Homes for Sale in St. Cloud, FL
1,142 homes are for sale in St. Cloud, FL as of 2026-09-06, with 315 more under contract. The median list price is $429,700 ($213/sq ft), most homes list between $297K to $708K, and the median listing has been on the market 45 days. 260 homes came on the market this week and 1,837 sold in the last 12 months at a median of $414,990.
Newest homes for sale in St. Cloud
The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
St. Cloud homes for sale by price
Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $429,700; the busiest band is $400K – $500K.
Under $200K: 27 homes
- $175,000 · 3 bd / 1.5 ba / 922 sq ft · 1814 KENTUCKY AVENUE
- $170,000 · 3 bd / 2 ba / 1,196 sq ft · 4424 BRAVE LANE
- $180,000 · 2 bd / 2 ba / 704 sq ft · 1626 GAR STREET (Pine Grove Park)
- $189,000 · 1 bd / 1 ba / 709 sq ft · 2510 KING OAK CIRCLE
$200K – $300K: 96 homes
- $280,000 · 3 bd / 2.5 ba / 1,876 sq ft · 4410 CAPITAL BLVD BOULEVARD
- $205,000 · 2 bd / 1 ba / 863 sq ft · 6281 BASS HIGHWAY (Pine Grove Park)
- $210,000 · 2 bd / 2 ba / 1,383 sq ft · 913 MICHIGAN AVENUE
- $224,900 · 4 bd / 1 ba / 986 sq ft · 919 COLUMBIA AVENUE (St Cloud 2Nd Town Of)
$300K – $400K: 339 homes
- $306,000 · 2 bd / 2 ba / 1,601 sq ft · 2936 SUNRIDGE LOOP (Suncrest)
- $315,000 · 3 bd / 2.5 ba / 1,556 sq ft · 5007 PRAIRIE PRESERVE RUN (Eden At Cross Prairie)
- $319,990 · 3 bd / 2.5 ba / 1,409 sq ft · 6526 HORSESHOE LANE WAY (Cyrene At Harmony)
- $324,990 · 3 bd / 2.5 ba / 1,469 sq ft · 6522 HORSESHOE LANE WAY (Cyrene At Harmony)
$400K – $500K: 342 homes
- $495,000 · 4 bd / 3.5 ba / 3,041 sq ft · 1613 LEATHERBACK LANE (Turtle Creek)
- $400,000 · 4 bd / 2 ba / 1,828 sq ft · 3495 MALAWI TRAIL (Buena Lago)
- $400,000 · 4 bd / 2 ba / 1,828 sq ft · 3516 MALAWI TRAIL (Buena Lago)
- $401,990 · 4 bd / 2 ba / 1,828 sq ft · 3507 MALAWI TRAIL (Buena Lago)
$500K – $750K: 241 homes
- $639,000 · 5 bd / 3.5 ba / 3,846 sq ft · 5035 DOWN COURT (Hanover Lakes)
- $500,000 · 4 bd / 3 ba / 2,089 sq ft · 2916 HOODED CRANE COVE
- $504,013 · 3 bd / 2 ba / 1,742 sq ft · 5127 BUTTONSAGE DRIVE
- $509,956 · 4 bd / 2 ba / 1,893 sq ft · 5119 BUTTONSAGE DRIVE
$750K – $1M: 60 homes
- $757,670 · 4 bd / 3 ba / 3,367 sq ft · 5279 BUTTONSAGE DRIVE
- $799,900 · 4 bd / 3 ba / 2,957 sq ft · 3186 SAILHOUSE DRIVE (Weslyn Park at Sunbridge)
- $824,000 · 5 bd / 4 ba / 4,315 sq ft · 5533 BANYAN BAY ROAD (Bridgewalk)
- $825,000 · 4 bd / 3 ba / 2,509 sq ft · 4441 DEER RUN ROAD
$1M and up: 37 homes
- $1.00M · 3 bd / 2 ba / 1,440 sq ft · 3215 TUCKER AVENUE (St Cloud Manor Estates 01)
- $1.02M · 3 bd / 3.5 ba / 3,778 sq ft · 2722 RIVER CREEK LANE (Del Webb Sunbridge)
- $1.08M · 3 bd / 2 ba / 1,290 sq ft · 4125 HICKORY TREE ROAD
- $1.25M · 3 bd / 2.5 ba / 2,573 sq ft · 4460 RUNWAY LANE
Homes for sale in St. Cloud by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
St. Cloud communities with the most homes for sale
The St. Cloud neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Weslyn Park | 36 | $591,888 | — | — |
| Buena Lago | 28 | $436,945 | — | — |
| St Cloud 2Nd Town Of | 27 | $289,900 | — | — |
| Harmony West | 27 | $406,990 | — | — |
| Del Webb Sunbridge | 20 | $574,838 | — | — |
| Harmony Central | 20 | $385,000 | — | — |
| Center Lake on the Park | 19 | $479,990 | — | — |
