Silver Creek
Homes for Sale in Green Cove Springs, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Silver Creek's median sale sits at $286,500, down 11.8% year over year, with a typical listing taking roughly 72 days to find a buyer as of the July 11, 2026 snapshot. That combination of a softer median and longer market time points to a community where pricing is doing the work rather than bidding pressure. There were 22 closings in the most recent window and, notably, zero active listings at snapshot time — resale supply here is thin, so sellers should not assume automatic competition for a well-priced listing, and buyers who want in should expect to wait for the next one to surface rather than choose from a deep list.
The housing stock spans homes built from 1940 through 2024, with a median build year of 2005 and a median living area of 1,898 square feet, so this is a mixed-vintage community rather than a single-era subdivision. At $165.82 per square foot and a market heat score of 37, condition and age of a given home explain price swings more than location alone. Since 2012 the median has climbed 98%, a long-run gain that reflects the broader cycle rather than anything specific to a single sale.
Silver Creek right now
🟡 Balanced market. 2.7 months of supply and 38% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Very High (8 active and pending listings, 22 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($286K) is down 11.8% from the prior 12 months ($325K) and up 98% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: High (22 and 20 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Silver Creek market snapshot (as of July 14, 2026): the median sale price is about $286K ($166 per sq ft over the trailing 12 months of closed sales), a median 73 days on market for closed sales, and 2.7 months of supply, a balanced market. The trailing-12-month median is down 12% from the prior 12 months and up 98% since 2012, computed from record-level realMLS closed sales (22 closings in the current window).
Silver Creek is a community of 913 homes in Green Cove Springs, Clay County, built between 1940 and 2024 (median 2005.0), with a median living area of about 1,898 square feet. 56% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Silver Creek in Green Cove Springs, Clay County, is a 913-home community where roughly 55.5% of homes carry a homestead exemption — a market built on longer-term ownership rather than fast turnover, which helps explain why active inventory can run thin even as sale prices move.
The setting & the homes.
Aerial and on-site photos of Silver Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Silver CreekPhotos from realMLS listings in Silver Creek; content deemed reliable but not guaranteed.
Who Silver Creek is best for.
Best for
- A buyer comfortable waiting for the right listing to surface in a market with zero current active inventory.
- A buyer or seller who wants a hand-prepared valuation tied to a specific home's condition and build year rather than a blanket community number.
- A longer-horizon buyer, given the 98% gain since 2012 reflects a multi-year hold rather than a short flip.
Probably not for
- A buyer who wants to shop a wide, active list of comparable homes before deciding — there is currently none to browse.
- A seller expecting a fast sale; the current median days on market runs about 72.5 days.
- A buyer targeting a single, consistent price point across the community, given the spread from 1940-built to 2024-built homes.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($286K) IS the median in the snapshot above, and the move from 2025 ($325K) IS the -11.8% one-year change.
Windows contain 20 to 56 sales each (22 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Silver Creek Market Scorecard
Silver Creek is currently a seller's market. About 3.4 months of supply, a median asking price of $370,000, and homes go under contract in about 46 days.
Typical home value in the 32043 ZIP is $344,905, about 14.5% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Silver Creek
Live MLS inventory for Silver Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 57 daysTop listingActive · 85 days
Active · 27 days
Active · 56 days
Active · 92 days
Pending · 87 days
Pending · 56 days
Pending · 134 daysActive and pending Silver Creek listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Silver Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Silver Creek
- Community swimming pool · Silver Creek of Clay County Homeowners Association, Inc. maintains a community swimming pool; a pool operating permit for the 2021-2022 season and posted pool rules/regulations are on file with the HOA.
Sources: Silver Creek Homeowners Association (mysilvercreekhoa.com). Amenity access and membership terms vary and can change; verify current details with the community.
How far is everything?
Everyday stops around Silver Creek are close: the nearest groceries is about 3 minutes away.
- SmithSteading, LLC · Groceries3 min
- Young Buck Coffee Roasters · Coffee3 min
- Meant For Me Gifts · Shopping10 min
- Ronnie Van Zant Memorial Park · Parks10 min
- McDonald's · Dining11 min
- Doctors Inlet Internal Medicine Spine and Pain · Health13 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Lake Asbury Elementary SchoolFLDOE grade B · PreK-6
- Lake Asbury Junior High SchoolFLDOE grade A · 7-8
- Clay High SchoolFLDOE grade B · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Silver Creek address.
The Silver Creek buying strategy.
If we were buying in Silver Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Creek.
Reading the gap between price and pace
The most useful number in this data set is the pairing of a falling median (-11.8% year over year) with an already-slow 72.5 median days on market. When both move against a seller at once, it usually means individual home condition and pricing strategy are carrying more weight than overall community demand. With homes dating anywhere from 1940 to 2024 and a median build year of 2005, two listings a block apart can carry very different maintenance profiles, and that spread shows up directly in what a home ultimately sells for per square foot ($165.82 median).
Zero active listings against 913 total homes and only 22 closings in the recent window is a genuinely thin data set to draw conclusions from — a single well-marketed or oddly priced sale can move the median more than it would in a higher-volume community. The 98% gain since 2012 tells you the long-run direction, but it says nothing about where the next 12 months go, and with a market heat score of 37 this is not a community trading on urgency right now.
The location and the amenities are priced into every listing in Silver Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Silver Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.2). Basis: Long-Term Appreciation +98% since 2012; Recent Direction -11.8% year-over-year; Liquidity & Demand 2.7 months of supply; Owner Commitment 56% owner-occupied; Pricing Power 97.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With active inventory at zero and closings this thin, tracking Silver Creek means watching for a listing before it hits a public search rather than reacting after the fact, and reading each home's build era and condition against a median that a handful of sales can swing. We prepare pricing by hand, listing by listing, against comparable closings — not an automated number — which matters more in a market this size than in one with hundreds of active comps to lean on.
Silver Creek in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
The community is governed by Silver Creek of Clay County Homeowners Association, Inc., managed via The CAM Team, Inc.
Page states no CDD.
Tools for a Silver Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Creek home worth?
Get a no-obligation home value based on real comparable sales in Silver Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Silver Creek on the map →
Frequently Asked Questions
What is the median home price in Silver Creek?
How long do homes in Silver Creek take to sell?
Is Silver Creek a buyer's or seller's market right now?
How many homes are in Silver Creek?
What share of Silver Creek is owner-occupied?
When were the homes in Silver Creek built?
Do cash buyers compete in Silver Creek?
Have Silver Creek home prices gone up?
What schools serve Silver Creek?
Who is the best real estate agent for Silver Creek?
How do I find a top Green Cove Springs real estate agent who knows Silver Creek?
Can Momentum Realty connect me with an agent for Silver Creek?
Should you buy in Silver Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Silver Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (15 streets, ZIP 32043/32062/32068/32073/32216/32223/32259/32465/32506/32507/32570/32836)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (953 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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