5098 STARLING BIRD LANE (The Landing's at Live Oak)
- $399,140 · 4 bd / 2.5 ba / 2,066 sq ft · 590 WINDY WILLOW WAY (The Crossings Ph 2)
- $396,990 · 4 bd / 2 ba / 1,828 sq ft · 3511 MALAWI TRAIL (Buena Lago)
- $395,000 · 4 bd / 2 ba / 1,828 sq ft · 5606 WESTERN SUN DRIVE (Estates of Westerly)
- $394,990 · 4 bd / 2 ba / 1,828 sq ft · 3789 MALAWI TRAIL (Buena Lago)
- $394,900 · 4 bd / 2 ba / 1,846 sq ft · 5189 BAROMBI BEND
- $392,390 · 4 bd / 2 ba / 1,875 sq ft · 500 CYPRESS FORK TRAIL (Waterlin 45's)
- $390,300 · 4 bd / 2 ba / 1,819 sq ft · 5543 CEDAR CREST WAY (Estates at Hickory Cove)
- $390,000 · 4 bd / 2.5 ba / 2,011 sq ft · 4704 HOMESTEAD TRAIL (Edgewater Ed-4 Lt 1 Rep)
- $389,900 · 4 bd / 2.5 ba / 2,334 sq ft · 5441 OSPREY MEADOW WAY (Ralston Reserve)
- $389,900 · 3 bd / 2 ba / 1,754 sq ft · 5350 PAVIA DRIVE
- $389,900 · 3 bd / 2 ba / 2,144 sq ft · 3966 BAJA DRIVE
- $386,000 · 4 bd / 2 ba / 1,696 sq ft · 3045 SWEET ACRES PLACE (Gramercy Farms)
- $384,990 · 3 bd / 2 ba / 1,501 sq ft · 7171 CARIB GRACKLE DRIVE (Villages At Harmony Pb 2C & 2D)
- $380,000 · 3 bd / 2.5 ba / 1,568 sq ft · 1260 WYCLIFFE WAY (Brixton Twnhms)
- $379,900 · 3 bd / 2.5 ba / 2,146 sq ft · 5443 OSPREY MEADOW WAY (Ralston Reserve)
- $379,900 · 3 bd / 2 ba / 1,916 sq ft · 3335 COUNTRYSIDE VIEW DRIVE
- $379,900 · 3 bd / 2 ba / 1,500 sq ft · 285 WHITE HERON WAY (Estates At Southern Pines)
- $378,000 · 3 bd / 2 ba / 1,553 sq ft · 1631 TOWN PARK COURT
- $364,990 · 3 bd / 2.5 ba / 1,913 sq ft · 5049 FURROWED WAY (The Landing's at Live Oak)
- $361,990 · 3 bd / 2.5 ba / 1,615 sq ft · 5571 RONIN DRIVE (Springhead Lakes)
- $361,990 · 3 bd / 2.5 ba / 1,615 sq ft · 5569 RONIN DRIVE (Springhead Lakes)
- $361,990 · 3 bd / 2.5 ba / 1,615 sq ft · 5567 RONIN DRIVE (Springhead Lakes)
- $360,000 · 3 bd / 2 ba / 1,500 sq ft · 1801 MONTAGUE DRIVE (Villa Homes Village)
- $359,000 · 3 bd / 2 ba / 1,229 sq ft · 1725 CALIFORNIA AVENUE (Sterling Manor Estates)
- $355,500 · 4 bd / 2 ba / 1,830 sq ft · 5805 ARBORETUM STREET (Prairie Oaks)
- $355,000 · 3 bd / 2 ba / 1,556 sq ft · 5816 BEEFMASTER ROAD (Sunbrooke)
Showing the newest 150 of 1146; the price bands above and the map cover the rest.
Homes for sale in St. Cloud by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
St. Cloud communities with the most homes for sale
The St. Cloud neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Weslyn Park | 36 | $584,990 | — | — |
| S L & I C | 34 | $837,500 | — | — |
| Buena Lago | 27 | $432,997 | — | — |
| St Cloud 2Nd Town Of | 23 | $289,900 | — | — |
| Harmony West | 21 | $414,900 | — | — |
| Del Webb Sunbridge | 18 | $619,450 | — | — |
| Gramercy Farms | 17 | $349,990 | — | — |
| Harmony Central | 17 | $380,000 | — | — |
| Center Lake on the Park | 17 | $469,990 | — | — |
| Preston Cove Ph 1 & 2 | 16 | $331,008 | — | — |
| Lakeside at Satilla | 14 | $519,990 | — | — |
| Wiregrass | 14 | $537,500 | — | — |
| Waterlin 45's | 13 | $463,490 | — | — |
| Esprit | 13 | $399,900 | — | — |
| Bay Lake Ranch | 11 | $695,000 | — | — |
| Brack Ranch | 11 | $492,990 | — | — |
| Northwest Lakeside Groves | 10 | $304,500 | — | — |
| Prairie Oaks | 10 | $454,950 | — | — |
| Southern Pines | 10 | $435,950 | — | — |
| Havenfield At Cross Prairie | 8 | $395,495 | — | — |
| Palmeras At Crossprairie | 8 | $484,990 | — | — |
| Pine Grove Park | 8 | $272,400 | — | — |
| The Waters at Center Lake Ranch | 8 | $530,042 | — | — |
| Amelia Groves | 8 | $461,995 | — | — |
| Bridgewalk | 8 | $642,500 | — | — |
| Jefferson Green/Anthem Park | 7 | $229,995 | — | — |
| The Landing's at Live Oak | 7 | $448,990 | — | — |
| The Reserve At Twin Lakes | 7 | $449,935 | — | — |
| Live Oak Lake | 6 | $385,000 | — | — |
| Narcoossee New Map Of | 6 | $1.32M | — | — |
What is for sale in St. Cloud: property types
- Single-family houses: 927
- Townhouses: 126
- Manufactured homes: 64
- Villas: 17
- Condos: 12
Another 5 listings in St. Cloud are land, commercial or other non-residential property and are not counted above.
Browse by type: Condos for sale in St. Cloud (12) · Townhomes for sale in St. Cloud (126) · Manufactured and Mobile Homes for sale in St. Cloud (64).
The St. Cloud real estate market right now
Over the last 12 months 2,213 homes sold in St. Cloud at a median of $414,990 (+0.1% year over year), $206 per square foot. Sellers received 97% of list price and homes took a median 46 days to go under contract. With 1,146 homes for sale against that sales pace, months of supply is 6.2, a buyer’s market by the six-month rule. Cash buyers accounted for 8% of sales. New construction was 62% of sales.
St. Cloud supply by price band
| Price band | Active | Sold, 12 mo | Months of supply | DOM |
|---|---|---|---|---|
| Under $300K | 72 | 197 | 4.4 | 50 |
| $300K–$500K | 432 | 1,741 | 3.0 | 54 |
| $500K–$750K | 83 | 267 | 3.7 | 75 |
St. Cloud home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2019 | $255,548 | 112 | 69 | 97% |
| 2021 | $345,988 | 302 | 10 | 100% |
| 2022 | $402,530 | 2,069 | 8 | 100% |
| 2023 | $434,426 | 1,080 | 26 | 98% |
| 2024 | $423,747 | 2,537 | 44 | 98% |
| 2025 | $424,591 | 3,092 | 55 | 97% |
| 2026 | $422,667 | 3,393 | 47 | 97% |
What a home in St. Cloud costs to own
Take the median $433,950 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $2,298/month. Osceola County’s typical millage of 15.23 puts property tax near $5,849/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,930/month plus any HOA or CDD assessment.
Communities buyers are searching in St. Cloud. The St. Cloud community pages people are opening from Google right now: Kissimmee Park Lagoon (Coming Soon) in St. Cloud, FL · Bridgewalk.
