Pablo Bay
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Pablo Bay's price story comes down to size and age: a median living area of 3,052 square feet and a median build year of 2004 put most homes here in the larger, newer-construction tier for the area, and that's what the $700,000 median reflects. At $262.90 per square foot, the per-foot number is doing a lot of the explaining once you account for lot size and finish level, rather than any single hot pocket of the community.
With only 4 active listings against 848 homes total, and 1.3 months of supply, this reads as a seller-leaning market right now, though the 32-day median days-on-market and a 0.6% year-over-year dip say buyers still have room to negotiate on condition and price rather than getting into bidding wars on every listing. Since 2012, prices here have roughly doubled, so this is a community with a long runway of appreciation already priced in, not a fresh discovery.
Pablo Bay right now
🔴 Seller-leaning market. 1.8 months of supply and 38% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 23, 2026. Confidence: Very High (8 active and pending listings, 33 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($710K) is up 0.9% from the prior 12 months ($704K) and up 103% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: High (33 and 26 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pablo Bay market snapshot (as of August 23, 2026): the median sale price is about $710K ($263 per sq ft over the trailing 12 months of closed sales), a median 27 days on market for closed sales, and 1.8 months of supply, a seller-leaning market. The trailing-12-month median is up 1% from the prior 12 months and up 103% since 2012, computed from record-level realMLS closed sales (33 closings in the current window).
Pablo Bay is a community of 329 homes in Jacksonville, Duval County, built between 2002 and 2016 (median 2014), with a median living area of about 3,052 square feet. 89% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pablo Bay is an established Jacksonville community in Duval County with 848 homes spanning a wide range of build years (1948-2022), giving it a mix of older and newer construction under one HOA rather than a single-phase, same-era build-out.
The setting & the homes.
Aerial and on-site photos of Pablo Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Pablo BayPhotos from realMLS listings in Pablo Bay; content deemed reliable but not guaranteed.
Who Pablo Bay is best for.
Best for
- Buyers targeting a larger home (median 3,052 sq ft) and comfortable near the $700,000 median price point
- Buyers who want an amenity-rich HOA - pool, clubhouse, fitness center, courts, dog park - as part of the purchase
- Sellers with an updated, well-maintained home who can price against a tight 4-listing active market
Probably not for
- Buyers who need to close fast and can't wait out a market with only 1.3 months of supply
- Buyers set on new construction - the community spans build years back to 1948, with a median build year of 2004
- Buyers or sellers who want a quick generic online price number instead of a hand-prepared, comparable-driven price opinion
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($710K) IS the median in the snapshot above, and the move from 2025 ($704K) IS the +0.9% one-year change.
Windows contain 23 to 146 sales each (33 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Pablo Bay Market Scorecard
Pablo Bay is currently a strong seller's market. About 1.0 months of supply, a median asking price of $699,900, and homes go under contract in about 97 days.
Typical home value in the 32224 ZIP is $459,085, about 13.8% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Pablo Bay, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Pablo Bay
Live MLS inventory for Pablo Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 16 daysTop listing
Active · 3 days
Active · 164 days
Active · 22 days
Active · 148 days
Pending · 31 days
Pending · 4 days
Pending · 46 daysActive and pending Pablo Bay listings as of 2026-08-24, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Pablo Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Pablo Bay
- Pool · reported on 15 of 16 listings
- Playground · reported on 14 of 16 listings
- Children's Pool · reported on 13 of 16 listings
- Tennis Court(s) · reported on 10 of 16 listings
- Park · reported on 9 of 16 listings
- Clubhouse · reported on 8 of 16 listings
- Dog Park · reported on 8 of 16 listings
- Jogging Path · reported on 6 of 16 listings
- Basketball Court · reported on 6 of 16 listings
- Pickleball · reported on 5 of 16 listings
- Management - Off Site · reported on 2 of 16 listings
- Barbecue · reported on 1 of 16 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Pablo Bay are close: the nearest parks is about 1 minutes away.
- Castaway Island Preserve · Parks1 min
- Eva's Jamaican Kitchen · Dining2 min
- Starbucks · Coffee2 min
- La Fiesta Latin Market · Groceries3 min
- Hodges Plaza · Shopping4 min
- Pablo Oaks Building · Health6 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Alimacani Elementary (Duval)FLDOE grade A · Public K-5
- Duncan U. Fletcher Middle (Duval)FLDOE grade A · Public 6-8
- Sandalwood High School (Duval)FLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pablo Bay address.
Recent Developments in Pablo Bay
Development, infrastructure, retail, and school activity affecting Pablo Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 18 miles west of Pablo Bay, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 13 miles west of Pablo Bay, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 26 miles west of Pablo Bay, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 9 miles northwest of Pablo Bay.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 26 miles west of Pablo Bay, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 9 miles northwest of Pablo Bay.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Pablo Bay buying strategy.
If we were buying in Pablo Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pablo Bay.
What the numbers actually say
Inventory is thin: just 4 active listings across a community of 848 homes, and 1.3 months of supply means the current for-sale pool would clear quickly at the recent pace of sales. That combination is why we call this market seller-leaning even with prices down slightly (-0.6%) year over year - low supply, not runaway demand, is setting the tone.
The median days-on-market of 32 tells you homes here aren't sitting, but they aren't going in a weekend either - there's time for a real inspection period and a considered offer. About 87% of homes carry a homestead exemption, pointing to a market dominated by owner-occupied homes rather than a heavy investor or short-term-rental presence, which tends to support steadier turnover and maintenance standards over time.
The location and the amenities are priced into every listing in Pablo Bay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pablo Bay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.6). Basis: Long-Term Appreciation +103% since 2012; Recent Direction +0.9% year-over-year; Liquidity & Demand 1.8 months of supply; Owner Commitment 89% owner-occupied; Pricing Power 96.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with only 4 active listings, most of the useful information - what recently closed, how the 37 recent closings priced relative to list, where the next listing is likely to land on price per square foot - isn't sitting on the public portals. We track this feed directly and can walk you through what the $700,000 median and $262.90 per-square-foot figure actually mean for a specific floor plan or lot before you write an offer, backed by a hand-prepared comparable analysis rather than a generic number.
Pablo Bay in 15 seconds.
HOA, CDD & Fees
- Has a CDD assessment
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
ive pablo bay homes, specs and resales, with the real hoa + cdd math attached. don't fill: get pablo bay listings & market intel we represent y
Tools for a Pablo Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pablo Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pablo Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pablo Bay home worth?
Get a no-obligation home value based on real comparable sales in Pablo Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pablo Bay on the map →
Price History: What Homes Here Have Actually Sold For
Median sale prices in Pablo Bay Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Pablo Bay?
How long do homes in Pablo Bay take to sell?
Is Pablo Bay a buyer's or seller's market right now?
How many homes are in Pablo Bay?
What share of Pablo Bay is owner-occupied?
When were the homes in Pablo Bay built?
Have Pablo Bay home prices gone up?
What schools serve Pablo Bay?
Who is the best real estate agent for Pablo Bay?
How do I find a top Jacksonville real estate agent who knows Pablo Bay?
Can Momentum Realty connect me with an agent for Pablo Bay?
Should you buy in Pablo Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Pablo Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 23, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 23, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32224)) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (1,110 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Pablo Bay fits the bigger picture — live prices, inventory, and Momentum Scores: