Chimney Lakes in Jacksonville

Chimney Lakes
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32244
256 homesBuilt 1986–1996Median sale $292K
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Live Market Pulse
60/100
Market Heat
Hotter than normal
2013 → 2026 · 92 at the 2021 peak
0 is Chimney Lakes's coldest market since 2013, 100 its hottest. Today: 60. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Chimney Lakes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$292K ▲
Median sold · 12 mo
up 0.7% vs the prior 12 months
+0.7% ▲
1-yr price change
n = 32 and 40 sales in the two windows
$175/sf
Sold $/sqft · 12 mo
peak $186 in 2023
100.0%
Sale vs ask
Duval median: 96.2%
+207%
T12M median vs 2012
from a $95K median in 2012
Tempo
11.0mo
Supply
3 to 6 months is the balanced band
23days
Median DOM · closed
11 days at the 2021 low
21%
Under contract
Duval: 26% (1,538 of 5,929)
11 · 3
For sale · pending
live counts, refreshed twice daily
32
Sold · last 12 mo
10-yr average: about 51 a year
Ownership and context
73%
Owner-occupied · Chimney Lakes
188 of 256 parcels homesteaded (FL DOR 2025)
27%
Non-owner-occupied · Chimney Lakes
incl. 9% trust or LLC-held · 12% out-of-state
256
Homes in the community
256 residential parcels (FL DOR 2025)
Track record · 25 years of records
15
Recorded sales · 2024-2025
median $295K · qualified sales on the county roll (FL DOR 2025)
1986–1996
Years homes were built
median 1990 · county roll (FL DOR 2025)
1,682sqft
Median sold home size
12-mo windows, closed sales
12.5%/yr
Turnover rate
about 32 of 256 homes trade a year

Homes For Sale Right Now in Chimney Lakes

Live MLS inventory for Chimney Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Chimney Lakes listings as of 2026-10-23, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Chimney Lakes prices off condition and lot more than location right now. With a median of $287,000 and $173 per square foot across 2,014 homes built between 1977 and 2018 (median year built 1990), the spread in the resale stock is wide enough that a renovated single-story and a dated original can carry very different price tags on the same street. That variance is the story here, not any single headline number.

Inventory is thin: just 6 active listings against 33 closings in the recent window puts months of supply at 2.4, and the median 25-day time on market backs up a seller-leaning posture. Prices are down 2.7% year over year even with that tight supply, which reads as a market digesting recent gains rather than one still running hot — values are still up 202% since 2012. For a seller, that means pricing to the comp, not to a prior peak. For a buyer, it means moving decisively when the right unit shows up, since there is not much on the shelf to wait out.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Chimney Lakes Housing Pulse · Momentum Research · as of October 23, 2026

Chimney Lakes right now

🟢 Buyer-leaning market. 11.0 months of supply and 21% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 23, 2026. Confidence: Very High (14 active and pending listings, 32 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($292K) is up 0.7% from the prior 12 months ($290K) and up 207% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 23. Confidence: Very High (32 and 40 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Chimney Lakes market snapshot (as of October 23, 2026): the median sale price is about $292K ($175 per sq ft over the trailing 12 months of closed sales), a median 23 days on market for closed sales, and 11.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 1% from the prior 12 months and up 207% since 2012, computed from record-level realMLS closed sales (32 closings in the current window).

Chimney Lakes is a community of 256 homes in Jacksonville, Duval County, built between 1986 and 1996 (median 1990.0), with a median living area of about 2,054 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Chimney Lakes is an established Jacksonville community in Duval County with over four decades of build history, giving buyers a mix of original construction and newer infill built out through 2018.

Best for

  • Buyers targeting a home near the $287,000 median who are ready to move quickly once one matches their criteria.
  • Buyers comfortable evaluating a mix of original and newer construction rather than a uniform-vintage subdivision.
  • Sellers who can price to current comps rather than to a prior run-up, given the 2.7% year-over-year pullback.

