Bella Lago
Homes for Sale in Green Cove Springs, FL

Bella Lago market snapshot (as of November 12, 2026): the median sale price is about $353K ($164 per sq ft over the trailing 12 months of closed sales), a median 161 days on market for closed sales, and 4.9 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level realMLS closed sales (49 closings in the current window).

In ZIP 32043 (Green Cove Springs), 1,128 homes closed in the last 12 months at a median of $350K ($183/sq ft), down 2.7% year over year, with a median 65 days on market. Right now 272 active and 106 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32043 housing market and the Clay County market.

realMLS (Northeast Florida) sales records identify 172 homes in Bella Lago that have changed hands since 2024, built between 2023 and 2027 (median 2024), with a median living area of about 2,193 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 94 qualified sales in Bella Lago across 2024–2025 (53 in 2024, 41 in 2025), median $357,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Bella Lago: of 24 listing addresses checked against the FEMA National Flood Hazard Layer, 92% sit outside the FEMA Special Flood Hazard Area (Zone X); 8% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Green Cove Springs.

Bella Lago is a single-vintage new-construction community in Green Cove Springs — every one of its 105 homes was built in 2024, so condition variance here comes down to builder options and lot placement rather than renovation history.

• Lake Asbury Elementary SchoolFLDOE grade B · Public PreK-6 (Clay)
• Lake Asbury Junior High SchoolFLDOE grade A · Public 7-8 (Clay)
• Clay High SchoolFLDOE grade B · Public 9-12 (Clay, Green Cove Springs)

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Bella Lago address.

Bella Lago's amenity package — clubhouse, pool, children's pool, playground, park, and a jogging path — is reported across this community's MLS listings, so buyers should verify current amenities and access with the HOA rather than assume everything is finished or open. At a median 2,170 square feet, homes here run larger than a typical starter product, which lines up with the $168.15 per-square-foot pricing.

One number worth sitting with: homestead exemption filings cover about 17.6% of the community, useful context on how much of the inventory is currently filed as owner-occupied versus still working through a recent purchase, a second home, or a rental. Combined with a 161-day median days on market and a 7.0% year-over-year price pullback, this reads as a community still settling into its resale rhythm rather than one with an established, stable price floor.

Buying or selling in a single-vintage, still-stabilizing community like Bella Lago means the comps are thin and the builder's original pricing still shapes what agents and appraisers reach for. Momentum tracks the 41 closings behind this community's numbers directly, so pricing conversations start from what has actually sold — not a builder's list price or a stale estimate — and we negotiate the 161-day market reality into the offer rather than around it.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.