Pablo Bay in Jacksonville

Pablo Bay
Homes for Sale in Jacksonville, FL

All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 133 homes for sale in 32224 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32224
272 homesBuilt 2001–2016Median sale $741K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
55/100
Market Heat
Normal for Pablo Bay
2013 → 2026 · 83 at the 2021 peak
0 is Pablo Bay's coldest market since 2013, 100 its hottest. Today: 55. How it's scored
Built fromLive realMLS data15 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Pablo Bay in Jacksonville, FL has 3 homes for sale. Over the 12 months ending 2026-11-12, 38 recorded sales closed at a median of $741,250 (+5% versus the prior year's median), $269 per square foot, a median 26 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 2002–2016; 16 of 16 report an HOA (median $71/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $13,240 ($12,510 with the full homestead exemption).

Last 30 days in Pablo Bay: 1 under contract right now, 3 closed sales (median $860,000). As of November 12, 2026, realMLS.

Live · Pablo Bay Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$741K ▲
Median sold · 12 mo
up 5.3% vs the prior 12 months
+5.3% ▲
1-yr price change
n = 38 and 26 sales in the two windows
$269/sf
Sold $/sqft · 12 mo
peak $290 in 2023
96.1%
Sale vs ask
+109%
T12M median vs 2012
from a $355K median in 2012
Tempo
0.9mo
Supply
3 to 6 months is the balanced band
27days
Median DOM · closed
1 days at the 2014 low
25%
Under contract
Duval: 25% (1,482 of 5,825)
3 · 1
For sale · pending
live counts, refreshed twice daily
38
Sold · last 12 mo
10-yr average: about 42 a year
Ownership and context
90%
Owner-occupied · Pablo Bay
245 of 272 parcels homesteaded (FL DOR 2025)
10%
Non-owner-occupied · Pablo Bay
incl. 11% trust or LLC-held · 2% out-of-state
272
Homes in the community
272 residential parcels (FL DOR 2025)
Track record · 15 years of records
19
Recorded sales · 2024-2025
median $775K · qualified sales on the county roll (FL DOR 2025)
2001–2016
Years homes were built
median 2014 · county roll (FL DOR 2025)
2,710sqft
Median sold home size
12-mo windows, closed sales
14.0%/yr
Turnover rate
about 38 of 272 homes trade a year

Pablo Bay Jacksonville: Is $840K Worth It? (2026)

Pablo Bay is a Jacksonville community with a $840K median sold price and 28 median days to sell. Numbers from realMLS, county property appraisers and public records, listings updated nightly on this page.

Pablo Bay Jacksonville: Is $840K Worth It? (2026)

2 min 11 s · Momentum Realty on YouTube · data from realMLS, county property appraiser, Citizens, FEMA · Equal Housing Opportunity

Key moments

Transcript

Pablo Bay, in Jacksonville, is a Duval County community where the median sold price over the last 12 months is 840,000 dollars, and homes take a median of 28 days to sell. Here's what that means if you're watching this one.

Pablo Bay has about 272 homes, built between 2001 and 2016, in Jacksonville, in Duval County. Over the last 10 years it has averaged about 11 sales a year, and 11 homes sold in the last 12 months. Every number in this video comes from the community page at move with momentum dot com, from realMLS and public records.

In the last 12 months, 11 homes sold at a median of 840,000 dollars. That's 288 dollars a square foot, matching its 2026 peak, at 98 point 3 percent of asking. Right now 3 homes are listed and 2 are pending.

40 percent of homes here are under contract, against 25 percent across Duval County, which typically means more competition for the homes that list. That's typical, not a promise. Homes here have sold at 98 point 3 percent of asking, against 96 point 5 percent for the county, so compare each home to recent closings, not to asking prices. Verify whether an HOA or a CDD applies.

At today's median asking price, the page estimates a first-year property tax bill with homestead of about 11,200 dollars, at Duval County's total millage of 17 point 865 mills. Of the homes listed or recently sold here, 17 of 17 report an HOA, at a median of 71 dollars a month, so ask what the dues cover, and whether a CDD assessment applies. Of 14 listing addresses checked against the FEMA flood map, 100 percent sit outside the high-risk zone; still check the map by address, and get insurance quoted by address.

Get an email the moment new homes list: the alerts box is on the Pablo Bay page at move with momentum dot com, updated every night. I'm Jon Brooks with Momentum Realty.

Homes For Sale Right Now in Pablo Bay

Live MLS inventory for Pablo Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Pablo Bay listings as of 2026-11-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Pablo Bay's price story comes down to size and age: a median living area of 3,052 square feet and a median build year of 2004 put most homes here in the larger, newer-construction tier for the area, and that's what the $700,000 median reflects. At $262.90 per square foot, the per-foot number is doing a lot of the explaining once you account for lot size and finish level, rather than any single hot pocket of the community.

