Jacksonville Golf & Country Club vs Pablo Bay
Two Duval communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-07.
| Metric | Jacksonville Golf & Country Club | Pablo Bay |
|---|---|---|
| Median sale price | $885K | $764K |
| Price per sq ft | $302 | $279 |
| Avg days on market | 79 days | 75 days |
| Months of supply | 6.0 mo | 1.1 mo |
| Market | Buyer-Leaning Market | Strong Seller's Market |
| 1-year price change | -6% | -1% |
| Recent closings | 12 | 34 |
The verdict
Jacksonville Golf & Country Club carries the higher median price — about 16% above Pablo Bay. Homes in Pablo Bay sell faster (75 days on market vs 79). Pablo Bay is the tighter market on inventory (1.1 months of supply).
Where each one is
Jacksonville Golf & Country Club and Pablo Bay are about 2 miles apart (straight-line, center to center) and share Duval County.
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| County | Duval County, FL | Duval County, FL |
| City / area | Jacksonville | Jacksonville |
| ZIP | 32224 | 32224 |
| Straight-line to downtown Jacksonville | 11 mi | 13 mi |
| Nearest Atlantic beach | 6 mi, Jacksonville Beach | 4 mi, Jacksonville Beach |
| FEMA flood zones (sampled parcels) | 94% of 18 homes outside a flood zone (Zone X) | all 14 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| Homes for sale now | 6 | 3 |
| Under contract | 2 | 3 |
| Asking prices today | $795K to $1.39M | $669K to $965K |
| Property types listed | Single Family Residence | Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Jacksonville Golf & Country Club homes for sale · Pablo Bay homes for sale.
The homes themselves
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| Homes (parcels) | 420 | 273 |
| Built | 1989–2000 (median 1994) | 2002–2016 (median 2014) |
| Typical living area | 3,360 sq ft | 3,012 sq ft |
| Homesteaded (owner-occupied) share | 90% | 89% |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Jacksonville Golf & Country Club median | Pablo Bay median |
|---|---|---|
| 2012 | $405K (51 sales) | $365K (24 sales) |
| 2013 | $435K (65 sales) | $370K (24 sales) |
| 2014 | $475K (62 sales) | $351K (122 sales) |
| 2015 | $460K (57 sales) | $410K (144 sales) |
| 2016 | $455K (55 sales) | $420K (75 sales) |
| 2017 | $475K (53 sales) | $420K (44 sales) |
| 2018 | $524K (64 sales) | $440K (52 sales) |
| 2019 | $502K (54 sales) | $455K (50 sales) |
| 2020 | $550K (63 sales) | $482K (58 sales) |
| 2021 | $589K (63 sales) | $555K (57 sales) |
| 2022 | $808K (42 sales) | $691K (36 sales) |
| 2023 | $805K (34 sales) | $757K (32 sales) |
| 2024 | $982K (34 sales) | $710K (27 sales) |
| 2025 | $875K (38 sales) | $708K (27 sales) |
| 2026 | $900K (39 sales) | $736K (34 sales) |
Since 2012, Jacksonville Golf & Country Club's median sale price is +122% and Pablo Bay's is +102% — Jacksonville Golf & Country Club has appreciated faster over that stretch.
How each one trades
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| Sale-to-original-list | 94.0% | 96.1% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 2,984 sq ft | 2,710 sq ft |
| Momentum market-heat score | 38 (cold) | 51 (normal) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Jacksonville Golf & Country Club | Pablo Bay | |
|---|---|---|
| Elementary | Chets Creek | Alimacani |
| Middle | Kernan | Kernan |
| High school | Atlantic Coast | Atlantic Coast |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Pablo Bay is the lower entry point (median $764K vs $885K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Pablo Bay; Jacksonville Golf & Country Club trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Pablo Bay (75 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Jacksonville Golf & Country Club more expensive than Pablo Bay?
Yes, on recent sales: the median sale price in Jacksonville Golf & Country Club is $885,000 versus $764,000 in Pablo Bay, about 16% higher.
How far apart are Jacksonville Golf & Country Club and Pablo Bay?
About 2 miles straight-line, center to center, both in Duval County; driving distance is usually 15 to 30 percent more.
Which has newer homes, Jacksonville Golf & Country Club or Pablo Bay?
Pablo Bay: its homes were built 2002–2016 with a median year of 2014, versus a median of 1994 in Jacksonville Golf & Country Club (Florida DOR assessment roll).
Which has bigger homes?
Jacksonville Golf & Country Club. The typical home there is 3,360 sq ft of living area, versus 3,012 sq ft in Pablo Bay.
Which has appreciated more, Jacksonville Golf & Country Club or Pablo Bay?
From 2012 to 2026 the median sale price rose 122% in Jacksonville Golf & Country Club and 102% in Pablo Bay (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Pablo Bay — sellers there received 96.1% of the original list price over the last 12 months versus 94.0% in Jacksonville Golf & Country Club.
What high schools serve Jacksonville Golf & Country Club and Pablo Bay?
Listings in Jacksonville Golf & Country Club most often report Atlantic Coast; listings in Pablo Bay report Atlantic Coast. Zoning is set by the district and can change - verify by address.
Go deeper on each: Jacksonville Golf & Country Club homes, photos & schools · Pablo Bay homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.