Chimney Lakes
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32073
256 homesBuilt 1986–1996Median sale $290K
Free · No obligation
Talk to a Chimney Lakes Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
60/100
Market Heat
Hotter than normal
2013 → 2026 · 92 at the 2021 peak
0 is Chimney Lakes's coldest market since 2013, 100 its hottest. Today: 60. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Chimney Lakes in Jacksonville, FL has 9 homes for sale and 4 pending, asking from $244,900 to $398,000 (median $309,000). Over the 12 months ending 2026-10-01, 32 recorded sales closed at a median of $290,500, $176 per square foot, a median 23 days on market, sellers accepting 100% of original asking (+0% versus the prior year). Homes listed or recently sold were built 1986–2005; 25 of 25 report an HOA (median $40/mo); none of the 25 geocoded homes sit in a FEMA special flood hazard zone (median elevation 60 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,190 ($4,460 with the full homestead exemption).

Live · Chimney Lakes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$290K ▲
Median sold · 12 mo
up 0.2% vs the prior 12 months
+0.2% ▲
1-yr price change
n = 32 and 39 sales in the two windows
$176/sf
Sold $/sqft · 12 mo
peak $186 in 2023
99.7%
Sale vs ask
Duval median: 96.2%
+213%
T12M median vs 2012
from a $93K median in 2012
Tempo
3.7mo
Supply
3 to 6 months is the balanced band
23days
Median DOM · closed
13 days at the 2021 low
31%
Under contract
Duval: 28% (1,522 of 5,475)
9 · 4
For sale · pending
live counts, refreshed twice daily
32
Sold · last 12 mo
10-yr average: about 51 a year
Ownership and context
73%
Owner-occupied · Chimney Lakes
188 of 256 parcels homesteaded (FL DOR 2025)
27%
Non-owner-occupied · Chimney Lakes
incl. 9% trust or LLC-held · 12% out-of-state
256
Homes in the community
256 residential parcels (FL DOR 2025)
Track record · 25 years of records
15
Recorded sales · 2024-2025
median $295K · qualified sales on the county roll (FL DOR 2025)
Est. 1986
Community established
homes built 1986-1996, median 1990 (FL DOR 2025)
1,662sqft
Median sold home size
12-mo windows, closed sales
12.5%/yr
Turnover rate
about 32 of 256 homes trade a year

Homes For Sale Right Now in Chimney Lakes

Live MLS inventory for Chimney Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Chimney Lakes listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Chimney Lakes prices off condition and lot more than location right now. With a median of $287,000 and $173 per square foot across 2,014 homes built between 1977 and 2018 (median year built 1990), the spread in the resale stock is wide enough that a renovated single-story and a dated original can carry very different price tags on the same street. That variance is the story here, not any single headline number.

Inventory is thin: just 6 active listings against 33 closings in the recent window puts months of supply at 2.4, and the median 25-day time on market backs up a seller-leaning posture. Prices are down 2.7% year over year even with that tight supply, which reads as a market digesting recent gains rather than one still running hot — values are still up 202% since 2012. For a seller, that means pricing to the comp, not to a prior peak. For a buyer, it means moving decisively when the right unit shows up, since there is not much on the shelf to wait out.

Chimney Lakes Housing Pulse · Momentum Research · as of October 1, 2026

Chimney Lakes right now

🟡 Balanced market. 3.7 months of supply and 31% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Very High (13 active and pending listings, 32 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($290K) is up 0.2% from the prior 12 months ($290K) and up 213% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Very High (32 and 39 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Chimney Lakes market snapshot (as of October 1, 2026): the median sale price is about $290K ($176 per sq ft over the trailing 12 months of closed sales), a median 23 days on market for closed sales, and 3.7 months of supply, a balanced market. The trailing-12-month median is up 0% from the prior 12 months and up 213% since 2012, computed from record-level realMLS closed sales (32 closings in the current window).

In ZIP 32073 (Jacksonville), 1,066 homes closed in the last 12 months at a median of $295K ($172/sq ft), down 1.4% year over year, with a median 36 days on market. Right now 186 active and 75 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32073 housing market and the Clay County market.

County records show 15 qualified sales in Chimney Lakes across 2024–2025 (10 in 2024, 5 in 2025), median $295,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Chimney Lakes: of 18 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.

Chimney Lakes is a community of 256 homes in Jacksonville, Duval County, built between 1986 and 1996 (median 1990.0), with a median living area of about 2,054 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Chimney Lakes is an established Jacksonville community in Duval County with over four decades of build history, giving buyers a mix of original construction and newer infill built out through 2018.

