Watermill Homes for Sale in Jacksonville, FL

Watermill is a mid-tier Argyle value community. Recent for-sale data showed an average asking price around $330,000, with a range from about $239,000 for townhomes and smaller homes to $523,000 for the largest, so the home type and size set where a property lands.

For county context, the NEFAR April 2026 report put the Duval County median single-family price at about $332,500, a county-wide figure. Watermill prices right around that level, which is solid value for an amenity community.

Watermill is a master community, so the variation is mostly in whether a home is single-family or a townhome, the size, and the section.

The bulk of Watermill is single-family homes in a range of sizes and ages from the 1990s and 2000s, on standard suburban lots.

A portion of the community is townhomes, which sit at a lower price point and appeal to first-time buyers and downsizers.

Watermill carries community amenities as a master-planned community, set around its lakes.

The master community includes shared amenities and common areas for residents, maintained by the master association.

Community lakes and the location along the Argyle Forest Boulevard corridor give residents green space and convenient shopping.

The Argyle Forest Boulevard corridor anchors everyday shopping nearby with grocery, big-box, and dining a few minutes from most homes, and a nearby town center adds more retail and restaurants.

Watermill is a master community, so confirm the master-association dues and whether the specific home's section carries an additional sub-association fee.

Watermill mixes single-family homes and townhomes at different price points. Pin down the home type and the section before you compare.

Jacksonville sees coastal, river, and creek flooding, and pockets near the St. Johns River tributaries can sit in higher-risk zones. Jacksonville participates in the FEMA Community Rating System at a class 6, which earns flood-insurance discounts of about 10 percent for homes outside a special flood hazard area and about 20 percent for homes inside one.

The reliable move is to pull the FEMA flood designation for the exact Watermill address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.

The Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and by AT&T with DSL almost everywhere plus fiber to a growing share of homes. If working from home matters, confirm the options, and fiber in particular, at the specific Watermill address rather than assuming.

Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.

The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.

Most buyers weighing Watermill also look at the other Argyle value communities, and the choice comes down to home type, amenities, and price.

Chimney Lakes is Watermill's closest peer, another established Argyle master community of similar vintage and price. Both offer lakes, common areas, and a mix of homes near the Duval median, so the differences come down to the specific section, home type, and condition rather than a clear tier gap. Argyle Forest, the larger surrounding community, spreads across more subdivisions and price points, so it offers more inventory but less of a single master-community feel. Against the larger, newer master plans nearby, Watermill trades resort-scale amenities and new construction for a lower, more established price point. The honest shorthand: Watermill wins on value and amenities for the money, and gives up new construction and resort-scale amenities to the bigger master plans.

Watermill fits the value buyer who wants an established amenity community near the Duval median and is flexible on home type. If lakes, common areas, and an Argyle location with easy expressway access matter more than gated resort amenities or new construction, and if you will confirm the dues and pick the right home type and section, Watermill is a practical, affordable choice on the Westside.