| Hanover Lakes | 19 | $550,000 | — | — |
| Wiregrass | 15 | $540,000 | — | — |
| Esprit | 14 | $415,000 | — | — |
| Gramercy Farms | 14 | $352,500 | — | — |
| Brack Ranch | 13 | $475,990 | — | — |
| Southern Pines | 12 | $489,900 | — | — |
| Waterlin 45's | 12 | $497,240 | — | — |
| Bay Lake Ranch | 12 | $745,000 | — | — |
| Lakeside at Satilla | 11 | $519,990 | — | — |
| Northwest Lakeside Groves | 11 | $305,000 | — | — |
| The Waters at Center Lake Ranch | 10 | $530,042 | — | — |
| Prairie Oaks | 9 | $440,000 | — | — |
| Bridgewalk | 9 | $645,000 | — | — |
| The Meadow at Crossprairie Townes | 8 | $330,000 | — | — |
| Amelia Groves | 8 | $464,995 | — | — |
| Palmeras At Crossprairie | 7 | $469,990 | — | — |
| Pine Grove Park | 7 | $274,900 | — | — |
| Summerly | 7 | $410,000 | — | — |
| The Meadow at Crossprairie | 7 | $419,150 | — | — |
| Turtle Creek | 7 | $425,000 | — | — |
| Estates at Hickory Cove | 7 | $377,805 | — | — |
| Springhead Lakes 40s | 6 | $434,865 | — | — |
| St Cloud Manor Estates | 6 | $649,000 | — | — |
What is for sale in St. Cloud: property types
- Single-family homes: 915
- Townhouses: 136
- Manufactured homes: 60
- Villas: 18
- Condos: 13
Another 5 listings in St. Cloud are land, commercial or other non-residential property and are not counted above.
Browse by type: Condos for sale in St. Cloud (13) · Townhomes for sale in St. Cloud (136) · Manufactured and Mobile Homes for sale in St. Cloud (60).
The St. Cloud housing market right now
Over the last 12 months 1,837 homes sold in St. Cloud at a median of $414,990 (-1.0% year over year), $206 per square foot. Sellers received 97% of list price and homes took a median 46 days to go under contract. With 1,142 homes for sale against that sales pace, months of supply is 7.5, a buyer’s market by the six-month rule. Cash buyers accounted for 11% of sales. New construction was 63% of sales.
St. Cloud supply by price band
| Price band | Active | Sold, 12 mo | Months of supply | DOM |
|---|---|---|---|---|
| Under $300K | 56 | 177 | 3.8 | 54 |
| $300K–$500K | 409 | 1,483 | 3.3 | 55 |
| $500K–$750K | 53 | 173 | 3.7 | 73 |
St. Cloud home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2019 | $261,573 | 87 | 67 | 96% |
| 2021 | $357,998 | 36 | 5 | 102% |
| 2022 | $394,106 | 1,720 | 7 | 100% |
| 2023 | $438,976 | 875 | 18 | 99% |
| 2024 | $427,796 | 2,159 | 43 | 98% |
| 2025 | $430,365 | 2,847 | 51 | 97% |
| 2026 | $423,218 | 3,112 | 47 | 97% |
What a home in St. Cloud costs to own
Take the median $429,700 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,220/month. Osceola County’s typical millage of 15.23 puts property tax near $5,784/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,847/month plus any HOA or CDD assessment.
Explore St. Cloud
- All homes for sale in Osceola County, FL
- St. Cloud market intelligence: prices, supply and trends
- Moving to St. Cloud: the data guide
- Cost of living in St. Cloud
- New construction homes in St. Cloud
- Best neighborhoods in St. Cloud
- Osceola County property tax guide
- Search every St. Cloud community
- All Florida cities and counties
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Common questions
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-09-06 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.