Best for

  • Buyers targeting a home near the $287,000 median who are ready to move quickly once one matches their criteria.
  • Buyers comfortable evaluating a mix of original and newer construction rather than a uniform-vintage subdivision.
  • Sellers who can price to current comps rather than to a prior run-up, given the 2.7% year-over-year pullback.

Probably not for

  • Buyers who want to compare several similar listings side by side before committing — supply is too thin for that right now.
  • Buyers with a fixed budget who need the lowest-priced end of the stock, since condition (not just size) is driving the price spread.
  • Sellers expecting the 202% run-up since 2012 to keep compounding at the same pace year over year.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($290K) IS the median in the snapshot above, and the move from 2025 ($290K) IS the +0.2% one-year change.

Windows contain 32 to 67 sales each (32 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Up 0.2% year over year; up 213% since 2012.
Every sale since 2001 · price vs size
$0$200K$400K1k2k3k
1,367 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$150$20020122014201620182020202220242026
Up from $55 in 2012 to a $186 peak in 2023; $176 now.
Median days on market · closed sales
5010020122014201620182020202220242026
13 days at the 2021 low; 23 now.
Sale price vs original ask · median
94%96%98%100%20122014201620182020202220242026
99.7% now vs Duval 96.2%.
Homes sold per 12-mo window
020406020122014201620182020202220242026
32 to 67 a year; 32 in the current window.
Indexed since 2012 · Chimney Lakes vs Duval
100200300Duval +182%Chimney Lakes +213%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
92 at the 2021 peak, 30 in the troughs, 60 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

31% of homes for sale in Chimney Lakes are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Chimney Lakes Market Scorecard

Seller's market

Chimney Lakes is currently a seller's market. About 3.7 months of supply, a median asking price of $309,000, and homes go under contract in about 65 days.

3.7
Months supply
$309,000
Median list
$330,000
Median sold
$179
Per sqft
65
Days on mkt
9/4/29
Active/Pend/Sold

Typical home value in the 32244 ZIP is $255,083, about 16.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Chimney Lakes, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Median closed sale price — $289,475 · ▼ 3.1% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Chimney Lakes are close: the nearest coffee is about 3 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Chimney Lakes with Momentum Realty’s local guides.

Trappers Creek0.3 mi away · 60 homes, built 1990–92TTimberwoods0.3 mi away · median $301K, 4 sales/12 moSMSutters Mill0.3 mi away · 98 homes, built 1987–92Marsh Glen0.3 mi away · 119 homes, built 1987–04CCharlesgate0.4 mi away · 171 homes, built 1987–94, 1 for saleTimber Lake0.4 mi away · 41 homes, built 1993–95Spencers Landing0.4 mi away · 81 homes, built 1985–88Moss Point0.5 mi away · 163 homes, built 1986–90

Browse all neighborhood guides →

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Chimney Lakes Elementary SchoolFLDOE grade A · Public PK-5, in community (International Studies/STEAM magnet)
  • Westside Middle SchoolFLDOE grade I · Public 6-8
  • Westside High SchoolFLDOE grade I · Public 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Chimney Lakes address.

If we were buying in Chimney Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chimney Lakes.

Best Buy
Buyers and sellers who want an established Jacksonville community with a long build history rather than new construction.
Biggest Risk
Only 6 active listings means limited buyer choice and a real chance of moving on the wrong unit for lack of alternatives.
Sweet Spot
Homes near the 1,956 sq ft median that have been updated tend to command the top of the range on $173/sq ft comps.
Avoid If
You need a wide selection to compare before deciding — this is not a browse-and-choose inventory right now.

A market defined by scarcity, not speed

The math in Chimney Lakes right now is simple: 6 active listings and 2.4 months of supply. That is a seller-leaning market by any conventional read, and the median 25-day time on market confirms that priced-right listings are not sitting long. But a market heat score of 51 suggests this isn't an overheated bidding-war environment — it's closer to balanced with a supply constraint layered on top.

The median living area is 1,956 square feet, and with 68.6% of homes carrying a homestead exemption, a majority of this stock is owner-occupied rather than turned over as investment or seasonal inventory. That tends to correlate with slower, more deliberate listing behavior — sellers list when they are ready to move, not to test the market — which helps explain why active inventory stays so thin even in a market that has cooled slightly year over year.