With only 4 active listings against 848 homes total, and 1.3 months of supply, this reads as a seller-leaning market right now, though the 32-day median days-on-market and a 0.6% year-over-year dip say buyers still have room to negotiate on condition and price rather than getting into bidding wars on every listing. Since 2012, prices here have roughly doubled, so this is a community with a long runway of appreciation already priced in, not a fresh discovery.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Pablo Bay Housing Pulse · Momentum Research · as of November 12, 2026

Pablo Bay right now

🔴 Seller-leaning market. 0.9 months of supply and 25% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Very High (4 active and pending listings, 38 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($741K) is up 5.3% from the prior 12 months ($704K) and up 109% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: High (38 and 26 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Pablo Bay market snapshot (as of November 12, 2026): the median sale price is about $741K ($269 per sq ft over the trailing 12 months of closed sales), a median 27 days on market for closed sales, and 0.9 months of supply, a seller-leaning market. The trailing-12-month median is up 5% from the prior 12 months and up 109% since 2012, computed from record-level realMLS closed sales (38 closings in the current window).

In ZIP 32224 (Jacksonville), 875 homes closed in the last 12 months at a median of $487K ($253/sq ft), down 2.1% year over year, with a median 31 days on market. Right now 153 active and 103 pending listings put supply at about 2.1 months — a healthy market. See the live ZIP 32224 housing market and the Duval County market.

County records show 19 qualified sales in Pablo Bay across 2024–2025 (11 in 2024, 8 in 2025), median $775,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Pablo Bay: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.

Pablo Bay is a community of 272 homes in Jacksonville, Duval County, built between 2001 and 2016 (median 2014.0), with a median living area of about 3,078 square feet. 90% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Pablo Bay is an established Jacksonville community in Duval County with 848 homes spanning a wide range of build years (1948-2022), giving it a mix of older and newer construction under one HOA rather than a single-phase, same-era build-out.

Best for

  • Buyers targeting a larger home (median 3,052 sq ft) and comfortable near the $700,000 median price point
  • Buyers who want an amenity-rich HOA - pool, clubhouse, fitness center, courts, dog park - as part of the purchase
  • Sellers with an updated, well-maintained home who can price against a tight 4-listing active market

Probably not for

  • Buyers who need to close fast and can't wait out a market with only 1.3 months of supply
  • Buyers set on new construction - the community spans build years back to 1948, with a median build year of 2004
  • Buyers or sellers who want a quick generic online price number instead of a hand-prepared, comparable-driven price opinion

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($741K) IS the median in the snapshot above, and the move from 2025 ($704K) IS the +5.3% one-year change.

Windows contain 24 to 141 sales each (38 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K$800K20122014201620182020202220242026
Up 5.3% year over year; up 109% since 2012.
Every sale since 2011 · price vs size
$0$500K$1M2k3k4k
829 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$150$200$250$30020122014201620182020202220242026
Up from $135 in 2012 to a $290 peak in 2023; $269 now.
Median days on market · closed sales
05020122014201620182020202220242026
1 days at the 2014 low; 27 now.
Sale price vs original ask · median
92%95%98%100%20122014201620182020202220242026
96.1% now.
Homes sold per 12-mo window
05010015020122014201620182020202220242026
24 to 141 a year; 38 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
83 at the 2021 peak, 23 in the troughs, 55 now. Same score as the hero card, full history.

Pablo Bay Market Scorecard

Strong seller's market

Pablo Bay is currently a strong seller's market. About 0.9 months of supply, a median asking price of $669,900, and homes go under contract in about 56 days.

0.9
Months supply
$669,900
Median list
$846,875
Median sold
$250
Per sqft
56
Days on mkt
3/1/38
Active/Pend/Sold

Typical home value in the 32224 ZIP is $460,128, about 9.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Pablo Bay are close: the nearest parks is about 1 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Pablo Bay with Momentum Realty’s local guides.

Beach Haven0.2 mi away · 1 for saleCrosswater At Pablo Bay0.3 mi awayBeach Haven Jacksonville Duval0.3 mi away · 107 homes, built 1949–71Pablo Cove0.3 mi away · median $460K, 17 sales/12 moDeer Chase0.4 mi awayIFIngle Forest0.4 mi away · 47 homes, built 1959–18Bentwood Avenue0.5 mi away · 6 homes, built 2012–12

Browse all neighborhood guides →

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Alimacani Elementary (Duval)FLDOE grade A · Public K-5
  • Duncan U. Fletcher Middle (Duval)FLDOE grade A · Public 6-8
  • Sandalwood High School (Duval)FLDOE grade A · Public 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Pablo Bay address.

