Isle of Palms vs Neptune Beach

Two Duval communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-11-12.

MetricIsle of PalmsNeptune Beach
Median sale price$1.25M$1.27M
Price per sq ft$509$654
Avg days on market270 days81 days
Months of supply10.0 mo2.4 mo
MarketBuyer's MarketBalanced Market
1-year price change-1%-28%
Recent closings1225

The verdict

Neptune Beach carries the higher median price — about 2% above Isle of Palms. Homes in Neptune Beach sell faster (81 days on market vs 270). Neptune Beach is the tighter market on inventory (2.4 months of supply).

Where each one is

Isle of Palms and Neptune Beach are about 4 miles apart (straight-line, center to center) and share Duval County.

Isle of PalmsNeptune Beach
CountyDuval County, FLDuval County, FL
City / areaJacksonvilleNeptune Beach
ZIP32250, 3203432266
Straight-line to downtown Jacksonville14 mi16 mi
Nearest Atlantic beach3 mi, Jacksonville Beachon the coast at Jacksonville Beach
FEMA flood zones (sampled parcels)74% of 19 homes outside a flood zone (Zone X)all 14 sampled homes outside a flood zone

Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.

What is for sale today

Isle of PalmsNeptune Beach
Homes for sale now105
Under contract21
Asking prices today$560K to $1.88M$375K to $2.55M
Listed in the last 7 days30
Property types listedSingle Family ResidenceSingle Family Residence, Townhouse

Live MLS counts, refreshed with every listing pull. Browse them: Isle of Palms homes for sale · Neptune Beach homes for sale.

The homes themselves

Isle of PalmsNeptune Beach
Homes (parcels)362204
Built1957–2024 (median 1977)1929–2023 (median 1963)
Typical living area2,112 sq ft1,998 sq ft
Homesteaded (owner-occupied) share83%68%
Vacant lots73

Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).

Price history, year by year

YearIsle of Palms medianNeptune Beach median
2012$256K (34 sales)$330K (25 sales)
2013$358K (34 sales)$425K (23 sales)
2014$396K (38 sales)$380K (21 sales)
2015$342K (52 sales)$400K (29 sales)
2016$433K (45 sales)$550K (18 sales)
2017$465K (39 sales)$481K (20 sales)
2018$478K (60 sales)$602K (27 sales)
2019$479K (39 sales)$808K (18 sales)
2020$550K (39 sales)$728K (30 sales)
2021$696K (50 sales)$795K (27 sales)
2022$617K (41 sales)$775K (13 sales)
2023$730K (36 sales)$925K (17 sales)
2024$945K (35 sales)$1.39M (22 sales)
2025$862K (42 sales)$1.18M (27 sales)
2026$675K (31 sales)$1.15M (26 sales)

Since 2012, Isle of Palms's median sale price is +164% and Neptune Beach's is +248% — Neptune Beach has appreciated faster over that stretch.

How each one trades

Isle of PalmsNeptune Beach
Sale-to-original-list91.4%93.2%
New-construction share of sales0%12%
Typical sold home2,167 sq ft1,936 sq ft
Momentum market-heat score25 (cold)38 (cold)

Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.

Schools the listings are zoned for

Isle of PalmsNeptune Beach
ElementarySeabreezeNeptune Beach
MiddleFletcher Jr HighDuncan Fletcher
High schoolDuncan FletcherDuncan Fletcher

The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.

Momentum Realty agents have closed 1 home in Isle of Palms and 0 in Neptune Beach (brokerage records, both sides counted once). Find an agent who works Isle of Palms · Neptune Beach.

Which one fits

On budget alone, Isle of Palms is the lower entry point (median $1.25M vs $1.27M). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Isle of Palms; Neptune Beach trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Neptune Beach (81 days on market on average); buyers get more negotiating room where homes sit longer.

Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.

Questions people ask

Is Neptune Beach more expensive than Isle of Palms?

Yes, on recent sales: the median sale price in Neptune Beach is $1,275,000 versus $1,248,000 in Isle of Palms, about 2% higher.

How far apart are Isle of Palms and Neptune Beach?

About 4 miles straight-line, center to center, both in Duval County; driving distance is usually 15 to 30 percent more.

Which has newer homes, Isle of Palms or Neptune Beach?

Isle of Palms: its homes were built 1957–2024 with a median year of 1977, versus a median of 1963 in Neptune Beach (Florida DOR assessment roll).

Which has appreciated more, Isle of Palms or Neptune Beach?

From 2012 to 2026 the median sale price rose 164% in Isle of Palms and 248% in Neptune Beach (recorded MLS closings by calendar year).

Where do sellers get closer to asking price?

Neptune Beach — sellers there received 93.2% of the original list price over the last 12 months versus 91.4% in Isle of Palms.

What high schools serve Isle of Palms and Neptune Beach?

Listings in Isle of Palms most often report Duncan Fletcher; listings in Neptune Beach report Duncan Fletcher. Zoning is set by the district and can change - verify by address.

Go deeper on each: Isle of Palms homes, photos & schools  ·  Neptune Beach homes, photos & schools

Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.