Jacksonville Golf & Country Club vs Pablo Bay
Two Duval communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-11-12.
| Metric | Jacksonville Golf & Country Club | Pablo Bay |
|---|---|---|
| Median sale price | $860K | $847K |
| Price per sq ft | $302 | $289 |
| Avg days on market | 77 days | 111 days |
| Months of supply | 1.3 mo | 0.9 mo |
| Market | Seller's Market | Balanced Market (limited data) |
| 1-year price change | -6% | -1% |
| Recent closings | 37 | 38 |
The verdict
Jacksonville Golf & Country Club carries the higher median price — about 2% above Pablo Bay. Homes in Jacksonville Golf & Country Club sell faster (77 days on market vs 111). Pablo Bay is the tighter market on inventory (0.9 months of supply).
Where each one is
Jacksonville Golf & Country Club and Pablo Bay are about 2 miles apart (straight-line, center to center) and share Duval County.
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| County | Duval County, FL | Duval County, FL |
| City / area | Jacksonville | Jacksonville |
| ZIP | 32224 | 32224 |
| Straight-line to downtown Jacksonville | 11 mi | 13 mi |
| Nearest Atlantic beach | 6 mi, Jacksonville Beach | 4 mi, Jacksonville Beach |
| FEMA flood zones (sampled parcels) | 94% of 18 homes outside a flood zone (Zone X) | all 12 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| Homes for sale now | 4 | 3 |
| Under contract | 4 | 1 |
| Asking prices today | $950K to $1.25M | $669K to $950K |
| Property types listed | Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Jacksonville Golf & Country Club homes for sale · Pablo Bay homes for sale.
The homes themselves
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| Homes (parcels) | 420 | 272 |
| Built | 1989–2000 (median 1994) | 2001–2016 (median 2014) |
| Typical living area | 3,360 sq ft | 3,078 sq ft |
| Homesteaded (owner-occupied) share | 90% | 90% |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Jacksonville Golf & Country Club median | Pablo Bay median |
|---|---|---|
| 2012 | $405K (51 sales) | $355K (24 sales) |
| 2013 | $422K (68 sales) | $370K (24 sales) |
| 2014 | $482K (62 sales) | $351K (130 sales) |
| 2015 | $460K (52 sales) | $410K (141 sales) |
| 2016 | $454K (58 sales) | $420K (71 sales) |
| 2017 | $498K (56 sales) | $425K (45 sales) |
| 2018 | $520K (61 sales) | $440K (53 sales) |
| 2019 | $516K (52 sales) | $448K (51 sales) |
| 2020 | $552K (66 sales) | $486K (60 sales) |
| 2021 | $595K (63 sales) | $563K (55 sales) |
| 2022 | $860K (39 sales) | $750K (31 sales) |
| 2023 | $785K (33 sales) | $757K (34 sales) |
| 2024 | $989K (33 sales) | $714K (25 sales) |
| 2025 | $895K (40 sales) | $704K (26 sales) |
| 2026 | $855K (37 sales) | $741K (38 sales) |
Since 2012, Jacksonville Golf & Country Club's median sale price is +111% and Pablo Bay's is +109% — Jacksonville Golf & Country Club has appreciated faster over that stretch.
How each one trades
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| Sale-to-original-list | 93.5% | 96.1% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 2,861 sq ft | 2,710 sq ft |
| Momentum market-heat score | 34 (cold) | 55 (normal) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| Elementary | Chets Creek | Alimacani |
| Middle | Kernan | Kernan |
| High school | Atlantic Coast | Atlantic Coast |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Momentum Realty agents have closed 1 home in Jacksonville Golf & Country Club and 0 in Pablo Bay (brokerage records, both sides counted once). Find an agent who works Jacksonville Golf & Country Club · Pablo Bay.
Which one fits
On budget alone, Pablo Bay is the lower entry point (median $847K vs $860K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Pablo Bay; Jacksonville Golf & Country Club trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Jacksonville Golf & Country Club (77 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Jacksonville Golf & Country Club more expensive than Pablo Bay?
Yes, on recent sales: the median sale price in Jacksonville Golf & Country Club is $860,000 versus $847,000 in Pablo Bay, about 2% higher.
How far apart are Jacksonville Golf & Country Club and Pablo Bay?
About 2 miles straight-line, center to center, both in Duval County; driving distance is usually 15 to 30 percent more.
Which has newer homes, Jacksonville Golf & Country Club or Pablo Bay?
Pablo Bay: its homes were built 2001–2016 with a median year of 2014, versus a median of 1994 in Jacksonville Golf & Country Club (Florida DOR assessment roll).
Which has bigger homes?
Jacksonville Golf & Country Club. The typical home there is 3,360 sq ft of living area, versus 3,078 sq ft in Pablo Bay.
Which has appreciated more, Jacksonville Golf & Country Club or Pablo Bay?
From 2012 to 2026 the median sale price rose 111% in Jacksonville Golf & Country Club and 109% in Pablo Bay (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Pablo Bay — sellers there received 96.1% of the original list price over the last 12 months versus 93.5% in Jacksonville Golf & Country Club.
What high schools serve Jacksonville Golf & Country Club and Pablo Bay?
Listings in Jacksonville Golf & Country Club most often report Atlantic Coast; listings in Pablo Bay report Atlantic Coast. Zoning is set by the district and can change - verify by address.
Go deeper on each: Jacksonville Golf & Country Club homes, photos & schools · Pablo Bay homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.