Recent Developments in Pablo Bay

Development, infrastructure, retail, and school activity affecting Pablo Bay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum68/100 · Active
  1. October 2026
    Retail & Dining

    Hotel, restaurants and retail proposed to replace vacant Neptune Beach Kmart

    TriBridge Residential plans Town Center West at the former Kmart, 500 Atlantic Blvd., with a hotel, two restaurants, and office and retail space after demolishing the building. The project is described as a $100 million-plus investment and still needs variances and development plan approval. Design and permitting would take roughly 9 to 12 months once approvals are in hand.

    What it may mean for the marketRedeveloping a long-vacant big-box site on Atlantic Boulevard could add dining, lodging and shopping options close to the Beaches' central corridor. The project is about 4 miles northeast of Pablo Bay, elsewhere in Duval County.

    Source: Jacksonville Today
  2. October 2026
    Market

    Northeast Florida home sales dip in September as inventory tightens

    Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.

    What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 13 miles west of Pablo Bay.

    Source: Clay Today
  3. October 2026
    Market

    St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law

    Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.

    What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 8 miles south of Pablo Bay.

    Source: Jacksonville Today
  4. September 2026
    Infrastructure

    JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

    JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

    What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 9 miles northwest of Pablo Bay.

    Source: News4JAX
  5. April 2026
    Development

    Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

    Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

    What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 9 miles northwest of Pablo Bay.

    Source: JAXPORT
  6. February 2026
    Infrastructure

    JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

    At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

    What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 9 miles northwest of Pablo Bay.

    Source: News4Jax

Development alerts for Pablo BayGet a short monthly email when something new is approved, funded, or opens near Pablo Bay.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Pablo Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pablo Bay.

Best Buy
Buyers and sellers who want an established, larger-footprint Jacksonville community with a long track record rather than new construction.
Biggest Risk
Inventory is razor-thin at 4 active listings, so timing and flexibility matter more than usual.
Sweet Spot
Larger homes near the 3,000 sq ft median, where the per-square-foot math tends to work out best.
Avoid If
You need to move on a tight timeline in a market with only 1.3 months of supply to choose from.

What the numbers actually say

Inventory is thin: just 4 active listings across a community of 848 homes, and 1.3 months of supply means the current for-sale pool would clear quickly at the recent pace of sales. That combination is why we call this market seller-leaning even with prices down slightly (-0.6%) year over year - low supply, not runaway demand, is setting the tone.

The median days-on-market of 32 tells you homes here aren't sitting, but they aren't going in a weekend either - there's time for a real inspection period and a considered offer. About 87% of homes carry a homestead exemption, pointing to a market dominated by owner-occupied homes rather than a heavy investor or short-term-rental presence, which tends to support steadier turnover and maintenance standards over time.

“

The location and the amenities are priced into every listing in Pablo Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.0B+ · Buy Score
Long-Term Appreciation7.4/10
Recent Direction7.3/10
Liquidity & Demand9.1/10
Owner Commitment9.0/10
Pricing Power7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.0). Basis: Long-Term Appreciation +109% since 2012; Recent Direction +5.3% year-over-year; Liquidity & Demand 0.9 months of supply; Owner Commitment 90% owner-occupied; Pricing Power 96.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community with only 4 active listings, most of the useful information - what recently closed, how the 37 recent closings priced relative to list, where the next listing is likely to land on price per square foot - isn't sitting on the public portals. We track this feed directly and can walk you through what the $700,000 median and $262.90 per-square-foot figure actually mean for a specific floor plan or lot before you write an offer, backed by a hand-prepared comparable analysis rather than a generic number.

Pablo Bay in 15 seconds.

Best forBuyers and sellers who want an established, larger-footprint Jacksonville community with a long track record rather than new construction.
Biggest advantageDeep amenity package - pool, clubhouse, fitness center, tennis and pickleball courts, and more - built into the HOA.
Biggest riskInventory is razor-thin at 4 active listings, so timing and flexibility matter more than usual.
Sweet spotLarger homes near the 3,000 sq ft median, where the per-square-foot math tends to work out best.
Avoid ifYou need to move on a tight timeline in a market with only 1.3 months of supply to choose from.

What it really costs to own in Pablo Bay

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxAt today's median asking price of $669,900, the first-year bill with homestead is about $11,200/yr (Duval County total millage 17.865 mills, FY2025-26, Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage).
HOA duesMedian $850/year (about $71/month) across 13 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).

Estimated carrying cost at the median asking price, before the mortgage: about $1,114/month (tax $933, HOA $71, insurance $110). An estimate from the sources above, not a quote.

Email me new listings in Pablo Bay

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Pablo Bay

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Pablo Bay will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pablo Bay homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pablo Bay.
In short
  • Has a CDD assessment
  • HOA reported ~$1600/year

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Flood & Insurance Context

Of 12 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=12) · as of 2026-11

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pablo Bay sales matched to your home.

What is your Pablo Bay home worth?

