Palm Terrace Gardens market snapshot (as of June 24, 2026): the median sale price is about $217K ($164 per sq ft), with homes averaging 14 days on market and 0.9 months of supply, a seller's market. Based on 65 recent closings in live Stellar MLS data.
Palm Terrace Gardens is an established residential neighborhood in Port Richey, in coastal west Pasco County in the 34668 ZIP, near US 19 and a short drive from the Gulf. It is a quiet, affordable community of mostly single-family homes.
Much of the housing stock is single-story block-and-stucco construction dating to the 1970s and 1980s, with practical layouts at attainable price points. Because the neighborhood is built out, nearly every purchase is a resale, and condition varies widely from house to house.
Many homes here carry no mandatory homeowners association, which keeps recurring costs low, though arrangements vary; confirm per address. As a coastal west-Pasco neighborhood, flood zone, elevation, and insurance are real considerations, underscored by recent storm seasons that brought surge and flooding to low-lying parts of the county; confirm the flood picture on any specific home.
For buyers who want an affordable, established home near US 19, the Gulf, and the everyday services of west Pasco, Palm Terrace Gardens is a practical option. The work is reading the condition and the flood picture honestly and weighing the home against real comparable sales rather than a citywide average.
