Chimney Lakes vs Watermill
Two Duval communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-07.
| Metric | Chimney Lakes | Watermill |
|---|---|---|
| Median sale price | $322K | $340K |
| Price per sq ft | $175 | $172 |
| Avg days on market | 63 days | 166 days |
| Months of supply | 4.0 mo | 2.3 mo |
| Market | Buyer-Leaning Market | Seller's Market |
| 1-year price change | -7% | -6% |
| Recent closings | 30 | 37 |
The verdict
Watermill carries the higher median price — about 6% above Chimney Lakes. Homes in Chimney Lakes sell faster (63 days on market vs 166). Watermill is the tighter market on inventory (2.3 months of supply).
Where each one is
| Chimney Lakes | Watermill | |
|---|---|---|
| County | Duval County, FL | Duval County, FL |
| City / area | Jacksonville | Jacksonville |
| ZIP | 32073, 32244 | 32073, 32216, 32222 |
| FEMA flood zones (sampled parcels) | all 17 sampled homes outside a flood zone | all 24 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Chimney Lakes | Watermill | |
|---|---|---|
| Homes for sale now | 10 | 7 |
| Under contract | 2 | 5 |
| Asking prices today | $245K to $398K | $230K to $400K |
| Property types listed | Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Chimney Lakes homes for sale · Watermill homes for sale.
The homes themselves
| Chimney Lakes | Watermill | |
|---|---|---|
| Homes (parcels) | 256 | 191 |
| Built | 1986–1996 (median 1990) | 1995–2014 (median 2005) |
| Typical living area | 2,054 sq ft | 2,378 sq ft |
| Homesteaded (owner-occupied) share | 73% | 66% |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Chimney Lakes median | Watermill median |
|---|---|---|
| 2012 | $93K (38 sales) | $125K (78 sales) |
| 2013 | $107K (62 sales) | $130K (100 sales) |
| 2014 | $122K (64 sales) | $154K (77 sales) |
| 2015 | $128K (57 sales) | $150K (67 sales) |
| 2016 | $142K (54 sales) | $159K (62 sales) |
| 2017 | $165K (65 sales) | $175K (75 sales) |
| 2018 | $171K (58 sales) | $195K (77 sales) |
| 2019 | $186K (50 sales) | $210K (74 sales) |
| 2020 | $200K (64 sales) | $215K (56 sales) |
| 2021 | $250K (67 sales) | $265K (71 sales) |
| 2022 | $300K (57 sales) | $338K (66 sales) |
| 2023 | $288K (37 sales) | $330K (47 sales) |
| 2024 | $306K (42 sales) | $325K (31 sales) |
| 2025 | $290K (39 sales) | $314K (32 sales) |
| 2026 | $291K (33 sales) | $330K (39 sales) |
Since 2012, Chimney Lakes's median sale price is +214% and Watermill's is +163% — Chimney Lakes has appreciated faster over that stretch.
How each one trades
| Chimney Lakes | Watermill | |
|---|---|---|
| Sale-to-original-list | 100.0% | 96.7% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 1,671 sq ft | 1,954 sq ft |
| Momentum market-heat score | 60 (hot) | 44 (normal) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Chimney Lakes | Watermill | |
|---|---|---|
| Elementary | Chimney Lakes | not reported |
| Middle | Chaffee Trail | not reported |
| High school | Westside High School | not reported |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Momentum Realty agents have closed 0 homes in Chimney Lakes and 2 in Watermill (brokerage records, both sides counted once). Find an agent who works Chimney Lakes · Watermill.
Which one fits
On budget alone, Chimney Lakes is the lower entry point (median $322K vs $340K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Watermill; Chimney Lakes trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Chimney Lakes (63 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Watermill more expensive than Chimney Lakes?
Yes, on recent sales: the median sale price in Watermill is $340,000 versus $322,000 in Chimney Lakes, about 6% higher.
Which has newer homes, Chimney Lakes or Watermill?
Watermill: its homes were built 1995–2014 with a median year of 2005, versus a median of 1990 in Chimney Lakes (Florida DOR assessment roll).
Which has bigger homes?
Watermill. The typical home there is 2,378 sq ft of living area, versus 2,054 sq ft in Chimney Lakes.
Which has appreciated more, Chimney Lakes or Watermill?
From 2012 to 2026 the median sale price rose 214% in Chimney Lakes and 163% in Watermill (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Chimney Lakes — sellers there received 100.0% of the original list price over the last 12 months versus 96.7% in Watermill.
Go deeper on each: Chimney Lakes homes, photos & schools · Watermill homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.