Get a no-obligation home value based on real comparable sales in Pablo Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Recently off market in Pablo Bay

Homes in Pablo Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 30 on record.

Pablo Bay key facts
LocationJacksonville, Duval County, FL · ZIP 32224
Homes in the community272 (FL DOR 2025 assessment roll)
Years built2001–2016 (median 2014.0)
Typical living area3,078 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersPlayground, Park, Children's Pool, Clubhouse, Dog Park, Jogging Path
Sale prices, last 12 months$741,250 median across 38 closed sales · $269 per sq ft · +5.3% vs the prior 12 months
Days on market (closed sales)26 median
For sale right now3 active, 1 pending · median asking $669,900 · 0.9 months of supply
Owner-occupied (homestead) share90%
Zoned public schoolsAlimacani Elementary (Duval) (A, FLDOE 2025-26); Duncan U. Fletcher Middle (Duval) (A, FLDOE 2025-26); Sandalwood High School (Duval) (A, FLDOE 2025-26)

Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pablo Bay key facts,” movewithmomentum.com/neighborhoods/pablo-bay-jacksonville, data as of November 12, 2026.

Housing distress & ownership in Pablo Bay, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
10.0%
1 of 10 listings · short sale 1
Median closed sale price — $699,000 · ▼ 4.4% yr (12-mo rolling)
Distress share trend — 10.0% now (2026-08-10 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Just listed in Pablo Bay

The newest homes for sale in Pablo Bay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Pablo Bay Jacksonville Right Now (4)

All 4 active and pending Pablo Bay Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Frequently Asked Questions

What is the median home price in Pablo Bay?
The median sale price in Pablo Bay was $741K over the 12 months ending November 12, 2026 (38 closed sales, realMLS).
How long do homes in Pablo Bay take to sell?
Homes that closed in the 12 months ending November 12, 2026 took a median 27 days on market (38 sales, realMLS).
Is Pablo Bay a buyer's or seller's market right now?
As of November 12, 2026, Pablo Bay leans toward sellers: 0.9 months of supply at the current sales pace (realMLS live counts).
How many homes are in Pablo Bay?
The Florida DOR 2025 assessment roll shows 272 homes in Pablo Bay (public records).
What share of Pablo Bay is owner-occupied?
90% of Pablo Bay parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Pablo Bay built?
Homes in Pablo Bay were built between 2001 and 2016, with a median year built of 2014.0 (FL DOR 2025 roll).
Have Pablo Bay home prices gone up?
The trailing-12-month median is up 109% since 2012, from $355K to $741K (realMLS closed records).
What schools serve Pablo Bay?
Pablo Bay is served by Duval County Public Schools, typically Alimacani Elementary (Duval), Duncan U. Fletcher Middle (Duval) and Sandalwood High School (Duval). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Pablo Bay?
The best agent for Pablo Bay is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pablo Bay.
How do I find a top Jacksonville real estate agent who knows Pablo Bay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pablo Bay and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Pablo Bay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pablo Bay purchase or sale - no call center and no pressure.
Where is Pablo Bay, and what county is it in?
Pablo Bay is in Jacksonville, Duval County, FL, ZIP 32224. The community's center is about 13 miles east of downtown Jacksonville (straight-line).
How far is Pablo Bay from downtown Jacksonville and the beach?
About 13 miles from downtown Jacksonville and about 4 miles from the Atlantic beach at Jacksonville Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Pablo Bay in a flood zone?
No, for the homes we can see: all 12 homes we sampled in Pablo Bay sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Pablo Bay a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Pablo Bay: the median sale price over the last 12 months was $741K (38 sales), 143% above the Jacksonville median of $305K; homes took a median 26 days to go under contract; the assessment roll counts 272 homes, 90% of them homesteaded (owner-occupied); listings report Alimacani Elementary (Duval) (A), Duncan U. Fletcher Middle (Duval) (A), Sandalwood High School (Duval) (A) as the zoned schools, with FLDOE grades for 2025-26; supply is 0.9 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
Buyers targeting a larger home (median 3,052 sq ft) and comfortable near the $700,000 median price pointExcellent fit
Buyers who want an amenity-rich HOA - pool, clubhouse, fitness center, courts, dog park - as part of the purchaseExcellent fit
Sellers with an updated, well-maintained home who can price against a tight 4-listing active marketExcellent fit
Buyers who need to close fast and can't wait out a market with only 1.3 months of supplyProbably not
Buyers set on new construction - the community spans build years back to 1948, with a median build year of 2004Probably not
Buyers or sellers who want a quick generic online price number instead of a hand-prepared, comparable-driven price opinionProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 12, 2026)
Community market statsrealMLS closed sales, 12-month windows ending November 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32081/32224))
Under-contract sharesrealMLS records, as of 2026-11-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2011 (829 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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