Probably not for

  • Buyers who want to compare several similar listings side by side before committing — supply is too thin for that right now.
  • Buyers with a fixed budget who need the lowest-priced end of the stock, since condition (not just size) is driving the price spread.
  • Sellers expecting the 202% run-up since 2012 to keep compounding at the same pace year over year.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending October 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($292K) IS the median in the snapshot above, and the move from 2025 ($290K) IS the +0.7% one-year change.

Windows contain 32 to 70 sales each (32 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Up 0.7% year over year; up 207% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K1k2k3k
1,368 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$150$20020122014201620182020202220242026
Up from $57 in 2012 to a $186 peak in 2023; $175 now.
Median days on market · closed sales
05010020122014201620182020202220242026
11 days at the 2021 low; 23 now.
Sale price vs original ask · median
96%98%100%20122014201620182020202220242026
100.0% now vs Duval 96.2%.
Homes sold per 12-mo window
020406020122014201620182020202220242026
32 to 70 a year; 32 in the current window.
Indexed since 2012 · Chimney Lakes vs Duval
100200300Duval +183%Chimney Lakes +207%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
92 at the 2021 peak, 28 in the troughs, 60 now. Same score as the hero card, full history.
How much local inventory is already under contract

25% of homes for sale in ZIP 32244 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Chimney Lakes Market Scorecard

Buyer-leaning

Chimney Lakes is currently a buyer-leaning market. About 11.0 months of supply, a median asking price of $310,000, and homes go under contract in about 67 days.

11.0
Months supply
$310,000
Median list
$292,000
Median sold
$181
List $/sqft
67
Days on mkt
11/3/12
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Chimney Lakes, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Median closed sale price — $289,475 · ▼ 3.1% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Chimney Lakes

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Chimney Lakes are close: the nearest coffee is about 3 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Chimney Lakes Elementary SchoolFLDOE grade A · Public PK-5, in community (International Studies/STEAM magnet)
  • Westside Middle SchoolFLDOE grade I · Public 6-8
  • Westside High SchoolFLDOE grade I · Public 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Chimney Lakes address.

If we were buying in Chimney Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chimney Lakes.

Best Buy
Buyers and sellers who want an established Jacksonville community with a long build history rather than new construction.
Biggest Risk
Only 6 active listings means limited buyer choice and a real chance of moving on the wrong unit for lack of alternatives.
Sweet Spot
Homes near the 1,956 sq ft median that have been updated tend to command the top of the range on $173/sq ft comps.
Avoid If
You need a wide selection to compare before deciding — this is not a browse-and-choose inventory right now.

A market defined by scarcity, not speed

The math in Chimney Lakes right now is simple: 6 active listings and 2.4 months of supply. That is a seller-leaning market by any conventional read, and the median 25-day time on market confirms that priced-right listings are not sitting long. But a market heat score of 51 suggests this isn't an overheated bidding-war environment — it's closer to balanced with a supply constraint layered on top.

The median living area is 1,956 square feet, and with 68.6% of homes carrying a homestead exemption, a majority of this stock is owner-occupied rather than turned over as investment or seasonal inventory. That tends to correlate with slower, more deliberate listing behavior — sellers list when they are ready to move, not to test the market — which helps explain why active inventory stays so thin even in a market that has cooled slightly year over year.

“

The location and the amenities are priced into every listing in Chimney Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.7B- · Buy Score
Long-Term Appreciation10.0/10
Recent Direction6.2/10
Liquidity & Demand0.0/10
Owner Commitment7.3/10
Pricing Power10.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.7). Basis: Long-Term Appreciation +207% since 2012; Recent Direction +0.7% year-over-year; Liquidity & Demand 11.0 months of supply; Owner Commitment 73% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only 6 homes active at any given time in a 2,014-home community, most of the real opportunity in Chimney Lakes moves before it is widely seen or moves on condition nuances a listing photo won't show. We track this community's closings and pricing continuously and can walk a buyer or seller through what the $287,000 median actually reflects — and where a specific home should land relative to it — rather than relying on a single portal number.