“

The location and the amenities are priced into every listing in Chimney Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.9B+ · Buy Score
Long-Term Appreciation10.0/10
Recent Direction6.0/10
Liquidity & Demand6.3/10
Owner Commitment7.3/10
Pricing Power9.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.9). Basis: Long-Term Appreciation +213% since 2012; Recent Direction +0.2% year-over-year; Liquidity & Demand 3.7 months of supply; Owner Commitment 73% owner-occupied; Pricing Power 99.7% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only 6 homes active at any given time in a 2,014-home community, most of the real opportunity in Chimney Lakes moves before it is widely seen or moves on condition nuances a listing photo won't show. We track this community's closings and pricing continuously and can walk a buyer or seller through what the $287,000 median actually reflects — and where a specific home should land relative to it — rather than relying on a single portal number.

Chimney Lakes in 15 seconds.

Best forBuyers and sellers who want an established Jacksonville community with a long build history rather than new construction.
Biggest advantageA tight 2.4-month supply and 25-day median time on market favor sellers who price to the comp.
Biggest riskOnly 6 active listings means limited buyer choice and a real chance of moving on the wrong unit for lack of alternatives.
Sweet spotHomes near the 1,956 sq ft median that have been updated tend to command the top of the range on $173/sq ft comps.
Avoid ifYou need a wide selection to compare before deciding — this is not a browse-and-choose inventory right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Chimney Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Chimney Lakes.
In short
  • Has a CDD assessment
  • HOA reported ~$118/quarter
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chimney Lakes sales matched to your home.

What is your Chimney Lakes home worth?

Get a no-obligation home value based on real comparable sales in Chimney Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Recently off market in Chimney Lakes

Homes in Chimney Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 25 on record.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Chimney Lakes Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

What is the median home price in Chimney Lakes?
The median sale price in Chimney Lakes was $290K over the 12 months ending October 1, 2026 (32 closed sales, realMLS).
How long do homes in Chimney Lakes take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 23 days on market (32 sales, realMLS).
Is Chimney Lakes a buyer's or seller's market right now?
As of October 1, 2026, Chimney Lakes is roughly balanced: 3.7 months of supply at the current sales pace (realMLS live counts).
How many homes are in Chimney Lakes?
The Florida DOR 2025 assessment roll shows 256 homes in Chimney Lakes (public records).
What share of Chimney Lakes is owner-occupied?
73% of Chimney Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Chimney Lakes built?
Homes in Chimney Lakes were built between 1986 and 1996, with a median year built of 1990.0 (FL DOR 2025 roll).
Have Chimney Lakes home prices gone up?
The trailing-12-month median is up 213% since 2012, from $93K to $290K (realMLS closed records).
What schools serve Chimney Lakes?
Chimney Lakes is served by Duval County Public Schools, typically Chimney Lakes Elementary School, Westside Middle School and Westside High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Chimney Lakes?
The best agent for Chimney Lakes is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chimney Lakes.
How do I find a top Jacksonville real estate agent who knows Chimney Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chimney Lakes and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Chimney Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chimney Lakes purchase or sale - no call center and no pressure.
Where is Chimney Lakes, and what county is it in?
Chimney Lakes is in Jacksonville, Duval County, FL, ZIP codes 32073, 32244. The community's center is about 13 miles southwest of downtown Jacksonville (straight-line).
How far is Chimney Lakes from downtown Jacksonville and the beach?
About 13 miles from downtown Jacksonville and about 25 miles from the Atlantic beach at Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Chimney Lakes in a flood zone?
No, for the homes we can see: all 18 homes we sampled in Chimney Lakes sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Chimney Lakes a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Chimney Lakes: the median sale price over the last 12 months was $290K (32 sales), 7% below the Jacksonville median of $311K; homes took a median 23 days to go under contract; the assessment roll counts 256 homes, 73% of them homesteaded (owner-occupied); listings report Chimney Lakes Elementary School (A), Westside Middle School (I), Westside High School (I) as the zoned schools, with FLDOE grades for 2025-26; supply is 3.7 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.
Buyers targeting a home near the $287,000 median who are ready to move quickly once one matches their criteria.Excellent fit
Buyers comfortable evaluating a mix of original and newer construction rather than a uniform-vintage subdivision.Excellent fit
Sellers who can price to current comps rather than to a prior run-up, given the 2.7% year-over-year pullback.Excellent fit
Buyers who want to compare several similar listings side by side before committing — supply is too thin for that right now.Probably not
Buyers with a fixed budget who need the lowest-priced end of the stock, since condition (not just size) is driving the price spread.Probably not
Sellers expecting the 202% run-up since 2012 to keep compounding at the same pace year over year.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32073/32207/32222/32224/32244/32254))
Under-contract sharesrealMLS records, as of 2026-10-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (1,367 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Chimney Lakes? 32 recorded closings; median 23 days on market (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

More on Chimney Lakes

Talk to a Local Chimney Lakes Expert
Call Get Listings