Gulf Island Beach and Tennis Club vs Palm Terrace Gardens
Two Pasco communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-30.
| Metric | Gulf Island Beach and Tennis Club | Palm Terrace Gardens |
|---|---|---|
| Median sale price | $220K | $224K |
| Price per sq ft | $279 | $172 |
| Avg days on market | 137 days | 38 days |
| Months of supply | 7.3 mo | 2.3 mo |
| Market | Buyer's Market | Seller's Market |
| 1-year price change | False | False |
| Recent closings | 28 | 47 |
The verdict
Palm Terrace Gardens carries the higher median price — about 2% above Gulf Island Beach and Tennis Club. Homes in Palm Terrace Gardens sell faster (38 days on market vs 137). Palm Terrace Gardens is the tighter market on inventory (2.3 months of supply).
Where each one is
| Gulf Island Beach and Tennis Club | Palm Terrace Gardens | |
|---|---|---|
| County | Pasco County, FL | Pasco County, FL |
| City / area | Hudson | Port Richey |
| ZIP | 34667 | 34668 |
| FEMA flood zones (sampled parcels) | not enough parcels sampled | all 23 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Gulf Island Beach and Tennis Club | Palm Terrace Gardens | |
|---|---|---|
| Homes for sale now | 17 | 9 |
| Under contract | 2 | 8 |
| Asking prices today | $210K to $500K | $200K to $328K |
| Property types listed | Condominium | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Gulf Island Beach and Tennis Club homes for sale · Palm Terrace Gardens homes for sale.
The homes themselves
| Gulf Island Beach and Tennis Club | Palm Terrace Gardens | |
|---|---|---|
| Homes (parcels) | n/a | 478 |
| Built | n/a | 1945–1985 (median 1976) |
| Typical living area | n/a | 1,548 sq ft |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Gulf Island Beach and Tennis Club median | Palm Terrace Gardens median |
|---|---|---|
| 2015 | $142K (11 sales) | $53K (25 sales) |
| 2016 | $122K (28 sales) | $60K (38 sales) |
| 2017 | $153K (21 sales) | $92K (39 sales) |
| 2018 | $185K (10 sales) | $115K (18 sales) |
| 2019 | $146K (14 sales) | $133K (15 sales) |
| 2021 | $200K (21 sales) | $205K (4 sales) |
| 2022 | $332K (22 sales) | $224K (33 sales) |
| 2023 | $331K (10 sales) | $240K (13 sales) |
| 2024 | $279K (19 sales) | $242K (40 sales) |
| 2025 | $250K (10 sales) | $242K (47 sales) |
| 2026 | $215K (17 sales) | $235K (47 sales) |
Since 2015, Gulf Island Beach and Tennis Club's median sale price is +51% and Palm Terrace Gardens's is +342% — Palm Terrace Gardens has appreciated faster over that stretch.
How each one trades
| Gulf Island Beach and Tennis Club | Palm Terrace Gardens | |
|---|---|---|
| Sale-to-original-list | 84.5% | 96.5% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 733 sq ft | 1,310 sq ft |
| Momentum market-heat score | 23 (cold) | 37 (cold) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Gulf Island Beach and Tennis Club | Palm Terrace Gardens | |
|---|---|---|
| Elementary | Hudson Primary Academy (K-3) | Gulf Highland Elementary |
| Middle | Hudson Middle-Po | Bayonet Point Middle-Po |
| High school | Fivay High-Po | Fivay High-Po |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Gulf Island Beach and Tennis Club is the lower entry point (median $220K vs $224K). Sellers get a faster sale in Palm Terrace Gardens (38 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Palm Terrace Gardens more expensive than Gulf Island Beach and Tennis Club?
Yes, on recent sales: the median sale price in Palm Terrace Gardens is $224,000 versus $220,000 in Gulf Island Beach and Tennis Club, about 2% higher.
Which has appreciated more, Gulf Island Beach and Tennis Club or Palm Terrace Gardens?
From 2015 to 2026 the median sale price rose 51% in Gulf Island Beach and Tennis Club and 342% in Palm Terrace Gardens (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Palm Terrace Gardens — sellers there received 96.5% of the original list price over the last 12 months versus 84.5% in Gulf Island Beach and Tennis Club.
What high schools serve Gulf Island Beach and Tennis Club and Palm Terrace Gardens?
Listings in Gulf Island Beach and Tennis Club most often report Fivay High-Po; listings in Palm Terrace Gardens report Fivay High-Po. Zoning is set by the district and can change - verify by address.
Go deeper on each: Gulf Island Beach and Tennis Club homes, photos & schools · Palm Terrace Gardens homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.