Reserves at Hammock Oaks vs The Villages
Two Lake communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-11-12.
| Metric | Reserves at Hammock Oaks | The Villages |
|---|---|---|
| Median sale price | $315K | $295K |
| Price per sq ft | $152 | $226 |
| Avg days on market | 4 days | 84 days |
| Months of supply | 1.3 mo | 39.0 mo |
| Market | Seller's Market | Buyer-Leaning Market |
| 1-year price change | False | False |
| Recent closings | 38 | 12 |
The verdict
Reserves at Hammock Oaks carries the higher median price — about 7% above The Villages. Homes in Reserves at Hammock Oaks sell faster (4 days on market vs 84). Reserves at Hammock Oaks is the tighter market on inventory (1.3 months of supply).
Where each one is
| Reserves at Hammock Oaks | The Villages | |
|---|---|---|
| County | Lake County, FL | Lake County, FL |
| City / area | Lady Lake | The Villages |
| FEMA flood zones (sampled parcels) | all 11 sampled homes outside a flood zone | all 37 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Reserves at Hammock Oaks | The Villages | |
|---|---|---|
| Homes for sale now | 4 | 39 |
| Under contract | 2 | 12 |
| Asking prices today | $290K to $330K | $185K to $1.7M |
| Listed in the last 7 days | 4 | 0 |
| Property types listed | Single Family Residence | Condominium, Manufactured Home, Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Reserves at Hammock Oaks homes for sale · The Villages homes for sale.
The homes themselves
| Reserves at Hammock Oaks | The Villages | |
|---|---|---|
| Homes (parcels) | n/a | 915 |
| Built | n/a | 1984–2024 (median 1990) |
| Typical living area | n/a | 1,309 sq ft |
| Vacant lots | 0 | 1 |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Schools the listings are zoned for
| Reserves at Hammock Oaks | The Villages | |
|---|---|---|
| Elementary | Villages Elem Of Lady Lake | Villages Elem Of Lady Lake |
| Middle | Carver Middle | Oak Park Middle |
| High school | Leesburg High | Leesburg High |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, The Villages is the lower entry point (median $295K vs $315K). Sellers get a faster sale in Reserves at Hammock Oaks (4 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Reserves at Hammock Oaks more expensive than The Villages?
Yes, on recent sales: the median sale price in Reserves at Hammock Oaks is $315,000 versus $295,000 in The Villages, about 7% higher.
What high schools serve Reserves at Hammock Oaks and The Villages?
Listings in Reserves at Hammock Oaks most often report Leesburg High; listings in The Villages report Leesburg High. Zoning is set by the district and can change - verify by address.
Go deeper on each: Reserves at Hammock Oaks homes, photos & schools · The Villages homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.