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Florida Housing Data · ZIP Scorecard

Winter Haven, FL (33881) housing scorecard.

Home value, rent, cap rate, 5-year growth, price versus incomes and our 0 to 100 Momentum Market Score for ZIP 33881, free, from Zillow, Realtor.com and Census data.

Sources: Zillow, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-08-01
61/ 100
Momentum Market Score
Buyer value
Winter Haven, FL (33881) is leaning to the buyer on price and leverage.

At about 4.94 times the local median income, prices sit close to the Florida norm. Gross rent yield is around 7.94%. Values are up roughly 3.7% a year over the last five years. Owning the typical home at today's 6.52% 30-year rate takes about 30.0% of a median income in principal and interest, the affordability squeeze in one number. About 27.6% of listings have cut their price.

$266,111
Home value
1yr -3.9%
3.7%
5yr growth/yr
ZHVI CAGR
$1,761
Median rent
monthly (ZORI)
7.94%
Cap rate
gross yield
4.94x
Price to income
value vs incomes
-1.2%
Over/undervalued
vs FL norm
30.0%
Affordability
income to own/yr
71
Days on market
median (Realtor)
27.6%
Price cuts
share of listings
$53,867
Median income
household (Census)
39,189
Population
Census ACS
78
New listings
last month

Typical home value, last 13 months

What drives the score

Cheapness vs income52
Price-cut leverage63
Inventory growth63
Affordability53
Rent yield80

Each bar ranks this ZIP against every other Florida ZIP (0 = lowest, 100 = highest) on that input, then weighted into the score. Full methodology.

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Common questions

Is Winter Haven, FL (33881) a buyer's or seller's market?

By the Momentum Market Score, Winter Haven, FL (33881) reads buyer value (61 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus incomes, price cuts, inventory growth, affordability and rent yield.

What is the typical home value in Winter Haven?

About $266,111 (Zillow Home Value Index, 2026-08-01), up roughly 3.7% a year over five years.

Where does this data come from?

Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census (income, population), Freddie Mac via FRED (rate). Score and derived metrics by Momentum Realty, methodology here.

Data: Zillow Research, Realtor.com, U.S. Census Bureau ACS, and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED. Score by Momentum Realty.

Housing distress & ownership in ZIP 33881

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
4.18%
11 of 263 listings · short sale 11
Months of supply
6.3
buyer’s market · active inventory ÷ sales pace (trailing 12 mo)
Out-of-state owners
11.4%
mailing address outside FL
Non-homestead
52.6%
not owner-occupied (investor/2nd-home proxy)
Median just value
$197,822
16,962 parcels
Median owner tenure
1 yrs
years since the home last sold (county tax roll)
Owners at 2× their price
2.2%
today’s just value is at least double the last sale price
Median closed sale price — $265,350 · ▼ 0.8% yr (12-mo rolling)
Distress share trend — 4.18% now (2026-08-10 → 2026-08-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

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