Black Creek Park vs Silver Creek
Two Clay communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-13.
| Metric | Black Creek Park | Silver Creek |
|---|---|---|
| Median sale price | $447K | $292K |
| Price per sq ft | $220 | $172 |
| Avg days on market | 76 days | 111 days |
| Months of supply | 5.7 mo | 2.4 mo |
| Market | Buyer-Leaning Market | Balanced Market |
| 1-year price change | +12% | -3% |
| Recent closings | 40 | 25 |
The verdict
Black Creek Park carries the higher median price — about 53% above Silver Creek. Homes in Black Creek Park sell faster (76 days on market vs 111). Silver Creek is the tighter market on inventory (2.4 months of supply).
Where each one is
Black Creek Park and Silver Creek are about 7 miles apart (straight-line, center to center) and share Clay County.
| Black Creek Park | Silver Creek | |
|---|---|---|
| County | Clay County, FL | Clay County, FL |
| City / area | Middleburg | Green Cove Springs |
| ZIP | 32068 | 32043, 32259 |
| Straight-line to downtown Jacksonville | 26 mi | 22 mi |
| Nearest Atlantic beach | 34 mi, Mickler's Landing (Ponte Vedra) | 27 mi, Mickler's Landing (Ponte Vedra) |
| FEMA flood zones (sampled parcels) | 90% of 29 homes outside a flood zone (Zone X) | all 16 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Black Creek Park | Silver Creek | |
|---|---|---|
| Homes for sale now | 19 | 5 |
| Under contract | 3 | 1 |
| Asking prices today | $245K to $665K | $275K to $430K |
| Property types listed | Manufactured Home, Mobile Home, Single Family Residence | Mobile Home, Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Black Creek Park homes for sale · Silver Creek homes for sale.
The homes themselves
| Black Creek Park | Silver Creek | |
|---|---|---|
| Homes (parcels) | 211 | 447 |
| Built | 1946–2024 (median 1994) | 2004–2016 (median 2006) |
| Typical living area | 1,560 sq ft | 1,898 sq ft |
| Homesteaded (owner-occupied) share | 67% | 56% |
| Vacant lots | 30 | 0 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Black Creek Park median | Silver Creek median |
|---|---|---|
| 2012 | $106K (46 sales) | $147K (55 sales) |
| 2013 | $124K (50 sales) | $145K (29 sales) |
| 2014 | $115K (49 sales) | $162K (34 sales) |
| 2015 | $125K (69 sales) | $158K (45 sales) |
| 2016 | $130K (47 sales) | $173K (48 sales) |
| 2017 | $144K (52 sales) | $180K (46 sales) |
| 2018 | $170K (58 sales) | $212K (48 sales) |
| 2019 | $203K (64 sales) | $215K (54 sales) |
| 2020 | $228K (67 sales) | $226K (43 sales) |
| 2021 | $255K (57 sales) | $268K (60 sales) |
| 2022 | $335K (70 sales) | $346K (35 sales) |
| 2023 | $340K (68 sales) | $330K (26 sales) |
| 2024 | $333K (63 sales) | $334K (26 sales) |
| 2025 | $369K (53 sales) | $315K (17 sales) |
| 2026 | $392K (42 sales) | $288K (24 sales) |
Since 2012, Black Creek Park's median sale price is +269% and Silver Creek's is +96% — Black Creek Park has appreciated faster over that stretch.
How each one trades
| Black Creek Park | Silver Creek | |
|---|---|---|
| Sale-to-original-list | 96.1% | 97.6% |
| New-construction share of sales | 19% | 0% |
| Typical sold home | 1,828 sq ft | 1,760 sq ft |
| Momentum market-heat score | 40 (normal) | 28 (cold) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Black Creek Park | Silver Creek | |
|---|---|---|
| Elementary | Middleburg | Lake Asbury |
| Middle | Wilkinson | Lake Asbury |
| High school | Middleburg | Clay |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Momentum Realty agents have closed 0 homes in Black Creek Park and 1 in Silver Creek (brokerage records, both sides counted once). Find an agent who works Black Creek Park · Silver Creek.
Which one fits
On budget alone, Silver Creek is the lower entry point (median $292K vs $447K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Silver Creek; Black Creek Park trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Black Creek Park (76 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Black Creek Park more expensive than Silver Creek?
Yes, on recent sales: the median sale price in Black Creek Park is $447,000 versus $292,000 in Silver Creek, about 53% higher.
How far apart are Black Creek Park and Silver Creek?
About 7 miles straight-line, center to center, both in Clay County; driving distance is usually 15 to 30 percent more.
Which has newer homes, Black Creek Park or Silver Creek?
Silver Creek: its homes were built 2004–2016 with a median year of 2006, versus a median of 1994 in Black Creek Park (Florida DOR assessment roll).
Which has bigger homes?
Silver Creek. The typical home there is 1,898 sq ft of living area, versus 1,560 sq ft in Black Creek Park.
Which has appreciated more, Black Creek Park or Silver Creek?
From 2012 to 2026 the median sale price rose 269% in Black Creek Park and 96% in Silver Creek (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Silver Creek — sellers there received 97.6% of the original list price over the last 12 months versus 96.1% in Black Creek Park.
What high schools serve Black Creek Park and Silver Creek?
Listings in Black Creek Park most often report Middleburg; listings in Silver Creek report Clay. Zoning is set by the district and can change - verify by address.
Go deeper on each: Black Creek Park homes, photos & schools · Silver Creek homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.