Explore St. Cloud
- All homes for sale in Osceola County, FL
- What is my house worth in St. Cloud? Home values, $/sq ft and days to contract
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- St. Cloud market intelligence: prices, supply and trends
- St. Cloud ZIP codes: every ZIP, map and home prices
- Moving to St. Cloud: the data guide
- Cost of living in St. Cloud
- New construction homes in St. Cloud
- Best neighborhoods in St. Cloud
- Osceola County property tax guide
- Osceola County down payment assistance limits
- First-time home buyer guide for Florida
- Search every St. Cloud community
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Homes for sale near St. Cloud
- Homes for sale in Kissimmee, FL — 2959 listings
- Homes for sale in Reunion, FL — 162 listings
- Homes for sale in Celebration, FL — 92 listings
- Homes for sale in Harmony, FL — 46 listings
- Homes for sale in Champions Gate, FL — 18 listings
Common questions
How many homes are for sale in St. Cloud, FL?
As of 2026-09-25, Momentum's MLS record shows 1,146 residential homes actively listed for sale in St. Cloud and 331 under contract. 271 of them came on the market in the last 7 days.
What is the median home price in St. Cloud?
The median list price of homes for sale in St. Cloud is $433,950, about $214 per square foot for a typical 1,994-square-foot home. Ten percent of listings are under $295K and ten percent are above $715K. Over the last 12 months the median SOLD price was $414,990, +0.1% year over year.
How long do homes take to sell in St. Cloud?
Homes currently listed have been on the market a median of 47 days. Homes that sold in the last 12 months took a median of 46 days and sold at 97% of list price. At today's inventory that is 6.2 months of supply, a buyer's market by the usual six-month rule.
What does a $433,950 home in St. Cloud cost per month?
Roughly $2,930 a month with 20% down at 6.95%: principal and interest of $2,298, Osceola County property tax of about $487/month after the $50,000 homestead exemption, and insurance near $145/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which St. Cloud neighborhoods have the most homes for sale?
The communities with the most active listings right now are Weslyn Park (36), S L & I C (34), Buena Lago (27), St Cloud 2Nd Town Of (23), Hanover Lakes Ph 2 (21). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in St. Cloud?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works St. Cloud can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is St. Cloud, FL, and what county is it in?
St. Cloud is in Osceola County, Florida. Homes for sale there today carry the ZIP codes 34771, 34772, 34769, 34773. Nearby cities in the same county with homes for sale: Kissimmee, Reunion, Celebration, Harmony, Champions Gate.
What ZIP codes are in St. Cloud, FL?
Listings in St. Cloud are currently in 4 ZIP codes: 34771, 34772, 34769, 34773. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in St. Cloud, FL?
927 single-family houses are for sale in St. Cloud today, out of 1,146 total listings (12 condos, 126 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in St. Cloud, FL?
Start with the numbers: 1,146 homes are for sale in St. Cloud today at a median asking price of $433,950, so a 20% down payment on the median home is about $86,790 and principal and interest run near $2,298/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is St. Cloud in?
St. Cloud is in Osceola County, Florida. Osceola County's 12-month median sale price is $410K on 5,234 closings. Property tax, school zoning and permitting for St. Cloud run through Osceola County.
Is St. Cloud a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about St. Cloud: the median sale price over the last 12 months was $415K across 2,213 closings (+0.1% year over year), about the same as the Osceola County median of $410K; homes took a median 46 days to go under contract; 588 homes are for sale today, 3.2 months of supply at the current pace, which is balanced; new construction was 62% of sales; the communities with the most sales are THE CROSSINGS PH 2, HARMONY WEST PH 1A, the crossings, THE CROSSINGS PH 1. The market tracker, price bands and community pages on this site carry the full numbers.
Is St. Cloud in a flood zone?
Partly. Across 252 homes sampled in St. Cloud's largest communities, about 86% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 14% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.
Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-09-25 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.