Eagle Harbor vs Lakes at Bella Lago
Two Clay communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-16.
| Metric | Eagle Harbor | Lakes at Bella Lago |
|---|---|---|
| Median sale price | $528K | $356K |
| Price per sq ft | $214 | $165 |
| Avg days on market | 101 days | 45 days |
| Months of supply | 1.9 mo | 4.3 mo |
| Market | Seller's Market | Balanced Market |
| 1-year price change | -8% | +8% |
| Recent closings | 99 | 45 |
The verdict
Eagle Harbor carries the higher median price — about 48% above Lakes at Bella Lago. Homes in Lakes at Bella Lago sell faster (45 days on market vs 101). Eagle Harbor is the tighter market on inventory (1.9 months of supply).
Where each one is
Eagle Harbor and Lakes at Bella Lago are about 6 miles apart (straight-line, center to center) and share Clay County.
| Eagle Harbor | Lakes at Bella Lago | |
|---|---|---|
| County | Clay County, FL | Clay County, FL |
| City / area | Fleming Island | Green Cove Springs |
| ZIP | 32003 | 32043 |
| Straight-line to downtown Jacksonville | 16 mi | 22 mi |
| Nearest Atlantic beach | 22 mi, Ponte Vedra Beach | 27 mi, Mickler's Landing (Ponte Vedra) |
| FEMA flood zones (sampled parcels) | 94% of 31 homes outside a flood zone (Zone X) | 96% of 26 homes outside a flood zone (Zone X) |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Eagle Harbor | Lakes at Bella Lago | |
|---|---|---|
| Homes for sale now | 16 | 16 |
| Under contract | 11 | 10 |
| Asking prices today | $288K to $1M | $293K to $390K |
| Listed in the last 7 days | 0 | 14 |
| Property types listed | Condominium, Single Family Residence, Townhouse | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Eagle Harbor homes for sale · Lakes at Bella Lago homes for sale.
The homes themselves
| Eagle Harbor | Lakes at Bella Lago | |
|---|---|---|
| Homes (parcels) | 239 | 88 |
| Built | 1995–2003 (median 2001) | 2024–2024 (median 2024) |
| Typical living area | 2,172 sq ft | 1,844 sq ft |
| Homesteaded (owner-occupied) share | 73% | 19% |
| Vacant lots | 0 | 122 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Eagle Harbor median | Lakes at Bella Lago median |
|---|---|---|
| 2024 | $572K (82 sales) | $383K (31 sales) |
| 2025 | $540K (88 sales) | $380K (75 sales) |
| 2026 | $565K (100 sales) | $357K (47 sales) |
Since 2024, Eagle Harbor's median sale price is -1% and Lakes at Bella Lago's is -7% — Eagle Harbor has appreciated faster over that stretch.
How each one trades
| Eagle Harbor | Lakes at Bella Lago | |
|---|---|---|
| Sale-to-original-list | 97.5% | 92.9% |
| New-construction share of sales | 0% | 100% |
| Typical sold home | 2,685 sq ft | 2,193 sq ft |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Eagle Harbor | Lakes at Bella Lago | |
|---|---|---|
| Elementary | Fleming Island | Lake Asbury |
| Middle | Lakeside | Lake Asbury |
| High school | Fleming Island | Clay |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Lakes at Bella Lago is the lower entry point (median $356K vs $528K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Lakes at Bella Lago; Eagle Harbor trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Lakes at Bella Lago (45 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Eagle Harbor more expensive than Lakes at Bella Lago?
Yes, on recent sales: the median sale price in Eagle Harbor is $528,000 versus $356,000 in Lakes at Bella Lago, about 48% higher.
How far apart are Eagle Harbor and Lakes at Bella Lago?
About 6 miles straight-line, center to center, both in Clay County; driving distance is usually 15 to 30 percent more.
Which has newer homes, Eagle Harbor or Lakes at Bella Lago?
Lakes at Bella Lago: its homes were built 2024–2024 with a median year of 2024, versus a median of 2001 in Eagle Harbor (Florida DOR assessment roll).
Which has bigger homes?
Eagle Harbor. The typical home there is 2,172 sq ft of living area, versus 1,844 sq ft in Lakes at Bella Lago.
Which has appreciated more, Eagle Harbor or Lakes at Bella Lago?
From 2024 to 2026 the median sale price rose -1% in Eagle Harbor and -7% in Lakes at Bella Lago (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Eagle Harbor — sellers there received 97.5% of the original list price over the last 12 months versus 92.9% in Lakes at Bella Lago.
What high schools serve Eagle Harbor and Lakes at Bella Lago?
Listings in Eagle Harbor most often report Fleming Island; listings in Lakes at Bella Lago report Clay. Zoning is set by the district and can change - verify by address.
Go deeper on each: Eagle Harbor homes, photos & schools · Lakes at Bella Lago homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.