Chimney Lakes in 15 seconds.

Best forBuyers and sellers who want an established Jacksonville community with a long build history rather than new construction.
Biggest advantageA tight 2.4-month supply and 25-day median time on market favor sellers who price to the comp.
Biggest riskOnly 6 active listings means limited buyer choice and a real chance of moving on the wrong unit for lack of alternatives.
Sweet spotHomes near the 1,956 sq ft median that have been updated tend to command the top of the range on $173/sq ft comps.
Avoid ifYou need a wide selection to compare before deciding — this is not a browse-and-choose inventory right now.

HOA, CDD & Fees

In short
  • Has a CDD assessment
  • HOA reported ~$118/quarter

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Flood & Insurance Context

Of 18 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=18) · as of 2026-10

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chimney Lakes sales matched to your home.

What is your Chimney Lakes home worth?

Get a no-obligation home value based on real comparable sales in Chimney Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Chimney Lakes on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Chimney Lakes?
The median sale price in Chimney Lakes was $292K over the 12 months ending October 23, 2026 (32 closed sales, realMLS).
How long do homes in Chimney Lakes take to sell?
Homes that closed in the 12 months ending October 23, 2026 took a median 23 days on market (32 sales, realMLS).
Is Chimney Lakes a buyer's or seller's market right now?
As of October 23, 2026, Chimney Lakes leans toward buyers: 11.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Chimney Lakes?
The Florida DOR 2025 assessment roll shows 256 homes in Chimney Lakes (public records).
What share of Chimney Lakes is owner-occupied?
73% of Chimney Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Chimney Lakes built?
Homes in Chimney Lakes were built between 1986 and 1996, with a median year built of 1990.0 (FL DOR 2025 roll).
Have Chimney Lakes home prices gone up?
The trailing-12-month median is up 207% since 2012, from $95K to $292K (realMLS closed records).
What schools serve Chimney Lakes?
Chimney Lakes is served by Duval County Public Schools, typically Chimney Lakes Elementary School, Westside Middle School and Westside High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Chimney Lakes?
The best agent for Chimney Lakes is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chimney Lakes.
How do I find a top Jacksonville real estate agent who knows Chimney Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chimney Lakes and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Chimney Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chimney Lakes purchase or sale - no call center and no pressure.
Buyers targeting a home near the $287,000 median who are ready to move quickly once one matches their criteria.Excellent fit
Buyers comfortable evaluating a mix of original and newer construction rather than a uniform-vintage subdivision.Excellent fit
Sellers who can price to current comps rather than to a prior run-up, given the 2.7% year-over-year pullback.Excellent fit
Buyers who want to compare several similar listings side by side before committing — supply is too thin for that right now.Probably not
Buyers with a fixed budget who need the lowest-priced end of the stock, since condition (not just size) is driving the price spread.Probably not
Sellers expecting the 202% run-up since 2012 to keep compounding at the same pace year over year.Probably not

Nearby Communities

Explore more neighborhoods near Chimney Lakes with Momentum Realty’s local guides.

CCharlesgate0.3 mi away · 171 homes, built 1987–94, 1 for saleSMSutters Mill0.3 mi away · 98 homes, built 1987–92TTimberwoods0.3 mi away · median $301K, 4 sales/12 moSpencers Landing0.3 mi away · 81 homes, built 1985–88Chimney Oaks0.3 mi awayMoss Point0.4 mi away · 163 homes, built 1986–90CTCross Timbers0.4 mi away · 222 homes, built 1985–92, 1 for saleTrappers Creek0.4 mi away · 60 homes, built 1990–92

Browse all neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 23, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 23, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32073/32207/32222/32224/32244/32254))
Under-contract sharesrealMLS records, as of 2026-10-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (1,368 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Chimney Lakes? 32 recorded closings; median 23 days on market (window ending 2026-10-23). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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